INDEPENDENT BANKERS DIVISION CONVENTION

Transcription

1 INDEPENDENT BANKERS DIVISION CONVENTION WESTIN NASHVILLE HOTEL NASHVILLE, TN OCTOBER 19 & 20, 2017

2 THURSDAY, OCTOBER 19 Mobile App sponsored by First National Bankers Bank, Birmingham, AL 3:30 Board Meeting (Sobro II) 4:30 p.m. 4:00 Registration (Vanderbilt Foyer) 5:00 p.m. Coffee Bar sponsored by First National Bankers Bank, Birmingham, AL 5:00 Welcome/Introductions (Vanderbilt Ballroom) 5:05 p.m. Bill Yoder, Chairman, TBA Independent Bankers Division; and President/CEO, Southern Community Bank, Tullahoma, TN 5:05 How to Improve the Value of Your Bank 6:00 p.m. Philip K. Smith, President, Gerrish Smith Tuck, PC, Consultants and Attorneys, Memphis, TN Financial institutions are constantly looking for ways to improve their value. But for whom are you trying to improve value? Is it your customers? Is it depositors? Is it the regulators? Or is it your shareholders? If we can resolve those questions, then of all the myriad options available from different strategies, new products, or alternative steps that we could take, what are the ones that are most likely to add true organizational value? Furthermore, how do we measure whether we are effective at returning value? Philip K. Smith will address these and other questions in this informative and upbeat session that will leave you with the tools necessary in today s changing environment to consider new tactics and new strategies to implement at your organization to improve its overall value for shareholders and other constituents. 6:15 Reception (L27 at the Westin Hotel) 7:15 p.m. Join your fellow bankers for our opening reception at L27 at the new Westin Nashville Hotel. Offering a spectacular 360-degree view of Nashville, L27 will go beyond your expectations as we gather for adult beverages and hors d oeuvres. Join us and enjoy the view! SPEAKERS Frank L. Farone Managing Director, Darling Consulting Group, Inc., Newburyport, MA Wesley McGrew PhD, Director of Cyber Operations, HORNE Cyber, Nashville, TN

3 FRIDAY, OCTOBER 20 8:00 Registration/Continental Breakfast (Vanderbilt Foyer) 8:30 a.m. Coffee Bar sponsored by Southeastern Commercial Finance, LLC, Memphis, TN 8:30 Opening Remarks (Vanderbilt Ballroom) 8:35 a.m. Bill Yoder, Chairman, TBA Independent Bankers Division; and President/CEO, Southern Community Bank, Tullahoma, TN 8:35 Profiting From a Rising Rate Environment 9:15 a.m. Frank L. Farone, Managing Director, Darling Consulting Group Inc., Newburyport, MA Margins are finally improving despite three Fed rate hikes through June and a flatter yield curve. Fundamentally, this may be an interim benefit as bankers have not moved the rates on deposits yet. Meanwhile, unrealized losses on bonds have resurfaced; EVE risk is rising and regulatory scrutiny is increasing across the board and will likely intensify ahead. Key variables of concern include the stickiness of deposits, price sensitivity, and the potential for disintermediation as rates rise. Is your ALCO prepared to respond accordingly? The solutions and answers are simple; the key is knowing where to look and how to use the information to your strategic advantage. Join Frank L. Farone and learn what strategies to consider and avoid in the midst of a Fed tightening cycle don t hit the panic button and make the same common mistakes others are likely to make this time around. 9:15 Generational Communication 10:00 a.m. Ronald Harris, Vice President, Diversity and Inclusion, Blue Cross Blue Shield of Tennessee, Chattanooga, TN This is the first time in the history of America where all four generations are present in the workforce at the same time. Ronald Harris will explore communication styles and preferences of those generations found in today s workforce. The objective is to recognize the various communication styles and preferences, including your own, with the goal of becoming more effective leaders. The banking industry is impacted relative to its staff, workforce, and customer base, all of which are rapidly changing demographically and generationally. 10:00 Coffee Break (Vanderbilt Foyer) 10:15 a.m. Sponsored by KraftCPAs PLLC, Nashville, TN Ronald Harris Vice President, Diversity and Inclusion, BlueCross BlueShield of Tennessee, Chattanooga, TN Philip K. Smith President, Gerrish Smith Tuck, PC, Consultants and Attorneys, Memphis, TN

4 10:15 Chairman's Report (Vanderbilt Ballroom) 10:30 a.m. Bill Yoder, Chairman, TBA Independent Bankers Division; and President/CEO, Southern Community Bank, Tullahoma, TN 10:30 How to Hack a Bank: A Live Demonstration 11:30 a.m. of the Need for Offense Oriented Cyber Security Wesley McGrew, PhD, Director of Cyber Operations, HORNE Cyber, Nashville, TN Cyberattacks are now so numerous and sophisticated that it is no longer a question whether you will be breached, but rather when. Traditional cyber defense strategies and regulatory compliance standards are no longer enough to protect your bank. This means you must become offensive in your cybersecurity strategy and begin focusing on building your cyber resilience. Cyber resilience enables organizations to continue to provide services to customers while fending off or reacting to cyberattacks. Your resilience determines if you will become a major headline after a breach or if it will merely be a small bump in the road. Wesley McGrew will share stories from the front lines about how banks are being breached, the impact breaches are having on the banking industry, and how to take the proper steps to protect your bank. Attendees will: Walk away with an understanding of what is possible today when it comes to cyberattacks, what actual cyberattacks look like, common data security risks/ threats/breaches, and how to avoid falling victim Know how to offensively protect their institutions from cyber criminals with our recommended cyber-security best practices Understand recommended policies and procedures to build cyber resilience Gain an understanding of the role that the Internet of Things and other emerging technologies play in cybersecurity 11:45 a.m. Announcements/Adjourn THANK YOU TO OUR SPONSORS First National Bankers Bank, Birmingham, AL Mobile App and Coffee Bar at Thursday Registration KraftCPAs PLLC, Nashville, TN Friday Mid-Morning Coffee Bar Southeastern Commercial Finance, LLC, Memphis, TN Friday Coffee Bar at Continental Breakfast

