Suffolk Simultaneous Pairs 2017

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Suffolk Simultaneous Pairs 2017 For clubs affiliated to the Suffolk Contract Bridge Association. Week beginning Monday 20 th November 2017 Commentary by Celia Jeal For information contact Peter Bushby and Christopher Chambers (simpairs@suffolkbridge.co.uk)

Q 9 2 Dlr: North K Q 4 2 Vul: None 1 K 6 5 4 Par: 2 = N J 9 N/S +110 8 K J 5 4 3 A 10 9 5 J 8 Q J 10 9 8 A 7 2 10 6 4 K 8 7 A 10 7 6 11 N 1 2 1-3 7 6 3 S 1 2 1-2 7 + 12 3 E - - - 1-10 A Q 5 3 2 W - - - 1 - Pass 1NT? East has no sensible rebid, so will probably open 1NT rather than 1. South is likely to compete, but what happens will depend on whether it's with a natural 2 (over which West might bid 2 ) or a conventional bid showing clubs and spades (in which case NS might reach the optimum contract of 2 ). Q 6 3 Dlr: East K J 5 Vul: NS 2 A K 10 5 2 Par: 2 +1 E K 3 E/W +140 9 8 5 A 7 8 6 A Q 9 7 2 J 9 7 6 Q A J 7 5 Q 10 9 8 2 K J 10 4 2 16 N - 1-2 - 10 4 3 S - 1-2 - 6 + 14 8 4 3 E - - 3-4 4 6 4 W - - 3-4 1 Pass 1NT 2 2 Clubs is EW's best suit, but they're unlikely to find it after a 2 overcall by North. On winning the diamond lead, North does best to switch to a spade, which will hold East to nine tricks. 8 5 4 Dlr: South K 4 3 Vul: EW 3 A 9 Par: 1NT-1 E 10 9 8 7 2 N/S +100 10 9 7 A Q 3 Q 6 5 J 9 7 2 J 8 2 Q 10 7 4 A Q J 5 K 3 K J 6 2 7 N 1 2 1 1 2 A 10 8 S 1 2 1 1 2 10 + 12 K 6 5 3 E - - - - - 11 6 4 W - - - - - Pass Pass Pass 1NT The computer says NS can make 2 on this hand, but in most clubs the opening bid will be 1NT by East and it's hard to see how NS would find 2 after that. If EW are playing a strong NT they might even pass it out, which could give them a good score as 1NT goes one down on best defence! A 10 Dlr: West J 10 5 4 Vul: Both 4 J 8 4 Par: 4 = E Q 10 4 3 E/W +620 6 3 K Q 9 8 5 4 8 7 3 A K Q K Q 10 7 3 5 9 5 2 A 8 J 7 8 N - - - - - 9 6 2 S - - - - - 5 + 18 A 9 6 2 E 2 4 1 2-9 K J 7 6 W 2 4 1 2 - Pass Pass 1 Pass 1NT Pass 4 Or if playing Benjaminsed Acol with an opening that could be 'eight playing tricks', Pass Pass 2 * Pass 2 * Pass 2 Pass 4 Most Easts will be in 4 just making, apart from any whose unadventurous partner passes out 1, or any lucky enough to have South underlead the diamond ace! Page 2 of 12

