The Haas-Compass Group at Morgan Stanley Innovative Wealth Management and Financial Planning
31099 Chagrin Boulevard 3rd Floor, Pepper Pike, OH 44124 216-390-4900 / MAIN 800-892-6126 / TOLL-FREE 216-360-4990 / FAX https://fa.morganstanley.com/thehaascompassgroup/ haascompassgroup@morganstanley.com
The Haas-Compass Group at Morgan Stanley Managing wealth has never been more complex than in today's everchanging economic climate. Clients require a wealth management team that understands these unique challenges and can deliver comprehensive and coordinated solutions to meet them. At The Haas-Compass Group, we strive to be the best choice for individuals, families and institutions that share our comprehensive philosophy towards managing wealth and value a customized approach. We are firmly committed to providing our clients with innovative, valueadded financial planning and investment management services. We take the time necessary to truly understand each client s evolving financial concerns and objectives as we guide them through changing market environments. By gaining a deep understanding of our clients goals, we are able to plan, structure and execute strategies that help clients meet and exceed their financial objectives. Our ideal role is to be the leader of each client s financial and wealth management team. THE HAAS-COMPASS GROUP 3
Meet the Professionals Brian D. Isroff Portfolio Management Director Senior Vice President - Wealth Management Financial Advisor From left to right; Gloria Walas, Gary Patterson, Brian Isroff, and Laura Sonderman Brian joined the firm in 2006. He came to the team after spending 12 years at National City Bank where he was the President and Senior Managing Director of Sterling Private Investments, NCB s alternative investment subsidiary. Prior to that position, Brian was a VP and Senior Attorney in the Law Department at NCB (where he acted as lead engagement counsel for all of NCB s Wealth Management units). Brian earned a BS in Economics and Finance from Miami University in 1985 and a JD from Cornell University Law School in 1988. Brian serves as our team s senior portfolio manager. He lives in Solon, Ohio with his wife, Louise, and they have three adult children. 4 MORGAN STANLEY
Gary R. Patterson Senior Investment Management Consultant Senior Vice President - Wealth Management Financial Advisor Gary is a Financial Planning Specialist with Morgan Stanley and serves as the Haas-Compass Group s business manager. He has been at the firm for 30 years, earning accolades for his effective financial planning. He holds FINRA Series 3, 7, 63 and 65 licenses and is a licensed Life, Health and Variable Products agent. He is trained in a range of topics including retirement planning, education planning, income and estate tax planning and investment planning. Gary earned a BS in Psychology from the University of California, Santa Barbara in 1977. He lives in Juno Beach, FL with his wife, Wendy, and they have two adult children. He works out of the North Palm Beach office of Morgan Stanley. Gloria A. Walas Investment Management Consultant First Vice President - Wealth Management Financial Advisor Gloria Walas is a First Vice President Wealth Management and an experienced Financial Advisor at Morgan Stanley in the Pepper Pike office. With 38 years of industry experience, Gloria focuses on helping clients create and preserve wealth through a variety of financial services tailored to their needs including development and implementation of corporate benefits programs and execution and maintenance of investment strategies for endowments, high net worth families and individuals. An Ohio native, Gloria earned her B.A. in Finance from Kent State University. She is also an Accredited Investment Fiduciary with the Center for Fiduciary Studies in association with the University of Pittsburgh. Laura F. Sonderman Financial Planning Specialist Financial Advisor Laura Sonderman joined Morgan Stanley in 1995 and works out of the Pepper Pike Ohio office. Laura offers comprehensive wealth management services to private and institutional investors in the areas of retirement planning, risk management, investment management, and estate planning. With 22 years of experience, she plans and implements wealth management strategies designed to help clients build, preserve and transfer wealth. A Pennsylvania native, she is a graduate of York Technical Institute where she earned her A.A.S. degree in Accounting. Laura lives in Orange Village with her husband Patrick and daughters, Adelaide and Ava. THE HAAS-COMPASS GROUP 5
