Tennessee Housing Development Agency Andrew Jackson Building 502 Deaderick Street, Third Floor Nashville, Tennessee /

Transcription

1 Ralph M. Perrey Tennessee Housing Development Agency Andrew Jackson Building 502 Deaderick Street, Third Floor Nashville, Tennessee / Writer s Phone Number: Executive Director Writer s Address: dduarte@thda.org NOTICE OF 2018 DEVELOPER FORUM AND LIHTC QUALIFIED ALLOCATION PLAN PUBLIC HEARING The 2018 Developer Forum and the public hearing concerning preliminary proposed changes to Tennessee's DRAFT 2018 Low-Income Housing Tax Credit Qualified Allocation Plan will be held concurrently on April 24, 2017 beginning at 10:00 AM CDT in the Andrew Jackson Building s Hearing Room. The hearing room is located on the ground floor of the Andrew Jackson Building. Entry to all Tennessee State Office Buildings requires picture identification; such as a driver s license. This hearing is the public s opportunity to comment on preliminary proposed changes to the DRAFT 2018 Low- Income Housing Tax Credit Qualified Allocation Plan (the draft 2018 QAP ) developed by THDA staff. The Developer Forum and public hearing will not be conducted in a question and answer format, however, THDA reserves the right to make clarifying comments and to ask questions to help THDA staff understand particular comments. We encourage your participation. Preliminary proposed changes to the draft 2018 QAP are available on THDA s web site. Individual comments will be limited to five (5) minutes. To secure your priority to speak at the 2018 Developer Forum and public hearing, please complete the attachment below and return it to Donna Duarte at dduarte@thda.org by 1:00 PM CDT on April 21, Any individual who needs special assistance in order to attend or speak at the 2018 Developer Forum and public hearing should notify Ms. Duarte at dduarte@thda.org by 1:00 PM CDT April 21, To receive a priority to make comments concerning the proposed preliminary changes to the DRAFT 2018 QAP, please complete the information below and send it to THDA by at dduarte@thda.org no later than 1:00 PM CDT on April 21, If sending this information by mail, please address it as follows: Mail: Attn: Donna Duarte, Multifamily Programs Tennessee Housing Development Agency Andrew Jackson Building 502 Deaderick Street, Third Floor Nashville TN TYPE OR PRINT Name Company Address City, State, Zip: THDA is an equal opportunity, equal access, affirmative action employer. Telecommunication Device for the Deaf (615)

2 Tennessee Housing Development Agency Andrew Jackson Building Third Floor 502 Deaderick St., Nashville, TN Bill Haslam Governor Ralph M. Perrey Executive Director MEMORANDUM TO: FROM: SUBJECT: Persons Interested in the Low-Income Housing Tax Credit Program Donna Duarte Director of Multifamily Programs Proposed Changes for Low-Income Housing Tax Credit 2018 Qualified Allocation Plan DATE: April 5, 2017 The following documents specify the changes THDA staff are proposing for the Low-Income Housing Tax Credit 2018 Qualified Allocation Plan ( 2018 QAP Proposed Changes ). More specifically: 1. Important dates; 2. Description of 2018 QAP Proposed Changes; 3. Proposed 2018 QAP scoring criteria values; and 4. Proposed 2018 QAP County Needs Score by County and Opportunity Score by Census Tract. The information presented is an initial staff proposal with regard to the 2018 QAP Proposed Changes. Staff will take comments received by the specified deadline into account in preparing the proposed changes that will be presented to the THDA Tax Credit Committee for consideration at the May meeting. These 2018 QAP Proposed Changes may be accepted, rejected, or modified in any respect. Changes or modifications not reflected in these 2018 QAP Proposed Changes may also be made. By posting these 2018 QAP Proposed Changes, no representations are being made about any item that may be included, excluded, or modified in the preparation and approval of the final Low-Income Housing Tax Credit 2018 Qualified Allocation Plan. Questions and comments regarding these 2018 QAP Proposed Changes should be ed to DDuarte@thda.org on or before 12:00 PM CDT Monday, May 1, THDA.org - (615) Toll Free: THDA

