SUMMER 2017 OKLAHOMA AGCREDIT. In This Issue Patronage Drawing Winners 4...Significant Women In Ag 10...Final Refer & Earn Prizes

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1 SUMMER 2017 OKLAHOMA AGCREDIT In This Issue 2... Patronage Drawing Winners 4...Significant Women In Ag 10...Final Refer & Earn Prizes

2 Smart, talented and hard-working employees along with knowledgeable, dedicated directors are a couple of the things that make our Association special. Our organization is full of employees who have dedicated their professional lives to making Oklahoma AgCredit the best it can be. Our people are what makes us special By Butch McComas CEO of Oklahoma AgCredit PRESIDENT S PERSPECTIVE recognize him as a cataclysmic and crucially important contributor on his 39th anniversary. Not many people stay with one organization for 39 years these days. It is truly a blessing for Oklahoma AgCredit to have this kind of tenured employee to rely upon. OKLAHOMA AgCredit HEADQUARTER OFFICE 601 E Kenosha...Broken Arrow OK toll free CONTACT POINTS PER BRANCH Full details at OkAgCredit.com ARDMORE N Rockford Rd BROKEN ARROW E Kenosha St OKEMAH, OKMULGEE, SKIATOOK CHICKASHA W Choctaw Ave DUNCAN S Hwy Dean Lawson to retire One employee with a lengthy history of dedication is long-time Vice President / Branch Manager of our McAlester office, Dean Lawson. Dean will retire at the end of July after 34 years of service to Farm Credit of East Central Oklahoma and Oklahoma AgCredit. Dean has dedicated his professional career to Farm Credit and will be missed. Following Dean s retirement, Benny Kellner, Broken Arrow branch manager, will assume managerial responsibilities for the McAlester and Poteau offices. Travis Hanks will work out of the McAlester office full-time, instead of both the McAlester and Poteau offices. A new, full-time loan officer will be hired at the Poteau location. Dennis Green celebrates 39 years Another one of our more tenured employees is Dennis Green. Dennis recently celebrated his 39th anniversary with Farm Credit. Dennis, who works from our Pauls Valley office, is Executive Vice President, Chief Risk Officer and is a member of the executive management team of Oklahoma AgCredit. Dennis has a wealth of knowledge from his long career with Farm Credit, garnished from lean times in the 1980s through risk management challenges presented today. The leadership he provides other employees and the contributions to the formation of Oklahoma AgCredit have been invaluable. While Dennis is not retiring, I wanted to OKLAHOMA AG CREDIT Dick Smart retires from Board Last, but definitely not least, are the contributions of Dick Smart. Dick served as an appointed director for Chisholm Trail Farm Credit and continued as one of the appointed directors for Oklahoma AgCredit. Dick recently retired from the Board after serving from During his terms, he served as Audit Committee Chairman for Chisholm Trail Farm Credit and as an Audit Committee member for Oklahoma AgCredit. Dick has always had the best interest of our Association at heart and has served our Association with dedication. His knowledge and experience as a director will be missed. These are only three of nearly 100 employees and 18 directors who make up Oklahoma AgCredit. We are proud of each and every one of them, but are especially proud of these three at this milestone in their careers and service. Their photos are on page 1 along with the results of the 2017 Election Results. Please join me in congratulating them on their accomplishments. CEO of Oklahoma AgCredit DURANT W Main ATOKA, TISHOMINGO ENID Chisholm Trail IDABEL SE Washington St, Ste B KINGFISHER US Hwy EL RENO MCALESTER S George Nigh Expy HOLDENVILLE, STIGLER, TALIHINA MUSKOGEE W Shawnee Bypass STILWELL PAULS VALLEY W Paul PAWHUSKA Leahy Ave POTEAU State Hwy SHAWNEE N Kickapoo, Ste B STILLWATER S Western BLACKWELL, CHANDLER, DRUMRIGHT, TONKAWA VINITA W Dwain Willis Ave BARTLESVILLE, JAY, MIAMI, PRYOR WATONGA N Clarence Nash Blvd AgDirect...agdirect.com

