2017 FINRA Annual Conference Speaker Biographies

Transcription

1 2017 FINRA Annual Conference Speaker Biographies Patricia Albrecht is a Senior Director with FINRA s Member Relations and Education Department and manages the FINRA Institute at Wharton for the Certified Regulatory and Compliance Professional (CRCP ) program and FINRA s Half-Day Compliance Boot Camp program. Previously, she was an associate general counsel in FINRA s Office of General Counsel, and served in the same role at NASD before its 2007 consolidation with NYSE Member Regulation, which resulted in the formation of FINRA. She also has worked at the U.S. Securities and Exchange Commission in various offices and departments, including the Office of General Counsel and the Division of Trading and Markets, and serving as a counselor to Commissioner Norman Johnson. In addition, Ms. Albrecht worked for several years as a staff attorney at the U.S. Federal Fifth Circuit Court of Appeals and completed a federal judicial clerkship with U.S. District Court Judge Harry Lee Hudspeth. Norm Ashkenas is Senior Vice President, Chief Compliance Officer for Fidelity Brokerage Services, running Broker/Dealer and Insurance compliance for Fidelity Investments retail and retirement business. He has been with Fidelity since 2003 in various compliance leadership roles, covering B/D, IA, Insurance, ERISA/Tax and TA issues. He has also been CCO for Fidelity Distributors Corporation and Fidelity Personal Trust. Mr. Ashkenas was SVP for Regulatory & Compliance Examinations with Prudential Securities, and VP/Associate GC for 10 years, and was a litigation attorney with Chemical Bank. He is on the FINRA Membership Committee and National Adjudicatory Council, served on the District 11 and Regulatory Advisory Committees, and is on the Board of Directors for NSCP. Mr. Ashkenas has spoken frequently at industry conferences including the FINRA Annual Conference, SIFMA C&L Division Seminars and NSCP Seminars. He earned a BA from Northwestern University and JD from Fordham Law School, and holds Series 7, 14, 24 and 63. Afshin Atabaki is Associate General Counsel in FINRA s Office of General Counsel, Regulatory Practice and Policy. In this capacity, he renders legal advice and support to FINRA management and staff in connection with regulatory initiatives and develops and interprets FINRA rules. His areas of regulatory expertise include recordkeeping requirements. Mr. Atabaki graduated Phi Beta Kappa, cum laude, from the University of Maryland, College Park, with a B.A. in History and received his law degree from Cleveland-Marshall College of Law. Susan Axelrod is FINRA s Executive Vice President of Regulatory Operations. In this capacity, she oversees Enforcement, the Office of Fraud Detection and Market Intelligence, and Member Regulation. Before being named to her current role, Ms. Axelrod was Executive Vice President and Head of Member Regulation Sales Practice, with responsibility for ongoing surveillance and examinations, both routine and investigative, of FINRA-regulated securities firms. She was appointed to this position in July Previously, Ms. Axelrod was FINRA Senior Vice President and Deputy of Regulatory Operations. Her responsibilities included assisting in the oversight of the Market Regulation, Enforcement and Member Regulation functions at FINRA. She also played a key role in the integration of NASD and NYSE Member Regulation. Prior to joining FINRA in 2007, Ms. Axelrod was Chief of Staff to the CEO of NYSE Regulation for three years. In this position, her responsibilities included overseeing operations on a dayto-day basis and acting as a liaison with various business areas, including finance, human resources, government relations and communications. Ms. Axelrod joined the NYSE in 1989 as a staff attorney in the division of 2017 Financial Industry Regulatory Authority, Inc. All rights reserved. 1

2 enforcement and became an enforcement director in Among the cases she handled were those involving specialist and floor broker misconduct, insider trading, upstairs trading, sales practice violations, and financial and operational compliance issues. She received her law degree from the Hofstra University School of Law in 1989 and her bachelor s degree from Emory University in Stephen R. Bard is a Senior Vice President, and Wells Fargo's Wealth and Investment Management s Director of Social Media and Communications Compliance. He leads the oversight of the Firm s communication policies and procedures for their traditional, bank brokerage, independent, and clearing Broker Dealer/Investment Adviser dual registrants. With more than 25 year s industry experience, he is responsible for managing the development and implementation of a risk-based compliance program to meet federal, state, agency, legal and regulatory requirements. His team annually reviews 75,000 pieces of communications including Digital Marketing submissions from social media, mobile and e-communications. He is currently a participant on FINRA s Public Communications Committee; and was a member of their Social Media taskforce, and participated in their BrokerCheck hyperlink working group. In addition to communication related issues, he provides guidance on Investment Advisory subjects such as performance, testimonials and third party rankings, as well as Privacy and Books and Records requirements. Mr. Bard resides in St Louis, Missouri. Elizabeth Paige Baumann has been the Senior Vice President and Chief Anti-Money Laundering Officer at Fidelity Investments since June 1, Ms. Baumann has oversight responsibility for the AML programs of Fidelity s non- U.S. entities. She actively represents Fidelity from an AML perspective in various industry groups, including the Securities Industry and Financial Markets Association (SIFMA) and the Investment Company Institute (ICI). She has been a member of Fidelity's Enterprise Compliance Department since September Her first role was to support National Financial Services LLC's clearing business on a variety of compliance issues. Ms. Baumann has played a key role in the AML programs of all of Fidelity's U.S. financial institutions covered under the Bank Secrecy Act of 1970, as amended, and related regulations (collectively, the "BSA") since April of Ms. Baumann served as the co-chair of SIFMA's AML and Financial Crimes Committee January 2011 through December She also represented the ICI on several sub-committees of the Bank Secrecy Act Advisory Group (BSAAG), which consists of representatives from federal regulatory and law enforcement agencies, financial institutions, and trade groups with members subject to the BSA. Prior to Fidelity, Ms. Baumann worked at Charles