FIRST FIDELITY BANK ANNUAL REPORT MEMBER FDIC

Transcription

1 FIRST FIDELITY BANK ANNUAL REPORT 2018 MEMBER FDIC

2 Who We ARE continued to be a leader in In an increasingly regulated banking industry, maintained its focus on practical, creative community-centered financial services and solutions for commercial and retail clients. s capital is more than $153 million and total assets exceed $1.7 billion. With a firm foundation of experienced leadership, sound risk management and an established deposit base, is poised for another successful year. The Bank s superior customer service and dynamic product mix have allowed for steady, responsible growth to 29 locations serving Oklahoma and Arizona. A client-focused philosophy remains the foundation of the Bank s culture. First Fidelity Bank is a strong and trusted partner in the communities it serves. Leadership From early 1920s handwritten ledgers to current, innovative banking systems, takes pride in its legacy as a family owned bank offering the same sophisticated technology as the big banks. Headquartered in Oklahoma City, combines generations of banking experience with international investment knowledge. Owners Bill Cameron, Chairman, and his sister, Lynda, together with President & CEO, Lee Symcox and Chief Administrative Officer, Suzanne Symcox, offer determined leadership and direction. A fourth generation banker, Lee Symcox has served First Fidelity Bank for more than 45 years. The Camerons represent third generation ownership of the nationally A+ rated insurance company and the largest domiciled in Oklahoma, American Fidelity Assurance Company. History s history is as unique as the diversity of its workforce. Comprised of merged and acquired banks across Oklahoma and Arizona, began in 1920 as First State Bank of Norman, Oklahoma. Two years later, the Bank applied for a national charter and changed its name to City National Bank & Trust Company. In 1952, J.R. Symcox of Cordell, Oklahoma acquired the bank. In 1986, Bill Cameron acquired Commercial Bank of Oklahoma City and in 1989 changed the name to, N.A. In 1992, First Fidelity merged with City National Bank in what would mark the beginnings of the full-service community bank it is today. As expansion continued, opened its doors in Tulsa in 2002 with a diverse commercial banking team and comprehensive mortgage origination services in the Tulsa area. In 2004, opened its doors in Arizona as a commercial loan production office. Today, the Bank encompasses six full-service offices across the heart of Arizona s business marketplace. In 2010, acquired Home National Bank from the FDIC. Home National Bank s Arizona operations were merged into the existing First Fidelity locations. In 2013, First Fidelity acquired Sunrise Bank of Arizona from the FDIC. s hardworking and loyal workforce amounts to a staff of over 350 people. Each employee is a valued member of the First Fidelity family, and shares the management team s enthusiasm for the future of the. Each banker is dedicated to getting to know every client on a first name basis. Because of this commitment, First Fidelity clients have come to expect the best customer service. Our Commitment s leadership believes that giving back to its neighbors and communities is an important responsibility. is dedicated to hiring and maintaining quality employees for whom meeting the needs of the community is not a job requirement, but a passion. These employees genuinely enjoy giving their time serving non-profit and charitable organizations, participating in religious groups, and coaching little league teams. Each year, also offers financial resources to assist those in its local communities. The Bank is an active United Way Pacesetter, helping to set giving trends and raising over $120,000 annually for the organization. In 2018, First Fidelity partnered with the regional food bank systems in Oklahoma, collecting over 700 pounds of food for local families. Annually, donates a total of more than $500,000 to local charities and educational foundations. Commitment to the community remains the bank s cornerstone, with over 99 years of support to neighborhood partners. The Future In the years to come, will maintain its commitment to first class customer service, leading edge technology, innovative solutions, and superior products. Through a strong capital base, will continue to grow responsibly over the next century and continue to find solutions to ever-changing regulations and an evolving global economic dynamic. The Bank will maintain its resolve to financial integrity, ensuring its clients assets are secure for years to come.

