2015 N DBA. Ag Credit Conference. October 8-9 Radisson Hotel Bismarck ND

Transcription

1 2015 N DBA Ag Cedit Confeence Octobe 8-9 Radisson Hotel Bismack ND

2 2015 NDBA Ag Cedit Confeence Wednesday, Octobe 7 1:00-6:00 p.m. Optional Golf Event at Hawktee Golf Club, Bismack A beath-taking mastepiece, Hawktee featues 18 vey diffeent holes. Each is integated into its suoundings, making the most of native vegitation and natual elevation change. Come play one of the county s top public couses. Thusday, Octobe 8 8:00-8:30 a.m. Registation and Continental Beakfast 8:30-8:35 a.m. Welcome by NDBA Agicultue Committee Chai Dianne Piece, Dakota Westen Bank, Scanton 8:35-9:35 a.m. Finding the New, New Nomal in Agicultue John Blanchfield, Agicultual Banking Advisoy Sevices, Damascus MD Ameican agicultue has enjoyed a geat un fo the past decade, if not longe. Now we ae seeing signs that the geat agicultue boom of the 2000s is unning out of gas. Whee does that leave ag bankes? Is the 2014 Fam Bill the ight policy to meet the needs of fames and ultimately thei bankes? Is USDA up to the task befoe it? John Blanchfield etuns with a fesh pespective, a new outlook on the policy machine in Washington and a enewed focus on what bankes need to do now to adjust. 9:50-11:15 a.m. Toubled Ag Loan? What s in You File? Tacy Kennedy and John Schoede, Zimney Foste, Gand Foks ND Befoe you even think about calling that ag loan custome, make sue you loan documents ae in ode. Is you Note, you Secuity Ageement and/o you Motgage valid and enfoceable? The time to answe these questions is befoe you call the ag loan custome in default, not afte. Tacy and John will give a heads-up on what lawyes look at when eviewing loan documents and what lawyes want to see in a toubled ag loan file. Sponsoed by: 11:20 a.m.-12:10 p.m. Beakout Sessions I 12:10-1:00 p.m. Luncheon and Netwoking Sponsoed by: 1:05-1:55 p.m. Beakout Session II 2:15-3:15 p.m. Gain Maketing is Simple Ed Usset, Cente fo Fam Financial Management, Univesity of Minnesota, St. Paul MN How can a task as difficult as maketing be simple? It can and you will meet some celebity gain poduces who will illustate a simple appoach to pe- and post-havest maketing. But maketing will neve be easy because nothing is 100%. Come and exploe the simple (but not easy) aspects of picing gain. Simple o not, with the safety net of fam pogams minimized and the gain boom fading, you maketing effots today ae moe impotant than eve. 3:30-4:45 p.m. Poduce Panel Discussion 4:45-6:15 p.m. Netwoking Reception at the Lüft in downtown Bismack Fiday, Octobe 9 7:00-7:45 a.m. Buffet Beakfast 7:45-9:30 a.m. Cedit Risk 2015: Answes to Citical Questions D. David Kohl, Agivisions, Blacksbug VA Agicultual lendes ae geaing up fo the 2015 lending season. What ae the challenges, isks, and actions of isky lending? What ae the deadly sins of finance and management? Should financial and management benchmaks be diffeent duing the top of the cycle vesus a nomal cycle? What is new with family living costs and how have these expenses changed ove the decade? What ae the chaacteistics of successful agicultual lendes? Sponsoed by: Extaodinay Leadeship fo Noth Dakota Banks