3 TENNESSEE HOUSING DEVELOPMENT AGENCY IMPORTANT DATES 2018 QUALIFIED ALLOCATION PLAN PROCESS DATES SUBJECT TO CHANGE April 24, 2017 Public Hearing and Developer Forum regarding 2018 QAP Proposed Changes [Andrew Jackson Building, 10:00 AM CDT] May 1, 2017 Deadline to submit written comments regarding 2018 QAP Proposed Changes [12:00 PM CDT] May 22, 2017 Submit 2018 QAP Proposed Changes for consideration by Tax Credit Committee of THDA Board of Directors July 10, 2017 July 24, 2017 September 1, 2017 Post Draft 2018 QAP, including language for all changes suggested by Tax Credit Committee Submit Draft 2018 QAP for approval by Tax Credit Committee of THDA Board of Directors and THDA Board of Directors Post final 2018 QAP including Exhibits

4 TENNESSEE HOUSING DEVELOPMENT AGENCY DRAFT LOW-INCOME HOUSING TAX CREDIT 2018 QUALIFIED ALLOCATION PLAN PRELIMINARY PROPOSED CHANGES April 5, ) Remove Tennessee and overall developer experience points Staff Comments: This criterion did not serve its intended purpose. 2) County Needs Score Staff Comments: Staff expects further updates and changes to the County Needs Score. Draft Exhibit 2A and Draft Exhibit 2B DO NOT INCLUDE 2017 ALLOCATION DATA. Staff urges those interested in the Low-Income Housing Tax Credit Program to NOT take actions based on the County Needs Score on Draft Exhibit 2A or on Draft Exhibit 2B. a) Scores update to incorporate more current data. The variables used for the County Needs Score are the same as those used for the 2017 QAP. Changes in any score are the result of incorporating more current data. b) For New Construction - See Exhibit 2A (DRAFT) c) For Preservation and Rehabilitation - See Exhibit 2B (DRAFT) 3) Add Opportunity Score by census tract - See Exhibit 2C (DRAFT) Staff Comments: Designed to attempt to avoid overconcentration of low income housing tax credits within a particular county. Draft Exhibit 2C DOES NOT INCLUDE 2017 ALLOCATION DATA. Staff urges those interested in the Low-Income Housing Tax Credit Program to NOT take actions based on the Opportunity Score on Draft Exhibit 2C. a) Opportunity Score variables i) High rents median gross rent ii) High cost burdens median rent as a percentage of household income iii) Close to employment percentage of workers whose commute times are less than 15 minutes iv) High workforce participation percent of adult population (ages 16-65) that worked in the last 12 months v) Low levels of abandoned housing overall housing vacancy rate vi) Strong rental market rental market vacancy rate/lihtc vacancy vii) Supply pipeline LIHTC allocations yet to place in service

5 4) Change RAD Set-Aside Staff Comments: The current interest rate environment is more favorable than usual regarding Tax-Exempt Bond financed developments, lowering demand for the competitive Set-Aside. a) Rename RAD Set-Aside to PHA Set-Aside b) Lower PHA (formerly RAD) Set-Aside from 30.0% to 15.0% c) Maintain preference for CNI and RAD developments within PHA Set-Aside 5) Remove Opt-Out provisions for developments with a Housing Assistance Payment ( HAP ) Contract Staff Comments: Causes LIHTC and HAP Contract requirements to be consistent. 6) Add cost control measures Staff Comments: Addresses concerns at the national level regarding public perception of high costs for affordable housing. a) Add scoring criterion for ratio of hard costs to total costs i) Express in.000 format and award percentage of one available point b) Add total cost per unit cap i) Urban New Construction $175,000/unit ii) Urban Other $115,000/unit iii) Rural/Suburban New Construction $155,000/unit iv) Rural/Suburban Other $90,000/unit 7) Revise Innovation Set-Aside Staff Comments: Scholar house will be absorbed into the Innovation Round which allows Scholar House applicants to receive a full [not partial] allocation of Tax Credits. Advance announcement of Innovation Round theme will allow applicants greater time to develop their proposals. a) Have themed Innovation Set-Aside i) Theme for 2018 is Scholar House ii) Announce 2019 and 2020 themes in late 2017 b) Make up to 3 Innovation Set-Aside allocations 8) Changes Affecting Rural Areas Staff Comments: Assists developments proposed for rural counties and potentially allows a greater mix of development types and geographic locations to be successful. a) Allow non-urban new construction developments to participate in the General Pool b) Remove rural cross-counting provisions