3 PRESIDENT S PERSPECTIVE BOARD OF DIRECTORS Gary Bledsoe... Lincoln County Dan Childs... Johnston County Larry Cochran... Alfalfa County Verl Daugherty...Caddo County Bob Eubanks... Craig County Jim Freeny... McCurtain County Jay Grace...Jefferson County Paul Heath...Blaine County Jimmie Jarrell...Garvin County Brian Knowles...Haskell County Bob Loudermilk...Muskogee County Kenneth Markes...Garfield County Roger Moore... Mayes County Brad Scott...Jefferson County Kevin Smith... Major County Jay Stinnett...Cherokee County Appointed Directors Ross Love R. Dale McDaniel Volume 3, Issue 1 About Us Oklahoma AgCredit supports rural Oklahoma with reliable and consistent credit today and tomorrow. We provide loans for rural land, livestock, equipment and operating costs to farmers, ranchers and rural businesses across 60 counties. Oklahoma AgCredit s country home loan program provides financing for purchasing or refinancing homes in rural communities. NMLS ID Equal Housing Lender. Equal Credit Opportunity Lender Election Results In May, members of Oklahoma AgCredit voted for open Board of Director positions and for the Nominating Committee responsible for the 2018 Director Election. Voting is important because the Board members represent the best interests of borrowers and the Association. Comprised of 16 customers elected by members and two non-member appointed directors, Board members should have a background, education, or experience with agriculture, agricultural business or management. The Board of Directors approve policy decisions, annual business plans, and overall Association strategy. Elected to a 3-year-term from Gary Bledsoe, Lincoln County Kenny Markes, Garfield County 2018 Nominating Committee The committee identifies, evaluates and nominates candidates for the Board election. Elected to a 1-year-term Scott Bulling, Mulhall Jim Kirby, Stillwater Delane Reimer, Medford James Byrd, Rush Springs Randy Gilbert, Tecumseh RodSchenk, Chickasha Jim Enis, Wilburton Phillip Landgraf, Madill Gary Updyke, Checotah Dennis Delozier, Adair Randy Drake, Pryor Clayton Williams, Kansas Proud Member of the farm Credit System McAlester Branch Manager Dean Lawson will retire July 31 after 34 years of service. Oklahoma Rural Roots is owned and published bi-annually by Oklahoma AgCredit, 601 E Kenosha, Broken Arrow OK for their membership and to agricultural organizations at no cost. To be added to the mail list, contact the Marketing Department at Dick Smart retires after serving on Board of Directors from Dennis Green celebrated 39 years of service to Farm Credit in May FINANCING RURAL OKLAHOMA 1

4 PATRONAGE Green & Cold And we re not talking about a frog at the first of spring. Along with receiving $4.3 million in green, Oklahoma AgCredit members could register to win a Yeti cooler, at Patronage Open Houses held in April. Paying a healthy Patronage is a highlight for our members, but beyond that, it validates efforts from the Board of Directors and management to operate a successful cooperative, said Patrick Zeka, Oklahoma AgCredit EVP/ COO/CFO. The Directors place an emphasis on growing capital but they also expect a vigorous patronage return. When a person opens a loan with Oklahoma AgCredit, they become a member of the cooperative. As a member, they have an opportunity to share in the cooperative s financial success through the Patronage Program. Oklahoma AgCredit distributes returns based on the amount of interest expense on each member s loan(s). Since the Patronage Program was initiated in 1997, Oklahoma AgCredit members have received more than $52 million in patronage returns. With a capital position of more than $240 million, Oklahoma AgCredit has the risk-bearing capacity to provide reliable, consistent credit to Oklahoma s farmers, ranchers and rural property owners regardless of swings in the agricultural economy. Returning a patronage further speaks to the strength of our Association. Members who attended a Patronage Open House were eligible to enter a drawing for a Yeti 35 cooler. One winner from each office was drawn during the Annual Meeting held April 27. Pawhuska - Charley Chambers, Pawhuska Chickasha Open House Idabel - Blake Pittman, Garvin with Michael Willingham (L) Broken Arrow - Brian Weaver, Bristow with Beau Sheffield (R) Durant - Jack Humphrey, Lane with Thad Reimer (L) Muskogee - Lori Means, Stilwell with David Rodden (L) 2 OKLAHOMA AG CREDIT