Schwab in San Francisco for 6 years. She earned her J.D. from the Tulane School of Law and her B.A. from Trinity College in Hartford, Connecticut. Ms. Baumann is a member of both the California and Massachusetts bars. Ken Bell is Vice President, Audit for Cetera Financial Group, a position he has held since Cetera s inception in Prior to the formation of Cetera, he held the same position with ING Advisors Network. He is responsible for leading a compliance audit program for the group s independent broker-dealers and is involved in other group risk management projects and initiatives. Prior to joining ING in 2000, Mr. Bell was with the NASD s (n/k/a FINRA) Atlanta District Office, where he spent most of his 17 years managing a field examination staff. He was also significantly involved in developing a training and performance support system for NASD examiners. Prior to his work with NASD, Mr. Bell worked in corporate accounting. He is a graduate of the University of Georgia and received the designation of Certified Regulatory and Compliance Professional (CRCP) through the FINRA Institute at Wharton. Mr. Bell is frequent speaker at industry conferences and is an active member of the National Society of Compliance Professionals (NSCP), the Financial Services Institute (FSI), the Securities Industry Financial Markets Association (SIFMA), and the Georgia Society of CPAs. He recently completed three-year terms on the NSCP Board of Directors and the FINRA District 7 Committee. Laura Leigh Blackston is Senior Regional Counsel with FINRA s Enforcement Department. Ms. Blackston joined FINRA as an attorney in Prior to joining FINRA, she was an associate and partner with the General Litigation group of the law firm Jones Walker. As Senior Regional Counsel, Ms. Blackston has handled key enforcement actions regarding anti-money laundering and has co-taught Anti-Money Laundering Regulation at FINRA s Institute at Wharton. Ms. Blackston graduated from the University of Mississippi in 1988 with honors and received her J.D. Degree from Washington and Lee University with honors in She is also a member of FINRA s Anti-Money Laundering Regulatory Expert Group and is Certified Anti-Money Laundering Specialist (CAMS) Financial Industry Regulatory Authority, Inc. All rights reserved. 2

3 Aimee Blinder is Vice President of Compliance, for National Planning Holdings, Inc. She is responsible for the dayto-day operations of the NPH Compliance Department. The department consists primarily of the Compliance Support Unit (CSU) and the Supervisory Control Unit (SCU). The CSU is responsible for a wide range of support efforts, such as analysis and interpretation of regulatory rule proposals and amendments, projects with a focus on compliance systems, platforms, and proactive initiatives, and assisting in the creation of compliance oriented forms, policies, manuals, and alerts. Parallel to the CSU, the SCU provides support and guidance to the network in relation to each firm s supervisory control program and investment advisory reviews. Ms. Blinder is dually registered with the four firms within the NPH network and holds FINRA Series 7, 24, 53, and 66 registrations, in addition to the NFA Series 3, and the following designations; Certified Anti-Money Laundering Specialist and FINRA s Institute at Wharton Certified Regulatory and Compliance Professional. Ms. Blinder served as 2012 Compliance Council Chair for the Financial Services Institute, as part of her six year term with the Council. She also serves as an active member on various FINRA District Committees. Joining the NPH network in 1998, Ms. Blinder has served in a variety of compliance oriented roles and capacities within the organization. She obtained her bachelor s degree in sociology from Western Washington University in Bellingham, Washington. David Blisk is founder and CEO of Spire Investment Partners, LLC, headquartered in McLean, Virginia. Mr. Blisk began his financial services career with Shearson Lehman, rising to Senior Vice President and the top one-percent before leaving Smith Barney and establishing Spire in Spire Investment Partners, a privately held company, was founded to offer advisors a unique growth environment: providing an open architecture, customized business solutions, and relationships with six of the industry s leading clearing firms. The company is comprised of Spire Wealth Management, a SEC registered investment advisor, and Spire Securities, a FINRA registered broker-dealer. Mr. Blisk has more than 26 years of financial service experience and is responsible for overall leadership and strategic direction for the firm. He is a frequent speaker on industry trends. He most recently spoke at the T3 Advisor Conference in California and the CFA Society of Washington. He has been featured in publications such as Financial Advisor magazine, Investment News, Registered Rep magazine, and Financial-Planning.com. Mr. Blisk is a Distinguished Graduate of the United States Air Force Academy and holds an M.B.A. from Wright State University, as well as a J.D. from Duke University s School of Law. He served 13 years on active duty in the Air Force and seven years as a Reserve Judge Advocate in the Pentagon retiring in He is an active participant in Food for the Poor, which is focused on rebuilding a village in Haiti. He is also a founding member of the Elkhart Education Foundation in Elkhart, Indiana. Mr. Blisk served as Chairman of the Pipe Organ Selection and Development Committee Chair for the Good Shepherd Lutheran Church, as well as fundraiser for the HAC Holaday Athletic Center at the US Air Force Academy. Mr. Blisk is a 16 year participant of Dan Sullivan s The Strategic Coach Program and currently participates in the 10X Ambition Program. Along with his firm, Mr. Blisk is a member of the Financial Services Institute (FSI) and advocates on Capital Hill for issues effecting the financial services industry. John Brady is Vice President in Technology for Cyber and Information Security for FINRA, and is the organization s Chief Information Security Officer (CISO). In this capacity, he is responsible for all aspects of FINRA s information and cyber security programs, as well as ensures compliance with related laws and regulations. He oversees staff focused in four primary information security areas: security architecture and controls, security management tools, application security, and identity management. Mr. Brady, along with counterparts in FINRA s Data Privacy Office, establishes policy and technical controls to ensure information is appropriately protected throughout its lifecycle. He began his career with FINRA more than 10 years ago as the Director of Networks and Firewalls. He then broadened and deepened his technical knowledge by taking on responsibility for server and storage infrastructure, where he led system engineering efforts to expand capacity and performance of Market Regulation systems in response to data volumes growing more than 40 percent year over year. Mr. Brady recently led the establishment, design, and implementation of FINRA s new data centers and the seamless migration of more than 175 applications from an outsourcer to those new data centers. Prior to the commencement of his work with FINRA in October 2002, Mr. Brady was Director of Networks at VeriSign from 2000 to 2002 and Network Solutions from 1998 to From 1995 to 1998, he built and operated Citibank s Internet Web and services as Vice President, Internet Services. From 1993 to 1995, Mr. Brady worked for Sun Microsystems as Senior Consultant, where he built integrated network 2017 Financial Industry Regulatory Authority, Inc. All rights reserved. 3