6 9) Change compliance requirements in Part XIII Staff Comments: Changes allow owners more flexibility to address noncompliance issues. a) Amend initial noncompliance correction period from 60 to 90 days b) Amend extended noncompliance correction period from 120 to 180 days c) Remove requirement for owners to post THDA Customer Response Center poster 10) Authorization to modify Part VI: Application Submission as necessary to accommodate electronic submission of applications in the new Tennessee Housing Online Management Application System (THOMAS) Staff Comments: Staff will need to have the ability to modify Part VI as the THOMAS system is brought online. 11) Housekeeping changes

7 COMPARISON OF TAX CREDIT SCORING: 2017 AND 2018 [PROPOSED] MAY BE CHOSEN COLLECTIVELY NEW CRITERION SCORING 2017 SCORING 2018 [PROPOSED] MAX ITEM % OF MAX ITEM % OF CONTENT OF SECTION SCORE SCORE MAX SCORE SCORE MAX DEVELOPMENT LOCATION AND HOUSING NEEDS HOUSING NEEDS IN COUNTY AREAS OF OPPORTUNITY DEVELOPMENT CHARACTERISTICS NEW CONSTRUCTION ZONING ALREADY IN PLACE ENERGY EFFICIENT DESIGN/CONSTRUCTION 15-YEAR MAINTENANCE FREE EXTERIOR 65% BRICK/STONE/CEMENT FIBER EXTERIOR REHABILITATION MAJOR MODERATE LIMITED EXISTING HOUSING AS PART OF A CRP HISTORIC NATURE ENTERPRISE GREEN COMMUNITIES CERTIFICATION RATIO OF CONSTRUCTION OR REHAB HARD COST TO TOTAL COST SPONSOR CHARACTERISTICS EXPERIENCE WITH TAX CREDITS NO FAILURE TO PROGRESS FROM RESERVATION TO CARYOVER NO FAILURE TO PROGRESS FROM CARYOVER TO FINAL NO FAILURE TO MET MINIMUM LOW-INCOME SET-ASIDE TENNESSEE DEVELOPER EXPERIENCE 1 PIS 2 PIS 3+ PIS OUT-OF-STATE DEVELOPER EXPERIENCE 200+ UNITS SPECIAL HOUSING NEEDS RESIDENCY PREFERENCE LOWEST INCOME PREFERENCE 5% OF UNITS AT 50% INCOMES AND RENTS 10% OF UNITS AT 50% INCOMES AND RENTS 15% OF UNITS AT 50% INCOMES AND RENTS 20% OF UNITS AT 50% INCOMES AND RENTS EXTENDED USE PREFERENCE/EVENTUAL TENANT OWNERSHIP EXTENDED USE AT LEAST 3 YEARS AT LEAST 4 YEARS AT LEAST 5 YEARS EVENTUAL TENENT OWNERSHIP PUBLIC HOUSING PRIOROTY TENNESSEE GROWTH POLICY ACT % % % % % % % % % 3 3.0% 6 6.0% 2 2.0% 0 0.0% 2 2.0% 6 6.0% 3 3.0% 6 6.0% % % % % 8 8.0% % 6 6.0% % 1 1.0% 1 1.0% 1 1.0% 1 1.0% % % % % % % % 2 2.0% 2 2.0% 4 4.0% 4 4.0% 6 6.0% 6 6.0% 3 3.0% 0 0.0% 1 1.0% 0 0.0% 2 2.0% 0 0.0% 3 3.0% 0 0.0% 1 1.0% 0 0.0% 1 1.0% 0 0.0% 6 6.0% 6 6.0% 6 6.0% 6 6.0% % % 6 6.0% 6 6.0% 8 8.0% 8 8.0% % % % % 5 5.0% 5 5.0% 5 5.0% 5 5.0% 1 1.0% 1 1.0% 3 3.0% 3 3.0% 5 5.0% 5 5.0% 1 1.0% 1 1.0% 6 6.0% 6 6.0% 5 5.0% 5 5.0% MAXIMUM SCORE POSSIBLE MINIMUM SCORE REQUIRED MINIMUM AS PERCENT OF MAXIMUM 44.0% 44.0%