J 4 2 Dlr: North K Q 10 7 6 Vul: NS 5 7 3 Par: 3 +1 E K 10 7 E/W +130 K 8 6 3 7 A 8 2 J 9 4 Q 9 6 5 A J 10 4 2 J 6 A Q 9 4 A Q 10 9 5 9 N - 1 - - - 5 3 S - - - - - 10 + 12 K 8 E 1-1 4 2 9 8 5 3 2 W 1-1 4 2 Pass 1 1 1NT 2 3 Pass 3 South has a lead problem here as, from the bidding, East could easily be void in spades. A heart lead works best and will enable NS to hold East to nine tricks unless East manages to discard a heart on a club before NS get in with the trump king to cash the heart king-queen. K 8 4 Dlr: East Q 10 9 3 Vul: EW 6 Q 10 Par: 4 = S K 10 6 4 N/S +420 6 2 Q 7 3 J 6 A 8 7 4 2 J 8 7 5 4 2 A 8 7 5 A Q J 9 A J 10 9 5 10 N 3 4 2 - - K 5 S 2 3 1 - - 2 + 17 K 9 6 3 E - - - 1 1 11 3 2 W - - - 1 1 1 1 Pass 2 *[UCB] 3 3 Pass 4 With a spade fit and 10 HCP, North has just enough for an Unassuming Cue Bid asking South the strength of his overcall. The 3 response to the UCB shows an opening hand, so North jumps to 4. A club lead would scupper South's chances here, but West is more likely to lead a heart (his partner's first bid suit), allowing South to draw trumps and discard a club loser on a heart. K 6 2 Dlr: South K 9 7 5 Vul: Both 7 Q 9 7 Par: 2 = S K 4 3 N/S +110 10 9 7 Q 3 Q 10 A J 4 3 2 K 10 8 4 6 2 A Q 9 8 J 10 7 6 A J 8 5 4 11 N 1 2-2 - 8 6 S 1 2-2 - 11 + 8 A J 5 3 E - - 2-2 10 5 2 W - - 2-2 is quite likely, alternatively, 1 Pass 2 This hand is likely to be passed out at most tables, although a few Souths might open 1 on Rule-of-19 and find the good 2 contract. If South passes, any Wests opening a mini NT would be transferred to 2 for a possible top. If both South and West pass, a few Norths might consider opening 1NT, which South would transfer to 2, but the 3-4-3-3 shape and poor spot cards are discouraging. Page 3 of 12

J 8 7 Dlr: West K 10 8 4 Vul: None 8 K 10 8 Par: 4 +1 E A 6 2 E/W +450 K 5 2 A Q 10 6 4 3 2 A 3 A Q 7 6 4 J 5 3 K J 4 3 10 7 9 11 N - - 2 - - Q J 9 7 6 5 S - - 2 - - 13 + 11 9 2 E 2 5-5 1 5 Q 9 8 5 W 2 5-5 1 1 Pass 1 Pass 2 Pass 4 Or 1 Pass 1 Pass 2 Pass 2NT/3 Pass 3 Pass 4 With three spades to the King and shortage in hearts, West will probably support spades rather than rebid 2. With only seven losers, East will jump to 4, which makes easily. Provided East ruffs a heart before drawing the last trump, he should lose only one club and one diamond. If West does rebid 2, it's a little trickier. 3NT would be disastrous, and 5, though makeable, doesn't score very well. However, if West shows three-card support for spades with his second rebid, 4 should still be found. 10 9 3 2 Dlr: North 8 Vul: EW 9 K J 8 4 2 Par: 2 = S A 9 3 N/S +110 K J 6 Q 8 7 4 A K J 4 2 5 9 7 5 Q 10 K 6 Q J 10 5 4 2 A 5 8 N 1-2 2 - Q 10 9 7 6 3 S 1-2 2-15 + 7 A 6 3 E - 1 - - 2 10 8 7 W - 1 - - 2 Pass Pass 1 Pass 1 Pass 2 Most Souths will open either 1 or 2, although it's a bit weak for the former and a bit strong for the latter! 2 makes in spite of the awful trump split, because NS have a solid sequence from 10 through to 6 plus outside winners. West has a terrible lead problem, but will probably opt for 7 by process of elimination. J 7 6 4 Dlr: East 3 Vul: Both 10 A 7 6 5 2 Par: 4 +1 S K 6 2 N/S +650 10 5 K 2 A Q 10 4 2 K 9 8 7 6 J 4 K 9 8 Q 9 8 4 J 7 5 A Q 9 8 3 8 N 2 5-5 - J 5 S 2 5-5 - 9 + 10 Q 10 3 E - - 2 - - 13 A 10 3 W - - 2 - - Pass 1 2 3 4 4 /X This hand presents a dilemma to South. NS have a spade fit and can actually make game fairly easily, but neither points nor Losing Trick Count suggest this to either of them. EW will almost certainly compete to the level of their heart fit, so South may decide to double rather than bid 4. 4 X goes down two for 500 to NS, but 4 would give NS at least 620. Page 4 of 12

