Notes from a seminar on "Tackling Public Sector Fraud" presented jointly by the UK NAO and H M Treasury in London, England in February 1998.
|
|
- Linda Dalton
- 5 years ago
- Views:
Transcription
1 Tackling Public Sector Fraud Notes from a seminar on "Tackling Public Sector Fraud" presented jointly by the UK NAO and H M Treasury in London, England in February Glenis Bevan audit Manager, Audit of Department of Social Security Fraud and Abuses Glenis is currently on secondment to that department seeing how it all works from the inside Introduction This seminar, chaired jointly by Martin Pfleger of the NAO and Andrew Likierman of H M Treasury, addressed growing concerns about the scale of public sector fraud estimated to cost in the region of 4 billion in social security expenditure alone. The seminar was aimed at public sector finance staff and those developing and managing anti-fraud strategies and was attended by some 150 staff from over 60 Government departments and agencies. The seminar speakers considered the key issues facing the public sector, best practice in developing anti-fraud strategies and counter-measures and gave practical examples of how IT based technologies can be used in the fight against fraud. IT Based Techniques This article gives an overview of those IT based technologies that can be used in the fight against fraud in the public sector. Some are already successfully in use in the public sector. Others can be adopted and adapted from private sector applications. The technologies touched upon in this article are: Case Based Reasoning Tools - which can be used to assess the risks of fraud both for organisations and transactions; Data Matching and Data Mining - effective in the prevention and detection of fraud Support Tools for Evidence Logging and Analysis - designed to assist the investigation of fraud. The article is rounded off with a look at emerging and more futuristic technologies that might be used in the fight against fraud particularly in terms of building defences into systems of control to prevent fraud or deter fraudsters at the gateway.
2 Case Based Reasoning Tools Case Based Reasoning (CBR) tools can be used to identify and assess existing and emerging risks and vulnerabilities to fraud. The technique essentially involves the diagnostic benchmarking of an organisation or transactions against collated knowledge of other comparable sectors using "near neighbour" matches and "inductive" analysis. Details of organisational characteristics, for example, can be collected by questionnaire and maintained in a database. Strengths, weaknesses and best practice can be identified from past experiences of fraud, control frameworks and financial performance, to rate and compare organisations. This is a powerful counter-fraud technique which can answer questions such as: what made company 'X' vulnerable to fraud? what good practice tools from company 'Y' can be put in place to mitigate the consequences of fraud? are these characteristics evident in company 'Z'? This technique was used to demonstrable effect in the UK NAO when (Deloitle and Touche) undertook a forensic audit examination in the UK Government Highways Agency. Of the 10 nearest matches, against over 120 indicator questions from a pool of several hundred organisations, 8 had suffered from actual or investigated fraud. Although no serious matters had occurred in the Agency the results of the exercise were indicative of opportunities for fraud. An action plan was consequently implemented to minimise the vulnerability of the Agency to fraud. Data Matching Data matching can be described as the crosschecking of data, either concurrently or retrospectively, looking for duplication and/or inconsistencies between data streams. It can be used to detect transactions which match all or part of existing transactions. It is used widely in the private sector to detect, for instance, duplicate insurance claims, multiple share applications and mortgage fraud. The General Matching Service (GMS) within the UK Department of Social Security is one of the largest matching systems in Europe. The technique has also been used to good effect by the Audit Commission, responsible for auditing all Health and Local Authorities in the UK. Taking data from client local authorities and using Housing Benefit payments as its hub, claimant details can be cross-matched with for example pensioners, students, employers and registered traders. Data matching for duplicates occurs by data source (eg local authorities) and by data content (eg National Insurance Number, Name, Address, Date of Birth). The health authority matching service considers such activities as inflated doctors' lists, dentists paid twice, doctors' working as locums and nurses working for agencies while off sick from their regular jobs. Data matching is a particularly powerful tool if it can make use of 3rd party data but there are constraints with regard to the Data Protection Act in the UK.
