The TPC Group at Morgan Stanley Smith Barney

Transcription

1 The TPC Group at Morgan Stanley Smith Barney

2 53 State Street Exchange Place, 39th Floor, Boston, Massachusetts / Main / fax fa.morganstanleyindividual.com/tpcgroup robert.m.panessiti@mssb.com alby.toto@mssb.com clark.hatch@mssb.com michelle.a.macneil@mssb.com

3 The TPC Group at Morgan Stanley Smith Barney Our practice offers the intimacy of a boutique, coupled with the resources of one of the premier investment firms in the world. We help families of significant wealth and corporations navigate the noise that purveys Wall Street and build customized investment strategies within the context of each client s goals, objectives and risk tolerance. Our team offers a perspective developed over multiple market cycles, a thorough understanding of asset allocation and risk management, and an ability to refine your strategy as your needs and the financial markets change. We believe that working as a team helps to provide you with access to possibilities of potential solutions, and helps to ensure that you benefit from high levels of service. While we bring complementary skills and perspectives to our clients, we also share a commitment to responding to your needs promptly, professionally and thoroughly. Our goal is to earn your confidence not only through the quality of potential solutions we provide to you, but also the excellence with which we deliver them. The TPC Group 3

4 Meet the Professionals Robert M. Panessiti Portfolio Manager First Vice President Bob Panessiti formed the TPC Group at Morgan Stanley Smith Barney in January of Prior to joining Morgan Stanley Smith Barney LLC, Bob spent over ten years at Merrill Lynch and three years as a Principal of Panessiti & Associates, LLC, a registered investment advisor firm in Waltham MA. Bob received his BA from the University of Massachusetts, at Amherst in 1988; Master of Science in Finance (MSF) from Suffolk University, Boston MA, in 1999; and his Chartered Financial Consultant (ChFC) designation from the American College, Bryn Mawr, PA, in Bob s experience lies in all areas of the capital markets, including portfolio construction, risk management, and helping to facilitate the sale of closely held business interests. He also has extensive experience in financial planning and executive compensation plans. Bob has served on numerous committees and non profit boards. Bob received the Boston Magazine Five Star Wealth Manager Award in February 2010 *, for client service; and was the key note speaker at the Suffolk University Fall 2010 MFS reception. Left to right: Clark Hatch, Albert Toto, Michelle MacNeil, Robert Panessiti 4 Morgan Stanley Smith Barney

5 Albert S. Toto III Assistant Vice President Financial Advisor Clark Hatch Financial Advisor Michelle MacNeil Client Service Associate Alby Toto formed the TPC Group at Morgan Stanley Smith Barney in January of Alby has extensive experience assisting corporate executives, entrepreneurs, families and corporations with asset allocation, portfolio construction and methodologies, financial, tax and estate planning. Alby s role on the team includes investment strategy, financial planning, institutional investment manager due diligence and business development. Alby received his B.A. from Davidson College and in 1999 he began his career at Merrill Lynch, Pierce, Fenner & Smith. In 2009, he joined Morgan Stanley Smith Barney. Alby lives in Marblehead, MA with his wife, Kathleen and their two children. In his free time, Alby enjoys golf, sailing and reading. Clark joined Morgan Stanley Smith Barney in June of Clark graduated from Hamilton College in 2001 with a major in economics. He then began his career with Goldman Sachs on the floor of the NYSE. After over six years as an institutional equity trader and market maker with Goldman, Clark left to pursue an MBA at Georgetown University. Graduating in the spring of 2009 with a concentration in finance, Clark joined UBS on a private wealth management team in their Bethesda, MD office. After a year with UBS, Clark and his wife relocated to Boston where he joined the TPC Group at Morgan Stanley Smith Barney in January of Clark s role on the team includes alternative investment manager s due diligence, equity research and trade execution, and business development. Clark and his wife Laura currently live in South Boston. In his free time, Clark enjoys playing hockey and golf, and spending time with their golden retriever, Maggie. Michelle joined Morgan Stanley Smith Barney and its predecessors in 2007 as a client service associate. Prior to joining Morgan Stanley Smith Barney, Michelle spent 15 years at Merrill Lynch as a sales assistant. Michelle s main focus for the TPC Group is to enhance the overall client experience by anticipating needs, solving problems and delivering exceptional client service. Before beginning her career in the financial services industry, Michelle worked in the legal field. She has a paralegal certificate from Newbury College and an undergraduate degree in criminal justice from UMASS Dartmouth. In her spare time, Michelle enjoys body building and outdoor sports. The TPC Group 5

6 Developing Your Wealth Management Strategy Your achievements reflect substantial effort, and we will work just as hard on your behalf, committing our experience and skills to helping you achieve your unique goals for your wealth. Moreover, we will support you and your strategy with the resources and perspective of one of the world s largest financial firms. 1 We will discuss your current financial resources, time horizon for your goals, tolerance for risk even how your liabilities are structured. If you own a business, we also might discuss your current banking and cash management needs. 6 Morgan Stanley Smith Barney

7 Discover Plan 2 We will present a plan to help address needs such as income and retirement planning, asset protection, investment management, strategic borrowing, wealth transfer and business succession. We will also recommend an asset allocation strategy reflecting your risk tolerance and investment time horizon. Review Implement 3 The team will work closely with you to bring the elements of your plan to life, helping you to select from the hundreds of investment management firms available to you, and identify specific stocks, bonds and other securities that may be suitable for your portfolio. Then we will closely monitor your portfolio. 4 You will receive a comprehensive quarterly performance review, helping you track progress toward your objectives. And when your circumstances change, we will work with you to revise your strategy and reposition your assets to reflect your new needs and goals.

8 Morgan Stanley Smith Barney strives to offer clients the finest in financial thinking, products and execution to help them meet their individual needs and achieve their personal financial goals. When we work together, you ll benefit from personalized advice, objective guidance and dedication to your success as an investor. With access to Morgan Stanley Smith Barney s renowned global resources and investment opportunities, we can help you develop and maintain an optimal investment strategy. Our wealth management strategy will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for building and protecting your wealth. Morgan Stanley Smith Barney offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please contact us to understand these differences. * Source: Crescendo Business Services FIVE STAR Wealth Manager Overall Satisfaction Award, February 2010, 15,000 to 250,000 consumers most likely to use the services of a financial services representative (identified by Crescendo) and 1,500 to 30,000 financial service professionals (identified by Crescendo) are asked to name and evaluate up to three financial advisors. The number of individuals in the sample varies based on the size of the local market. In addition to the survey results, other evaluation criteria, such as a minimum of five years financial services experience, acceptable compliance records, and evaluation results by a panel of local industry experts are incorporated into the overall evaluation process. The final list identifies the wealth managers, of those evaluated, in the local market that score highest in overall satisfaction. For more information on the research methodology, go to com/wmresearch. The FIVE STAR Wealth Managers do not pay a fee to be included in the research or the final list of FIVE STAR Best in Client Satisfaction Wealth Managers. The overall evaluation score of a wealth manager reflects an average of all respondents and may not be representative of any one client s evaluation. The inclusion of a wealth manager on the list should not be construed as an endorsement of the wealth manager by Crescendo or [insert magazine]. The rating is not indicative of the Financial Advisor s future performance. Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Smith Barney Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are urged to consult their personal tax or legal advisors to understand the tax and related consequences of any actions or investments described herein Morgan Stanley Smith Barney LLC. Member SIPC /11