3 Board of Directors FFB BRAND Identity a William M. Cameron Chairman, Chairman, American Fidelity Companies Lee R. Symcox Don R. Symcox Vice Chairman, Scott Klososky Founding Partner, Future Point of View Trish Bear I-ology Inc. James P. Keeley Founding Partner, Colliers International, Scottsdale Office Samuel Combs III COMSTAR Advisors Charles Spike Lawrence Co-Founding Partner, Lawrence and Geyser Development Corporation Meg Salyer Accel Financial Staffing Thomas O. Francis Director, i2e Investment Funds Richard H. Goldenson Managing Partner, CPA (retired) Integrated Healthcare Strategies David L. Thompson InvesTrust David Carpenter Director and CEO, American Fidelity Corporation Caroline Ikard Advisory Director and Assistant Vice President, American Fidelity Assurance John Cassil Advisory Director and CFO, American Fidelity Corporation

4 Executive Management Lee R. Symcox... President and CEO Sean M. Crandall...Executive Vice President Thomas V. Graham, Jr...Executive Vice President Stephen D. Hart...Executive Vice President D. Scott McLaws...Executive Vice President Suzanne M. Symcox...Executive Vice President Management Don R. Symcox... Vice Chairman Richard Baker...Executive Vice President James Boggs...Executive Vice President Sean Crandall...Executive Vice President Thomas Fanning...Executive Vice President James Finch...Executive Vice President Robert Gerlak...Executive Vice President Tom Graham...Executive Vice President Steve Hart...Executive Vice President Scott McLaws...Executive Vice President John Mistler...Executive Vice President Blake Moffatt...Executive Vice President Todd Patterson...Executive Vice President Robert Robinson...Executive Vice President John Shannon...Executive Vice President Harold Snyder...Executive Vice President Suzanne Symcox...Executive Vice President Stephen Adamo... Senior Vice President David Bagwell... Senior Vice President Beverly Barrett... Senior Vice President Ryan Free... Senior Vice President Charles Griffin... Senior Vice President Donna Hoffman... Senior Vice President Hope Hooks... Senior Vice President Valerie Jury... Senior Vice President Herman Lewkowitz... Senior Vice President David Lorenz... Senior Vice President Bryce Miller... Senior Vice President Brian Montgomery... Senior Vice President Mary Pezant... Senior Vice President Angela Stanton... Senior Vice President Marcie Agent...Vice President Drayson Alcantar...Vice President Daniel Avery...Vice President Barbara Bandura...Vice President Curt Bates...Vice President Randy Biggs...Vice President Christine Bond...Vice President Rachel Breashears...Vice President Deborah Chilcoat...Vice President Ryan Clark...Vice President Elizabeth Diehm...Vice President Jeffrey Dyer...Vice President Ryan Featherstone...Vice President Gregory Fraker...Vice President Debra Hewett...Vice President Brenda Hill...Vice President Jonathan Hinkle...Vice President Jeffrey Hutson...Vice President Christine Lepley...Vice President Aimee Mauk...Vice President Ketan Patel...Vice President Mason Pitman...Vice President Donna Popp...Vice President Allison Regier...Vice President James Shepard...Vice President Michael Stacy...Vice President Kristi Tenbusch...Vice President Bradley Traynor...Vice President Ben Warren...Vice President Aimee Yarbrough...Vice President Brian Baxter...Assistant Vice President Daniel Blind...Assistant Vice President Alan Bonner...Assistant Vice President Tamara Brakebill...Assistant Vice President Robert Burger...Assistant Vice President Matthew Conner...Assistant Vice President Jason Etheridge...Assistant Vice President Boyan Ganchev...Assistant Vice President Will Gray...Assistant Vice President Lauren Harris...Assistant Vice President Deangela Jennings...Assistant Vice President Joyce Kelley...Assistant Vice President Kelli Kysela...Assistant Vice President Corey Lower...Assistant Vice President Alisha Marcom...Assistant Vice President Marissa Mindieta...Assistant Vice President Amber Steele...Assistant Vice President John Symcox...Assistant Vice President Lisa Williams...Assistant Vice President Bryan Williams...Assistant Vice President Nyky Wilson...Assistant Vice President Anthony Wuestenfeld...Assistant Vice President Michelle Zertuche...Assistant Vice President Michelle Alleman...Banking Officer Tonya Barnes...Banking Officer Kimberly Clift...Banking Officer Lynne Cross...Banking Officer Adam Ferguson...Banking Officer Lisa Fincher...Banking Officer Michelle Fox...Banking Officer Ana Guerrero...Banking Officer Melissa Hagelin...Banking Officer Michelle Hays...Banking Officer Robert Holguin...Banking Officer Cheri Howard...Banking Officer Ginger Hughes...Banking Officer Brandon Hunter...Banking Officer Michelle Jensen...Banking Officer Nova-Dawn Kay...Banking Officer Trenton Laffoon...Banking Officer Dawn Malone-Henry...Banking Officer Judson McCown...Banking Officer Tammy Millington...Banking Officer Dawnetta Moore...Banking Officer Mary Murray...Banking Officer Lauren York...Banking Officer Keith Allen... Technology Officer Chad Allred... Technology Officer Shaun Bowcaster... Technology Officer Raheem Hargrave... Technology Officer Mark Neill... Technology Officer James Wasson... Technology Officer Ronnie Williams... Technology Officer