3 Data Mining Data mining is quickly becoming a generic term encompassing a variety of techniques. It uses advanced software tools to identify links, relationships, patterns and trends in data and can produce graphics to help show what that means. It uses knowledge based or rule based systems for modelling databases to identify transactions with pre-defined characteristics, or transactions that deviate from the norm. Intelligent systems have developed as a spin-off from academic research using computers to simulate the workings of the human brain. They allow computers effectively to "learn" from experience using sample data to build up models with classificational or predictive ability. Neural networks and genetic algorithms are two tools used to detect anomalies in data. In simple terms they work by showing the system a number of transactions with known characteristics, training with this known set allows the system to learn which subsequent transactions contain those characteristics. These systems can learn, adapt, explain and can even discover previously unknown patterns of fraud. A good example is the profile matching system used by credit card companies to detect fraud retrospectively or at point of sale. It uses artificial intelligence to spot unusual changes in cardholders spending patterns. "The significant challenges we face today cannot be resolved by the same level of thinking that created them" Albert Einstein. Support Tools For Evidence Investigation The most obvious support tools for gathering and reviewing evidence to enable fraud investigations are probably familiar to readers of this article. Tools to analyse networks logs, keystroke logs, telephone logs and Audit Trails allow evidence to be retrieved and reviewed both during and after suspision of fraud. They can help to support the investigation of fraud and can be built into the system architecture. Emerging Techniques Technologies are moving apace and research into advanced counter-fraud techniques is mushrooming. The development of data warehouses and networks allowing the storage and sharing of data on a massive scale present their own problems. But perhaps the most exciting developments are occurring in the field of preventing fraud before it occurs.
4 We all use plastic cards on a daily basis in every aspect of our life but technology is making it possible to do more than ever with cards and a number of trials of new card technology are underway in many parts of the UK. Some recent developments include: Smart Cards - a tiny electronic chip is the brain that puts smart into Smart cards. This allows double - checking of customer and retailer details at the point of sale. They have the capability of storing more than just financial data eg name, address, identity number and medical details but do give obvious concerns for civil liberties groups. Watermark Cards - the magnetic stripe on the back of the plastic card has an additional "wash" of particles which forms a particular unique pattern that can be read at point of sale terminals. When this pattern is matched to the individual card number it will create a unique identity code. In conjunction with current technologies a number of biometric techniques are being developed to identify behaviour traits or personal characteristics uniquely associated with card owners. These techniques include signature verification, finger scanning, retina scanning and of course DNA. These are replacing the less popular PIN numbers and less foolproof picture cards. Implications For Audit Auditors have traditionally used Computer Assisted Audit Techniques (CAATs) to manipulate volumes of data for audit purposes. These mainly identify outliers in data or reperform mathematical computations for reconciliation purposes - and are based on simple analytical techniques, where known parameters, variables and amounts are tested on limited volumes of data. The rapid growth of technology means that companies are increasingly storing massive volumes of data in data warehouses and this has encouraged Information Systems (IS) auditors to rethink their approach for effectively using these volumes of data for audit purposes. Data mining, which practitioners are already using to discover previously hidden patterns and attributes in data, pointing not only to fraudulent transactions but to new markets and products, is the new challenge for IS auditors. CAATs have traditionally been limited to performing data interrogation using simple tools nd techniques. IS auditors now have the opportunity of analysing massive data banks using advanced tools and techniques. Data mining should be considered as part of the battery of techniques available in the CAAT approach to audit of client data stores. Conclusion I hope this article gave you a taste of the IT technologies available to you for use in the fight against fraud. There are obvious cost and confidentiality considerations involved with these developing technologies but investment in sophisticated techniques is necessary to keep one step ahead of the fraudster.
5 References There are many practitioners and professionals in the fields of forensic audit and counter fraud technology and their work has been drawn upon for this article. As a starting point for further research the following sources may be of use to the reader. Internet: Journal: IS Audit and Control Journal of the IS Audit and Control Association Organisations UK: Audit Conferences Europe Limited Network Security Management Limited
What is Big Data? Jaakko Hollmén. Aalto University School of Science Helsinki Institute for Information Technology (HIIT) Espoo, Finland
What is Big Data? Jaakko Hollmén Aalto University School of Science Helsinki Institute for Information Technology (HIIT) Espoo, Finland 6.2.2014 Speaker profile Jaakko Hollmén, senior researcher, D.Sc.(Tech.)
More informationISSUANCE AND CIVIL REGISTRATION
IDENTITY VERIFICATION IN PASSPORT ISSUANCE AND CIVIL REGISTRATION THE IMPORTANCE OF CONTEXT AND CONTINUITY OF IDENTITY Ross Greenwood Identity Matters Consulting Australia PURPOSE To invite a claim to
More informationBenford s Law, data mining, and financial fraud: a case study in New York State Medicaid data
Data Mining IX 195 Benford s Law, data mining, and financial fraud: a case study in New York State Medicaid data B. Little 1, R. Rejesus 2, M. Schucking 3 & R. Harris 4 1 Department of Mathematics, Physics,
More informationGLOBAL RISK AND INVESTIGATIONS JAPAN CAPABILITY STATEMENT
GLOBAL RISK AND INVESTIGATIONS JAPAN CAPABILITY STATEMENT CRITICAL THINKING AT THE CRITICAL TIME ABOUT US The Global Risk and Investigations Practice (GRIP) of FTI Consulting is the leading provider of
More information1. First printing, TR , March, 2000.