5 INDEPENDENT BANKERS DIVISION BOARD OF DIRECTORS Officers Chairman: Bill Yoder, President/CEO, Southern Community Bank, Tullahoma Chairman-elect: Kenneth V. Jones, President/CEO, Citizens Bank, New Tazewell First Vice Chairman: Philip Calahan, President/CEO, Peoples Bank & Trust Company, Manchester Secretary/Treasurer: Jim Robinson, CEO, Heritage Bank & Trust, Columbia Directors Terry Eastwood, CEO, First Bank of Tennessee, Spring City Gay Dempsey, CEO, Bank of Lincoln County, Fayetteville Wright Cox, President, BankTennessee, Collierville Travis Edmondson, CEO, Clayton Bank and Trust, Knoxville Scott Cocanougher, President/CEO, First Community Bank of Tennessee, Shelbyville Jay England, President/CEO, Decatur County Bank, Decaturville Adam Robertson, President, Commercial Bank, Harrogate Keith Hatley, President and CEO, Sumner Bank & Trust, Gallatin John Liddy, President and CEO, Farmers & Merchants Bank, Adamsville Past Chairmen - Ex-Officio Directors Ted Williams, President/CEO, TriStar Bank, Dickson W. Logan Hickman, Jr, Executive Vice President, Peoples Bank of the South, LaFollette Phillip Renfroe, President/CEO, Community Bank, Lexington HOTEL INFORMATION Through vibrant design, unique programming, and entertainment, The Westin Nashville Hotel offers an aspirational and energetic atmosphere in addition to unmatched genuine service. With original outlets such as Nashville s premier rooftop pool bar and lounge, L27, and a resortstyle spa, Rhapsody Spa, guests will have many options to create a personalized and dynamic experience during their stay at The Westin Nashville. Conveniently located at 807 Clark Place, adjacent to the Music City Center and steps from Nashville s entertainment district, The Westin Nashville Hotel provides the ultimate insider access to discovering Nashville. A block of rooms is being held at a special group rate of $254 single/double occupancy on Thursday, October 19. The deadline for making reservations is Wednesday, September 27. When the allotted room block is sold out, room rates return to standard prices on a spaceavailable basis, even if it is before the September 27 deadline. After 5:00 p.m. on September 27, the room block will be released for general sale. Please make your overnight arrangements early to assure you receive the TBA special rate. To make reservations, contact the hotel at and ask for the Tennessee Bankers Association Bank Directors Retreat to get our special group rate. Self-parking is available across the street in Music City Center garage, or valet parking is available at The Westin Nashville Hotel.

6 ADDITIONAL INFORMATION Delivery Method: Group-Live Program Level: Intermediate to Advanced Prerequisites & Preparation: No prerequisites or advance preparation required Please visit TNBankers.org/education/events for information on attire, special needs, inclement weather policy, continuing education credit information, photo policy, and antitrust policy. Cancellation Policy: Cancellations received in the TBA office 5 business days prior to the scheduled program will be refunded in full. Due to commitments with hotels, cancellations received less than 5 business days prior to the scheduled program are not refundable. Substitutions are welcome. Registrants who do not attend the program or send a substitute will be responsible for the entire registration fee. CONTINUING EDUCATION CREDIT Attendees qualify for 5 hours of Continuing Professional Education (CPE) credit in the area of Business Management and Organization. In accordance with the standards of the National Registry of CPE Sponsors, CPE credits have been granted based on a 50-minute hour. For more information regarding administrative policies or complaints, please contact our offices at To obtain continuing education credit applications or more information, call the TBA education department at or CONVENTION FEES TBA Members / Associate Members Member Nonmembers Nonmember Early Registration $275 $50 $550 $100 Early registration deadline is October 4. Registration $305 $50 $580 $100 At-the-door $355 $75 $630 $125 Fee includes the coffee break and the opening reception on Thursday, instructional materials, and continental breakfast and a refreshment break on Friday. Please register early. Day-of-program registrations includes an additional $50 late registration fee. No written confirmation of seminar registration will be sent from the TBA. Participation in TBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or nonmember rates. TBA CONTACT INFORMATION Susan R. Taylor, CMP Senior Vice President of Professional Development staylor@tnbankers.org or

7 2017 INDEPENDENT BANKERS DIVISION CONVENTION OCTOBER 19 & 20, 2017 WESTIN NASHVILLE HOTEL NASHVILLE, TN Please print or type. List name and badge nickname for each attendee. Check space if registrant is a spouse. Must be included for delegates. For educational tracking purposes only LAST 4 DIGITS: Company Contact Address City State Zip Phone TBA Members/ Associate Members Member Nonmembers Nonmember Early Registration $275 $50 $550 $100 Early registration deadline is October 4. Registration $305 $50 $580 $100 At-the-door $355 $75 $630 $125 2 WAYS TO REGISTER! 1. Register online with a credit card or ACH at 2. Mail this form, along with a check, to the address on the right. Please make check payable to Tennessee Bankers Association. Mail form and payment: Tennessee Bankers Association Attn: Monique Jenkins 211 Athens Way, Ste 100 Nashville, TN or