4 systems for prominent customers. Mr. Brady began his professional career as a member of technical staff at The Aerospace Corporation from 1987 to 1993, designing satellite systems and command and control networks for the Air Force Space Command. Mr. Brady holds a bachelor s degree in Computer and Electrical Engineering from Purdue University of West Lafayette in Indiana, and a master s degree in Industrial Engineering and Operations Research from the University of California at Berkeley. He also is an (ISC) 2 Certified Information Systems Security Professional (CISSP). John J. Brennan is chairman emeritus and senior advisor of The Vanguard Group, Inc. Mr. Brennan joined Vanguard in July He was elected president in 1989, served as chief executive officer from 1996 to 2008 and chairman of the board from 1998 to Mr. Brennan is a director of General Electric Company; a director of LPL Financial; a director of The Hanover Insurance Group; a director of Guardian Life Insurance Company; a director of Arnhold and S. Bleichroeder Holdings, Inc.; a trustee of the University of Notre Dame; a director of the United Way of Greater Philadelphia and Southern New Jersey; Chairman of the Vanguard Charitable Endowment Program; a trustee and past Chairman of the Financial Accounting Foundation; a member of The Joint CFTC-SEC Advisory Committee on Emerging Regulatory Issues; a member of the Pennsylvania Early Learning Investment Commission; a founding trustee of King Abdullah University of Science and Technology (KAUST); a past Chairman of the Investment Company Institute; and, a past governor of United Way of America. Mr. Brennan graduated from Dartmouth College and received a master s degree in Business Administration from the Harvard Business School. He has received honorary degrees from Curry College and Drexel University. Don Bruns is Senior Director of Web Services at FINRA. He is responsible for the digital strategy and operations of FINRA.org. As a veteran of Razorfish and NavigationArts, Mr. Bruns has led digital strategy engagements Lockheed-Martin, Pershing, KPMG, AARP, TIAA, and the Department of the Treasury. Mari J. Buechner is President and Chief Executive Officer of Coordinated Capital Securities, Inc. (CCS). With more than 20 years of industry experience, Ms. Buechner has comprehensive executive management expertise in compliance, finance, marketing, operations, service and technology. In 2008, Ms. Buechner was elected to serve on the FINRA Board of Governors and is a past member of FINRA s Small Firm Advisory Board and the FINRA District 8 Committee. Ms. Buechner currently serves on the FINRA Independent Dealer/Insurance Affiliate Committee and volunteers her time to work on various ad hoc committees and educational programs. She has been recognized as one of the Top 50 Women in Wealth Management (Wealth Manager, April 2009) and formerly served as Chairman of the Board for the Financial Services Institute. Ms. Buechner graduated from the University of Wisconsin-Madison with a bachelor s degree in finance and marketing. Lance Burkett began his securities industry career in 1993 as a Securities Fraud Investigator for the State of Arizona Securities Division, working exclusively on fraud cases involving broker-dealers. Later, at a FINRA member firm, he was responsible for supervising Producing Branch Managers and Field Representatives as the Field Compliance Director. Throughout his tenure with FINRA, Mr. Burkett has held positions ranging from Compliance Examiner, responsible for examining FINRA member firms for general compliance, to District Director, responsible for the management and oversight of the regulatory programs within the Denver District office. In addition to his regulatory responsibilities, Mr. Burkett earned his Certified Regulatory and Compliance Professional designation through the FINRA Institute at Wharton and has developed content and presented at several FINRA Institute class offerings. Lana Calton, Managing Director, serves as Hilltop Securities Head of Clearing Services, responsible for overseeing the firm s correspondent broker-dealer and registered investment adviser relationships, as well as the growth of the firm s correspondent base and the implementation of correspondent education and training on new policies and procedures. Mrs. Calton has been with the firm for 24 years, serving in a variety of areas including the Private Client Group, SWS Financial Services, and Equity Trading, before joining Clearing Services as a Relationship Manager in Prior to her current position, Mrs. Calton held various supervisory roles as an Assistant Supervisor, Manager of Clearing Services, SVP of Sales and SVP of Product Development. She currently is a board member of the Bond Dealers of America and is the Chair of the organization s Small Firm s Division. Mrs Financial Industry Regulatory Authority, Inc. All rights reserved. 4

