PROFESSIONAL QUALIFICATION: PhD (Wealth Management) from MNNIT, Allahabad. MCom, BCom, ICWA, PGDM (Finance), NET and various NCFM certifications.

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1 Dr. Shweta Anand Associate Professor, School of Management Gautam Buddha University, Greater NOIDA, Gautam Budh Nagar, U.P. PIN , India Phone (o), PROFESSIONAL QUALIFICATION: PhD (Wealth Management) from MNNIT, Allahabad. MCom, BCom, ICWA, PGDM (Finance), NET and various NCFM certifications. SUMMARY OF TEACHING/ INDUSTRY EXPERIENCE Dr. Anand carries a total of 19 + years (approx.) of experience of which 14+ years are Industrial Experience in the BFSI Segment and 5+ years are as an academician. She worked initially at a reputed Public Sector Financial Institution SHCIL (Stock Holding Corporation of India Ltd) and received varied exposure to Financial Product and Services creation, Business Development and Operations handling. Her 7 years spent in SHCIL (Stock Holding Corporation of India Ltd) were in the locations of Mumbai, Ahmedabad and Delhi as Dy. Manager. She also coordinated with Stock Exchanges, Depositories, Custodians and Brokerage Firms. Handled Institutional as well as retail customers. At a stage when IT Industry was bustling with projects due to the Outsourcing trend, she moved to IT as a BFSI (Banking Financial Services Insurance) domain consultant. As a part of IT Industry was involved in Functional support and domain audit of Projects, Product Development, evolving a Investment Banking CoE (centre of excellence). She handled client interaction, strategising and account mining of important global clients like Goldman Sacs, SCB, Citibank, Fidelity, Merrill Lynch, GMAC, Barclay Capital, Morgan Stanley etc. The next 8 th to 14 th (6+) years of industrial experience were spent as Sr. Consultant in Polaris Software Lab as a Domain Expert of BFSI vertical. And around 2 years were spent as Manager in Keane a US listed IT outsourcing firm as Growth strategist for Financial Services Vertical. She was also actively involved in CSR activities. She moved to academics due a passion for teaching, writing books and research papers. Her areas of interest are Personal Wealth Management, Banking, Financial Services, Financial Literacy and Inclusion.

2 She carries 5+ years approx. (totalling 19+) years of experience as a pure academician. She joined Gautam Buddha University in June 2008 as Associate professor. As an academician for the last five plus years her papers have been published in various refereed National and International Journals of repute. Her research papers have been published as book chapters. She has also authored/coedited management related books. She has also attended various seminars, conferences and presented her authored research papers at various premium IIT s/iim s and top ranking foreign universities such as Cambridge University and received best paper awards. RESEARCH AREA: Financial Inclusion, Financial Literacy, Micro Finance, Wealth Management, Risk Management. ADMINISTRATIVE RESPONSIBILITIES held at GBU: Head Of Department of Management Studies at School of Management; Chairperson, Centre for Financial Service;, Associate Dean Academics; Dean (I/C), School of Management; Chairperson, GBU Cultural Council also Chairperson/member of various other committees. PUBLICATIONS List of publications: (in International Journals) Saxena D., Anand S. (2012) Recent Initiatives By Indian Commercial Banks Towards Financial Inclusion full paper is published in International Journal of Management & Behavioural Sciences (IJMBS) Vol. 1 ISSN ( June 2012) Pages Anand S. (2012) Case Study on NAFiL- mobilizing financial independence through women full paper is published in International Journal of Development Studies (IJDS) Volume IV, No.1, ISSN (Jan-June 2012) Pages Anand S. (2011) Forecasting and Mitigating Global Systemic Risks full paper is published in International Journal of Management and Computing Sciences (IJMCS) ISSN Vol. 1, No. III, (July-Sept 2011) Pages Anand S. (2011) 'An innovative fund mobility solution for the unbanked poor masses full paper is published in International Journal of Business Policy and Economics (IJBPE) ISSN: Vol.4 No. 2 (July-Dec 2011) Pages