5 Enid - Roger Ediger, Enid with Justin Strate (L) McAlester - Frederick Sandmann, McAlester Poteau - Darrell Ritter from Wister Kingfisher - Dale Howe, Hennessey with Joe Voth (R) Duncan - Ralph Dickson II, Lawton with Harold Wayne Harris (L) Stillwater - Bob Mallory from Tecumseh, Oklahoma Chickasha - Brenda Miller, Minco with Kurtis Sears (L) Shawnee - Angi Mohr, Shawnee with Kile Furr (L) Vinita - Larry and Anna Wisdom, Big Cabin with Sean Johnstone (R) Watonga - Glenn Smoot, Fay with Barry Bessinger (R) Pauls Valley - Seth Temple, Elmore City with Kelly Crissman (L) and Jim Rickey (R) Ardmore - Connie Evans, Marietta with sons Carson (L) and Wyatt (R) FINANCING RURAL OKLAHOMA 3

6 Three Oklahoma AgCredit members have been recognized in a continuing series of stories on Significant Women in Oklahoma Agriculture. The project is a collaborative program between the Oklahoma Department of Agriculture, Food & Forestry and Oklahoma State University to recognize and honor the impact of countless women across all 77 counties of the state, from all aspects and areas of the agricultural industry. The honorees were nominated by their peers and selected by a committee of 14 industry professionals. 4 OKLAHOMA AG CREDIT

7 Carol Cowan, a member of the Watonga office, has lived in Watonga in western Oklahoma all her married life and works alongside Rodney Cowan on their wheat, alfalfa and cattle operation. A member of the Idabel office, Tiete won the Idabel Patronage Open House Drawing in She is shown receiving an ipad from loan officer Michael Willingham. Agriculture has provided a wonderful quality of life for the Snelson family, said Pam Snelson, a member of the Vinita lending office. It has also provided numerous opportunities to share this love of our Oklahoma land and endless possibilities to better serve consumers with abundant, safe, affordable, sustainable food. Carol Cowan People throughout Oklahoma and the nation have benefited from Cowan s tireless commitment to agriculture. In 2010 the Monsanto Company initiated an award called America s Farmers Mom of the Year. Cowan was not only chosen as the Southwest Region winner, but also went on to become the first national America s Farmers Mom of the Year award winner after receiving more than 4,600 online votes. Carol and husband, Rodney, were chosen Blaine County farm family of the year in 1994 and Carol is active in speaking to various groups, promoting agriculture. She has been a source in newspaper, radio and television reports about agriculture. Dirt is a good thing Cowan, born in 1960, grew up on a farm in southwestern Oklahoma near Tipton. I always thought the dirtier I got while helping my dad, the more work it looked like I was doing, Cowan said. I got an early start changing sweeps on the cultivator, driving the tractor with the pipe trailer while my parents laid irrigation pipe, chopping cotton and showing pigs in the 4-H. I was a little, short girl, but I could still make it up the side of those tall cotton trailers to tromp the cotton down so my dad could dump more cotton in before my mother pulled the trailer to the gin. Her parents were both from farming families, Bill and Peggy Dunn Cowan is married to lifelong ag producer Rodney Cowan. His parents Orval and Gerri Cowan farmed also, as did their parents. I come from a long line of people getting their fingernails dirty, Cowan said. Farm family First and foremost I must give the credit to my success in agriculture to my husband Rodney, Cowan said. I had farming in my roots, but the reason I love farming and ranching and know what I know about the industry is because of my husband. To him I owe the credit for our family operation being so successful and staying current on the new applications for the farm. My husband has always been my biggest supporter, telling me I can do anything I put my mind to. Yes, I can drive that four-wheel drive tractor with the 54-foot implement behind me and not take out the fence at the end of the field. Cowan graduated from Tipton High School in 1978, earned an Associate s Degree from Western Oklahoma State College in Altus in 1980 and then she and Rodney were married two weeks after she graduated from Oklahoma State University in After farming with Rodney s family initially, Rodney and Carol farmed 1,200 acres when they started out on their own. They purchased their first farm in 1994, consisting of 240 acres. They now farm more than 5,000 acres. They started out running 400 stocker calves and now it s more than 2,000 head. Cowan and her husband also pasture cattle in the Flint Hills of Kansas at the family ranch some summers. Farm it forward We keep increasing the number of acres we own to someday pass it on to our children to have our legacy continue, Cowan said. We love what we do and want our children to carry on the tradition. Carol and Rodney have four children: Ashley Cowan Neal and husband Jeff; Lance Cowan and wife Amy and sons Dalton and Matthew; Kelsey Cowan Shaw and husband Kurtis and daughters Kinley and Kacie; Kari Cowan Hetherington and husband Colby and son Clark and daughter Abigail. We are a true family operation, where our four children helped out in all capacities. We have three daughters, and one son right in the middle of them all. This is because we had our daughter continued on page 7 FINANCING RURAL OKLAHOMA 5