MERL { A MITSUBISHI ELECTRIC RESEARCH LABORATORY http://www.merl.com Book Review: Biometrics William T. Freeman MERL, Mitsubishi Electric Research Labs. 201 Broadway Cambridge, MA 02139 TR-2000-07 March
More informationISO/IEC TR TECHNICAL REPORT. Information technology Biometrics tutorial. Technologies de l'information Tutoriel biométrique
TECHNICAL REPORT ISO/IEC TR 24741 First edition 2007-09-15 Information technology Biometrics tutorial Technologies de l'information Tutoriel biométrique Reference number ISO/IEC 2007 Contents Page Foreword...
More informationVIRTUAL REALITY APPLICATIONS IN THE UK's CONSTRUCTION INDUSTRY
Construction Informatics Digital Library http://itc.scix.net/ paper w78-1996-89.content VIRTUAL REALITY APPLICATIONS IN THE UK's CONSTRUCTION INDUSTRY Bouchlaghem N., Thorpe A. and Liyanage, I. G. ABSTRACT:
More informationEngaging UK Climate Service Providers a series of workshops in November 2014
Engaging UK Climate Service Providers a series of workshops in November 2014 Belfast, London, Edinburgh and Cardiff Four workshops were held during November 2014 to engage organisations (providers, purveyors
More informationEthics and technology
Professional accountants the future: Ethics and technology International Ethics Standards Board for Accountants (IESBA) 19 June 2018 Agenda ACCA Professional Insights (PI) and technology Technology impact
More informationOur digital future. SEPA online. Facilitating effective engagement. Enabling business excellence. Sharing environmental information
Our digital future SEPA online Facilitating effective engagement Sharing environmental information Enabling business excellence Foreword Dr David Pirie Executive Director Digital technologies are changing
More informationABI Framework for the Management of Gone-Away Customers in the Life and Pensions Market
1 Association of British Insurers ABI Framework for the Management of Gone-Away Customers in the Life and Pensions Market ABI Framework for the Management of Gone-Away Customers in the Life and Pensions
More informationUser Awareness of Biometrics
Advances in Networks, Computing and Communications 4 User Awareness of Biometrics B.J.Edmonds and S.M.Furnell Network Research Group, University of Plymouth, Plymouth, United Kingdom e-mail: info@network-research-group.org
More informationDesign and Technology
2006 HIGHER SCHOOL CERTIFICATE EXAMINATION Design and Technology Total marks 40 Section I Pages 2 4 General Instructions Reading time 5 minutes Working time 1 1 2 hours Write using black or blue pen Write
More informationMORE POWER TO THE ENERGY AND UTILITIES BUSINESS, FROM AI.
MORE POWER TO THE ENERGY AND UTILITIES BUSINESS, FROM AI www.infosys.com/aimaturity The current utility business model is under pressure from multiple fronts customers, prices, competitors, regulators,
More informationCase No COMP/M BANCO SANTANDER / ABBEY NATIONAL. REGULATION (EC) No 139/2004 MERGER PROCEDURE. Article 6(1)(b) NON-OPPOSITION Date: 15/09/2004
EN Case No COMP/M.3547 - BANCO SANTANDER / ABBEY NATIONAL Only the English text is available and authentic. REGULATION (EC) No 139/2004 MERGER PROCEDURE Article 6(1)(b) NON-OPPOSITION Date: 15/09/2004
More informationScenario Planning edition 2
1 Scenario Planning Managing for the Future 2 nd edition first published in 2006 Gill Ringland Electronic version (c) Gill Ringland: gill.ringland@samiconsulting.co.uk.: this has kept to the original text
More informationEJ JANIK Principal
Principal, Ryan, Dallas office Specializes in providing damage and economic analysis in complex business litigation, construction, and insurance matters including expert testimony. EJ JANIK Principal ej.janik@ryan.com
More informationINTRODUCING CREATIVE SUPPORT
INTRODUCING CREATIVE SUPPORT 1 of 16 Welcome to Creative Support. 1. Who are Creative Support? Creative Support is a 'not for profit organisation'. This means that any money that we make, we spend to make
More informationGet started with BarclayPlus. Everything you need to know
Get started with BarclayPlus Everything you need to know Hi. Welcome to your new BarclayPlus account! Pages 4 14 are for you We tell you about your card and give you lots of tips about your account Pages
More informationArtificial intelligence and judicial systems: The so-called predictive justice
Artificial intelligence and judicial systems: The so-called predictive justice 09 May 2018 1 Context The use of so-called artificial intelligence received renewed interest over the past years.. Computers
More informationCopyright: Conference website: Date deposited:
Coleman M, Ferguson A, Hanson G, Blythe PT. Deriving transport benefits from Big Data and the Internet of Things in Smart Cities. In: 12th Intelligent Transport Systems European Congress 2017. 2017, Strasbourg,