3 Anand S. (2011) Aadhaar based Banking Services Growth and Financial Inclusion full paper is published in International Journal of Business Management, Economics and Information Technology ISSN: X for Vol. 3, No. 2 (Jul-Dec 2011) Pages Anand S. (2010) Emerging Challenges for Indian Banking Industry in the backdrop of Global Financial Crisis full paper was published in IJBE International Journal of Business & Economics is published by Association for Business and Economics Research, Fall 2010, Volume 10, No. 1, ISSN Pages List of publications: (in National Journals) Anand S., Sharma D. K., Singh V. (2013) A Comparative study of Investment Strategies with reference to Indian Banking Sector full paper is published in Bi-annual Journal Business Analyst (ISSN No X) Vol. 34, Issue 1 (Apr-Sep 2013) Pages Anand S. (2011) Global trend in consolidation of Stock Exchanges: An analysis of NYSE Euronext Inc. full paper is published in Bi-annual Journal Samiksha (ISSN No ) Vol. II, No. 2 (Jul-Dec 2011) Pages List of publications: (in International Conference Proceedings) Anand S. (2013) Financial Inclusion by Indian Banking Accelerated by IT full paper was accepted for the proceedings of the 2013 India Accounting & Finance (IAF) Conference, IIM Lucknow, Lucknow India. Anand S. (2012) CSR by Banking Industry through Financial Inclusion initiatives full paper was published in the proceedings of the 6 th International Conference on Contemporary Business 2012 convened by IIT Delhi and Curtin University, Australia at Indian Institute of Technology Delhi (IIT-D), Delhi, India. Anand S., Saxena D. (2012) Technology Based Initiatives by Indian Commercial Banks towards Financial Inclusion full paper was published in the proceedings of the CSITM Conference on Benefiting the masses profitably An Opportunity for Indian Technology Industry, Indian Institute of Management Bangalore (IIMB), Bangaluru, India. This paper was given the Best Paper Award at this conference.

4 Anand S., Saxena D. (2012) Harnessing Technology for Banking the Unbanked full paper was published in the proceedings of the International Conference on Innovations and Advancements in SoICT GBU,Gr Noida, India Anand S. (2012) Aadhaar based Marketing and Financial Inclusion full paper was accepted for the proceedings of the International Conference on Marketing, IIM Lucknow, Lucknow, India. Anand S. (2011) Mobile Money A Manah in the wilderness for developing countries abstract was published in the proceedings of the International Conference on Inclusive Growth and Microfinance Access, FMS, BHU, Varanasi, India. Anand S. (2010) Piggy Backing Mobile Inclusion for Financial Inclusion and balanced development: A case study of developing countries full paper was published in the proceedings of the International Conference on Globalization and Economic Asymmetries in International Trade and Development, IIM Lucknow, Noida, India. Anand S. (2010) Using Weather Derivatives for Risk Management of Infrastructure Industry abstract was published in the proceedings of the International Conference on Infrastructure Finance, IIT Kharagpur, Kharagpur, India. Anand S. (2009) Agricultural Commodities Futures Trading Percolating Know How towards Creating Market Demand abstract was published in the proceedings of the International Conference on Agripreneurship & Rural Development, BHU, Varanasi, India. Anand S. (2009) Emerging Challenges for Indian Banking Industry in the backdrop of Global Financial Crisis full paper was published in the proceedings of the 9 th Global Conference on Business & Economics, Cambridge University, Cambridge, UK. List of publications: (in National Conference Proceedings) Anand S. (2010) Financial Inclusion of the Masses bridging the Gap the NAFiL way abstract published in the proceedings of the 'National Seminar on Managing Inclusive Growth in India: A Re-look into the Socio-Economic Perspectives, MNNIT, Allahabad, India.

5 Anand S. (2008) Ensuring Financial Literacy of the Technical Workforce before they step into the industry abstract was published in the proceedings of the 38 th ISTE National Annual Convention & IFEES International Conference, KIIT University, Bhubneshwar, India. Book Chapter(s) Anand S.(2012) Mobile Money A Manah in the wilderness for Developing Countries full paper is published as book chapter in Microfinance Issues and Challenges ISBN Pages Anand S.(2012) Greece: Can Bankruptcy be avoided? full paper is published as book chapter in Handbook of Management and Behavioral Sciences ISBN Pages Book (s) Anand S., Deshpande PP., Ghatak RM., (2012) published a book Handbook of Management and Behavioral Sciences Vol.6 ISBN by Wisdom Publications, New Delhi, India. CONFERENCES/ SEMINARS/ MDP S ATTENDED: Attended one week MDP in June 2013 titled Business Analysis and Perspectives of Foreign Investments in India at MNNIT, Allahabad, India. Attended 7th International Conference of Management and Behavioral Sciences to chair a Finance Session by Society of Management and Behavioral Sciences in June 13 at Noida, India. Attended Delhi Economics Conclave International Conference on Reviving Growth in New Delhi, India Paper titled CSR by Banking Industry through Financial Inclusion initiatives was presented in the 6 th International Conference on Contemporary Business 2012 convened by IIT Delhi and Curtin University, Australia at Indian Institute of Technology Delhi (IIT-D), Delhi, India. Attended 28th Skoch Summit which related to Financial Inclusion in March 2012 in New Delhi