8 Oklahoma AgCredit offers interest-bearing accounts to help customer-members save money, earn money and plan for future expenses. Contact your branch office to learn whether one of these funds can benefit you. Reserve Fund - For members who have FLCA mortgage loans or PCA commercial loans. - Save money you can use for eligible loan purposes while earning.50%. - Earn.50% on balance. Rate subject to change. - Maximum balance of all Funds cannot exceed loan balance - Minimum balance of $1,000 to earn interest - Withdrawals require written request and must be for an eligible loan purpose - Applied to your loan automatically Trust Fund - For members who have operating loans (PCA commercial loans). - Save money you can use for future purchases or loan payments, while earning.50%. Rate subject to change. - Earn.50% on balance. - Maximum balance of all Funds cannot exceed note amount - Minimum balance of $1,000 to earn interest Interest to be paid to Trust Fund annually on January 1 - Withdrawals require written request and must be for an eligible loan purpose - Applied to your loan automatically 6 OKLAHOMA AG CREDIT

9 SIGNIFICANT WOMEN IN AGRICULTURE Significant Women in Agriculture, cont... Ashley, then Lance our son, then twin daughters Kelsey and Kari in a little over four years. At one point in time our girls were called the Cowan girls combine crew because the three daughters ran the combines during our wheat harvest. When Cowan looks at the grandchildren, the past yields some great memories. When I look at the grandkids I remember the times I would drive the tractor and have the twins on the floor sleeping, and have to make sure they weren t under the brake or clutch, Cowan said. Our other two children would ride in the tractor with Rodney. I am proud to know all four of our children were farm raised, and are leading productive, happy lives. Tiete Lycklama Storms have been known to beat down a crop, yet not destroy it. Tiete Lycklama of Broken Bow, a lifelong partner of agriculture, has faced some heart-wrenching storms through her 65 years. Lycklama, a native of the Netherlands, was only 12 years old only when the first tragedy struck. Her father suddenly passed away after suffering a heart attack. He was a Godly man. I looked up on him. After Daddy passed away, that changed my childhood, Tiete said, one of five children. I was one of the oldest, I needed to be my Mom s right hand. Lycklama s story is a combination of not only contributions to agriculture, but also of faith and perseverance. Never quit Thirty five years ago, Tiete, husband Tsjerk, and their three children, daughters Teatske and Nynke and son Steve, came to the United States with a small amount of money to back their dream of operating their own business on a rundown dairy farm in east Texas. There were struggles along the way, such as making payments following horrible crops, but their dream progressed. They established a successful dairy in Mount Vernon, Texas and then moved to and began a dairy in Mount Pleasant, Texas. Later, they moved to Valliant, Okla. where they operated a beef cattle and row-crop farm. The next move was to Arizona where the Lycklamas had a cattle ranch and irrigated