5 4 Dlr: South A Q 6 Vul: None 11 Q 7 5 Par: 4 = W Q J 7 4 3 E/W +420 K Q 10 8 3 9 7 6 2 2 K J 9 3 10 9 8 6 2 K K 5 A 10 8 6 A J 11 N - - 1 - - 10 8 7 5 4 S - - 1 - - 8 + 11 A J 4 3 E 1 4-1 - 10 9 2 W 1 4-1 - is less likely at None vul. 1 1 2 /2 3 Pass 4 Another hand that could be passed out if both sides are playing standard systems, and if South decides to open 1 on Ruleof-19 it will be disastrous for him. West will overcall 1 and EW will find their excellent spade contract. If South passes it's much more difficult for West to bid unless a weak 2-suited opening is available. K J 10 9 7 5 Dlr: West J Vul: NS 12 K J 10 6 Par: 2NT= E 7 4 E/W +120 --- A Q 6 4 Q 10 7 5 3 A 6 A 7 5 2 9 8 4 3 A 10 8 6 J 9 3 8 3 2 9 N - 2 - - - K 9 8 4 2 S - 2 - - - 10 + 11 Q E 2-2 2 2 10 K Q 5 2 W 2-2 2 2 1 2 2NT? There are likely to be several different auctions on this hand, with their shapes making West, North and South all eager to bid despite their lack of points. Anyone managing to stop at the two-level should score well, but there's a real danger of either side getting too high and going down. A J Dlr: North Q Vul: Both 13 Q J 9 8 5 2 Par: 6 = N A Q 8 4 N/S +1370 8 7 4 2 Q 10 9 3 K J 10 8 4 9 7 6 10 K 7 4 K 9 5 10 3 2 K 6 5 16 N 5 1 1 6 6 A 5 3 2 S 5 1 1 6 6 7 + 5 A 6 3 E - - - - - 12 J 7 6 W - - - - - 1 Pass 1 Pass 2 Pass 2NT Pass 3NT Or 1 Pass 1 Pass 2 Pass 3 Pass 4NT* Pass 5 * Pass 6 3NT looks a more likely contract than 6 here, as North isn't really strong enough to jump shift into 3 even if he counts the Q as a full two points after South's 1 bid. However, if South supports diamonds instead of bidding NT, NS may find the 6 slam, which makes on the favourable layout. Page 5 of 12

A Q 3 Dlr: East A 5 4 Vul: None 14 K 10 9 4 Par:1NT+1 N K 6 3 N/S +120 9 8 4 K J 10 7 J 10 8 K 9 6 3 2 A 8 6 3 Q 7 Q J 5 10 2 6 5 2 16 N 2 1-2 3 Q 7 S 1 - - 2 2 8 + 9 J 5 2 E - - 1 - - 7 A 9 8 7 4 W - - 1 - - Pass Pass Pass 1 Pass 1NT Or, North might open a strong NT and play there. Most tables will be in 1NT by either North or South, but If East decides to compete with a rather weak two-suited overcall, West will probably bid 2. This goes down one, but is a better score for EW than letting NS make 1NT. J 7 Dlr: South K J 4 3 2 Vul: NS 15 K 9 7 5 Par: 2 +2 N A 5 N/S +130 10 5 3 A 9 8 4 A 9 8 7 6 Q 5 J 10 3 8 2 8 7 K Q J 10 9 K Q 6 2 12 N 1 2 2 4 1 10 S 1 2 2 4 1 5 + 12 A Q 6 4 E - - - - - 11 6 4 3 2 W - - - - - Pass Pass 1 2 X Pass 2 X 3 East has quite an attractive hand here, but can't make even a one-level contract without help from the opponents. NS are likely to find the diamond partscore, and North will probably do best to cross-ruff hearts and clubs as the spot cards in those suits are so poor. 6 3 Dlr: West J 10 7 3 Vul: EW 16 10 5 2 Par: 6 = E K 9 6 5 E/W +1370 A J 9 8 7 5 --- Q 8 A 9 6 2 K A Q J 9 4 Q 7 4 3 A 10 8 2 K Q 10 4 2 4 N - - - - - K 5 4 S - - - - - 12 + 15 8 7 6 3 E 5 4 4 5 6 9 J W 5 4 4 5 5 1 Pass 2 Pass 2 Pass 3NT Or 1 Pass 2 Pass 2 Pass 3 Pass 4 Pass 4NT* Pass 5 * Pass 6 An awkward hand to bid and play. West isn't strong enough for a high reverse into 3, so East may be tempted to rebid 3NT after 2 in spite of his void. If, instead of 3NT, East rebids 3, the club slam may be found. The likely K or 7 leads make life hard for East as he has no idea of the trump situation. In fact he has a club loser however he plays and even knowing all four hands declarer might fail. So 6 will probably go down on a number of tables. Page 6 of 12