3 2015 NDBA Ag Cedit Confeence 9:45-10:30 a.m. Using Unmanned Aicaft Systems (UAS) fo Cop and Livestock Management John Nowatzki, NDSU, Fago ND NDSU pesonnel ae collaboating with pivate secto patnes to conduct univesity eseach and simultaneously incease the economic efficiencies of the pivate secto patnes commecial activities. Poject activities include using selected UAS to enhance oil development activities, cop and livestock poduction, and agicultual sevice industies. Poject pesonnel ae developing data pocessing methods and tools to convet image data to infomation that fames, anches and consultants can use in thei businesses. 10:45-11:45 a.m. Will the Real Economy Please Stand Up? Elliot Eisenbeg, Ph.D., Gaphs and Laughs LLC, Washington DC In this entetaining and infomative pesentation, D. Eisenbeg will descibe how GDP gowth will pefom, what inteest ates ae likely to do and how all fou pats of GDP including households, copoations, govenments and net expots will pefom in We will caefully examine how enegy makets, labo makets and wages ae pefoming, and why. Eisenbeg will also spend time looking at auto sales, consume sentiment and small business sentiment. D. Eisenbeg will then compae Noth Dakota to the othe states and will lastly tun his attention to the elative condition of the lage MSAs in Noth Dakota and how they compae in tems of unemployment, employment gowth, pesonal income, housing stats and pices and moe. Sponsoed by: 11:45a.m.-1:00 p.m. Closing Luncheon & Speake: Passion! 8 Steps to Find Yous Mak Lindquist, Beath is Limited, Fago ND Based on his book Passion! 8 Steps to Find Yous, Mak will delive a talk packed with fun and oveflowing with excitement about how to live a life filled with passion. You ll hea Mak teach staight fom the playbook he has developed in 26 counties and all 50 states. Sponsoed by: Who Should Attend This confeence is tailoed so both enty-level lendes and expeienced ag loan offices will gain valuable infomation. Confeence Attie The suggested attie fo the confeence, including the eception and meetings, is business casual. Lodging A block of ooms has been eseved at the confeence hotel fo Wednesday, Oct. 7 and Thusday, Oct. 8. Room ate: $109/night Radisson Hotel Bismack 605 E Boadway Ave Bismack ND Phone: Resevations may be made by calling the hotel. Be sue to mention NDBA to get the goup ate. The block of ooms will be held until Septembe 7. Registation Fees Registe by Septembe 11 and save! Ealy egistation fees ae $345 fo membes and $525 fo potential membes and include entance to sessions, beakfasts, lunches, efeshment beaks, confeence mateials and the Thusday evening eception. NDBA Agicultue Committee Chaipeson Dianne Piece, Dakota Westen Bank, Scanton Vice-Chaipeson Mike Youngs, Gaison State Bank & Tust, Gaison Membes Buce Bae, Choice Financial, Belfield Matt Beneda, Fist United Bank, Gafton Eddy Dvoak, Ameican Bank Cente, Dickinson Wade Genie, Rolette State Bank Jeff Gonos, Conestone Bank, Watfod City Jim Leie, Bank of Noth Dakota, Bismack Linda Rudolph, Nothland Financial, Steele Geg Stemen, Fist State Bank of ND, LaMoue Roy Timm, Unison Bank, Jamestown Jason Tyan, Choice Financial Goup, Gafton Tent VanDyke, Bank Fowad, Jamestown Bian Walz, Dacotah Bank, Minot Lee Weisbeck, Staion Financial, Mandan NDBA Boad Liaison Buce Scheine, Gaison State Bank & Tust, Gaison NDBA Ag Cedit Confeence Octobe 8-9, 2015