8 EXHIBIT 2A NEW CONSTRUCTION NEEDS SCORE URBAN COUNTIES RURAL & SUBURBAN COUNTIES 10 PT 10 PT 10 PT 10 PT COUNTY URBAN ADJUSTED SCORE Viable COUNTY RURAL, SUBURB ADJUSTED SCORE Viable COUNTY RURAL, SUBURB ADJUSTED SCORE Viable COUNTY RURAL, SUBURB ADJUSTED SCORE Viable Rutherford URBAN Y Sequatchie RURAL Y Lewis RURAL Y Jackson RURAL Y Davidson URBAN Y Marion RURAL Y Loudon SUBURBAN Y Lawrence RURAL Y Williamson URBAN Y Tipton SUBURBAN Y Meigs RURAL Y Haywood SUBURBAN Y Montgomery URBAN Y Coffee SUBURBAN Y Dyer SUBURBAN Y Grundy RURAL Y Knox URBAN Y Sevier SUBURBAN Y Giles RURAL Y Macon RURAL Y Shelby URBAN Y Johnson RURAL Y Robertson SUBURBAN Y Obion SUBURBAN Y Hamilton URBAN Y Overton RURAL Y Hawkins SUBURBAN Y Hardin RURAL Y Sumner URBAN Y McMinn SUBURBAN Y Monroe RURAL Y Rhea RURAL Y Sullivan URBAN Y Henderson RURAL Y Lauderdale SUBURBAN Y Perry RURAL Y Madison URBAN Y Jefferson SUBURBAN Y Lake RURAL Y Hardeman RURAL Y Blount URBAN Y White RURAL Y Pickett RURAL Y Moore RURAL N Wilson URBAN Y McNairy RURAL Y Bedford SUBURBAN Y Grainger RURAL N Washington URBAN Y Decatur RURAL Y Unicoi SUBURBAN Y Hickman RURAL N Anderson URBAN Y Campbell SUBURBAN Y Hancock RURAL Y Trousdale RURAL N Bradley URBAN Y Scott RURAL Y Maury SUBURBAN Y Lincoln RURAL N Putnam URBAN Y Van Buren RURAL Y Benton RURAL Y Smith RURAL N Hamblen URBAN Y Cheatham RURAL Y Claiborne RURAL Y Morgan RURAL N Cannon RURAL Y Greene SUBURBAN Y Polk RURAL N Chester SUBURBAN Y Fentress RURAL Y Humphreys RURAL N Cocke RURAL Y Roane SUBURBAN Y Weakley RURAL N Carter SUBURBAN Y Fayette RURAL Y Henry RURAL N DeKalb RURAL Y Carroll RURAL Y Union RURAL N Crockett RURAL Y Clay RURAL Y Houston RURAL Y Cumberland SUBURBAN Y Franklin RURAL Y Marshall RURAL Y Wayne RURAL Y Stewart RURAL Y Warren SUBURBAN Y Dickson RURAL Y Bledsoe RURAL Y Gibson SUBURBAN Y Non viable counties have 10 points deducted from their 25 point adjusted

