OUR TEAM DEVRY, SMITH & FRANK LLP

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1 D E V RY, S M I T H & F R A N K L L P Since 1964, Devry, Smith & Frank LLP has been a trusted advisor and advocate for corporations, individuals and small businesses. These enduring relationships form the cornerstone on which the firm is built. We have grown in recent years and are now a group of 35 lawyers, 4 licensed paralegals, 19 law clerks,and 52 support staff. OUR TEAM We have expertise in most areas of corporate and personal law. We pride ourselves on providing approachable, professional and affordable client-tailored service. We work as a team to provide you with the expertise and resources required to achieve the best possible legal result. DSF 95 Barber Greene Rd, Ste. 100 Toronto, Ontario M3C 3E Pamela L. Blaikie, B.A., LL.B. Pamela was called to the bar in February 2000 following completion of the Bar Admission Course. Pamela graduated with her LL.B. from Dalhousie Law School in She completed her Bachelor of Arts degree at Dalhousie in Since her call to the bar, she has practised primarily personal injury litigation. Pamela has extensive court experience and has participated in mediations and arbitrations at the Financial Services Commission of Ontario. She has appeared before the Canada Pension Plan Review Tribunal. Pamela currently practises in the area of personal injury litigation, insurance defence litigation and general civil litigation. pamela.blaikie@devrylaw.ca Direct Line: Esther M. Cantor, B.A., LL.B. Esther graduated from Osgoode Hall Law School and was called to the Bar in Ontario in She has worked primarily in the personal injury and insurance defence litigation field since her call to the Bar. She currently practises in the areas of insurance defence litigation and personal injury litigation. esther.cantor@devrylaw.ca Direct Line: DEVRY, SMITH & FRANK LLP Page 1

2 DEVRY, SMITH & FRANK LLP Page 2 Elisabeth Colson, B.A. (Hons.), B.C.L. Fluently bilingual in English and French, Elisabeth received her honours B.A. in Political Science from McGill University, and received her law degree in She has extensive experience in a wide range of business law matters, including general corporate and commercial, entertainment, commercial leasing, franchising, intellectual property, insurance and reinsurance, leasing, media and productions financing, and trademarks. Elisabeth currently has a general corporate/commercial practice and is involved in incorporations, partnerships, joint venture agreements, shareholders and creditors rights and remedies, as well as business mergers, acquisitions and restructurings. elisabeth.colson@devrylaw.ca Direct Line: David M. B. Derfel, B.A.S.(Hons.), LL.B. David was called to the Bar in Toronto in February of He graduated from York University in 1996 with a Bachelors of Administrative Studies (Honours) degree, and attended law school at The University of Windsor s Faculty of Law, where he obtained his LL.B. in David is a member of the firm s personal injury litigation group. david.derfel@devrylaw.ca Direct Line: Nick Dimitropoulos, B.A., LL.B Nick is a graduate of York University (Specialized Honours, B.A. in Political Science) and University of Windsor (LL.B.). He was called to the bar in 2004 and since than he has been working exclusively in the areas of commercial financing and corporate and commercial real estate. Prior joining Devry, Smith & Frank LLP, Nick was a sole practitioner, managed real estate as well as working with well respected GTA law firm where he gained valuable experience practicing corporate/commercial real estate, residential real estate and commercial financing. Nick is a member of Ontario Bar Association, Wellington County Law Association and Hellenic Canadian Lawyers Association. He is fluent in Greek and loves traveling and reading classical books. Nick joined Devry, Smith & Frank LLP in 2010 and currently practices in the areas of commercial real estate. nick.dimitropoulos@devrylaw.ca Direct Line: Jeff E. Doren, B.A., LL.B. Jeff obtained his law degree from Osgoode Hall Law School. Since his call to the Bar in 2002, Jeff has appeared before a wide variety of courts and other tribunals including the Ontario Superior Court of Justice, the Provincial Offences Court, the Financial Services Commission of Ontario, and the Tenant Protection Board. His current practice focuses on the area of personal injury litigation including bodily injury and property claims, products liability, occupiers liability and motor vehicle accident claims. jeff.doren@devrylaw.ca Direct Line:

3 DEVRY, SMITH & FRANK LLP Page 3 George O. Frank, B.Math., LL.B. George was called to the bar in 1982 and has practised primarily in the area of civil litigation throughout his career. He is a certified specialist in civil litigation. George has a degree in Mathematics from the University of Waterloo and is a graduate of Queen's University Law School. George heads our 17 member civil litigation practice group and is the firm's administrative partner, supervising the firm's civil litigation and personal injury/insurance defence practices. George has appeared before a variety of courts and other tribunals and has been an instructor in Civil Procedure at the Bar Admission Course. george.frank@devrylaw.ca Direct Line: J. Lynne Frank, B.A., LL.B. Lynne is a graduate of Dalhousie University where she obtained her B.A. and of Queen's University where she obtained her LL.B. in She has practised exclusively in the areas of personal injury and insurance defence litigation since her call to the Bar in Lynne has extensive experience both in the courts and at the Financial Services Commission of Ontario, where she has sat as a roster arbitrator. lynne.frank@devrylaw.ca Direct Line: Lawrence Hansen, B.A.(Hons.), B.C.L., LL.B. Lawrence Hansen joined the firm in 2005 after a year studying Spanish and living in South America and Mexico. Since his 1998 call to the Bar in Ontario, Lawrence has worked exclusively in litigation, acting for individuals, businesses and large corporations. His practice embraces a broad range of commercial, insurance and other litigation, including debt recovery, employment disputes, oppression matters, construction lien, injunctions, personal injury as well as cases involving fraud and arson, property insurance claims, policy coverage disputes and subrogation. A graduate of the National Programme at McGill University's Faculty of Law, Lawrence earned both a Bachelor of Laws (LL.B.) and a Bachelor of Civil Law (B.C.L.) in He started his career at a leading firm of civil litigators in Montreal and relocated to Toronto in lawrence.hansen@devrylaw.ca Direct Line: Jodi E. Herszkowicz, B.A.(Hons.), LL.B. Jodi graduated from York University with her Honours B.A. in archaeology and received her LL.B. from the University of Western Ontario in Jodi was called to the Bar in February 2002, following her completion of the Bar Admission Course in Toronto. Jodi practises civil litigation including personal injury, insurance defence litigation, debt recovery and secured debt enforcement. jodi.herszkowicz@devrylaw.ca Direct Line:

4 DEVRY, SMITH & FRANK LLP Page 4 Jennifer M. Hetherington, B.A.(Hons.), LL.B. Jennifer is a graduate of the University of Windsor where she received her Honours B.A. in Criminology. She obtained her LL.B. in 2001 from the University of Ottawa. Jennifer was called to the Bar in October 2002 upon her completion of the Bar Admission Course in Toronto and following her articling year at Devry, Smith & Frank LLP, during which she received extensive experience in civil litigation. Jennifer currently practises in the areas of personal injury litigation, insurance defence litigation and general civil litigation. jennifer.hetherington@devrylaw.ca Direct Line: J. Todd Holmes, B.A., LL.B. Since his call to the bar in 1971, after obtaining his LL.B. degree from Osgoode Hall Law School, Todd has had extensive experience in the areas of banking, lending, real estate, debt reconstructing and workouts, and mortgage resolution. In this regard, he has represented a diverse group of banks, trust companies and insurance companies. His clients call upon Todd to provide training sessions and seminars on topics of current interest in the corporate lending sphere. todd.holmes@devrylaw.ca Direct Line: Larry W. Keown, B.A., LL.B. Larry completed his arts degree in Psychology and Sociology at Brandon University in Manitoba and his law degree at Osgoode Hall Law School. After articling at the firm in 1995/1996, Larry was called to the Bar in February Larry joined the firm s partnership in 2003 and currently is the firm s managing partner. He is also the head of firm s commercial litigation group and practises in commercial landlord and tenant law, construction lien law, partnership and corporate disputes, banking recovery and collections law, employment law, bankruptcy and insolvency law. His clients include a broad range of individuals, corporations and institutions including: major banks, lenders, title insurers, trustees in bankruptcy, receivers, shareholders, employers, employees, commercial landlords, commercial tenants, property managers, insurers and others. larry.keown@devrylaw.ca Direct Line: Carrie Kennedy, B.A., LL.B Carrie is a graduate of Simon Fraser University (B.A. in Criminology) and Queen s University (LL.B.). She was called to the Bar in British Columbia in 2003 after articling with a national law firm. In 2004, she moved to Ontario and was called to the Ontario Bar. Prior to joining Devry, Smith & Frank LLP, Carrie practised in the areas of civil and commercial litigation with a well-respected GTA law firm, where she gained valuable experience in debt collection, bankruptcy and insolvency, and general litigation matters including contract, negligence, fraud, construction, wrongful dismissal, and employment issues. Carrie has appeared before the Ontario Small Claims Court,