Alfalfa hay fields. In 2006 the family sold that ranch and moved to back to Oklahoma. Today, Tiete and Tsjerk operate LTF Tree Farm, more than 3,500 acres of intensively managed loblolly pine. They also have a cattle operation, T & T Cattle, on their ranch in southeastern Oklahoma s McCurtain County. Tiete has worn many hats in many different roles to have successful ag businesses in different regions, leaving family and friends in Holland, son-in-law Daniel Lewia said. Her neverquit attitude and desire to make the right decisions on their land has helped them to become successful ag producers. Just as there were storms in her childhood and early adulthood, there has been adversity more recently. Five years ago, son Steve, 32 years old at the time, and Tiete s grandsons Devin, 8, and Dalton, 6, were boating on the Little River near Idabel. Tiete said they struck an object in the water. The boat tipped. All three drowned. Life hasn t been easy and I know a lot of people go through a lot, Tiete said, but God has been faithful and we thank God that we re going to see them again. Exploring opportunities Both in life and agriculture, opportunity has been a key word for the Lycklamas. Ag has created opportunities for Tiete, Lewia said. Opportunities to work hard and reap the rewards of that hard work, and to teach her family the value of hard work and determination. Opportunities to learn about new ag options besides dairy farming. They had to learn about their new ventures and how to best run those businesses. She has also done a wonderful job of educating her family and others about what ag really means to everyone. Tiete, also an acclaimed watercolor and oil artist, stays very busy. She was asked what the next opportunity in her life might bring. I want my grandchildren to go on with and enjoy it, said Tiete, who has five grandchildren, all boys. I ve really prayed that one or two of the boys can take it over some day, but then again, we need to say every day, God, what is your will? That approach helps her weather the days of blue skies as well as those of storms that may beat you down, but not destroy you. Pam Snelson I get to feed everybody, Pam Snelson said from the office of Snelson Farms near Wann, Oklahoma just south of the Kansas line. Feeding people is serious business for Snelson and her husband of 32 years, Steve. They have been co-owners and operators of Snelson Farms since They currently farm 1,500 acres of hard red winter wheat and 3,500 acres of soybeans with these crops going to the Port of Catoosa for shipment to feed the world. Their cash grain operation is supplemented by the cow-calf component. They raise Angus/Angus cross cows and sell calves; saving the best continued on page 9 FINANCING RURAL OKLAHOMA 7

10 Enroll in the PAID System. Oklahoma AgCredit will automatically draft your checking account for your monthly payments. You can also choose to make extra principal payments. What we need to get started 1. Voided check or copy of your check with your Bank Routing Number and Account Number. 2. Signed PAID System Draft Authorization form. Contact your branch to obtain. PAID System only applies to amortized loans. 8 OKLAHOMA AG CREDIT