5 Statement of Condition Assets Cash $ 77,197 Securities 383,390 Loans 1,100,944 Federal Funds 5,282 Other Assets 91,347 Total Assets $ 1,658,160 Liabilities & Stockholders Equity (000) (000) Deposits $ 1,342,193 Other Liabilities 162,703 Stockholders Equity 153,264 Total Liabilities and Stockholders Equity $ 1,658,160 Core Values A Caring Place to Work A family environment that attracts, grows and retains the right people in the right places. Financial Responsibility Long-term financial strength through a disciplined framework of risk management and growth. Lasting Client Relationships Sustaining our reputation by dealing with others honestly and respectfully to create an environment of trust. The Winning Bank Every time we go on the field we expect to win.

6 Locations Nationwide Customer Service: Oklahoma City Customer Service: Tulsa Customer Service : Arizona Oklahoma Corporate Branch 5100 North Classen Blvd., Fifth Floor, Oklahoma City, OK th Expressway Branch 5800 Northwest 39th Expressway, Oklahoma City, OK Capitol Hill Branch 700 Southwest 29th, Oklahoma City, OK Northwest Expressway Branch 6005 Northwest Expressway, Oklahoma City, OK American Fidelity Branch 9000 Cameron Parkway, Oklahoma City, OK Quail Creek Branch North May Avenue, Suite A, Oklahoma City, OK Nichols Hills Branch 6404 Avondale Drive, Oklahoma City, OK Meridian Branch 1400 South Meridian Avenue, Oklahoma City, OK Downtown Oklahoma City Branch 722 North Broadway, Oklahoma City, OK MacArthur Branch North MacArthur Blvd., Oklahoma City, OK Downtown Norman Branch 131 East Main Street, Norman, OK Brookhaven Branch 3595 West Robinson, Norman, OK Lindsey St. Branch 1337 West Lindsey, Norman, OK Noble Branch 900 North Main Street, Noble, OK East Moore Branch 400 South Eastern Avenue, Moore, OK West Moore Branch South Pennsylvania Avenue, Oklahoma City, OK Moore Walmart Branch 501 Southwest 19th Street, Moore, OK Midwest City Branch 301 North Air Depot Blvd., Midwest City, OK Edmond Broadway Branch 2600 South Broadway, Edmond, OK Coffee Creek Branch 725 West Covell, Edmond, OK Rose Creek Branch 2825 Northwest 164th, Edmond, OK Mustang Branch 1521 North Mustang Road, Mustang, OK Tulsa Branch 30 West 21st Street South, Tulsa, OK Biltmore Estates Branch 6232 North 32nd, Phoenix, AZ Downtown Scottsdale Branch 7401 East Camelback Road, Scottsdale, AZ Scottsdale Airpark Branch North Greenway-Hayden Loop, Scottsdale, AZ Deer Valley Branch North 19th Avenue, Phoenix, AZ Arrowhead Branch N 75th Avenue, Suite B100, Glendale, AZ Mesa Branch 63 East Main Street, Suite 100, Mesa, AZ