More informationWhy behavioural economics is essential for the success of the implementation of a wearable or health app. Behavioural Research Unit
Why behavioural economics is essential for the success of the implementation of a wearable or health app Behavioural Research Unit Speakers: Dr Lizzy Lubczanski Research Manager at Swiss Re s Behavioural
More informationExecutive Summary Industry s Responsibility in Promoting Responsible Development and Use:
Executive Summary Artificial Intelligence (AI) is a suite of technologies capable of learning, reasoning, adapting, and performing tasks in ways inspired by the human mind. With access to data and the
More informationGetting the evidence: Using research in policy making
Getting the evidence: Using research in policy making REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 586-I Session 2002-2003: 16 April 2003 LONDON: The Stationery Office 14.00 Two volumes not to be sold
More informationINDEPENDENT REVIEW SAYS UK ON TRACK TO BE A LEADING INTERNET ECONOMY
NEWS RELEASE Reference Date 2008/201 12 September 2008 INDEPENDENT REVIEW SAYS UK ON TRACK TO BE A LEADING INTERNET ECONOMY The UK s competitive telecoms market can deliver the next generation access (NGA)
More informationWhat is a Professional Contractor?
What is a Professional Contractor? What You ll Learn in this Chapter Professional contractors are professionals with substantial freedom and control over how their career develops. They determine where
More informationThe digital transformation of the financial sector Opportunities and Challenges
The digital transformation of the financial sector Opportunities and Challenges Carlos Moura cmpmoura@bportugal.pt Deputy Head of the Information Systems and Technology Department Banco de Portugal 1 Agenda
More informationtotal money confidence
total money confidence A clear, uncomplicated view of your finances in one place. Your investments, savings, pensions, insurances, bank accounts, credit cards, store cards, mortgages, loans and property
More informationRBI Working Group report on FinTech: Key themes
www.pwc.in RBI Working Group report on FinTech: Key themes April 2018 Ten key themes: 1 2 3 4 5 6 7 8 9 10 Need for deeper understanding of Fintech and inherent risks Regulatory supervision, realignment
More informationData Analytics Skills Escalator. Dr Andrew Dean
Data Analytics Skills Escalator Dr Andrew Dean Impact lab / Entrepreneurship Business School / Science Park Data analytics skills escalator - Content Research Innovation Networks Master classes Employer
More informationNavigating The Fourth Industrial Revolution: Is All Change Good?
Navigating The Fourth Industrial Revolution: Is All Change Good? A REPORT BY THE ECONOMIST INTELLIGENCE UNIT, SPONSORED BY SALESFORCE Written by Forward In almost every aspect of society, the Fourth Industrial
More informationDoing, supporting and using public health research. The Public Health England strategy for research, development and innovation
Doing, supporting and using public health research The Public Health England strategy for research, development and innovation Draft - for consultation only About Public Health England Public Health England
More informationAuthenticated Document Management System
Authenticated Document Management System P. Anup Krishna Research Scholar at Bharathiar University, Coimbatore, Tamilnadu Dr. Sudheer Marar Head of Department, Faculty of Computer Applications, Nehru College
More informationArtificial intelligence, made simple. Written by: Dale Benton Produced by: Danielle Harris
Artificial intelligence, made simple Written by: Dale Benton Produced by: Danielle Harris THE ARTIFICIAL INTELLIGENCE MARKET IS SET TO EXPLODE AND NVIDIA, ALONG WITH THE TECHNOLOGY ECOSYSTEM INCLUDING
More informationStrategic Policy Intelligence setting priorities and evaluating impacts Ireland
Strategic Policy Intelligence setting priorities and evaluating impacts Ireland Helena Acheson Head of Division Enterprise Policy OECD 15/16 September 2008 Working to gain economic advantage from investments
More informationResearch Excellence Framework
Research Excellence Framework CISG 2008 20 November 2008 David Sweeney Director (Research, Innovation, Skills) HEFCE Outline The Policy Context & Principles REF Overview & History Bibliometrics User-Valued
More informationBenford s Law A Powerful Audit Tool
Benford s Law A Powerful Audit Tool Dave Co(on, CPA, CFE, CGFM Co(on & Company LLP Alexandria, Virginia dco(on@co(oncpa.com The Basics 1,237 is a number It is composed of four digits 1 is the lead digit
More informationAIMICT.ORG AIMICT Newsletter
SEPTEMBER 2018 AIMICT.ORG 1 IN THIS ISSUE AIMICT Conducts ISO 9001 Lead Auditor Course AIMICT Conducts ILM s Training of Trainers Program in Irbid AIMICT Organizes Professional Quality Manager Program