11 SIGNIFICANT WOMEN IN AGRICULTURE Significant Women in Agriculture, cont... to enhance the herd. Snelson says it is important to her to reduce the farm s carbon footprint. The less you do to the environment, the better it is for everyone, Snelson says. We have always done best use practices. We worry about the environment as much as the next person, and maybe more so. If you re not sustainable, how can you pass the farm to the next generation? Passing this fourth generation farm to her two sons, Steven, 29, and Kevin, 27, is something Snelson thinks about a lot. Three generations of family live on the same county road locally known as Snelson Road. Her husband s dad, who is 87, still takes an interest in the farm and her son, Steven, works on the farm and makes good use of his OSU soil science degree. Kevin, who lives in Stillwater, frequently returns to the farm on weekends to help with the cattle. When I get too much of the city, it s nice to go home and hang out with the cows, he said. Ag-vocate Snelson grew up in Bartlesville and had an urban background until she married. She worked for Phillips Petroleum Company for 15 years as an accountant in the International Division. Her degree in business administration from Bartlesville Wesleyan College and international work with Philips laid a foundation for becoming involved in policy. Now Snelson can run farm equipment and also represent agriculture in Washington, D.C. and around the world. I was married to someone in production ag and thought I needed to know a little more about it, Snelson said of her decision to enroll in Class VIII of the Oklahoma Ag Leadership Program (OALP). OALP was the springboard that inspired her to become involved in agriculture at the local, state, national and international levels. Locally, she worked to instill a love of agriculture in youth by working with 4-H and FFA groups, farm safety groups and on an individual basis with those wanting to learn hands-on at the farm. She volunteered to teach Ag in the Classroom lessons at local schools. She was the Washington County president of Oklahoma CattleWomen, Inc. and has been an active member for many years. Snelson is a 2015 graduate of the Master s of Beef Advocacy program. Ag abroad At the state level, Snelson is the Oklahoma Soybean Association s Membership Chair on the Board of Directors while her husband serves as the state president. Nationally, Snelson is serving her second year as the only woman out of 46 directors of the American Soybean Association (ASA). She went to Washington, D.C. in March with the group and plans to go two or three times each year to visit legislators, discuss the Farm Bill and raise issues of crop insurance, tax reform, infrastructure, biotech and trade. In 2016, Snelson went to Tokyo on a trade mission for ASA. Ambassador to Japan Caroline Kennedy wanted to highlight women in agriculture and Snelson assisted her by taking part in a dialogue with Japanese women who represented oil seed companies which are end users of U.S. soybeans mostly processed for oil. She participated in a trade mission with Deputy Secretary Alexis Taylor in Shanghai, China. Meetings such as these are an important component of producing food commodities because market expansion will help fund farms and feed the world. Her 2017 appointment to the Field to Market Sustainability Alliance will be Snelson s next challenge. The organization helps producers calculate the amount of energy they use in farming and get ideas for reducing it. Her family is getting ready to make this calculation on Snelson Farms. They will use software that takes into account the number of acres and inputs into their operation. She will also visit other farms to see how helpful the assessment is. Put it all together Snelson named three things as her most important achievements in agriculture: being a voice for women in agriculture by claiming the only female slot on the ASA board, being recognized and accepted as a speaker on GMO and other important topics and providing future generations with ways to keep farming by continuing to advocate on Capitol Hill. She believes women have a logical role in farming and advises getting a mentor, going to college and learning from someone who is actually farming. Snelson hopes women she encourages to become farmers will get to enjoy one of her favorite moments - when they take the last meal of the day to the field during harvest. It s a beautiful time with the combines running and trucks lined up, Snelson said. Seeing all of it come together what we ve grown, my family all together, the sun setting behind them. Significant Women in Oklahoma Agriculture articles and photos courtesy Oklahoma Department of Agriculture, Food and Forestry. For more information, contact Betty Thompson, betty.thompson@ag.ok.gov, FINANCING RURAL OKLAHOMA 9

12 During the Annual Stockholder Meeting on April 27, these lucky members were pulled from the final Grand Prize Drawing each earning a $500 Grand Prize. These members made referrals that turned into new customers and a cash reward. Though the Refer and Earn program is closing, Oklahoma AgCredit values referrals as much as ever. Read on to learn about the discontinuation of the program. Jim Dismukes, Checotah, with the Shawnee office Stacy and Brenda Lewis, Porum with David Rodden Eddie and Karren Parker, Waurika Robert White, Ardmore office member Bart Wiedel, Muskogee with Jason Ramsey Bobby and Ethan Hines, Maysville, both members of the Pauls Valley office Not pictured: Brent Wade from Ringling, a member of the Duncan office 6 OKLAHOMA AG CREDIT