9 EXHIBIT 2B Rehab/Preservation Needs Score 10 PT ADJUSTE D SCORE COUNTY U,R,S 10 PT ADJUSTE D SCORE COUNTY U,R,S Shelby URBAN Franklin RURAL Davidson URBAN Warren SUBURBAN Dyer SUBURBAN Sumner URBAN Jefferson SUBURBAN DeKalb RURAL Wayne RURAL Weakley RURAL Hancock RURAL Carroll RURAL Polk RURAL Blount URBAN Johnson RURAL Bradley URBAN Moore RURAL Benton RURAL Cannon RURAL Rhea RURAL Pickett RURAL Lewis RURAL Bledsoe RURAL Sevier SUBURBAN Trousdale RURAL Monroe RURAL Meigs RURAL Lawrence RURAL Lake RURAL Giles RURAL Scott RURAL MontgomeURBAN Hamilton URBAN White RURAL Hickman RURAL Claiborne RURAL Overton RURAL SequatchieRURAL Greene SUBURBAN Unicoi SUBURBAN Haywood SUBURBAN McNairy RURAL Cocke RURAL Decatur RURAL LauderdaleSUBURBAN Humphrey RURAL Tipton SUBURBAN Chester SUBURBAN Marion RURAL Van Buren RURAL Union RURAL Cheatham RURAL Crockett RURAL Anderson URBAN Morgan RURAL Gibson SUBURBAN Roane SUBURBAN Robertson SUBURBAN Washingto URBAN Sullivan URBAN Grundy RURAL RutherfordURBAN Jackson RURAL Loudon SUBURBAN Madison URBAN Bedford SUBURBAN Grainger RURAL Wilson URBAN HendersonRURAL CumberlanSUBURBAN Houston RURAL WilliamsonURBAN Smith RURAL Fayette RURAL Maury SUBURBAN Clay RURAL Campbell SUBURBAN Hamblen URBAN Knox URBAN Henry RURAL McMinn SUBURBAN Hardin RURAL

10 Coffee SUBURBAN Hardeman RURAL Carter SUBURBAN Putnam URBAN Lincoln RURAL Marshall RURAL Stewart RURAL Obion SUBURBAN Dickson RURAL Macon RURAL Hawkins SUBURBAN Perry RURAL Fentress RURAL

11 EXHIBIT 2C Opportunity Score DRAFT Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Anderson Census Tract Bedford Census Tract Bedford Census Tract Bedford Census Tract Bedford Census Tract Bedford Census Tract Bedford Census Tract Bedford Census Tract Bedford Census Tract Bedford Census Tract Benton Census Tract Benton Census Tract Benton Census Tract Benton Census Tract Benton Census Tract Bledsoe Census Tract Bledsoe Census Tract Bledsoe Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract

12 Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Blount Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Bradley Census Tract Campbell Census Tract Campbell Census Tract Campbell Census Tract Campbell Census Tract Campbell Census Tract Campbell Census Tract Campbell Census Tract Campbell Census Tract Campbell Census Tract Campbell Census Tract

13 Campbell Census Tract Cannon Census Tract Cannon Census Tract Cannon Census Tract Carroll Census Tract Carroll Census Tract Carroll Census Tract Carroll Census Tract Carroll Census Tract Carroll Census Tract Carroll Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Carter Census Tract Cheatham Census Tract Cheatham Census Tract Cheatham Census Tract Cheatham Census Tract Cheatham Census Tract Cheatham Census Tract Cheatham Census Tract Cheatham Census Tract Cheatham Census Tract Chester Census Tract Chester Census Tract Chester Census Tract Claiborne Census Tract Claiborne Census Tract Claiborne Census Tract Claiborne Census Tract Claiborne Census Tract Claiborne Census Tract