5 Calton earned a Bachelor of Business Administration degree in Finance from Stephen F. Austin State University and is a graduate of the Securities Industry Institute at Wharton. She holds Series 7, 63 and 24 licenses. John Cartaina is a Managing Director at Bank of America where he is the Head of Global Banking Compliance, which encompasses the firm s Corporate and Investment Banking, Commercial Banking and Business Banking lines of business. Mr. Cartaina also manages the compliance teams covering Research and the Global Control Room. Prior to joining Bank of America, Mr. Cartaina was a Managing Director at Deutsche Bank Securities Inc. and served most recently as the Head of Corporate Finance Compliance and the Global Head of the Control Room. Mr. Cartaina started his career as a corporate finance associate at Latham & Watkins LLP in their New York Office after graduating law school from the Boston University School of Law. Anthony Cavallaro is a Senior Vice President and the head of the Central Review Group of FINRA s Office of Fraud Detection and Market Intelligence. He is responsible for managing two units that review and investigate regulatory filings, complaints and other matters received regarding violations of SEC and FINRA rules and regulations. Mr. Cavallaro reports to the Department s Executive Vice President. Prior to his current role, Mr. Cavallaro was a vice president in the Member Regulation Department and also served in the Enforcement Department of FINRA where he managed two units that investigated and prosecuted violations of securities laws and regulations. Mr. Cavallaro was a vice president at the New York Stock Exchange and began serving at FINRA when NYSE Member Regulation and Enforcement consolidated with NASD to form FINRA in Prior to joining the NYSE in 1997, Mr. Cavallaro was an Assistant District Attorney in the New York County District Attorney s Office where he was responsible for investigating and prosecuting various criminal matters including white-collar cases. Mr. Cavallaro received his law degree from St. John s University School Law and a B.S. in finance from Fordham University, College of Business Administration. He is a military veteran and retired with the rank of major after 20 years of service in the US Army Reserve. Melanie Chan is Surveillance Director in FINRA Member Regulation, Department of Risk Oversight and Operational Regulation. In this capacity, she manages a team of Regulatory Coordinators with responsibility for the ongoing surveillance of approximately 60 of the largest and complex member firms for financial, operational, and business conduct compliance. Ms. Chan started her career with the New York Stock Exchange as an Examiner and has been with FINRA since its inception in 2007, for a combined 17 years. Ms. Chan received her Finance degree from Baruch College. David Chapman is Senior Director in the Market Regulation Department of FINRA where he manages the Trade Reporting, Market Quality and Market Analysis teams. These teams are responsible for conducting investigations regarding various market structure rules. Prior to this position, Mr. Chapman managed the Market Manipulation Investigations and Trading Systems teams, where he led investigations into various market-based manipulative activities. Mr. Chapman has worked in the financial services industry for 25 years and has been with FINRA for the last 21 years. Mr. Chapman earned a B.B.A. in Accounting, M.S. in Finance, both from Loyola University Maryland, and a J.D. from the Columbus School of Law at Catholic University. Audrey Choi is CEO of Morgan Stanley's Institute for Sustainable Investing. She is also Managing Director and Head of Morgan Stanley's Global Sustainable Finance Group. In these roles, she oversees the firm's efforts to support resilient communities and promote economic opportunity and global sustainability through the capital markets. In a career spanning the public, private and nonprofit sectors, Ms. Choi has become a thought leader on how finance can be harnessed to address public policy challenges. Prior to joining Morgan Stanley, Ms. Choi held senior policy positions in the Clinton Administration, the Commerce Department and the Federal Communications Commission. While at the White House, she served as Chief of Staff of the Council of Economic Advisers and Domestic Policy Advisor to the Vice President. Previously, Ms. Choi was a foreign correspondent and bureau chief at The Wall Street Journal. She is currently a member of the US Community Development Advisory Board and on the boards of several national nonprofits. Ms. Choi is a graduate of Harvard College and Harvard Business School Financial Industry Regulatory Authority, Inc. All rights reserved. 5

6 Bill Clark is the founder and CEO of MicroVentures, Inc. which operates a registered broker dealer and a funding portal. Since founding the company in 2009 they have raised over $100 million for private companies in various stages of the lifecycle. He holds a BS in Finance from Michigan State University as well as Series 7, 24, 63 and 79 securities licenses. Brent P. Cohen is the U.S. Head of AML Compliance at RBC Capital Markets, LLC responsible for oversight of AML, sanctions and the financial crime program for the institutional trading business, investment banking, corporate banking and the Royal Bank of Canada-New York branch. Prior to RBC Capital Markets LLC, Mr. Cohen served as the Director of AML Compliance within FINRA s Enforcement Department. His primary responsibilities included assisting with anti-money laundering issues arising in investigations and examinations, as well as advising staff FINRA-wide on issues involving the handling of suspicious activity reports (SARs). Before FINRA, Mr. Cohen was a vice president in the AML-Suspicious Activities Group at Goldman Sachs & Co. In that role, he was responsible for investigating potentially suspicious activity across the firm's various business lines, including private wealth management, prime brokerage and clearing and execution. Mr. Cohen also previously served as an assistant general counsel in the Money Laundering Prevention Group at UBS Financial Services, Inc., where he investigated possible violations of the Bank Secrecy Act ("BSA") and provided legal advice to business units concerning BSA requirements and the implementation of the firm's policies and procedures. Mr. Cohen received his B.A. from the State University of New York at Albany, from which he graduated summa cum laude, and his J.D., with honors, from the University of North Carolina School of Law. Doug Cohen is the Senior Director of Product Management for FINRA. In leading the Product Management Group he oversees a diverse portfolio that includes Case & Content Management, Collaboration Portals, and Search & Analytics applications. Mr. Cohen joined FINRA in Prior to FINRA, he served as the Director of Product Management at Open Text Corporation and also worked at an internet startup. Mr. Cohen has more than 20 years of experience in the software industry. Before pursuing his passion in software, he spent six years in consulting working for Booz Allen & Hamilton. Mr. Cohen received a Master of Business Administration from The American University and his undergraduate degree in Banking & Finance from University of Richmond. Robert L.D. Colby is Chief Legal Officer of the Financial Industry Regulatory Authority (FINRA), which he joined in June In this capacity, he oversees FINRA s corporate and regulatory General