K 4 Dlr: North A Q 10 7 3 Vul: None 17 A Par: 5 X-1 E K 7 5 4 3 N/S +100 2 A Q J 6 3 8 6 4 2 K J 8 7 5 4 2 K Q 10 9 8 2 A 9 6 10 9 8 7 5 16 N - 1 4-3 J 9 5 S - - 3-3 1 + 19 6 3 E - - - 4-4 Q J 10 W - - - 4-1 X 2 Pass 4 Or 1 1 Pass Pass 2 2 2 3/4 4 5? East is a bit strong for an overcall, so may decide to double. With three reasonable hearts, South should support his partner over the double, and 4 should make on the likely K lead. However if North tries to set up clubs before drawing trumps in order to take a trump finesse, and East leads A and another while West still has a trump, 4 could go one down. If East shows diamonds as well as spades, West might be tempted to support to the level of the fit and anything could happen! 5 goes only one down, so is a good sacrifice even if doubled. Q 10 9 6 Dlr: East K J 10 8 2 Vul: NS 18 J Par: 5 X-1 W J 5 4 N/S +100 K 5 A Q 7 9 5 4 3 A 8 2 K Q 6 5 3 A K 10 9 7 3 8 6 2 A J 8 7 4 3 2 8 N 1 4 - - - 6 S 1 4 - - - 20 + 5 10 9 7 4 E - - 1 4 4 7 Q W - - 1 4 4 Pass 3 4 4 5?? If allowed to play in 4, with eleven spades South should go for the drop and will lose only one club, one diamond and one heart for 620. However, at favourable vulnerability, EW may well compete to 5, which goes only one off for a good score even if doubled. NS are vulnerable, so should not be tempted to bid on to 5 as that would give them an outright bottom. Page 7 of 12

10 9 8 Dlr: South K Q J 10 Vul: EW 19 A 6 Par: 2 = W Q 9 3 2 E/W +90 K 4 J 7 6 2 A 6 3 2 8 7 4 Q 10 5 4 3 J 8 7 10 6 A K J A Q 5 3 12 N - 1 - - 2 9 5 S - 1 - - 2 9 + 10 K 9 2 E - - - 2-9 8 7 5 4 W - - - 2 - Pass Pass 1NT North may scrape home in 1NT on the lead of any suit except a diamond. If he plays low from dummy on a small spade lead he should make two spades, three hearts and two diamonds. Looking at dummy, West should switch to a diamond instead of returning a spade. North must be careful to win with the K in dummy and play on hearts while he still has the A entry to his hand to finesse for the J EW could actually make a 2 contract, but West's diamond suit is a bit weak for a two-level overcall, so not many pairs will be in it. A 9 5 Dlr: West 10 6 Vul: Both 20 Q J 8 3 Par: 3NT= N A Q J 3 N/S +600 K 8 6 3 2 10 J 7 5 A 9 3 2 K 9 7 2 10 6 5 4 2 K 9 7 4 Q J 7 4 14 N 3 2 2-4 K Q 8 4 S 4 2 1-4 7 + 7 A E - - - - - 12 10 8 6 5 W - - - - - Pass 1NT Pass 2 * Pass 2 * Pass 2NT Pass 3NT Or, playing strong NT Pass 1 Pass 1 Pass 1NT Pass 3NT A straightforward 3NT by North here. East has a choice of leads, but none is likely to cause much trouble. A 9 6 Dlr: North A K Q 4 Vul: NS 21 A Par: 6 = N A K 7 3 2 N/S +1430 Q 8 K 10 7 5 3 J 9 7 6 3 9 8 6 3 Q 7 5 Q J 10 6 5 4 9 J 4 2 24 N 4 3 6 4 3 10 8 5 2 S 4 3 6 4 3 6 + 5 K J 10 4 2 E - - - - - 5 8 W - - - - - 2 * Pass 2 * Pass 3 Pass 3 Pass 3 Pass 4 Pass 6 Or 2 * Pass 2 * Pass 2NT Pass 3 * Pass 3 Pass 6 If NS find the heart fit and bid 6 it has a good chance of making, although the trump split is tricky. North can't afford to draw trumps, but should be able to overruff clubs in dummy and discard a losing spade on the K. Page 8 of 12

