Dr. Raphaël Frank. Motion-S Sàrl 59, blvd Royal, L-2449 Luxembourg Phone:
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1 Dr. Raphaël Frank Motion-S Sàrl 59, blvd Royal, L-2449 Luxembourg Phone:
2 OUR STORY First Spin-off Of The Uni.Lu Founded Telematics And Mobility Analytics Target Markets Insurance Fleet
3 How it all started FNR SenseFleet POC Project: ! How can we use Smartphones to detect HOW YOU DRIVE! How do you: Accelerate, Brake and Steer! Using Smartphone Sensors only: GPS, Accelerometer, Gyroscope!
![Adaptive Driving Maneuver Detection 1,2 [1] Patent Filed: Vehicular Motion Monitoring Method, PCT/EP2015/081361, 2015 [2] G. Castignani, T.](/docs-images/74/71263917/images/4-0.jpg "Derrmann, R. Frank and T.")
4 Adaptive Driving Maneuver Detection 1,2 [1] Patent Filed: Vehicular Motion Monitoring Method, PCT/EP2015/081361, 2015 [2] G. Castignani, T. Derrmann, R. Frank and T. Engel, Smartphone-Based Adaptive Driving Maneuver Detection: A Large- Scale Evaluation Study, in IEEE Transsactions on ITS, January 2017
5 Game of Roads: First Validation Campaign Safe Driving Campaign with Bâloise Assurances Luxembourg Launch Friday March 13th 2015 Duration 8 months By November 2015 > 5,500 Users > 4,000,000 km driven > 215,000 trips recorded
6 Game of Roads: First Validation Campaign Median Age: 31 years
7 Game of Roads: First Validation Campaign Average Score improve from 81 to 88!
8 Follow-up: Game of Roads Experience Let s do it again but better! Focus on Driving Education Launch Friday June 13th 2016 By May 2017 > 5,600 Users > 2,100,000 km driven > 110,000 trips recorded Good Drive: First insurance telematics product in Luxembourg Launched: March 16th 2017!
9 Game of Roads: What we learned A lot about mobility behaviour! Technology works but: The MVN model has some practical limitations It s limited to Smartphones! Scoring Flexibility Are driving dynamics alone enough? To describe if you are low risk driver Contextualization is increasingly important! Motion-S Analytics Backend
10 New Architecture
11 How far can we theoretically go?
12
13 - Traces (GPS Data)
14 - Traces (GPS Data) - Temporal Information
15 - Traces (GPS Data) - Temporal Information - Home & Work Location
16 - Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions
17 - Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions - Traffic conditions
18 30 - Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions - Traffic conditions - Road Characteristics 50 30
19 30 - Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions - Traffic conditions - Road Characteristics - Points of Interest - Gas Stations 50 30
20 30 - Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions - Traffic conditions - Road Characteristics - Points of Interest - Gas Stations - Sports Activities 50 30
21 30 - Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions - Traffic conditions - Road Characteristics - Points of Interest - Gas Stations - Sports Activities - Shopping 50 30
22 30 - Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions - Traffic conditions - Road Characteristics - Points of Interest - Gas Stations - Sports Activities - Shopping - Bars, Restaurants and so on 50 30
23 Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions - Traffic conditions - Road Characteristics - Points of Interest - Gas Stations - Sports Activities - Shopping - Bars, Restaurants and so on - Driving Dynamics - Acceleration - Braking - Taking Turns 30
24 Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions - Traffic conditions - Road Characteristics - Points of Interest - Gas Stations - Sports Activities - Shopping - Bars, Restaurants and so on - Driving Dynamics - Acceleration - Braking - Taking Turns - Other Mobility Modes - Walking - Running - Cycling 30
25 Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions - Traffic conditions - Road Characteristics - Points of Interest - Gas Stations - Sports Activities - Shopping - Bars, Restaurants and so on - Driving Dynamics - Acceleration - Braking - Taking Turns - Other Mobility Modes - Walking - Running - Cycling 30 User Provided Information:! - Gender - Birthdate - Vehicle Information - Etc.
26 Traces (GPS Data) - Temporal Information - Home & Work Location - Weather conditions - Traffic conditions - Road Characteristics - Points of Interest - Gas Stations - Sports Activities - Shopping - Bars, Restaurants and so on - Driving Dynamics - Acceleration - Braking - Taking Turns - Other Mobility Modes - Walking - Running - Cycling 30 User Provided Information:! - Gender - Birthdate - Vehicle Information - Etc.
27 Applications Traditional Connected Car Applications Insurance Telematics Fleet Management Eco Driving Car Sharing! What s next: Targeted Mobility Services Personalized Marketing Predictive Marketing!
![in force in May 2018 [3]! [3] https://cnpd.public.](/docs-images/74/71263917/images/28-5.jpg)
28 Privacy Considerations Privacy by Design Secure transmission and storage No excessive data collection Proportionality and Purpose Sharing (Selling) of Personal Data Informed Consent Opt-Out and Right to be forgotten Voluntary usage! The GDPR Regulation with enter! in force in May 2018 [3]! [3]
29 Conclusion Telematics insurance is there! Uberising Auto Insurance * Over the last two years UBI reached a new level of maturity Example: Progressive (US) doubled its number of UBI customers to 2.8M By 2020, nearly 100 million vehicles globally will be insured with telematics policies. This will grow to nearly 50% of the world s vehicles by 2030, generating more than 250 billion in premiums for insurers! New business models around individual mobility are currently emerging, but are not yet ready for the mass market. Legal Frameworks around Personal Data Collecting is still fragmented, especially in Europe! * Source: PTOLEMUS, Global Usage-based Insurance Study - January 2016
30 Questions? Motion-S Sàrl 59, blvd Royal, L-2449 Luxembourg Phone:
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