Counsel functions as well as FINRA s Advertising and Corporate Financing Departments and the Office of Hearing Officers. Previously, Mr. Colby was a partner in the Washington, DC, office of Davis Polk & Wardwell LLP, where he advised on regulatory and compliance matters involving securities and derivatives for financial institutions, markets and clearing organizations. Before joining Davis Polk in 2009, Mr. Colby served for 17 years as Deputy Director of the U.S. Securities and Exchange Commission s Division of Trading and Markets. In that role, he was responsible for the regulation of broker-dealers, securities markets and clearing organizations. Previously, for 11 years he was Chief Counsel of the Division and Chief of the Division s Branch of Market Structure. Christopher Cook is Associate Director in FINRA s Office of the Ombudsman. The Office of the Ombudsman provides a neutral forum for FINRA constituents to voice their concerns about operations, enforcement, or other FINRA activities or staff. In his role as an Ombudsman, Mr. Cook conducts independent reviews of constituents concerns and works toward the identification and evaluation of positive solutions for all parties involved. Mr. Cook returned to FINRA when he joined the Office in Previously, Mr. Cook was an independent consultant, providing regulatory compliance expertise to broker-dealers. He fulfilled firms commitments to have their programs revamped by an independent consultant in the wake of significant regulatory sanctions, and provided guidance regarding regulatory risk management, regulatory policies, and written supervisory procedures. Mr. Cook also helped firms prepare for SEC and SRO regulatory inspections. Prior to his tenure as a consultant, Mr. Cook was Director of Quality Assurance in FINRA s Member Regulation Department, where he focused on assessing and enhancing regulatory operations in the District Offices. In that role, he and his staff reviewed surveillance matters, examinations, and investigations to help ensure that regulatory violations were detected and appropriately addressed, as well as opportunities to improve procedures and training. Mr. Cook also co-managed an investigation of a dozen firms mutual fund sales practices, which resulted in $40 million in sanctions. Additionally, he was the 2017 Financial Industry Regulatory Authority, Inc. All rights reserved. 6

7 primary liaison for SEC and FINRA Internal Audit inspections of the department. Mr. Cook has an MBA with honors from Hood College and a Bachelor s degree in Economics from the University of Maryland. Mr. Cook also is a Certified Regulatory Compliance Professional (CRCP) since Robert W. Cook is President and CEO of FINRA, and Chairman of the FINRA Investor Education Foundation. From 2010 to 2013, Mr. Cook served as the Director of the Division of Trading and Markets of the U.S. Securities and Exchange Commission. Under his direction, the Division s professionals were responsible for regulatory policy and oversight with respect to broker-dealers, securities exchanges and markets, clearing agencies and FINRA. In addition, the Division reviewed and acted on over 2,000 rule filings and new product listings each year from selfregulatory organizations, including the securities exchanges and FINRA, and was responsible for implementing more than 30 major rulemaking actions and studies generated by the Dodd-Frank and JOBS Acts. He also directed the staff s review of equity market structure. Immediately prior to joining FINRA, and before his service at the SEC, Mr. Cook was a partner based in the Washington, DC, office of an international law firm. His practice focused on the regulation of securities markets and market intermediaries, including securities firms, exchanges, alternative trading systems and clearing agencies. During his years of private practice, Mr. Cook worked extensively on brokerdealer regulation, advising large and small firms on a wide range of compliance matters. Mr. Cook earned his J.D. from Harvard Law School in 1992, a Master of Science in Industrial Relations and Personnel Management from the London School of Economics in 1989, and an A.B. in Social Studies from Harvard College in Teresa Cowan is the Chief Compliance Officer of Quasar Distributors, LLC. Quasar is a wholly owned subsidiary of U.S. Bancorp and is the distributor arm of U.S. Bancorp Fund Services. In her role as CCO, Ms. Cowan is responsible for overall firm compliance and risk management as well as Quasar s Registration and Advertising Review Teams. Ms. Cowan has more than 33 years of industry experience and was instrumental in the startup of Quasar in Quasar, the industry s largest third-party mutual fund underwriter, services over 190 mutual fund complexes and is responsible for the principal review, approval and FINRA filing of client mutual fund marketing material. Prior to Quasar, Ms. Cowan held various roles for Firstar Investment Services and Strong Investments. Mike Crapo (a lifelong Idahoan) has learned that a willingness to listen makes for a more effective leader and lawmaker. Mike s commonsense approach and collaborative, creative problem-solving have enabled him to achieve lasting solutions to issues of importance to Idahoans and the nation. The start of the 115th Congress marked a move in overall Senate seniority for Mike, now ranked 18th. Banking Committee - With the start of this Congress, Mike serves as the Chairman of the Senate Banking, Housing and Urban Affairs Committee, which has jurisdiction over efforts to promote the stability of the financial system and responsible lending to families and businesses. This includes oversight of federal policy concerning public and private housing, insurance, financial institutions, securities markets, equity investment, urban development, mass transit, foreign trade promotion and economic policy. He has been a member of the committee since the beginning of his Senate service in 1999, and he served as the Ranking Member (lead Republican) on the committee in the 113th Congress. His strong background and interest in the finance arena has led to his leadership role in making inroads in the areas of regulatory relief, expansion of homeownership, trade and securities and investment. Finance Committee - Mike, who has long been a strong advocate of reforming our nation s broken tax code, also serves as a senior Republican on the Senate Finance Committee, giving Idaho a strong voice in legislation that impacts our daily lives. The committee has jurisdiction over many issues of daily importance to all Idahoans, including the federal tax code and tax policy in general; major federal government entitlement programs, including Social Security, Medicare and Medicaid; and implementation of reciprocal foreign trade agreements. He serves on three Finance subcommittees: Subcommittee on Taxation and IRS Oversight; Subcommittee on Social Security, Pensions and Family Policy; and Subcommittee on Energy, Natural Resources and Infrastructure. With the Republicans maintaining a majority of the Senate in the 115th Congress, Senator Crapo continues serving on the Joint Committee on Taxation, a bipartisan committee with members of both the House and Senate who work collaboratively on the tax legislative process Financial Industry Regulatory Authority, Inc. All rights reserved. 7