More informationUNIT 2 TOPICS IN COMPUTER SCIENCE. Emerging Technologies and Society
UNIT 2 TOPICS IN COMPUTER SCIENCE Emerging Technologies and Society EMERGING TECHNOLOGIES Technology has become perhaps the greatest agent of change in the modern world. While never without risk, positive
More informationDevelopment and Integration of Artificial Intelligence Technologies for Innovation Acceleration
Development and Integration of Artificial Intelligence Technologies for Innovation Acceleration Research Supervisor: Minoru Etoh (Professor, Open and Transdisciplinary Research Initiatives, Osaka University)
More informationDIGITAL FUTURE DIGITAL POLICY STRATEGY THE ANALYTICS ECONOMY Konstantinos Mpahas Pre-Sales Manager, SAS Greece & Eastern Europe
DIGITAL FUTURE DIGITAL POLICY STRATEGY THE ANALYTICS ECONOMY Konstantinos Mpahas Pre-Sales Manager, SAS Greece & Eastern Europe December 4 & 5, 2017 3 Aspects of Digital Transformation Ultimately, the
More informationDigital Medical Device Innovation: A Prescription for Business and IT Success
10 September 2018 Digital Medical Device Innovation: A Prescription for Business and IT Success A Digital Transformation is reshaping healthcare. New technology, mobility, and advancements in computing
More informationEnabling ICT for. development
Enabling ICT for development Interview with Dr M-H Carolyn Nguyen, who explains why governments need to start thinking seriously about how to leverage ICT for their development goals, and why an appropriate
More informationTRUSTING THE MIND OF A MACHINE
TRUSTING THE MIND OF A MACHINE AUTHORS Chris DeBrusk, Partner Ege Gürdeniz, Principal Shriram Santhanam, Partner Til Schuermann, Partner INTRODUCTION If you can t explain it simply, you don t understand
More informationNational Policing Improvement Agency. National Policing Improvement Agency Meeting the challenges of 21 st century crime and criminality
National Policing Improvement Agency Meeting the challenges of 21 st century crime and criminality Michael Hallowes Detective Chief Superintendent Head of Strategic Operations National Policing Improvement
More informationStart your adventure here.
Start your adventure here. Embark on more than a career. When you work or engage with Accenture s pre-employment programs, you can improve the way the world works and change lives and drive the innovations
More informationMachines can learn, but what will we teach them? Geraldine Magarey
Machines can learn, but what will we teach them? Geraldine Magarey The technology AI is a field of computer science that includes o machine learning, o natural language processing, o speech processing,
More informationRegulations for First Degrees at the International Faculty, City College, Thessaloniki (Greece)
Regulations for First Degrees at the International Faculty, City College, Thessaloniki (Greece) INDEX Regulations are presented in programme code order. An alphabetical index of course titles is as follows
More informationpresent Market Abuse Directive II
& present Market Abuse Directive II Date: Tuesday, 12 April 2016 Time: Registration 13:45 Venue: Marina Hotel Corinthia Beach Resort, St George s Bay, St. Julians Price: EUR40 (regular) EUR20 (students)
More informationLeveraging Advanced Technologies in Child Welfare
WHAT S NEXT IN Digital THE CASEWORKER S Toolkit? Leveraging Advanced Technologies in Child Welfare By Shelley Mills-Brinkley, Roberto Cota, Kathryn Miller, and Jamia McDonald Child welfare caseworkers
More informationMSc(CompSc) List of courses offered in
Office of the MSc Programme in Computer Science Department of Computer Science The University of Hong Kong Pokfulam Road, Hong Kong. Tel: (+852) 3917 1828 Fax: (+852) 2547 4442 Email: msccs@cs.hku.hk (The
More informationGUIDE TO SPEAKING POINTS:
GUIDE TO SPEAKING POINTS: The following presentation includes a set of speaking points that directly follow the text in the slide. The deck and speaking points can be used in two ways. As a learning tool
More informationSheffield City Region Health-Employment Trial: Information sheet
SCR_Accessible_PIS _v3.3 including info 22/03/2018 Sheffield City Region Health-Employment Trial: Information sheet Employment support for people with a health condition and/or a disability We would like
More informationCLINICAL COMMISSIONING GROUP (CCG) ANNUAL GENERAL MEETING
CLINICAL COMMISSIONING GROUP (CCG) ANNUAL GENERAL MEETING Wednesday 6 th September 2017 at 12 noon Hornby Theatre, Blackburn Central Library Town Hall Street, Blackburn BB2 1AG ORDER OF BUSINESS No. Item
More informationONLINE APPLICATION FORM GUIDE
Applying from Outside the UK (Entry Clearance) ONLINE APPLICATION FORM GUIDE This guide provides step-by-step guidance for students aged 16 or over completing the Short-term study visa online application