5 DEVRY, SMITH & FRANK LLP Page 5 Superior Court of Justice, Divisional Court, Bankruptcy and Commercial Courts, the Residential Tenancies Board and the Committee of Adjustment. Carrie joined Devry, Smith & Frank LLP in She currently practises in the areas of commercial litigation, insolvency, and debt recovery. carrie.kennedy@devrylaw.ca Direct Line: Mark S. Korn, B.A., LL.B. Mark has twenty seven (27) years of experience in the fields of recovery, bankruptcy and commercial litigation. He carries on an active practice on behalf of financial institutions in the areas of enforcement of creditors' rights, security, guarantees, commercial tenancies and mortgage obligations and remedies. In addition, his practice encompasses the areas of bankruptcy, insolvency and creditors' rights with an emphasis on receivership and bankruptcy litigation. He prides himself in his responsive and creative approach to client needs and has developed a particular facility for negotiation and alternative dispute resolution. Mark has been an instructor in Business Law at Sheridan College and heads the firm's financial services group. mark.korn@devrylaw.ca Direct Line: Maya Krishnaratne, B.A., (Hons.), LL.B. Maya obtained her Honours Bachelor of Arts degree from the University of Toronto where she majored in Bioethics and graduated with distinction. Maya then received her LL.B. in 2007 from the University of Ottawa and was called to the Bar of Ontario in June of After completing law school, Maya articled at a prominent insurance defence litigation firm in Hamilton, returning as an associate following her call to the bar. She has practiced primarily in the area of insurance defence litigation and has handled files at various stages of litigation and dispute resolution. In addition, she has practiced in the area of plaintiff personal injury and has enjoyed practicing education law on behalf of children from low income families on a pro bono basis. Maya practises civil litigation, with a focus on insurance defence litigation, and represents clients in both tort actions and accident benefits disputes. She loves traveling and has traveled to twelve countries recently. During these travels, she had the opportunity to assist in an English instruction course for teachers in Gulu, Uganda. She is also an avid filmgoer and enjoys piano lessons, which she has recently taken up. She is a member of the Law Society of Upper Canada and the Canadian Defence Lawyers association. maya.krishnaratne@devrylaw.ca - Direct Line:

6 DEVRY, SMITH & FRANK LLP Page 6 David G. Lavkulik, B.A., LL.B. David obtained his B.A. in Economics from the University of Toronto in 1990 and his LL.B. from the University of Victoria in He has practised exclusively in the field of civil litigation since his call to the Bar, with an emphasis on personal injury and insurance litigation. He also has significant experience in commercial litigation, estates litigation, real estate litigation and professional negligence. david.lavkulik@devrylaw.ca Direct Line: Florendo Llameg, B.A., LL. B. Florendo graduated from the University of the Philippines with a B.A. in 1983 and an LL.B. in He practised with a corporate law firm in the Philippines from 1989 to 1994 doing corporate and commercial work, then worked as in-house counsel for a diverse business conglomerate from 1994 to From 2001 to 2002, Florendo worked with a private Ontario company in the financial services sector. Florendo joined Devry, Smith & Frank LLP in 2003 within its corporate department. He was called to the Bar in the State of New York in 2004 and in Ontario in Florendo has experience in most aspects of personal and business law. His practice continues to focus on corporate and commercial work, including acquisitions, financing, shareholders and partnership agreements, refinancing and reorganizations and tax-planned transactions. He continues to act for both lenders and borrowers in connection with secured lending transactions, including Small Business Loans. He also acts in real estate matters, handling purchases, sales and mortgages, and has an active immigration practice. florendo.llameg@devrylaw.ca Direct Line: Mark Mancini, B.Comm., M.B.A., LL.B. Mark was called to the Bar in 2005 after completing his Bachelor of Laws degree at University of Windsor in He joined Devry, Smith & Frank LLP in 2007 and currently practises in the areas of Commercial Litigation, Insolvency and Debt Recovery. Mark has appeared before the Small Claims Court, the Superior Court of Justice and the Ontario Court of Appeal. He is a member of Law Society of Upper Canada and Canadian Bar Association. mark.mancini@devrylaw.ca Direct Line: Tara Mesensky, B.A., LL.B. Tara received her B.A. from York University, where she was on the Dean s List in 2001, 2002 and 2003, winning York University Continuing Students Scholarships in each of those years. She was awarded the Stong College Master s Award for Academic Excellence at convocation. Tara graduated from Osgoode Hall Law School with her LL.B. in 2007 and was called to the Bar in 2008 after completing her articles with us. During her articling term, Tara had broad exposure to a wide variety of litigation, including insurance defence, personal injury, debt recovery, estate litigation, and general commercial litigation.

