RMA CAROLINAS-VIRGINIAS 2017 SPRING CONFERENCE SPEAKERS Jennifer J. Burns; Executive Vice President, Supervision, Regulation & Credit, Federal Reserve Bank of Richmond, Richmond, Virginia: Jennifer Burns began her career at the Federal Reserve Bank of Richmond in 1991 as an assistant examiner in the Bank Supervision and Regulation Department. Since that time, she has held various roles within the Department and in 2010 she took the helm as Senior Vice President Supervision, Regulation and Credit. Jennifer is currently responsible for the oversight of the supervisory activities for the District s state member banks and holding companies and was promoted to Executive Vice President in 2016. In addition to her Fifth District responsibilities, Jennifer serves as a member of the Federal Reserve System s Supervision Committee, Senior Supervisors Group, Co-Chair of the Consumer Compliance Management Group, on the Quantitative Resource Oversight Committee, the Subcommittee for Planning and Performance, the Subcommittee for Data and Technology and the Large Institution Supervision Coordinating Committee. Jennifer represents the Bank on the Women s Leadership Initiative Advisory Council for United Way of Greater Richmond and Petersburg. Born in Lansing, Michigan, Jennifer holds a B.A. degree in finance from Michigan State University, East Lansing, Michigan. She is pursuing an M.B.A. from the University of Virginia, Darden School of Business. Jennifer and her husband Kevin reside in Glen Allen, Virginia with their two children. Stephanie T. Ford; Director, Warren Whitney, Richmond, Virginia: A native of Richmond, VA, Stephanie holds a BBA in Marketing from James Madison University, as well as an MBA in Finance from the University of Richmond. Stephanie is a former commercial banker and RMA Richmond Chapter board member. Now as a Director of Warren Whitney for 13 years, she and her associates work to help small and mid-sized companies grow, change and reach their goals by providing experienced management on a fractional or interim basis in the areas of accounting, finance, IT and HR --- a hands-on version of management consulting focused on implementation and execution for impactful company transformation. Douglas Ford, IV; SVP & Middle Market Division Manager, Bank of North Carolina, Raleigh, North Carolina: Doug has over 22 years experience in middle market lending and managing lending teams for 2 different banks. For Bank of North Carolina, Doug developed a de novo business segment that focuses on Operating & Manufacturing companies with revenues between $25mm - $250MM and/or all credit exposure above $5mm in that sector. His team cover a three-state footprint (NC, SC & VA). Doug also is responsible for loan syndications and municipality lending / GO bond purchases for the bank. In the middle of his banking career, Doug was a CFO for a middle market 33626975_1
packing company and managed a staff of 25. He has a BSBA with a concentration in finance and accounting. Doug has been married for 26 years and has two daughters ages 23 and 25. He also has a Black Belt in Hapkido and captains a competitive saltwater fishing team. David A. Durham; President Hampton Roads Division, Fulton Bank, Virginia Beach, Virginia: Dave joined Fulton Bank in February of 2014 and is President of the Hampton Roads Division. He has been in the banking industry since 1977. Previous experience includes heading the Commercial Division for a large regional bank in the Hampton Roads market, heading the Mid- Atlantic Capital Markets Origination team of an investment bank in the Greater Washington Region and starting a new office for a community bank in the Hampton Roads market. Dave is active in the community serving as Immediate Past Chair of the Virginia Museum of Contemporary Art and Regional Board of the Hampton Roads Chamber of Commerce. Dave holds a BS in Business Administration from Georgetown University and an MBA from the University of Richmond. J. H. (Jack) Sorrells, II; SVP & Area Executive--Richmond Capital Region, First Citizens Bank, Richmond, Virginia: Jack joined First Citizens in 2013 and currently serves as FCB s Area Executive for the Richmond Virginia Capital Region. As Area Executive, Jack manages all retail, small business and commercial lending in this region. Prior to this position, Jack served as Manager of Commercial Banking for FCB s Lynchburg, Charlottesville and Richmond offices. Jack began his banking career in 1994 as a commercial banker with One Valley Bank. Following BB&T s acquisition of One Valley Bank in 2000, Jack worked as a business services officer, then a corporate banker handling middle market credit relationships in the Lynchburg, VA market and then Market President for BB&T s Lynchburg market. His experience with BB&T includes providing tax-exempt credit facilities to hospitals, colleges and universities. Jack graduated from Washington & Lee University with a BS in Business Administration and Accounting. Peter Cherpack; EVP, Ardmore Banking Advisors Inc., Ardmore, Pennsylvania: CEO of Ardmore Fintellix, specializing in credit data management best practices, CECL ALLL calculation, stress testing and concentration reporting solutions for community banks. Partner at Ardmore Banking Advisors, Inc. - a credit risk consulting firm with over 25 years of experience in assisting community banks with credit risk management expertise, focusing on credit data management and risk control. A nationally recognized thought leader in best practices for concentration management, stress testing and CECL s impact on community banks. Frequently published and cited in The American Banker, Bank Director, The RMA Journal, and Journal of Risk Management. Frequent speaker, making presentations to the Regulatory Agencies, National and State Banking organizations, and 2