More informationThe 2 nd Annual Career Development Stakeholders Conference. The Fourth Industrial The future of work 28 June 2018
The 2 nd Annual Career Development Stakeholders Conference The Fourth Industrial The future of work 28 June 2018 Mechanization, Steam power, weaving loom Mass production, assembly line, electrical energy
More information06 March Day Date All Streams. Thursday 03 May 2018 Engineering Mathematics II. Saturday 05 May 2018 Engineering Physics
/ SCHOOL OF TECHNOLOGY MANAGEMENT &ENGINEERING FINAL EXAMINATION TIME TABLE (ACADEMIC YEAR: 2017 18) MASTER OF BUSINESS ADMINISTRATION IN TECHNOLOGY MANAGEMENT (2017-22) YEAR: I, SEMESTER: II CAMPUS: MUMBAI,
More informationFRAMEWORK FOR MANAGEMENT DEVELOPMENT IN THE FEDERAL SCIENCE & TECHNOLOGY COMMUNITY (S&T)
FRAMEWORK FOR MANAGEMENT DEVELOPMENT IN THE FEDERAL SCIENCE & TECHNOLOGY COMMUNITY (S&T) William G. Doubleday May 2001 CANADIAN CENTRE FOR MANAGEMENT DEVELOPMENT CENTRE CANADIEN DE GESTION For more information
More informationMBNA customer questionnaire: Payment Protection Insurance. Section A: about you. our reference:
MBNA customer questionnaire: Payment Protection Insurance Please complete all sections of the questionnaire as fully as possible, so that your complaint can be assessed quickly. We aim to provide a response
More informationFinTech, RegTech and the Reconceptualization of Financial Regulation. Douglas W. Arner, University of Hong Kong Ross P. Buckley, UNSW Sydney
FinTech, RegTech and the Reconceptualization of Financial Regulation Douglas W. Arner, University of Hong Kong Ross P. Buckley, UNSW Sydney Regtech FinTech The Evolution of FinTech: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2676553
More informationSymposium: Urban Energy innovation
Symposium: Urban Energy innovation Smart Monitoring, Management & Control Referent: Simone Baldi (3mE, TU Delft) Co-Referent: Wilbert Prinssen (Technolution) Chair: Laure Itard (BK, TU Delft) 30 May, 2018
More informationEconomic and Social Council
United Nations Economic and Social Council Distr.: General 30 April 2012 ECE/CES/2012/32 English only Economic Commission for Europe Conference of European Statisticians Sixtieth plenary session Paris,
More informationThe A.I. Revolution Begins With Augmented Intelligence. White Paper January 2018
White Paper January 2018 The A.I. Revolution Begins With Augmented Intelligence Steve Davis, Chief Technology Officer Aimee Lessard, Chief Analytics Officer 53% of companies believe that augmented intelligence
More informationHow AI and wearables will take health to the next level - AI Med
How AI and wearables will take health to the next level By AIMed 22 By Nick Van Terheyden, MD Wearables are everywhere and like many technology terms the early entrants have become synonymous and part
More informationZoneFox Augmented Intelligence (A.I.)
WHITEPAPER ZoneFox Augmented Intelligence (A.I.) Empowering the Super-Human Element in Your Security Team Introduction In 1997 Gary Kasperov, the chess Grandmaster, was beaten by a computer. Deep Blue,
More informationDigital Identity. Workshop. Roland Berger Munich Office
Digital Identity Workshop Roland Berger Munich Office 7 April 2017 We are looking forward to working with you in today's workshop Your Roland Berger hosts Sebastian Steger Stephan Janssens Sebastian Maus
More informationMetrology in the Digital Transformation
Metrology in the Digital Transformation This project proposal is about to establish a European metrology data infrastructure, a European Metrology Cloud to support the processes of conformity assessment
More informationHIGH IMPACT INNOVATIONS TRANSFORMING AUSTRALIAN AGRICULTURE
NATIONAL RURAL ISSUES HIGH IMPACT INNOVATIONS TRANSFORMING AUSTRALIAN AGRICULTURE Horizon Scan Agriculture is being transformed by technologies that have the capacity to make the entire agricultural supply
More informationCentre for the Study of Human Rights Master programme in Human Rights Practice, 80 credits (120 ECTS) (Erasmus Mundus)
Master programme in Human Rights Practice, 80 credits (120 ECTS) (Erasmus Mundus) 1 1. Programme Aims The Master programme in Human Rights Practice is an international programme organised by a consortium
More informationBOARDROOM MATTERS. Stephen Kirkpatrick
BOARDROOM MATTERS Stephen Kirkpatrick ISSUE 4 Q&A Stephen Kirkpatrick has been CEO of Corbo Properties since 2010. Corbo is one of the largest property companies in Northern Ireland. Stephen previously
More informationUnderstanding AIS. The technology, the limitations and how to overcome them with Lloyd s List Intelligence
Understanding AIS The technology, the limitations and how to overcome them with Lloyd s List Background to AIS The Automatic Identification System (AIS) was originally introduced in order to improve maritime
More informationEach of the following slides briefly explore the purpose of the Vs.