8 Judiciary Committee - At the start of the 115th Congress, Mike joined the Senate Judiciary Committee, which has jurisdiction over nominations such as the Attorney General, Justices of the U.S. Supreme Court and judges for appellate and district courts. It also has oversight responsibility for numerous federal departments, including the Department of Justice and its agencies, such as the Federal Bureau of Investigation (FBI). Additionally, the committee has jurisdiction over immigration and naturalization policy and amendments to the U.S. Constitution. As a former practicing attorney in Idaho Falls before entering public service, Mike assumes an active role on the committee responsible for criminal justice policy and other related matters. He serves on four Judiciary Subcommittees: Subcommittee on The Constitution; Subcommittee on Immigration and The National Interest; Subcommittee on Oversight, Agency Action, Federal Rights and Federal Courts; and Subcommittee on Privacy, Technology and the Law. Budget Committee - In 2003, Mike was selected to serve as a member of the Senate Budget Committee, which is responsible for crafting Congress annual budget plan, monitoring action on the budget and overseeing the operation of the Congressional Budget Office. Mike's fiscally-conservative principles lend a measure of responsible restraint to the pressures for greater spending by the federal government. Indian Affairs Committee - Rounding out his committee assignments for the 115th Congress, Mike serves on the Indian Affairs Committee. Idaho is home to five Native American tribes, contributing to the richness of Idaho's history and the State's future. The Indian Affairs Committee is tasked with addressing the unique challenges of the native peoples of our country, including health care access, education, economic development and land management, and considering any necessary legislative solutions. Environment Committee - Mike served on the Senate Environment and Public Works (EPW) Committee from 2009 to 2017, having served on it previously from 1999 to The EPW Committee has jurisdiction over environmental policy, water issues, fisheries, highway funding, wildlife and other issues. Among other federal agencies, the committee is charged with overseeing the U.S. Environmental Protection Agency. Previously, Mike served as Ranking Member of the Subcommittee on Water and Wildlife. Idaho is defined, in part, by its vast natural resources and the environmental issues that often accompany them, and Mike is heavily involved in natural resources related issues ranging from efforts to update and strengthen the Endangered Species Act to clean water to salmon recovery. Agriculture Committee - From 2001 to 2008, Mike served as a member of the Senate Agriculture, Nutrition and Forestry Committee and advanced the needs of Idaho's agriculture and timber industries during the crafting of the 2002 Farm Bill and the 2008 Farm Bill. During his service on the committee, he served as Ranking Member of the Subcommittee on Rural Revitalization, Conservation, Forestry and Credit, with jurisdiction over rural development; conservation; stewardship of natural resources; state, local and private forests and general forestry; and agricultural and rural credit. Caucuses - Mike is an active member of the Senate Western Caucus, made up of senators from Western and rural states committed to advancing federal policies related to environmental stewardship and resource utilization on lands across the West. He also leads or serves on more than 30 other caucuses, which provide an organized forum to join with others in advocating for a wide range of issues important to Idahoans: Founder and Co-Chairman, Senate Nuclear Cleanup Caucus; Co-Chairman, Heart and Stroke Coalition; Co-Chairman, Renewable Energy & Energy Efficiency Caucus; Co-Chairman, Senate Sweeteners Caucus; Founder, Congressional Chronic Obstructive Pulmonary Disease (COPD) Caucus, reinforcing his role as a champion of men s and women s health issues; Senate National Guard Caucus; Air Force Caucus; Congressional Sportsmen s Caucus; Western Water Caucus; Senate Biotechnology Caucus; Senate Medical Technology Caucus; Canada-U.S. Inter-parliamentary Group and others. Leadership - Mike s sensible approach has earned him the respect of his colleagues, and he has been selected to serve in various other leadership roles. Mike will continue to serve as Chief Deputy Whip among Senate Republicans for the 115th Congress. During Mike s tenure in the House, he served on House Leadership as New 2017 Financial Industry Regulatory Authority, Inc. All rights reserved. 8

9 Member Leader, Strategic Planning Leader and Deputy Whip for the Western Region. Idaho Legislature - Before being elected to the United States Senate in 1998, Mike served three terms as the 2nd District Representative for Idaho in the U.S. House of Representatives. Previously, he served in the Idaho State Senate from 1984 to 1992, and spent his final four years in the Idaho Legislature as Senate President Pro Tempore. Experience, Education and Family - Prior to his service in Congress, Mike was a partner in the law firm of Holden, Kidwell, Hahn & Crapo. He is a member of the Idaho and California Bar Associations and the Bar of the U.S. Supreme Court. He received his Juris Doctorate cum laude from Harvard Law School in 1977, and he graduated summa cum laude from Brigham Young University in 1973 with a B.A. in political science. Following graduation from law school, he served a one-year clerkship with the 9th Circuit Court of Appeals. Mike and his wife, Susan, have five children and nine grandchildren. Improving our nation s economic wellbeing which includes reforming our badly broken tax code, reforming federal government spending programs and establishing powerful budget controls remains Mike s number one priority. Curtailment of unreasonable government mandates, increasing our nation s economic competitiveness, advancing local, collaborative problem solving and many more critical issues are among Mike s other top