6 Attended the International Conference on Innovations and Advancements to chair a session at SoICT GBU,Gr Noida, India Attended the National Conference on Marketing of Services in Global Scenario: Issues and Challenges in Dec 2011, to chair a session at SoMgt, GBU, Gr Noida, India Paper titled Piggy Backing Mobile Inclusion for Financial Inclusion and balanced development: A case study of developing countries was presented in the International Conference on Globalization and Economic Asymmetries in International Trade and Development in Dec 2010 at IIM Lucknow, Noida Campus, India. Paper titled Using Weather Derivatives for Risk Management of Infrastructure Industry was presented in the International Conference on Infrastructure Finance, in June 2010 at IIT Kharagpur, Kharagpur, India. Paper titled Emerging Challenges for Indian Banking Industry in the backdrop of Global Financial Crisis was presented in the 9 th Global Conference on Business & Economics in Oct 2009 at Cambridge University, UK. Paper titled Ensuring Financial Literacy of the Technical Workforce before they step into the industry was presented in the 38 th ISTE National Annual Convention & IFEES International Conference in Dec 2008 at KIIT University, Bhubneshwar, India. Participated as a panel discussant on the topic Deepening of the Securities Market and Financial Inclusion in India conference by Indian Council for Research on International Economic Relations (ICRIER) at New Delhi, India in Aug Attended and participated in the panel discussion of International Conference titled IFEES International Federation of Engineering Education Societies, Asia Pacific Regional Conference Attended and participated in the Indo US Collaboration for Engineering Education (IUCEE 08) ANY OTHER ACADEMIC ACHIEVEMENTS Member of WSJ (The Wall Street Journal )Advisory Panel.

7 Advisory Council member for one week MDP in June 2013 titled Business Analysis and Perspectives of Foreign Investments in India at MNNIT, Allahabad, India. Expert and Resource Person for one week MDP in June 2013 titled Business Analysis and Perspectives of Foreign Investments in India at MNNIT, Allahabad, India. Session chaired in 7th International Conference of Management and Behavioral Sciences by Society of Management and Behavioral Sciences in June 13 at Noida, India. Serving as Associate Editor, Editorial Advisory Board and Reviewer of several National as well as International Journals. Best Paper Award was received at Indian Institute of Management Bangalore (IIMB) for Anand S., Saxena D. (2012) Technology Based Initiatives by Indian Commercial Banks towards Financial Inclusion at CSITM Conference on Benefiting the masses profitably An Opportunity for Indian Technology Industry held on 26 th May at Indian Institute of Management Bangalore (IIMB), Bangaluru, India. Out of 325 papers only 8 were selected for presentation and this paper got the Best Paper Award Session chaired in National Conference on Marketing of Services in Global Scenario: Issues and Challenges at GBU, Gr Noida, India 2011 Session chaired for Track V ICT in Human Life at International Conference on Innovations and Advancements in ICT at GBU, Gr Noida, India 2012 Chaired session on Management/Strategic Issues at 9th Global Conference on Business & Economics Oct 2009 at Cambridge University, UK. The strategy of pre-planned paper discussants was well appreciated by the presenters of this session. Invited to deliver a special lecture on Financial Inclusiveness of India in the School of Management Studies, Motilal Nehru, NIT, Allahabad, India to all MBA and PhD Students in August The deliberation was participative and appreciated by the students. A formal Letter of Appreciation was received for the same. RESEARCH SUPERVISION Guided several MBA Final Year Research Projects (Finance) in their III and IV Semester. Currently guiding several PhD level Research in Finance.

8 PROFESSIONAL AFFILIATION Associate Life Member of Institute of Cost and Works Accountant of India since Life member of ISTE (Indian Society for Technical Education) Attended the Elections, Annual GBM and Section Meeting of ISTE and understood its organizational structure since 2009.

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