The 12 Vs of Big Data provide a Governance framework of questions the should be of value in ensuring that our IT and Big Data and Analytics projects deliver value to the various stakeholders. One of the
More informationImage: alexaldo. Report The role of digital technology in tackling modern slavery Monday 12 Wednesday 14 June 2017 WP1546. In association with:
Image: alexaldo Report The role of digital technology in tackling modern slavery Monday 12 Wednesday 14 June 2017 WP1546 In association with: Report The role of digital technology in tackling modern slavery
More informationHuman factors and design in future health care
Human factors and design in future health care Peter Buckle 1, Simon Walne 1, Simone Borsci 1,2 and Janet Anderson 3 1. NIHR London In Vitro Diagnostics Co-operative, Division of Surgery, Department of
More informationThe progress in the use of registers and administrative records. Submitted by the Department of Statistics of the Republic of Lithuania
Working Paper No. 24 ENGLISH ONLY STATISTICAL COMMISSION and ECONOMIC COMMISSION FOR EUROPE STATISTICAL OFFICE OF THE EUROPEAN COMMUNITIES (EUROSTAT) CONFERENCE OF EUROPEAN STATISTICIANS Joint ECE/Eurostat
More informationGender pay gap reporting tight for time
People Advisory Services Gender pay gap reporting tight for time March 2018 Contents Introduction 01 Insights into emerging market practice 02 Timing of reporting 02 What do employers tell us about their
More informationTerms and conditions APPROVED DOCUMENT. Clear design Simple language
Terms and conditions APPROVED DOCUMENT Clear design Simple language Terms and conditions 1. Welcome to Marcus by Goldman Sachs 2 2. How to contact us 2 3. How your Marcus account works 3 4. When we might
More informationEmerging technology. Presentation by Dr Sudheer Singh Parwana 17th January 2019
Emerging technology Presentation by Dr Sudheer Singh Parwana 17th January 2019 Mega trends 5 global shifts changing the way we live and do business Rapid urbanisation Today, more than half the world s
More informationGlobal Standards Symposium. Security, privacy and trust in standardisation. ICDPPC Chair John Edwards. 24 October 2016
Global Standards Symposium Security, privacy and trust in standardisation ICDPPC Chair John Edwards 24 October 2016 CANCUN DECLARATION At the OECD Ministerial Meeting on the Digital Economy in Cancun in
More informationINVOLVING USERS TO SUCCESSFULLY MEET THE CHALLENGES OF THE DIGITAL LIBRARY: A 30 YEAR PERSONAL REFLECTION
INVOLVING USERS TO SUCCESSFULLY MEET THE CHALLENGES OF THE DIGITAL LIBRARY: A 30 YEAR PERSONAL REFLECTION Dr Graham Walton, Head of Planning and Resources, Library and Honorary Research Fellow, Centre
More informationYour 12 Step Guide to Future Financial Freedom
www.planreview.ie Your 12 Step Guide to Future Financial freedom can sound like a pipe dream when you re working hard, raising a family and coping with everything life throws at you. However, no matter
More informationEnhancing Our Users' Experience Update Appendix B Customer Service Action Plan January Update 2016
1. Purpose The purpose of this document is to provide visibility of the actions Kier are undertaking to improve the experience. This activities support the LCC Highways Customer Experience Plan. 2. Kier
More information75 Steps to Start-Up Success
75 Steps to Start-Up Success Hundreds of thousands of small businesses start up each year throughout the world - and a similar number cease trading every year too! A lot of people come across ideas, due
More informationThe impact of rapid technological change on sustainable development
15-17 January 2019, Vienna The impact of rapid technological change on sustainable development Shamika N. Sirimanne Director, Division on Technology and Logistics UNCTAD 2018-2019 CSTD Intersessional Panel
More informationREDUCING AUDIT COSTS A NPO STAFF AND BOARD GUIDE
REDUCING AUDIT COSTS A NPO STAFF AND BOARD GUIDE Presented by: David J Piscorik, CPA Stancil & Company, CPAs 4909 Windy Hill Drive Raleigh, NC 27609 919/872-1260 dpiscorik@stancilcpa.com ABOUT THE SPEAKER
More informationEvaluation of the gender pay gap in Lithuania
Distr.: General 3 May 2016 English Economic Commission for Europe Conference of European Statisticians Work Session on Gender Statistics Vilnius, Lithuania 1-3 June 2016 Item 5 of the provisional agenda
More informationArtificial Intelligence (AI) and Patents in the European Union
Prüfer & Partner Patent Attorneys Artificial Intelligence (AI) and Patents in the European Union EU-Japan Center, Tokyo, September 28, 2017 Dr. Christian Einsel European Patent Attorney, Patentanwalt Prüfer
More informationAnnual Report 2010 COS T SME. over v i e w
Annual Report 2010 COS T SME over v i e w 1 Overview COST & SMEs This document aims to provide an overview of SME involvement in COST, and COST s vision for increasing SME participation in COST Actions.