priorities in the 115th Congress. Mark W. Cresap III is President and owner of Cresap, Inc., a position he has held since Cresap, Inc. is a fully disclosed broker-dealer and Pennsylvania-registered investment adviser with 40 registered representatives. Previously, from 1980 to 1989, Mr. Cresap was the President of PML Securities (aka 1717 Capital Management), a broker-dealer subsidiary of Provident Mutual Insurance. He was responsible for more than 1,800 registered representatives. Before that, Mr. Cresap worked as regional sales director for CIGNA Securities and as a registered representative for W. H. Newbolds & Sons. Mr. Cresap is a current member of the FINRA Board of Governors. He previously served as Chair of the FINRA Small Firm Advisory Board, Chair of a FINRA District Committee, FINRA Nominating Committee Chair, and as a member of the FINRA Membership Committee. He received his bachelor's degree from Williams College. Stephen M. Cutler is Executive Vice President and Vice Chairman of JPMorgan Chase & Co. Mr. Cutler joined the company in February 2007 as General Counsel and served in that role until January Previously, he was a partner at Wilmer Cutler Pickering Hale and Dorr LLP in Washington, D.C. and co-chair of the firm's Securities Department. From to 2001 to 2005, Mr. Cutler served as Director of the Securities and Exchange Commission's Division of Enforcement. Before joining the SEC as Deputy Director of Enforcement in 1999, Mr. Cutler was a partner at Wilmer, Cutler & Pickering in Washington, D.C. Cutler earned a J.D. from Yale Law School, where he served as an editor of the Yale Law Journal, and a B.A. (summa cum laude) from Yale University. Mr. Cutler is on the boards of the Financial Industry Regulatory Authority (FINRA), the Legal Action Center, the National Women's Law Center and the Metropolitan Museum of Art. He is also a Visiting Lecturer in Law at Yale Law School, where he has co-taught a course called Global Inside Counsel: The Challenges of an In-House Lawyer in an Increasingly Integrated World. Sterling Daines is deputy head of Financial Crime Compliance. He also manages the global Anti-Money Laundering/Suspicious Activities Group (AMLSAG), which is responsible for executing the firm s anti-money laundering program firm wide. Mr. Daines joined Goldman Sachs in 2007 and was named managing director in Prior to joining the firm, Mr. Daines was a principal in the Forensic and Dispute Services practice at Deloitte Financial Advisory Services LLP, specializing in issues and investigations related to anti-money laundering, international sanctions, fraud, anti-bribery and corruption, and forensic technology within the financial services industry. He was also the national leader of Deloitte s Forensic Data Analytics practice and a consultant to numerous private and public institutions, including the United States Department of Justice and the Financial Crimes Enforcement Network. Mr. Daines is currently the co-chairman of the Anti-Money Laundering and Financial Crimes Committee of the Securities Industry and Financial Markets Association (SIFMA) in the United States. Mr. Daines also co-chairs the Wolfsberg Group, an association of thirteen global banks which aims to develop frameworks and guidance for the management of financial crime risks. Mr. Daines earned a BA in History and Government from The College of William and Mary in Financial Industry Regulatory Authority, Inc. All rights reserved. 9

10 R. Scott DeArmey is District Director of the Kansas City District Office of FINRA where he is responsible for regulatory oversight of FINRA member firms, branch offices, registered representatives and associated persons located in seven states throughout the Midwest: Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota. Mr. DeArmey began his FINRA career 27 years ago as an examiner in the Atlanta District Office and has participated in a variety of examinations and investigations involving brokerage firms and registered representatives. He has been in management positions for 20 years and has also been involved in various regulatory and educational initiatives including developing and teaching supervision courses at the FINRA Institute. He received his Finance degree from Georgia State University and is a graduate of FINRA s Leadership Program at Wharton. Gene DeMaio is Senior Vice President in FINRA s Market Regulation Department where he manages the Options Regulation and Trading and Financial Compliance Examinations programs. Prior to joining FINRA, Mr. DeMaio was an Options Market Maker at the American Stock Exchange, and earlier worked as an attorney at the law firm of Kord Lagemann where he represented complainants in securities arbitration disputes. Mr. DeMaio is a graduate of Fordham Law and earned his LL.M at New York University. Rob Dearman is Vice President of strategic initiatives for Jackson National Life Insurance Company (Jackson), the U.S. subsidiary of London-based Prudential plc. In this role, Mr. Dearman oversees strategic technology initiatives related to the creation and ongoing management of systems and platforms for the legal and compliance teams of Jackson and its North American subsidiaries and affiliates. He is also responsible for business sponsorship, functional requirements management, budget planning and IT prioritization. Mr. Dearman previously served as Senior Vice President of advisory practice and platforms strategy for Jackson s independent affiliated broker-dealer network, National Planning Holdings, Inc. (NPH). Prior to joining Jackson, he worked with several IT firms as the head of architecture and development. Mr. Dearman earned a bachelor s degree from Grand Valley State University in Michigan. He serves on several advisory boards as a contributor to standards, including the Financial Services Institute, the FINRA Technology Advisory Council, the National Securities Clearing Corporation, and the Insured Retirement Institute. Danielle Derrick is Manager in FINRA s Office of the Ombudsman. Ms. Derrick works informally with a crosssection of securities industry stakeholders, including broker-dealers, issuers, registered representatives, and investors to review and resolve concerns and complaints arising from examinations, investigations, arbitrations, and the disciplinary process. Ms. Derrick utilizes a wide variety of dispute resolution practices such as facilitation, and shuttle diplomacy to assist constituents and regulatory units resolve disputes. She also provides informal suggestions to departments on reviewing and updating internal policies, procedures and practices based on complaint trends. She also manages the output of the Office s internal and external