7 DEVRY, SMITH & FRANK LLP Page 7 She appeared at the Small Claims Court and the Superior Court of Justice, where she dealt with various interlocutory motions and other matters. Tara practises in the areas of insurance defence and personal injury litigation as well as commercial litigation. Tara is a member of the Law Society of Upper Canada, the Toronto Lawyers Association, the Advocates Society and the Canadian Defence Lawyers Association. tara.mesensky@devrylaw.ca Direct Line: Riva Minhas, B.A.(Hons.), LL.B. Riva is a graduate of the University of Toronto where she received her Honours B.A. in Political Science. She obtained her LL.B. in 2003 from the University of Windsor and was called to the Bar in July 2004 following her articling term at Devry, Smith & Frank LLP. Riva currently practises in the area of insurance defence litigation, personal injury and general litigation. riva.minhas@devrylaw.ca Direct Line: Flora M. Poon, B.A., LL.B., Flora graduated from the University of Toronto with a Bachelor of Commerce and subsequently completed the joint J.D./LL.B. program at the University of Windsor and the University of Detroit Mercy, receiving both an American and Canadian law degree. She was called to the bar in 2008 after articling with a litigation boutique firm in downtown Toronto where she worked as an associate soon after her articling. Flora s interest in advocacy directed her practice towards the area of litigation, focusing in particular on disputes between commercial parties. Flora joined Devry, Smith & Frank LLP in 2010 and currently practices in the areas of commercial litigation, bankruptcy, insolvency, construction liens, debt recovery, real estate litigation and employment law. She has extensive experience representing individuals and businesses and has appeared on matters before the Small Claims Court, the Superior Court of Justice and the Court of Appeal. Flora is a member of the Law Society of Upper Canada, The Advocates Society, the Canadian Bar Association and the Ontario Bar Association. flora.poon@devrylaw.ca Direct Line: J. Matthew Sack, B.A.(Hons.), LL.B. Matthew is a graduate of the University of Toronto where he obtained his Honours B.A. in Political Science and English Literature. Matthew received his LL.B. from the University of Windsor Faculty of Law. Matthew articled with Devry, Smith & Frank LLP where he received a broad exposure to a variety of areas of litigation. He was called to the Bar in 2003, and practises in the area of secured debt recovery for financial institutions. matthew.sack@devrylaw.ca Direct Line:

8 DEVRY, SMITH & FRANK LLP Page 8 James M. Satin, B.A., LL.B. James is a graduate of McGill University (B.A. in Psychology, 1996) and the University of Western Ontario (LL.B, 1999). He was called to the Bar in Ontario in 2001 and holds a Certificate in Mediation from the Alternative Dispute Resolution Centre at the University of Western Ontario. James practice focuses primarily in the areas of secured and unsecured debt recovery, bankruptcy and insolvency and commercial litigation. He has acted for clients ranging from multinational corporations and global professional services organizations to small and medium - sized businesses and individuals and has acted as counsel for many Canadian chartered banks and other financial institutions on hundreds of recovery matters. He has experience with all facets of the litigation process, and has both trial and appellate experience. james.satin@devrylaw.ca Direct Line: David Schell, B.A.(Hons.), LL.B. David was called to the Bar in 2004, after completing his Bachelor of Laws degree at the University of Windsor in He has experience in a variety of litigation areas and has appeared frequently before the Ontario Superior Court of Justice as well as numerous Boards and Tribunals, including the Canada Pension Plan Review Tribunal and the Pension Appeal Board. His current practice focuses on plaintiffs personal injury matters but he also practices criminal and quasi-criminal law. david.schell@devrylaw.ca - Direct Line: Cory Schneider, B.ENG., M.A. SC., P. ENG., LL.B. Cory is a graduate of McGill University in Montreal where he obtained his Bachelor of Engineering (Chemical) degree. He is also a graduate of the University of Toronto, where he earned his Masters of Applied Science degree in Chemical Engineering and Applied Chemistry. Cory graduated from Osgoode Hall Law School (LL.B.) in Before his law career, Cory worked for several years as a consulting engineer with an emphasis on the design of water treatment technologies. Cory articled at a prominent Toronto patent litigation firm and was called to the Bar of Ontario in June Cory currently practises in the areas of: trademarks and patents, corporate and plaintiff personal injury litigation. Cory is the co-author of several publications including: Healing Fair Dealing, Defining the Indefinable: What Works are Protected by Copyright, Membrane Bioreactors, and Immersed Membrane Ultrafiltration for Tertiary Treatment of Sewage Effluent. He is a member of the Law Society of Upper Canada, the Canadian/Ontario Bar Association and the Association of Professional Engineers of Ontario. He has volunteer experience with Pro Bono Students of Canada, working for Lake Ontario Waterkeeper. In his spare time, Cory enjoys running, reading, and digital photography. cory.schneider@devrylaw.ca Direct Line:

9 DEVRY, SMITH & FRANK LLP Page 9 John P. Schuman, EMCA, B.A. (Hons.), LL.B., LL.M. John received his Honours B.A. from Queens University in He obtained his EMCA (paramedic designation) in John attended Law School at the University of Windsor, graduating in He then went on to complete his LL.M. in child and John articled at a prominent Toronto litigation firm. After John was called to the bar in 2001, he practiced at a firm known for its work in children's legal issues and family law. He was also counsel for a children's aid society before joining a prominent Toronto family law litigation boutique. He joined Devry Smith & Frank LLP in 2009, where he practices in the area of family law. John has litigated before every level of court in Ontario, several tribunals and the Supreme Court of Canada. John has published articles in retereed legal journals on the questioning of child witnesses, allegations of abuse when parents have separated, and the rights of children to direct their own medical treatment. He is also the editor of the "Child in the Courtroom" chapter of Wilson on Children and the Law. John is a member of the Law Society of Upper Canada, the Association of Family and Conciliation Courts and the Ontario Paramedic Association. Outside of the practice of law, he is an avid swimmer, paddler and cyclist and retains an interest in pre-hospital emergency care. john.schuman@devrylaw.ca Direct Line: Norman A. Smith, Q.C., B.A., LL.B. Norm graduated from McMaster University, majoring in Economics, and from Osgoode Hall Law School. He was appointed Queen s Counsel in Norm was a senior partner with Rogers, Smith, Dick & Thomson for many years, and joined Devry, Smith & Frank LLP in 2002 when the two firms merged. Norm brings with him a wealth of experience in the field of estates, wills and trusts. In more recent years Norm has specialized in estate planning and financial management for seniors with particular emphasis on the emerging field of elder law. norman.smith@devrylaw.ca Direct Line: William J. Smith, B.A., J.D. Bill was called to the bar in 1980 after receiving a Bachelor of Arts degree from Glendon College, and his LL.B. from the University of Toronto Law School. Bill has practised commercial law with the firm since then, and heads our corporate commercial practice. Bill s experience is varied and extensive. He has had a broad exposure to virtually every aspect of corporate and commercial practice including estate and tax planning, estate freezes, trusts, and tax structured re-organizations. Bill s skills include structuring complex tax planned reorganizations and trusts in consultation with financial and other professional advisors and institutions. Bill s depth of experience enables him to combine expert legal advice with sensitivity to the client s needs and to meet the client s specific requirements in the most efficient and cost efficient manner. william.smith@devrylaw.ca Direct Line:

