O'Neill Blausey Hartsock Group at Morgan Stanley

Transcription

1 O'Neill Blausey Hartsock Group at Morgan Stanley

2 35055 W 12 Mile Road Suite 101, Farmington Hills, MI / MAIN / TOLL-FREE / FAX

3 O'Neill Blausey Hartsock Group at Morgan Stanley As your portfolio has grown, so too has its complexity and the resources needed to manage it. As Financial Advisors, we have the knowledge, experience and commitment necessary to manage your investments on an ongoing, fully discretionary basis, providing you with objective advice on critical financial matters. Working closely with you, we will develop an investment strategy focused clearly on your objectives one that reflects your lifestyle expectations, cash flow needs, risk tolerance and aspirations for your family. From there, we will help you build a portfolio informed by the resources and insight available from Morgan Stanley, one of the world s largest financial firms. When you look at wealth management from a long-term perspective, one thing becomes clear: it s your future, not just your money. And over time, we can help you navigate the noise and distractions of challenging markets, providing a disciplined sense of focus on what s most important your progress toward your goals. O'NEILL BLAUSEY HARTSOCK GROUP 3

4 Meet the Professionals Our clients can expect an uncompromising commitment to excellence in the quality of personal financial advice and guidance throughout their evolving lives. 4 MORGAN STANLEY

5 Patrick O'Neill, CFP Senior Portfolio Management Director Senior Vice President Financial Advisor Pat has been in the investment profession for over 32 years. During that time Pat has been specializing in Retirement Planning for individuals and small business owners. Pat has been able help his clients achieve their financial goals by using a customized asset allocation and portfolio management approach for his clients portfolio's. Over the years Pat has worked closely with local corporations to provide retirement programs and initiatives to help his clients transfer from their working careers and into retirement. Pat has been very involved in the local community. As a resident and former President for the Plymouth Community Chamber of Commerce and Plymouth, MI volunteer of the year Pat knows the importance of giving back to the community. Pat enjoys traveling with his wife Linda, golfing and spending time with his three grown daughters and grandson. Brad Blausey, CFP Portfolio Management Director First Vice President Financial Advisor Brad is an alumnus of Eastern Michigan University with a Bachelor of Science in Finance. After graduation, Brad continued his education by achieving the CERTIFIED FINAN- CIAL PLANNER designation. As a Portfolio Management Director and with over 14 years of investment experience Brad is able to offer his clients cutting edge industry knowledge with a fresh approach to investing in today's markets. Brad is committed to long-term relationships and delivering exceptional client service by working with clients to help achieve many of their financial goals. Brad has three young boys; Dominic, Noah and Owen. He loves to spend his time coaching and playing their favorite sports (Golf, Baseball and Soccer) with them. O'NEILL BLAUSEY HARTSOCK GROUP 5

6 William Hartsock, CFP Wealth Advisory Associate Timothy Schirack Financial Advisor Bill has gained broad-based financial services experience during his 25 year career. He relies on his knowledge of and experience with money management strategies, estate and retirement planning strategies, annuities, life insurance and tax minimization strategies to help clients navigate the financial landscape and pursue their financial goals. Bill graduated from Eastern Michigan University with a B.B.A. in finance and a B.A. in Political Science. He holds his Series 7, 31, and 63 securities licenses, as well as life and health insurance licenses. He earned the Certified Financial Planner designation and previously worked for Deloitte & Touche as a Certified Public Accountant (currently nonpracticing). A native of Michigan, he is very involved with his community. Bill served on the Farmington City Council for 28 years including 4 terms as Mayor. He is a board member on the Botsford Hospital Board and the Vice-Chair for the Farmington Hills Economic Development Corp. He and his wife, Carol, have a son, Christopher and daughter, Colleen. He enjoys spending time with his grandchildren, participating in outdoor sports, is an avid reader and is currently learning to play the piano. Tim brings a well-rounded approach to wealth management, afforded by the breadth of his experience in finance. Prior to Morgan Stanley, he spent 7 years with global insurance broker Willis as an Assistant Vice President in the reinsurance division. Previous to Willis, Tim served at a credit union gaining experience in mortgage finance, banking and lending. He combines this knowledge of banking and insurance to provide wealth management advice to individuals and families. Tim is a graduate of Wabash College where he was a member of the football team. He and his wife, Erin, currently live in Plymouth, Michigan. 6 MORGAN STANLEY

7 Lindsay Corneille Financial Advisor Lindsay started in the financial services industry in 2002 upon graduation from Western Michigan University. She moved to St. Petersburg, FL and started her career with Franklin Templeton, a mutual fund company. Most recently, she was working with TIAA-CREF, focusing on 403B retirement plans for employees of hospitals and universities. She holds the Certified Financial Planner certification and uses this to help individuals plan for financial independence and reach their financial goals. Lindsay is active in various organizations, particularly in working with women to provide them financial security and empowerment. She spends her free time outdoors as much as possible, with her husband Mike, adorable baby, Henry and wiener dogs Elleanor and Luigi. Robin Stack Portfolio Associate Robin has worked in the financial industry for more than 15 years. She has been an integral member of The O Neill Blausey Hartsock Group at Morgan Stanley for 13 years. Robin works closely with clients, and focuses on customer service. She understands client s needs and proactively helps provide appropriate solutions. She holds her Series 7, 31 and 66 securities licenses, as well as life and health insurance licenses. Robin s hobbies include bowling, kickboxing and traveling. She also enjoys spending time with her family. Carol Hartsock Senior Client Service Associate With over 25 years of financial industry experience, Carol s daily focus is to deliver exceptional service to our clients. Over the years she has worked in many capacities to understand client needs, provide solutions and maintain excellent relationships. Carol has also been an intrical part in planning many of our team events. Five years ago, Carol and Pat O Neill implemented a bi-monthly women s group for our clients called Women In The Know. We cover a spectrum of interesting topics that include financial security, health & wellness, travel, and home security just to name a few. Carol enjoys cooking, golfing, traveling with her husband Bill and spending time with her family and 3 grandchildren. O'NEILL BLAUSEY HARTSOCK GROUP 7