More informationPROGRESS IN BUSINESS MODEL TRANSFORMATION
PROGRESS IN BUSINESS MODEL TRANSFORMATION PART 1 CREATING VALUE The Fujitsu Group, striving to create new value in the Internet of Things (IoT) era, is working to realign its business structure toward
More informationIntroduction to Biometrics 1
Introduction to Biometrics 1 Gerik Alexander v.graevenitz von Graevenitz Biometrics, Bonn, Germany May, 14th 2004 Introduction to Biometrics Biometrics refers to the automatic identification of a living
More informationFinancial Review 2013/14. Context
Financial Review 2013/14 Context Wandsworth CCG was created from 1 st April 2013 and has completed its first year by successfully achieving its financial targets. At the time of writing the CCG is submitting
More informationGPU Computing for Cognitive Robotics
GPU Computing for Cognitive Robotics Martin Peniak, Davide Marocco, Angelo Cangelosi GPU Technology Conference, San Jose, California, 25 March, 2014 Acknowledgements This study was financed by: EU Integrating
More informationIs housing really ready to go digital? A manifesto for change
Is housing really ready to go digital? A manifesto for change December 2016 The UK housing sector is stuck in a technology rut. Ubiquitous connectivity, machine learning and automation are transforming
More informationMaldives: Strengthening Capacity for Operations Management
Completion Report Project Number: 45416-001 Technical Assistance Number: 8070 July 2018 Maldives: Strengthening Capacity for Operations Management This document is being disclosed to the public in accordance
More informationTransforming while performing Deep Dive: Artificial Intelligence. Hype or not?
Transforming while performing Deep Dive: Artificial Intelligence. Hype or not? Randi Marjamaa, CEO Nordea Liv 13.02.2018 FILM: MANIFESTO FILM Banking is essential, banks are not The banking industry is
More informationThe Economic Census and Its Role in Economic Statistics
The Economic Census and Its Role in Economic Statistics Andrew Reamer George Washington Institute of Public Policy George Washington University 2012 Economic Census Conference U.S. Census Bureau October
More informationRESEARCH AND INNOVATION STRATEGY. ANZPAA National Institute of Forensic Science
RESEARCH AND INNOVATION STRATEGY ANZPAA National Institute of Forensic Science 2017-2020 0 CONTENTS INTRODUCTION... 3 PURPOSE... 4 STRATEGY FOUNDATION... 5 NEW METHODS AND TECHNOLOGY... 5 ESTABLISHED METHODS
More informationThe Scientific Investigation of Marine Bulk Cargo, Liquid Cargo and Fire Claims 3 November 2010, 2pm - 5pm STI Auditorium, 9 th Floor, Capital Tower,
The Scientific Investigation of Marine Bulk Cargo, Liquid Cargo and Fire Claims 3 November 2010, 2pm - 5pm STI Auditorium, 9 th Floor, Capital Tower, 168 Robinson Road, Singapore 068912 Sponsored by LCH
More informationTHE PRESENT AND THE FUTURE OF igaming
THE PRESENT AND THE FUTURE OF igaming Contents 1. Introduction 2. Aspects of AI in the igaming Industry 2.1 Personalization through data acquisition and analytics 2.2 AI as the core tool for an optimal
More informationThe Internet of Buildings: A Technological Boon for Healthcare Building Systems, Operations and Medical Equipment
The Internet of Buildings: A Technological Boon for Healthcare Building Systems, Operations and Medical Equipment Learning Objectives 1. Understand the rise of the Internet of Things and how it will forever
More information