Q J Dlr: East 9 5 2 Vul: EW 22 Q 8 6 4 2 Par: 6NT= E A 5 4 E/W +1440 A 5 K 10 9 8 K 4 3 A 10 7 K 5 A 10 9 K 10 9 7 3 2 Q J 8 7 6 4 3 2 9 N - - - - - Q J 8 6 S - - - - - 13 + 14 J 7 3 E 6 3 4 2 6 4 6 W 6 3 4 2 6 1NT Pass 3NT EW can make 6 or 6NT, but it's difficult to see how they can bid it with two flattish hands and only 27 HCP, so most tables will be in 3NT. This makes 12 tricks on any lead provided East plays on clubs immediately. A few Wests may decide to tell a white lie and respond 3 (game forcing with 6+ clubs) to 1NT, in which case it's possible that slam would be reached. Again, some Easts (particularly if playing a strong NT) will upgrade their hand because of the excellent spot cards, although the 4-3-3-3 shape is not encouraging. A K Q 5 3 Dlr: South 10 8 6 3 Vul: Both 23 4 2 Par: 3NT= S 8 7 N/S +600 10 7 4 J 9 6 A Q K 9 7 2 Q J 9 5 K 8 6 5 3 2 K J 9 4 8 2 9 N 3 3 3 2 1 J 5 4 S 3 3 3 2 1 9 + 11 A 10 7 6 3 E - - - - - 11 A Q 10 W - - - - - or a light third-hand opener? Pass Pass 2 In theory, NS can make 3NT on this hand, but they are unlikely to bid it with only 20 HCP between them. South has 11 points, but the hand doesn't obey Rule of 20 and the diamonds are not really rebiddable, so most Souths will pass. Despite having only five spades, and four of the other major, some Norths will venture a weak 2 opening in 3 rd seat, but this hand is likely to be passed out at a number of tables. 10 3 Dlr: West A Q 2 Vul: None 24 K 6 5 4 3 Par: 2 = S Q 9 2 N/S +110 J 6 4 K 7 5 5 4 3 J 9 7 6 10 8 7 A Q 9 K 8 6 4 A 5 3 A Q 9 8 2 11 N 1 2 2 3 1 K 10 8 S 1 2 2 3 1 4 + 14 J 2 E - - - - - 11 J 10 7 W - - - - - Pass Pass 1NT 2 East has no attractive lead, but will probably settle on a heart as least likely to give away a trick. South should scrape home in 2, but could lose two spades, two diamonds and two clubs if he misjudges the trump play. Page 9 of 12

Q 10 8 5 2 Dlr: North 10 5 Vul: EW 25 8 7 Par: 3 = E K 10 7 6 E/W +140 K 7 9 4 K 4 3 2 A J 9 J 6 4 K Q 10 9 3 2 A Q J 4 8 3 A J 6 3 5 N - 1 - - - Q 8 7 6 S - 1 - - - 14 + 10 A 5 E 2-3 4 2 11 9 5 2 W 2-3 4 2 Pass Pass Pass 1NT Pass 2NT Pass 3NT Or, playing strong NT Pass Pass Pass 1 Pass 1 Pass 1 1 2 / 2 3 / This hand could tempt either side into too high a contract. After a weak 1NT from West, East, with 10 HCP, a long suit and good spot cards, might decide to invite game, which West, with a maximum, would accept. This will go down on the likely spade lead. However, if EW are playing strong NT and five-card majors, West will open 1. This allows NS to discover their spade fit and, at favourable vulnerability, they might get carried away. A 5 3 Dlr: East K 5 3 Vul: Both 26 K Q 3 Par: 3NT= N Q 9 8 3 N/S +600 Q 6 2 K 8 4 10 9 8 7 2 A J 4 8 5 J 9 7 6 4 A 7 6 5 4 J 10 9 7 14 N 3 3 1 2 4 Q 6 S 3 3 1 2 4 6 + 9 A 10 2 E - - - - - 11 K J 10 2 W - - - - - Pass Pass Pass 1NT Pass 2 * Pass 2 * Pass 2NT Pass 3NT Hearts would be a problem if South were declarer, but are less so for North as he is likely to get a diamond lead, allowing him to set up his club and spade tricks before the opponents have set up their hearts. After first knocking out the A, North should finesse spades by leading J from dummy towards the Ace and letting it run if not covered. If West doesn't cover with Q, East will win the K and North will need to repeat the finesse later, so he must be careful to keep high cards in clubs and diamonds as entries to dummy. A 10 9 Dlr: South J Vul: None 27 K J 7 6 5 Par: 4 = S Q 5 4 3 N/S +420 J 4 8 7 3 2 A K Q 6 3 2 10 9 5 Q 8 A 4 3 2 J 9 7 8 6 K Q 6 5 11 N - 4-4 5 8 7 4 S - 4-4 5 13 + 4 10 9 E - - 1 - - 12 A K 10 2 W - - 1 - - 1NT 2 X 3 3 4 4 With neither side vulnerable this may develop into a bidding war, and NS can actually make 4 despite having only seven trumps between them. If EW bid on to 5 and are doubled, they will go three or four down for -500 or -800, a phantom sacrifice. Page 10 of 12