visitor surveys to be able to identify and highlight the impact the Office has on the organization. Prior to joining the Office of the Ombudsman, Ms. Derrick worked in compliance at T. Rowe Price for eight years and worked in FINRA s Market Regulation Department for four years. During her employment with FINRA, she served as a subject matter expert on various SEC and FINRA Rules as well as developed and presented trainings on FINRA and SEC Rules to her team members related to Regulation NMS, Locked/Crossed, Order Protection, and Order Display Rules. In addition to her 14 years of industry experience, Ms. Derrick has been active with FINRA Employee Resource Group related activities. She just recently completed serving as the Co-Chair of FINRA s African American Network, where she developed and implemented the Fostering Achievement through Mentoring and Education program. She is also an active member of the FINRA Toastmasters club. Most importantly, she finds enjoyment in helping people and finds that FINRA is a great place to help investors as well as her fellow employees through her work in the Office of the Ombudsman. Within the Office of the Ombudsman, Ms. Derrick places an emphasis on recognizing and highlighting the impact the Office has on the organization. Ms. Derrick graduated from Morgan State University in 2003 with a Bachelor of Science in Finance Financial Industry Regulatory Authority, Inc. All rights reserved. 10

11 Jennifer Diamantis is the Chief of Office of Market Intelligence (OMI) in the Securities and Exchange Commission s Enforcement Division. OMI conducts a broad range of intelligence activities to identify potential securities law violations, generate investigative leads and analytical insights, and protect investors. OMI also maintains strong relationships and coordinates closely with self-regulatory organizations (SROs), regulatory and law enforcement agencies, and other entities. As part of its responsibilities, OMI collects, analyzes, evaluates, and disseminates tips, complaints, and referrals submitted to the SEC by the public, whistleblowers, SROs, exchanges, domestic and foreign government agencies, and other sources. Before joining the SEC, Ms. Diamantis was a Managing Counsel and Senior Counsel with the Consumer Financial Protection Bureau s Division of Research, Markets, and Regulations. Before that, Ms. Diamantis was Supervisory Counsel in the Federal Deposit Insurance Corporation s Enforcement Section and oversaw enforcement activities and investigations involving state chartered banks and bank failures. She has also served as a Senior Trial Attorney in the Commodity Futures Trading Commission s Division of Enforcement, where she investigated and prosecuted fraud and market manipulation cases. Prior to her government service, Ms. Diamantis was a partner and associate at the law firm of Schnader Harrison Segal & Lewis LLP for 10 years. Ms. Diamantis received her law degree from the University of Michigan Law School and her bachelor of arts degree with honors from the University of Florida. Donna DiMaria, Principal, CEO and CCO, launched Tessera Capital Partners, LLC ( Tessera ) in March Tessera is an independent third party marketing firm representing both traditional and alternative investment strategies to institutional investors and financial intermediaries. The firm is a member of FINRA and SIPC. Tessera also operates as a State Registered Investment Adviser and is registered as a Municipal Advisor with the SEC and MSRB. Ms. DiMaria is the founder of the firm and serves as the company s CEO and CCO. In this role she oversees the firm s compliance function and handles all of Tessera s due diligence. Prior to Tessera, Ms. DiMaria was the Director of Consultant Relations at WestAM where she also oversaw the firm s marketing support functions. Prior to joining WestAM, Ms. DiMaria was a Vice President at Forstmann-Leff International where she was responsible for US Consultant Relations and Institutional Sales. Before Forstmann-Leff, she was a Marketing Analyst and Fixed Income Product Specialist at UBS Asset Management. Prior to moving her career to the investment management industry, Ms. DiMaria was employed as an Investment Banking Analyst at Kidder Peabody and a MBS/ABS Accountant at Prudential Securities. Ms. DiMaria received a Bachelor of Science degree with a concentration in Finance from Binghamton University in May She graduated as a Stern Scholar with a Masters of Business Administration degree in Finance in May 1999 from NYU s Leonard N. Stern School of Business. Ms. DiMaria is the Chairman and Treasurer of the Third Party Marketers Association ( 3PM ), she was also formerly the President of 3PM, a position she held for more than 5 years. She currently sits on FINRA s Membership Committee, is a member of the National Society of Compliance Professionals ( NSCP ), and a member of Beta Gamma Sigma, the premier honor society recognizing academic excellence in business studies. She holds the Series 7, 24, 63, 65, 79 and 99 licenses and recently sat for the Series 50 pilot examination. Mario DiTrapani is Vice President, FINRA, Registration and Disclosure (RAD), which is responsible for the operation of the Central Registration Depository (Web CRD ), the Investment Adviser Registration Depository (IARD TM ) and FINRA BrokerCheck. His current management responsibilities encompass the following RAD units: Regulatory Services and Operations, Regulatory Review and Disclosure, Quality Control and Communications. Mr. DiTrapani began his tenure with FINRA in 2006 as part of NASD, which consolidated with the NYSE Member Regulation in 2007 to form FINRA. Mr. DiTrapani also serves as FINRA s Executive Sponsor for FINRA s Latino Affinity Network, an employee resource group designed to promote diversity and inclusion. He also currently serves on the Securities and Insurance Licensing Association s (SILA) Board of Directors as a Regulatory Advisor. Prior to joining FINRA, he was Senior Vice President and Deputy Director of Compliance for UBS Financial Services Inc., where he oversaw registration, insurance licensing, regulatory reporting, outside accounts and outside business activities. Mr. DiTrapani also served as President of the Association of Registration Management (ARM). He has been a financial services industry professional for over 30 years and has served on various industry/regulatory committees focusing on registration and qualifications issues. Mr. DiTrapani holds a Bachelor of Business Administration degree in Finance and Investments from the Bernard M. Baruch College of the City University of New York Financial Industry Regulatory Authority, Inc. All rights reserved. 11