13 At Oklahoma AgCredit, we appreciate our members financial partnership with us. The Refer & Earn Program has allowed us to reward current members who make solid referrals since 2011, but has been terminated to ensure compliance with Federal regulations. In an effort to adhere to regulations that prohibit giving rewards for some mortgage loans and that prohibit giving rewards to people involved in certain real estate settlement services, the Association has opted to discontinue the program. Additionally, regulations would not permit rewards to be given for referrals of consumer purpose loans creating confusion regarding who is eligible for rewards. Oklahoma AgCredit values its members, as well as referrals from those members. Please continue to promote your co-op!

14 ROOTS Chickasha & Shawnee Hello, Nice to Meet You. Chickasha Lending Office 1027 W Choctaw Ave Serves Caddo, Cleveland, Grady, and northern McClain counties. Located on US 62, two miles west of the I-44/H.E. Bailey Turnpike. Read about the staff at our Chickasha and Shawnee lending offices below. A full list of offices is on the inside front cover. Kurtis Sears Senior Vice President / Branch Manager Kurtis began his career with Farm Credit Services of East Central Oklahoma in May He was located at the Vinita office for 12 years. He served as a Loan Officer for nine years and Branch Manager for three years. In January 2014, Kurtis started working for Chisholm Trail Farm Credit as the southern region manager where he oversaw the Chickasha and Duncan offices. He continues to oversee the two branches with Oklahoma AgCredit as Senior Vice President and Branch Manager. Kurtis attended Northeastern Oklahoma A&M College where he earned an Associate of Arts degree in Agricultural Economics and Livestock Selection. He was also a member of the Livestock Judging Team. After attending NEO, Kurtis completed his Bachelor of Science degree at Oklahoma State University in Agricultural Economics with a Marketing/Business option in May Kurtis and wife, Julie, recently celebrated their third wedding anniversary and reside in Minco. They enjoy fishing, traveling and working on their farm. Justin Clark Vice President Justin has been working in the Farm Credit System for seven years. He manages and services his existing portfolio of customers while growing the Chickasha customer base in western Cleveland and Grady counties by making new contacts and loans. I grew up on ranch in northwest Oklahoma on a cow/calf operation. I have since been exposed to a stocker and wheat Kurtis Sears operation at my in-laws in northwest Oklahoma, Justin said. His hobbies are quail hunting, shooting guns, and playing with his two-year-old daughter, Madeleine. Wife, Summer, and Justin are expecting a baby boy in July. Justin noted his favorite things about working for Jacob Rice Oklahoma AgCredit are the family of co-workers he works with every day and the good hearted, down to earth borrowers we service! Jacob Rice Assistant Vice President Jacob s role is to help grow Chickasha s customer base in Caddo and Grady counties by making new contacts with people of influence and managing and servicing his existing customer base. Jacob enjoys deer, elk and coyote hunting. He considers convincing his high school sweetheart, Kacy, into marrying him as his greatest accomplishment. She has blessed Jacob with two beautiful girls, Ellie and Sadie, who he says he wouldn t trade for anything. The camaraderie and office dynamic in the Chickasha office is Jacob s favorite part of work. Justin Clark Johnna Holden Johnna Holden Lending Support Specialist Courtney Landoll With just a year of service, Johnna is the newest member of the Chickasha lending team. She works up loan documents, assists with preparation of closing documents and books loans. Johnna sends customer forms, letters, and signed loan documents. She processes customer payments, disbursements, transfers, and 12 OKLAHOMA AG CREDIT