10 DEVRY, SMITH & FRANK LLP Page 10 Shawna Sosnovich, LL.B. Shawna was called to the Bar in 1999 after completing her Bachelor of Laws degree at Osgoode Hall Law School in She has experience in debt collection, civil fraud, employment matters, and bankruptcy and insolvency matters. Shawna joined Devry, Smith & Frank LLP in 2007 and currently practises in the areas of commercial litigation, insolvency, debt recovery and employment law. Shawna was the recipient of the Young Leadership Award from The Reena Foundation in 2001 and is currently a committee member of the Dr. Jay Charitable Foundation. shawna.sosnovich@devrylaw.ca -- Direct Line: Marc G. Spivak, B.Comm., B.C.L., LL.B Marc is a graduate of the Commerce program at McGill University, and holds both Civil and Common Law degrees from McGill. Marc was called to the bar in He is managing partner of our personal infjury litigation group, practicing exclusively in the area of personal injury litigation. He has an extensive network of medical professionals and other experts available to assist him in assessing and documenting his clients claims to ensure that his clients receive all benefits and compensation to which they are entitled. marc.spivak@devrylaw.ca Direct Line: Courtney Toomath-West, B.A., J.D., LL.B. Courtney is a graduate of McGill University in Montreal where she completed her Bachelor of Arts in English Literature and History. Courtney attended Michigan State University College of Law where she was accepted into the joint J.D./LL.B. programme with the University of Ottawa on a Merit Scholarship. She obtained her J.D. in 2005 and her LL.B. in During law school, Courtney volunteered with L.E.A.F. (Legal Education Action Fund) as an Educator with Understanding Equality Rights. Courtney currently practises in the areas of insurance litigation and family law. Courtney.toomath-west@devrylaw.ca Direct Line: Wayne H. Wolfe, B.A., LL.B. Wayne is a graduate of Mount Allison University in Sackville, New Brunswick. He obtained his law degree from Dalhousie University in Halifax, Nova Scotia, and was called to the Bar in Ontario in Wayne practises in the areas of wills, estate planning and administration, substitute decision making and real estate. He is also a registered trademark agent. He has extensive experience with acquisitions and dispositions, easements, applications for variances, encroachment agreements Land Titles applications, plans of subdivision, and a wide variety of financing arrangements including private financings, institutional mortgages, debentures, etc. Wayne has worked for institutional lenders in connection with small business loans and other secured financing. wayne.wolfe@devrylaw.ca Direct Line:

11 DEVRY, SMITH & FRANK LLP Page 11 Samuel Yoon, B.Sc., M.Sc., LL.B. Samuel is a graduate of the Faculty of Law at Queen s University after earning both a B.SC. (hons) and an M. SC. from the University of Toronto. He was called to the bar in 2003 after articling with a prominent GTA law firm where he used to be a summer student during his studies. Samuel joined Devry, Smith & Frank LLP in 2010 and currently practices in the areas of commercial litigation, insolvency, debt recovery and employment law. He has extensive experience in representation of national, regional and local business in a wide range of complex commercial disputes. He has appeared at all levels of court including the Court of Appeal for interlocutory and appellate matters. Samuel is a member of Canadian Bar Association, the Advocates Society, Intellectual Property Institute of Canada and he was a Director of the Korean Canadian Lawyers Association. Samuel enjoys jazz and classical performance (piano and violin) and he is a board member for Toronto Chinese United Church. Samuel.yoon@devrylaw.ca Direct Line: Janet S. Young, B.F.A., LL.B. Janet was called to the Bar in 1991 after completing a Bachelor of Fine Arts at York University and obtaining her law degree from the University of Victoria, B.C. in She also studied History and Political Science at the University of Toronto. Janet articled at a Toronto litigation firm and has practiced predominantly civil litigation since her call to the Bar. She has been involved in a broad range of litigation including personal injury, medical malpractice, occupier s liability, disability claims, products liability and professional negligence. She has extensive experience at the Ontario Superior Court of Justice and has appeared before the Ontario Court of Appeal, the Financial Services Commission of Ontario, the Canada Pension Plan Review Tribunal and the Coroner s Court. Janet practices in the areas of personal injury and insurance defence litigation, as well as general civil litigation. She is a member of the Law Society of Upper Canada, the Canadian Bar Association, the Ontario Bar Association, the Advocates Society and the Toronto Lawyers Association. janet.young@devrylaw.ca Direct Line: DEVRY, SMITH & FRANK LLP 95 Barber Greene Road, Suite 100 Toronto, Ontario M3C 3E9 Tel: (416) Fax; (416) info@devrylaw.ca