14 Claiborne Census Tract Claiborne Census Tract Claiborne Census Tract Clay Census Tract Clay Census Tract Cocke Census Tract Cocke Census Tract Cocke Census Tract Cocke Census Tract Cocke Census Tract Cocke Census Tract Cocke Census Tract Cocke Census Tract Coffee Census Tract Coffee Census Tract Coffee Census Tract Coffee Census Tract Coffee Census Tract Coffee Census Tract Coffee Census Tract Coffee Census Tract Coffee Census Tract Coffee Census Tract Coffee Census Tract Crockett Census Tract Crockett Census Tract Crockett Census Tract Crockett Census Tract Crockett Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Cumberland Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract

15 Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract

16 Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract

17 Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract

18 Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Davidson Census Tract Decatur Census Tract Decatur Census Tract Decatur Census Tract Decatur Census Tract DeKalb Census Tract DeKalb Census Tract DeKalb Census Tract DeKalb Census Tract Dickson Census Tract Dickson Census Tract Dickson Census Tract Dickson Census Tract Dickson Census Tract Dickson Census Tract Dickson Census Tract Dickson Census Tract Dickson Census Tract Dickson Census Tract Dyer Census Tract Dyer Census Tract Dyer Census Tract Dyer Census Tract Dyer Census Tract Dyer Census Tract Dyer Census Tract Dyer Census Tract Fayette Census Tract Fayette Census Tract

19 Fayette Census Tract Fayette Census Tract Fayette Census Tract Fayette Census Tract Fayette Census Tract Fayette Census Tract Fayette Census Tract Fayette Census Tract Fayette Census Tract Fentress Census Tract Fentress Census Tract Fentress Census Tract Fentress Census Tract Franklin Census Tract Franklin Census Tract Franklin Census Tract Franklin Census Tract Franklin Census Tract Franklin Census Tract Franklin Census Tract Franklin Census Tract Franklin Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Gibson Census Tract Giles Census Tract Giles Census Tract Giles Census Tract Giles Census Tract Giles Census Tract Giles Census Tract Giles Census Tract Giles Census Tract Grainger Census Tract Grainger Census Tract Grainger Census Tract

20 Grainger Census Tract Grainger Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Greene Census Tract Grundy Census Tract Grundy Census Tract Grundy Census Tract Grundy Census Tract Hamblen Census Tract Hamblen Census Tract Hamblen Census Tract Hamblen Census Tract Hamblen Census Tract Hamblen Census Tract Hamblen Census Tract Hamblen Census Tract Hamblen Census Tract Hamblen Census Tract Hamblen Census Tract Hamblen Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract

21 Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract

22 Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hamilton Census Tract Hancock Census Tract Hancock Census Tract Hardeman Census Tract Hardeman Census Tract Hardeman Census Tract Hardeman Census Tract Hardeman Census Tract Hardeman Census Tract Hardin Census Tract Hardin Census Tract Hardin Census Tract Hardin Census Tract Hardin Census Tract Hardin Census Tract Hawkins Census Tract Hawkins Census Tract Hawkins Census Tract Hawkins Census Tract Hawkins Census Tract Hawkins Census Tract Hawkins Census Tract Hawkins Census Tract Hawkins Census Tract Hawkins Census Tract Hawkins Census Tract

23 Hawkins Census Tract Hawkins Census Tract Haywood Census Tract Haywood Census Tract Haywood Census Tract Haywood Census Tract Haywood Census Tract Haywood Census Tract Henderson Census Tract Henderson Census Tract Henderson Census Tract Henderson Census Tract Henderson Census Tract Henderson Census Tract Henry Census Tract Henry Census Tract Henry Census Tract Henry Census Tract Henry Census Tract Henry Census Tract Henry Census Tract Henry Census Tract Henry Census Tract Hickman Census Tract Hickman Census Tract Hickman Census Tract Hickman Census Tract Hickman Census Tract Hickman Census Tract Houston Census Tract Houston Census Tract Houston Census Tract Humphreys Census Tract Humphreys Census Tract Humphreys Census Tract Humphreys Census Tract Humphreys Census Tract Jackson Census Tract Jackson Census Tract Jackson Census Tract Jackson Census Tract Jefferson Census Tract Jefferson Census Tract Jefferson Census Tract Jefferson Census Tract Jefferson Census Tract