6 3 2 Dlr: West Q J Vul: NS 28 K J 10 5 Par: 3NT+1 S A 10 6 5 N/S +630 J 10 8 Q 9 4 10 5 4 2 9 8 6 3 8 7 3 A 6 4 2 K Q 2 J 9 A K 7 5 11 N 4 3 2 4 4 A K 7 S 4 3 2 4 4 6 + 7 Q 9 E - - - - - 16 8 7 4 3 W - - - - - Pass Pass Pass 1 Pass 2 Pass 2NT Pass 3NT Or Pass Pass Pass 1 Pass 2 Pass 3 Pass 3 Pass 3NT An easy 3NT here provided South plays on diamonds. He can develop a length-trick in either spades or clubs for +1. 8 7 2 Dlr: North 10 7 4 Vul: Both 29 K J 10 6 5 Par: 3NT= S K J N/S +600 A K 3 Q 9 5 4 Q 9 3 2 K J 6 3 9 4 2 Q 8 7 6 5 10 9 4 J 10 6 8 N 3 1-3 - A 8 5 S 3 1-3 - 11 + 6 A Q 8 7 E - - 1-2 15 A 3 2 W - - 1-2 Pass Pass 1 X 3 Pass 3NT If North bids up as is normal over the double, South may well risk 3NT, which makes despite the lack of a spade stop. J Dlr: East K 9 8 7 2 Vul: None 30 K 10 8 3 Par: 4 = N K Q 3 N/S +420 K Q 9 A 10 4 3 2 Q 4 J 6 5 9 5 J 6 4 A J 10 8 7 5 9 2 8 7 6 5 12 N 1-4 4 - A 10 3 S 1-4 4-12 + 6 A Q 7 2 E - - - - 1 10 6 4 W - - - - 1 Pass Pass 1 1 1 2 2 3/4? East would go three off in 4, which would be a good sacrifice if not doubled. North can make 4 easily, losing only a heart, a spade and a club. Page 11 of 12

I based all the auctions on the average English club-player's system: weak no-trump, four-card majors and weak two-bids in the majors. I kept conventions to a minimum (basically Stayman, red-suit transfers and ordinary Blackwood) as there might otherwise be no place to stop. It's rare in a simultaneous pairs to have three deals might go all pass, but it shows that the selection was indeed random. On some deals I could envisage at least half a dozen different auctions, but I've only given one or sometimes two. That includes those for which, were a strong no-trump in use, opening that (or one-minor when suitable for a weak no-trump) might have an impact. I hope you enjoyed playing the deals, Celia Celia Jeal Celia is a bridge player and teacher with a long connection to Suffolk and Bury St. Edmunds. She was a practising advocate of teaching to bring new players to club bridge many years before the approach was widely adopted. That is one reason Abbeygate BC has the largest membership in Suffolk. Celia is a fully qualified EBU Teacher and Tournament Director and since 2000 she has successfully taught several hundred people to play bridge. She runs a Learn and Play Club for improvers on Wednesday evenings at the Abbeygate Club in Bury St Edmunds. She also runs coaching sessions for improvers online and helps to run bridge on hotel weekends and cruises. For more information, see http://www.suffolkbridge.co.uk/education/teachers/celiajeal.htm. Page 12 of 12