8 Creating Your Plan To be truly effective, your plan must reflect the totality of your personal and financial life. Our role is to help ensure that your investment objectives are consistent with pressing financial concerns and your long-term aspirations. Moreover, we will support you and your strategy with the resources and perspective of one of the world s largest financial firms. 1 We will work to articulate your aims for your wealth, examining your current and future income sources and cash flow needs, and then consider factors like tolerance for risk, tax concerns, liquidity needs and time horizon. 8 MORGAN STANLEY

9 Discover Analyze 2 We will propose a financial plan and asset allocation designed to help meet your goals. Our advice may encompass issues such as retirement planning, business continuation, tax minimization and wealth transfer Review Implement 3 We will work closely with you to bring the elements of your plan to life, helping you to select from the hundreds of investment management firms available to you, and identify specific stocks, bonds and other securities that may be suitable for your portfolio. Then we will closely monitor your portfolio. 4 We will review your portfolio together at your request. And when your circumstances change, we will work with you to revise your strategy and reposition your assets to reflect your new needs and goals.

10 Risk Management Retirement Integrated Planning Investment Management Liquidity Estate Planning

11 Education Funding Business Strategies A CULTURE of EXCELLENCE OVER THE YEARS, YOU WILL MAKE MANY FINANCIAL DECISIONS. ONE IN PARTICULAR IS LIKELY TO HAVE A LASTING IMPACT ON YOUR WELL BEING AND THAT OF YOUR FAMILY: THE CHOICE OF A FINANCIAL ADVISOR. Charitable Pursuits Thoughtful decision-making usually begins with a lot of questions. As you get answers and information, you can develop a framework for evaluating different choices and strategies. Little by little, you gain both the knowledge andtheconfidencetomakedecisions and create a wealth plan that helps you achieve your goals. You will find your Morgan Stanley Financial Advisor to be a source of objective information and ideas as you begin to assess how to best manage your wealth. Over the course of many years, our firm and Financial Advisors have developed an in-depth understanding of virtually all the challenges, goals, preferences, styles and strategies that distinguish wealthy investors. This experience is combined with access to a wide array of resources designed to help you maximize what you have and accomplish your specific goals whether you are preparing for the cost of educating children, managing risk in your portfolio or finding ways to increase the impact of your charitable contributions. Your Financial Advisor is an advocate within our firm, an intelligent editor who selects and aligns the many capabilities of Morgan Stanley for you, delivering resources to you in the way that is appropriate for how you invest and what you want to achieve.

12 Asset Allocation and Portfolio Planning We will work together using a process that focuses on you and your goals, integrating investment decisions with your immediate financial needs and desired aspirations. This process encompasses four steps: 1 Personal review Before we can advise you, our team must understand you and your goals. We will guide you through an extensive discovery process to identify your objectives, time horizon, tolerance for risk and other considerations that may play a role in shaping your investment strategy. 2 Asset allocation and portfolio planning Your input drives the development of a personalized financial strategy. Designed to help you meet your specific needs, it addresses areas such as retirement, education expenses, estate planning and tax minimization potential. When our analysis is complete, we will present to you an investment strategy that helps to identify appropriate diversification for your portfolio. 3 Implementation After we have discussed and refined your strategy, we work closely with you to bring the elements to life. Should we decide that outside money managers are appropriate for you, we will help you select from the hundreds of investment management firms available to you. If you prefer to invest in individual securities, we can help identify specific stocks, bonds and other securities that may be suitable for your portfolio. Whatever approach we decide on together, our team will help you keep your strategy on track. 4 Ongoing communications and reporting We view ongoing communication as the foundation of our successful collaboration with you. We will make every effort to keep abreast of your changing financial needs and provide viable strategies to help you meet them. This means reviewing your portfolio together at your request. When your circumstances change, we will work with you to revise your strategy and reposition your assets to reflect your new needs and goals. 12 MORGAN STANLEY

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14 Morgan Stanley strives to offer clients the finest in financial thinking, products and execution to help them meet their individual needs and achieve their personal financial goals. When we work together, you ll benefit from personalized advice, objective guidance and dedication to your success as an investor. With access to Morgan Stanley s renowned global resources and investment opportunities, we can help you develop and maintain an optimal investment strategy. Our wealth management strategy will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for building and protecting your wealth. 14 MORGAN STANLEY

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16 This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and or investments discussed in this material may not be suitable for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor.The appropriateness of a particular investment or strategy will depend on an investors individual circumstances and objectives Morgan Stanley Smith Barney LLC. Member SIPC /2015 CRC