Updated Conference at a Glance. Agenda. F. Scott Fitzgerald D, Pre-Conference Workshop: Data Driven Solutions for Strategic and Responsible Lending

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Updated Conference at a Glance Agenda June 22, 2011 3:00 pm -4:30 pm F. Scott Fitzgerald D, Pre-Conference Workshop: Data Driven Solutions for Strategic and Responsible Lending Speaker/Moderator Maurice Jourdain-Earl Managing Director ComplianceTech Larry Spencer Vice President, Industry Relations RealtyTrac Inc. Debby Lindsey Associate Professor School of Business Howard University 5:00-7:00 pm Opening Reception June 23, 2011 F. Scott Fitzgerald C, 9:00 am 10:15 am General Session I: The State of the Industry: Diversity & Dodd-Frank and HERA Welcome: Maurice Jourdain-Earl Managing Director ComplianceTech David Stevens President and Chief Executive Officer Mortgage Bankers Association F. Scott Fitzgerald C 1 of 6

Moderator: Mikail Moore Chief of Staff Congresswoman Maxine Waters US House of Representatives Darlene R. Slaughter Vice President, Chief Diversity Officer Fannie Mae Leslie R. Crawford Deputy Director Federal Deposit Insurance Corporation 10:15am 10:30 am: Morning coffee break F. Scott Fitzgerald C, 10:30 am - 11:45 am: General Session II: Overcoming the Qualified Residential Mortgage Proposal and Other Supply Side Impediments to Furthering Strategic and Multi-Cultural Lending Activities Moderator: Barry Zigas Director of Housing Policy Consumer Federation of America Joe Ventrone Vice President Regulatory Affairs and Real Estate Services National Association of Realtors Ken Markinson Associate Vice President and Regulatory Counsel Mortgage Bankers Association Jim Bennison Senior Vice President - Strategy & Capital Markets Genworth Mortgage Insurance 2 of 6

12:00pm 1:45pm Diversity Luncheon w/ Guest Speaker: Patrice Alexander Ficklin, Assistant Director-Fair Lending, Consumer Financial Protection Bureau F. Scott Fitzgerald D. Session A: 2:00 pm 3:00 pm: The Impact of Demographic Changes on Strategic and Responsible Lending Opportunities Moderator: Debby Lindsey Associate Professor of Economics Howard University School of Business Rogelio Saenz Dean College of Public Policy Arthur R. Cresce, Jr. Assistant Division Chief for Housing Characteristics Social, Economic and Housing Statistics Division U.S. Census Bureau Rose Quint Assistant Vice President for Survey Research National Association of Home Builders F. Scott Fitzgerald E, Session B: 2:00 pm 3:00 pm: Fair Servicing Analysis and Standards Speaker/Moderator: Jonice Gray Tucker Partner Buckley, Sandler LLC Deidre Swesnik Director of Public Policy and Communications National Fair Housing Alliance 3 of 6

Susanna Montezemolo VP, Federal Affairs Center for Responsible Lending Joe Moran Senior Vice-President and Chief Compliance Officer Saxon Mortgage Services, Inc. F. Scott Fitzgerald C, 3:15 pm - 4:30 pm: General Session III: Private, Public, and Non Profit Partnerships to Address Foreclosure Prevention Moderator/Speaker: Larry L. Gilmore, CMB President and CEO HOPE LoanPort Barry Wides Deputy Comptroller for Community Affairs Office of the Comptroller of the Currency Faith Schwartz Executive Director HOPE Now Alliance Jackie Carlisle Executive Director NID-Housing Counseling Agency Jeff Jaffee Citigroup Debbie Goldberg Director of Foreclosure Prevention National Fair Housing Alliance 4 of 6

F. Scott Fitzgerald C, 4:30 pm-5:15 pm: General Session IV: Beryl Satter, Author of Family Properties: Race, Real Estate, and the Exploitation of Black Urban America Keynote Speaker: Beryl Satter Professor of History Rutgers University Newark Department of History 5:15 pm - 7:30 pm Diversity Reception Extravaganza June 24, 2011 F. Scott Fitzgerald C, 9:00 am - 10:30 am: General Session V: How the New Regulatory Paradigm will Impact Consumer Protection and Lender Behavior Introduction: Glenda Gabriel SVP Channel Strategy and Development Executive Bank of America Keynote Address: Patricia McCoy Assistant Director Mortgage and Home Equity Consumer Financial Protection Bureau Keynote Addresses: Joel D. Armstrong Director Office of Fair Housing and Equal Opportunity U.S. Department of Housing and Urban Development Jon Seward Deputy Department of Justice Conference of State Bank Supervisors 5 of 6

10:30 am 10:45 am: Morning coffee break F. Scott Fitzgerald C, 10:45 am - 12:30 pm: General Session VI: Debate on National Homeownership policy: Impact on Affordable Housing & Minority Populations Moderator(s): Michael Taliefero and Maurice Jourdain-Earl Discussants: Stella J. Adams Director Patricia Roberts Harris National Fair Housing Training Academy David Berenbaum Executive Vice-President National Community Reinvestment Coalition Julius L. Cartwright Broker, RSS, CRM, ABR, REO s, LMC Dreamteam Realty Lori Gibbs Genworth Mortgage Insurance Corporation Ellen Harnick Senior Policy Counsel Center for Responsible Lending Lionel Savage First American Title Insurance Vice President Industry Relations & Market Development Alejandro Becerra NAHREP AAREA Box Lunches Available 6 of 6