conferences including the RMA Annual Conference, ABA CFO Exchange and American Bankers Association Graduate School of Commercial Lending. Eighteen years of experience at PNC Financial, 20 years of consulting for the financial services industry (at Ardmore Banking Advisors since 2003). Justin B. Bakst; Director Capital Markets (Risk Analytics), CoStar Group, Inc., Boston, Massachusetts: Justin Bakst has almost two decades of experience in leveraging data analytics into actionable insights and consulting for financial institutions. As a seasoned strategist, Justin has a focus and passion for analyzing and connecting banking trends with trends in the commercial real estate markets utilizing CoStar Group s products. In 2016, he joined CoStar to run the Risk Analytics Group as the Director of Capital Markets. Prior to CoStar, Justin was Managing Director at DCG, creating software solutions and providing intensive strategic consulting to the C-Suite. He earned a B.S. in finance from Bentley University and an MBA from Babson College and serves on the executive Board of The Boston Product Managers Association; he is also a speaker and published author featured in publications including American Banking Journal, Chief Information Officer Magazine, and The Banking Exchange. Shaw Lupton; Managing Consultant, CoStar Portfolio Strategy, CoStar Group, Inc., Boston, Massachusetts: Shaw Lupton is a Managing Consultant with CoStar Portfolio Strategy, a top advisor to financial institutions with holdings in commercial real estate. His work spans property sectors and investment styles, and includes responsibility for a book of consulting business comprising domestic and foreign, public and private, debt and equity investors with more than $82 billion in commercial real estate capital at risk. Quoted in business media including Bloomberg, the New York Times, and Real Estate Investment Today, he contributes frequently to CoStar Portfolio Strategy's Client Update and Real Estate/Portfolio Strategist and is a regular panelist on CoStar s State of the U.S. Market webinars. He has held several volunteer positions with the Urban Land Institute, where he co-founded the Boston Real Estate Technology Council. Prior to joining CoStar, Mr. Lupton was an analyst for the capital markets and finance group at Boston Properties, where he performed acquisitions underwriting, credit analysis, and lease structuring. He also helped launch the Boston-based real estate private equity fund Westport Point Capital, an exclusive joint venture with Prudential Investment Management. Mr. Lupton earned an M.A. in International Economics and Finance and a B.A. cum laude in Economics from Brandeis University, where he serves as an adjunct professor in the International Business School. Robert (Bert) E. Purdy; CPA, CTFA, Partner, BKD, LLP, St. Louis, Missouri: As a member of BKD National Financial Services Group, Bert brings more than 16 years of experience to the clients he serves. He provides a wide range of accounting, auditing and consulting services. Bert works with financial institutions ranging in size from de novo banks to multibillion-dollar institutions. Bert is a member of BKD s internal audit services committee, which is responsible for the firm s internal audit framework for financial institutions. 3
He leads the St. Louis, Missouri, office s financial services consulting team, which provides internal audit services, SOX and FDICIA consulting, internal audit risk assessments, asset liability management reviews, automated clearing house audits and trust audits. As a Certified Trust and Financial Advisor (CTFA), Bert is recognized as a leader in providing services to trust companies. He is a member of the American Institute of CPAs and Missouri Society of CPAs. Bert is active in the Missouri Bankers Association and Community Bankers Association of Illinois (CBAI), is a facilitator of a CBAI Operations and Technology Forum and has spoken at other CBAI and industry seminars. In addition, he is a past President of the St. Louis chapter of The Risk Management Association (RMA) and served for six years on national-level committees for RMA. One of Bert s passions is helping professionals succeed in their careers. To assist with this, he started the career advice blog, intentionalemployee.com, in 2012. On the blog, he writes about career advice, employee engagement, personal