Executive Biography. Name of executive

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Executive Biography Name of executive 10/03/2016

Contents Company Overview... 3 Executive Offices... 3 Business Description... 3 Executive Biography... 4 Name of executive... 4 Work Experience... 4 Public Company Board Affiliations... 4 Biography... 4 Education... 5 Civic Activities/Memberships... 5 Recent Speaking Engagements... 5 Awards and Recognition... 5 Personal History... 5 News Articles (last six months)... 6 Evalueserve Disclaimer... 7

Company Overview Executive Offices (Source: OneSource and Company website) Federal Home Loan Bank of San Francisco 600 California Street San Francisco, CA, 94108-2704 San Francisco County United States Phone: 415-616-1000 Fax: 415-616-2626 Web Address: www.fhlbsf.com Business Description (Source: Company website and OneSource) Federal Home Loan Bank of San Francisco helps meet the borrowing needs of communities by providing wholesale credit products and services to member financial institutions. The bank is privately owned by its members, which include commercial banks, savings institutions, credit unions, thrift and loan companies, and insurance companies headquartered in Arizona, California, and Nevada. It is part of a network of more than 10 regional Federal Home Loan Banks chartered by Congress in 1932 to provide low-cost credit to residential housing lenders. Federal Home Loan Bank makes credit available, so local financial institutions can make home mortgage, commercial real estate, small business, and other loans. The company also contributes 10 percent of its income to the Affordable Housing Program, which provides grants to build affordable housing for lowerincome households. 3 Evalueserve. All rights reserved. evalueserve.com

Executive Biography Name of executive President and Chief Executive Officer, Add picture of the executive Federal Home Loan Bank of San Francisco Work Experience Recent Work History Highlights (Source: Company website, Nexis, LinkedIn) Company Title Years Federal Home Loan Bank of San Francisco President and Chief Executive Officer 19XX -Present Federal Home Loan Bank of XXX Vice President 19XX - March 19XX First Federal Savings and Loan Association of Rochester, New York Senior Vice President and General Counsel Senior Vice President and XXXX 19XX -XX 19XX - 19XX Public Company Board Affiliations Currently, Mr. XXXX is affiliated with the following public boards: IBM Microsoft Biography (Source: Company website and Nexis, LinkedIn) Mr. XXX is currently president and chief executive officer of Federal Home Loan Bank of San Francisco. Mr. XX became president and chief executive officer in 19XX. He is a member of the board of directors of the Office of Finance, which issues and services debt for Federal Home Loan Banks. He was appointed to the board on March 12, 20XX, for a XX-year term ending March 11, 20XX. Prior to joining the bank, Mr. XXX was executive vice president of Federal Home Loan Bank of XX. Here, he was responsible for the day-to-day operations and service functions of the New York bank, with duties in strategic planning, marketing, data-processing systems, and financial management. He had also served the bank previously as senior vice president and general counsel. From 19XX to 19XX, he was senior vice president and XXX with First Federal Savings and Loan Association of Rochester, XX. Prior to joining First Federal in 19XX, he was a XXX in the Rochester law firm of Robinson, Williams and Angeloff. He is also a member of the board of directors of Social Compact, an organization dedicated to increasing business leadership for and investment in lower-income communities. Mr. XXX earned his undergraduate degree from Colgate University in Hamilton, NY, BA degree in French literature. He earned his law degree at the Georgetown University Law Center, where he was an editor of the law journal. 4 Evalueserve. All rights reserved. evalueserve.com

Education (Source: Standard & Poor's Register of Directors and Executives, Company website, Nexis, LinkedIn) B.A from Colgate University in 1969 J.D. from the Georgetown University Law Center in 1972 Civic Activities/Memberships (Source: Standard & Poor's Register of Directors and Executives, Company website, Nexis, LinkedIn) Social Compact, Director Recent Speaking Engagements (Source: Mortgage Bankers Association, general press search) MBA s 95th annual convention & expo 2008 Awards and Recognition (Source: Mortgage Bankers Association, general press search) Received an award for XXXXXX Personal History (Source: Standard & Poor's Register of Directors and Executives, Company website, Nexis, LinkedIn) Mr. XXX, 61, is a native of Ohio. He and his wife, XXX, have two daughters. 5 Evalueserve. All rights reserved. evalueserve.com

News Articles (last six months) (Source: Company website, Nexis and Factiva) February 18, 2016: FHLBank San Francisco Announces Annual and Quarterly Operating Results The Bank's net income for 2015 was $638 million. On February 18, 2016, the Bank's Board of Directors declared a quarterly dividend of 7.99 percent. February 4, 2016: Three Named to AHAC; Four Members Reappointed The Bank is pleased to announce the following appointments to its Affordable Housing Advisory Council (AHAC): David Adame, Diana Yazzie Devine, and Elizabeth Moore. The Bank also reappointed four current members: Jasmine Borrego, Donald S. Falk, Dean Matsubayashi, and Douglas Shoemaker. The 15-member AHAC provides the Bank with expert guidance on affordable housing and economic development issues and helps shape its community grant and credit programs. January 28, 2016: FHLBank San Francisco Announces Chair and Vice Chair of the Board of Directors The Board of Directors of the Federal Home Loan Bank of San Francisco has elected member director Douglas H. (Tad) Lowrey as Chair and independent director Melinda Guzman as Vice Cha 6 Evalueserve. All rights reserved. evalueserve.com

Evalueserve Disclaimer The information contained in this report has been obtained from reliable sources. The output is in accordance with the information available on such sources and has been carried out to the best of our knowledge with utmost care and precision. While Evalueserve has no reason to believe that there is any inaccuracy or defect in such information, Evalueserve disclaims all warranties, expressed or implied, including warranties of accuracy, completeness, correctness, adequacy, merchantability and / or fitness of the information. 7 Evalueserve. All rights reserved. evalueserve.com