4 2015 NDBA Ag Cedit Confeence Keynote Speakes John Blanchfield John Blanchfield owns Agicultual Banking Advisoy Sevices, an independent consultancy dedicated to helping ag bankes and thei customes bette undestand the intesection of ag policy and the eal agicultual economy. John ecently left the Ameican Bankes Association, whee he ovesaw all ABA agicultual banking policy fo ove twenty five yeas. Fo many yeas, Blanchfield seved on the CFTC Ag Advisoy Committee and the Agicultual Advisoy Boad of the CME Goup. Elliot Eisenbeg Elliot Eisenbeg, Ph.D., is a nationally-acclaimed economist specializing in making the acana and minutia of economics fun, elevant and educational. He holds a B.A. in economics with fist class honos fom McGill Univesity, as well as a Mastes and Ph.D. in public administation fom Syacuse Univesity. Eisenbeg speaks on economic foecasts, economic impact of homebuilding, consequences of govenment egulation, cost-benefit analysis, pudential use of financial deivatives, stategic business development and othe cuent economic issues. Mak Lindquist Mak Lindquist is a nationally-ecognized motivational speake, wold-touing entetaine and autho of the book, Passion! 8 Steps to Find Yous. Mak has pefomed live fo ove 750,000 people in 22 counties and 44 states thoughout his caee. As an acto, he has appeaed in ABC s LOST, CBS Hawaii Five-O and the Univesal Studios movie Battleship. He has pefomed fo Gammywinning atists, Academy Awad- nominated actos, foeign dignitaies aound the wold and White House staffes. John Nowatzki John Nowatzki is an agicultual machine systems specialist in the depatment of agicultual and biosystems engineeing at NDSU. He develops and teaches educational pogams elated to agicultue machiney selection and opeation, geospatial technology fo pecision esouce management, consevation tillage technologies, agicultual chemical application technology, enegy consevation and altenative enegy use. Tacy Kennedy Tacy Kennedy joined the Zimney Foste law fim in Gand Foks in She is a shaeholde and diecto of the fim, whee he pactice is devoted to banking law, commecial and business law, cedito s ights and agicultual lending and cedit tansactions. Kennedy eaned he bachelo s degee fom Minot State Univesity and he J.D. degee fom the Univesity of Noth Dakota School of Law, whee she is adjunct faculty. John Schoede John Schoede joined Zimney Foste in He gaduated summa cum laude fom Concodia College in Moohead, MN, and also gaduated summa cum laude fom the Univesity of Noth Dakota School of Law in 2013, eaning his Juis Docto. He is licensed to pactice law in Noth Dakota and Minnesota. Pio to attending law school, Schoede woked in consume and small business banking in East Gand Foks. D. David Kohl Fo 25 yeas, D. David Kohl was pofesso of agicultual finance and small business management and entepeneuship in the Depatment of Agicultual and Applied Economics at Viginia Tech in Blacksbug, Viginia, whee he is now Pofesso Emeitus. He is also pesident of AgiVisions, LLC, a knowledge-based consulting business. Kohl is also a business coach and pat-owne of Homestead Ceamey, a value-added daiy business. Edwad Usset Edwad Usset seves as a gain maketing specialist fo the Cente fo Fam Financial Management at the Univesity of Minnesota. Woking with his colleagues at CFFM and in extension, Ed developed the awad-winning Winning the Game wokshops. He also manages Commodity Challenge, an online maketing education game. He teaches commodity makets at the Univesity. The second edition of his book, Gain Maketing is Simple (it s just not easy) is set fo elease in Septembe. Questions about the confeence? Call NDBA s SVP of Education Doothy Lick at

5 2015 NDBA Ag Cedit Confeence Octobe 8-9, 2015 Radisson Hotel, Bismack ND Registation Fees Registe by Septembe 11 and save! Fees listed ae pe peson. Advance Afte Sept. 11 NDBA Membe $345 $365 Potential Membe $525 $545 Optional Event (select when egisteing) Golf at Hawktee Golf Club $90 Registation fee includes entance to sessions, beakfasts, lunches, efeshment beaks, confeence mateials and the Thusday eception. Refund policy Refund equests will be honoed up to one week befoe the confeence ($25 pocessing fee). Substitutions ae allowed at any time. Tax Disclaime The cost fo meals and beaks at the confeence is $88. This infomation is povided fo you tax ecods, in keeping with the IRS 50% deductible povision unde Section 274(n) of the Intenal Revenue Code. Location Radisson Hotel Bismack 605 E Boadway Ave Bismack ND Phone: Lodging Fo oom esevations, call the hotel diectly. A block of ooms will be held until Septembe 7. Be sue to mention NDBA to get the goup ate. Room ate: $109/night. Semina Confimation Please save a copy of this flye as you confimation. Golf Event A golf scamble has been scheduled fo Hawktee Golf Club on Wednesday, Octobe 7 at 1:00 p.m. The fee includes geen fee, cat and pizes. Indicate you inteest on this fom and include payment with confeence egistation fee. NDBA Registation Fom NDBA Ag Cedit Confeence Octobe 8-9, 2015 Registation Infomation Fees listed ae pe peson. Advance Afte Sept. 11 NDBA Membe $345 $365 Potential Membe $525 $545 Golf at Hawktee $90 Mail this fom with payment to: Noth Dakota Bankes Association Attn: Registation PO Box 1438 Bismack ND o to: ndba@ndba.com Questions? Call Doothy Lick at NDBA at Bank Infomation Bank: Addess: City: State: Zip: Phone: Registants (fist & last name) Registant 1. Reg. 1 Reg. 1 Banch: Registant 2. Reg. 2 Reg. 2 Banch: Registant 3. Reg. 3 Reg. 3 Banch: Total Due $ Select Events: Confeence Payment Option: Check is enclosed. Confeence Confeence Please send an invoice. Cedit cad (please contact me)