24 Jefferson Census Tract Jefferson Census Tract Jefferson Census Tract Jefferson Census Tract Johnson Census Tract Johnson Census Tract Johnson Census Tract Johnson Census Tract Johnson Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract

25 Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract

26 Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Knox Census Tract Lake Census Tract Lake Census Tract Lauderdale Census Tract Lauderdale Census Tract Lauderdale Census Tract Lauderdale Census Tract Lauderdale Census Tract Lauderdale Census Tract Lauderdale Census Tract Lauderdale Census Tract Lauderdale Census Tract Lawrence Census Tract Lawrence Census Tract Lawrence Census Tract Lawrence Census Tract Lawrence Census Tract Lawrence Census Tract

27 Lawrence Census Tract Lawrence Census Tract Lawrence Census Tract Lawrence Census Tract Lawrence Census Tract Lewis Census Tract Lewis Census Tract Lincoln Census Tract Lincoln Census Tract Lincoln Census Tract Lincoln Census Tract Lincoln Census Tract Lincoln Census Tract Lincoln Census Tract Lincoln Census Tract Lincoln Census Tract Loudon Census Tract Loudon Census Tract Loudon Census Tract Loudon Census Tract Loudon Census Tract Loudon Census Tract Loudon Census Tract Loudon Census Tract Loudon Census Tract Loudon Census Tract Macon Census Tract Macon Census Tract Macon Census Tract Macon Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract

28 Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Madison Census Tract Marion Census Tract Marion Census Tract Marion Census Tract Marion Census Tract Marion Census Tract Marion Census Tract Marshall Census Tract Marshall Census Tract Marshall Census Tract Marshall Census Tract Marshall Census Tract Marshall Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract Maury Census Tract McMinn Census Tract McMinn Census Tract McMinn Census Tract McMinn Census Tract McMinn Census Tract McMinn Census Tract

29 McMinn Census Tract McMinn Census Tract McMinn Census Tract McMinn Census Tract McNairy Census Tract McNairy Census Tract McNairy Census Tract McNairy Census Tract McNairy Census Tract McNairy Census Tract McNairy Census Tract Meigs Census Tract Meigs Census Tract Meigs Census Tract Monroe Census Tract Monroe Census Tract Monroe Census Tract Monroe Census Tract Monroe Census Tract Monroe Census Tract Monroe Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract

30 Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Montgomery Census Tract Moore Census Tract Moore Census Tract Morgan Census Tract Morgan Census Tract Morgan Census Tract Morgan Census Tract Morgan Census Tract Obion Census Tract Obion Census Tract Obion Census Tract Obion Census Tract Obion Census Tract Obion Census Tract Obion Census Tract Obion Census Tract Obion Census Tract Obion Census Tract Overton Census Tract Overton Census Tract Overton Census Tract Overton Census Tract Overton Census Tract Overton Census Tract Overton Census Tract Perry Census Tract Perry Census Tract Pickett Census Tract Polk Census Tract Polk Census Tract Polk Census Tract Polk Census Tract Polk Census Tract Putnam Census Tract

31 Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Putnam Census Tract Rhea Census Tract Rhea Census Tract Rhea Census Tract Rhea Census Tract Rhea Census Tract Rhea Census Tract Roane Census Tract Roane Census Tract Roane Census Tract Roane Census Tract Roane Census Tract Roane Census Tract Roane Census Tract Roane Census Tract Roane Census Tract Roane Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Robertson Census Tract Rutherford Census Tract Rutherford Census Tract

32 Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract Rutherford Census Tract

33 Rutherford Census Tract Scott Census Tract Scott Census Tract Scott Census Tract Scott Census Tract Scott Census Tract Sequatchie Census Tract Sequatchie Census Tract Sequatchie Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Sevier Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract Shelby Census Tract