branding and using LinkedIn, among other topics. Bert has spoken and written for several organizations and publications around the country on financial services and career-related topics and has been interviewed on several podcasts. Bert is a 2000 graduate of Harding University, Searcy, Arkansas, with a B.S. degree in accounting. In 2007, he graduated from Cannon Financial Institute s Personal Trust School. William F. Githens; CRC, President & CEO, The Risk Management Association, Inc., Philadelphia, Pennsylvania: Githens is President and Chief Executive Officer of The Risk Management Association. He became the eighth CEO in RMA s history on January 26, 2010. In this capacity, he is responsible for developing and implementing the strategic direction as well as providing oversight for overall operations of the association. Githens joined RMA in 1997. Prior to his appointment as President and CEO, he was responsible for establishing and organizing the Member Relations functions to serve all of RMA s members globally, including community banks, large banks, global banks, and the 120-chapter network. Githens also directed enterprise risk management and credit risk initiatives as well as the marketing activities for the Association. He was actively involved with the regulatory agencies and interacted frequently with chief risk officers, chief credit officers, and other risk professionals in the financial services industry. Prior to joining RMA, he was employed for more than 25 years in various leadership roles in financial services. He served as Senior Vice President of Member Relations for Visa USA, was President and CEO of SynapQuest Inc., a subsidiary of CoreStates Financial Corporation, and managed various credit and noncredit functions in CoreStates and its predecessor institution, First Pennsylvania Bank, where he started his career in banking. Githens has a bachelor s degree in pre-law from LaSalle University and is a graduate of the Stonier Graduate School of Banking, Rutgers University. He also is Credit Risk Certified (CRC) by RMA. Nancy J. Foster; EVP & CRO, Park Sterling Bank, Charlotte, North Carolina: Ms. Foster joined Park Sterling Bank in November 2010 as Executive Vice President and Chief Risk Officer. Park Sterling is a full-service bank that raised capital in August 2010 to create a platform to build a small regional bank focused on the Carolinas and Virginia. Today Park Sterling operates approximately 56 branches in four states. In November, 2013 she also assumed 4
responsibility for overseeing management of the Bank s Retail, Mortgage and Wealth Management lines of business, as well as Marketing. Ms. Foster served on the national Board of Directors for The Risk Management Association (RMA) for several years and is a past Chair of the RMA Board. She is also a member of the RMA Community Bank Council. Ms. Foster was previously Chief Risk Officer of CIT Group, Inc., where she was responsible for Global Enterprise-wide Risk Management. Foster chaired the Enterprise Risk Management Committee and had direct responsibility for credit, compliance, and operational risk, along with independent oversight of market risk. Prior to joining CIT, Ms. Foster was Group Senior Vice President at LaSalle Bank Corporation, a wholly-owned subsidiary of ABN AMRO, NV. During her tenure at LaSalle, she held several roles of increasing responsibility in middle lending and credit risk management. Ms. Foster has a BS in Finance and Economics from Illinois State University and a MBA in Finance and Strategy from the University of Chicago Booth School of Business. Andrew N. Lock; Senior EVP & CRO, TowneBank, Suffolk, Virginia: Andrew Lock is Senior Executive Vice President and Chief Risk Officer with TowneBank, an $8 Billion community bank headquartered in Suffolk, Virginia. Mr. Lock has over 25 years of banking experience in both national and community bank environments. Previously he was Chief Risk Officer and a member of executive management for Monarch Bank, and has worked for Wachovia and Central Fidelity Banks in lending and risk management. Andrew holds a B.S. in Business Management from Trinity University in San Antonio, Texas and a MBA in Finance from Virginia Tech. Towne Bank has 38 banking offices located throughout Virginia and North Carolina. Additionally, Towne has a top 50 mortgage company with offices from Pennsylvania to South Carolina, a top 100 insurance company and real estate sales and management companies throughout the mid- Atlantic. James (Jay) E. Hendricks; EVP, CRO & COO, Village Bank, Midlothian, Virginia: Jay Hendricks joined Village Bank in 2013 as Chief Credit Officer and transitioned to his current role in October 2016. Prior to joining Village Bank, he held several roles at SunTrust Bank including: Chief Operational Risk Officer for Consumer Banking, Senior Credit Officer for Consumer Lending and Manager of corporate credit review. He started his career as a bank examiner with the Comptroller of the Currency. Mr. Hendricks received his BS in Finance from Virginia Tech and MBA from University of Richmond. 5