15 ROOTS Shawnee Lending Office 2801 N KICKAPOO, STE B Serves Cleveland, Pottawatomie, and northern Seminole counties. Located south of I-40 on 32nd street, near the northeast corner of the Kickapoo/MacArthur intersection. Kile Furr Lindsey Underwood wires. Johnna also runs and files daily reports, files customer documents, and somehow manages to also answer phone calls and greet customers. Johnna graduated Cameron University in May 2013 with a Bachelor s Degree in Business Management. She played golf for Cameron University Women s Golf Team for four years. She likes to go fishing with her fiancé and has been enjoying planning her wedding, which will take place next year! Courtney Landoll Credit Analyst/Lending Support Specialist Courtney has been with Oklahoma AgCredit more than three years. She inputs financial data for credit analysis into software, prepares loan documents, and corresponds with customers. She organizes files, creates new loan documents. FFA was a big part of my life throughout high school; I was either found at a stock show, the welding shop, or out in the hay field, Courtney said. I graduated Cum Laude from Cameron University with a Bachelor s of Science in Ag Business and a minor in Math in December I love spending time outdoors with friends and family. I love the atmosphere of Oklahoma AgCredit and enjoy being able to help out the agriculture industry. Kile Furr Vice President With eight years of experience, Kile is responsible for the marketing, processing and servicing of mortgage and commercial loans. Kile grew up in Hugo, Okla. where he and his family had a small cow/calf operation. He showed cattle and was highly involved in his local FFA program. After graduating from Hugo High School, Kile attended Eastern Oklahoma State College and was a member of the Collegiate Livestock Judging Team. After completion at Eastern, he attended Oklahoma State University and obtained a Bachelor of Science Degree in Agricultural Sciences and Natural Resources. Upon graduating OSU in 2004, Kile became the Agricultural Education Instructor at Dale Public Schools and taught for four years. In 2008, Kile began his lending career with a loan officer position at Chisholm Trail Farm Credit, one of the predecessors to Oklahoma AgCredit. He has been married to Sara, for 13 years and they have a son, Karsten, who is 5-years-old. Aside from work, Kile enjoys spending time with family, traveling and playing golf. Lindsey Underwood Lending Support Specialist With one year of experience with Oklahoma AgCredit, Lindsey creates a welcoming environment within the office. She assists loan officers and borrowers throughout the lending process, from drafting documents to processing payments. While growing up in Tecumseh, Okla., Lindsey became involved with agriculture by exhibiting swine and competing in prepared public speaking events through her local FFA chapter. Upon graduation from Tecumseh High School, she attended the College of Agricultural Sciences and Natural Resources at Oklahoma State University, where she received an Honors Bachelor of Science Degree in Agribusiness, with a minor in Animal Science. Before Oklahoma AgCredit, she worked for a precision agricultural software company, working with agricultural inputs such as chemical products and seed varieties. Lindsey s fiancé, Trent, is an Oklahoma State graduate, too. We always enjoy cheering on our alma mater, Lindsey said. We have recently relocated to the Shawnee area and are excited to be closer to our hometowns, and to be able to continue our involvement in the community and in the agricultural industry. FINANCING RURAL OKLAHOMA

16 OKLAHOMA AgCredit 601 E. Kenosha Broken Arrow, OK PRSRT STD US POSTAGE PAID PERMIT NO OKLA.CITY, OK OKLAHOMA S STATEWIDE Women in Agriculture & Small Business Conference August 3-4, 2017 Moore Norman Technology Center South Penn Campus S. Penn Avenue, OKC Mark Your Calendar! Networking opportunities and concurrent breakout sessions offered from several tracks - agriculture, alternative enterprises, business and finance, and beginning farmer Vendors and mini-mall showcasing oklahoma businesses and products ATTEND THE CONFERENCE ON US! Oklahoma AgCredit will cover the $50 fee for the first six women to contact the marketing department by ing michelle.clogston@okagcredit.com or calling Just give your name, phone number and address! You will receive response to confirm whether your registration was one of the first six received.