Wil Haas Relationship Manager Senior Vice President - Wealth Management Financial Advisor Wil joined the firm in 1968 and is the founding member of the Haas- Compass Group at Morgan Stanley. He has been a consistent President s, Chairmen s or Director s Council member at the firm for many years based on the level of his business. Wil holds FINRA Series 1, 3, 5, 63 & 65 licenses and is a licensed Life and Variable Products agent in the states of Florida and Pennsylvania. Wil earned a BA in Mathematics from Western Reserve University and a JD from Western Reserve Law School. He also served as a first lieutenant in US Air Corp from 1943 to 1945 and was stationed in the South Pacific. Wil lives in Boca Raton with his wife, Sharon. He has three daughters and two grandchildren. Patricia Eubank Financial Planning Associate Wealth Management Associate Patti joined the Haas-Compass Group in 1988. With 35 years of industry experience, she brings a wealth of knowledge and dedicated service to our team. She is FINRA Series 7 General Securities Licensed and Series 63 licensed as Uniform Securities Agent and also holds the designation of Financial Planning Specialist with Morgan Stanley. Patti leads the Haas-Compass Group s administrative and operational service team in Palm Beach Gardens, FL. In addition, Patti is in a client facing role with an emphasis on marketing, client management and catering to the specific needs of our high net worth clients. Patti lives in Boca Raton, Florida with her husband Tim and has two grown daughters. She works out of the Palm Beach Gardens, Florida office of Morgan Stanley. Rickita Owens Senior Registered Associate Rickita has been with Morgan Stanley since 2006 and joined the Haas-Compass Group in 2009. With 11 years of industry experience, she provides exceptional support and assistance to high net-worth clients of the team. She is responsible for administrative and operational support, retirement plan processing and account maintenance. She and our other senior client service associates work together to consistently improve our internal processes and procedures for the benefit of our clients. Rickita is FINRA Series 7 General Securities licensed and Series 63 licensed as Uniform Securities Agent. She received her Bachelor of Science in Business Management from Indiana Wesleyan University in 2011. Rickita lives in Cleveland, Ohio with her daughter, Kiera. 6 MORGAN STANLEY
Jennifer Pilarczyk Senior Client Service Associate Elizabeth Carpenter Senior Client Service Associate Jennifer Munch Wealth Management Associate Jennifer joined the Haas-Compass Group at Morgan Stanley in 2016 and has been with Morgan Stanley since 2000. With 17 years of industry experience, she supports our team in servicing clients and ensuring the operations and administrative side of the team runs smoothly. She works closely with our other associates to help refine the internal procedures for our clients. Jennifer is currently working towards her FINRA Series 7 license. Jennifer lives in Huntsburg, Ohio with her husband, Ty. Elizabeth joined the Haas- Compass Group at Morgan Stanley in 2016 and has been with Morgan Stanley since 2008. With 16 years of industry experience, she supports our team in servicing clients and ensuring the operations and administrative side of the team runs smoothly. While working with our other associates she strives to consistently improve our internal processes and procedures for the benefit of our clients. She is FINRA Series 7 licensed. Elizabeth currently lives in Palm Beach Gardens with her puppy, Gina, and she enjoys reading and spending time with family. Jennifer joined the Morgan Stanley Haas-Compass Group in February of 2017. She has over five years of industry experience. She is FINRA Series 7 General Securities licensed as well as Series 66 licensed (NASAA Uniform Combined State Law Examination). Jennifer received her Bachelors in Business Administration with a concentration in Finance from Kent State University in 2011. Her main responsibilities include facilitating team operations, research and data analysis, and special projects. Jennifer currently resides in University Heights, OH with her significant other, Nick, and their dog, Murphy. THE HAAS-COMPASS GROUP 7
For Life's Most Important Goals With experienced professionals and the right resources, reaching your most important goals can be less challenging and more rewarding. We are ready to help you meet your goals, by combining our insights into your needs with the resources of Morgan Stanley. Setting a confident course Thorough, thoughtful planning planning that analyzes where you are as well as where you want to go is the most important step in establishing a path to your goals. We will work with you to explore and define your objectives and needs, and then structure a plan that is uniquely your own. Balance sheet analysis Retirement planning Education planning Estate planning strategies Multigenerational planning Managing the rewards of success Managing an investment portfolio should be a consultative, disciplined process that balances your attitudes and goals as an investor with careful analysis of the financial markets and the risks and opportunities they hold for you. You can rely on us for objective strategic advice in structuring your portfolio and for careful analysis of any investments we consider together. Shaping your retirement Together, we can work to make decisions that could help you move toward the retirement you expect. Whether you are building retirement wealth or making the transition to generating income from your assets, we can help you develop and implement a strategy based on your vision of retirement. IRAs: - Traditional - Roth IRA rollovers Roth conversions Building a unique legacy Estate planning strategies typically brings together the dimensions of life: personal, family, financial and charitable. We will work with you to understand the connections between your life and legacy goals, and work with your accountant and attorney to help you develop a strategy to position your portfolio appropriately. Educating new generations Helping to meet the education costs of children and grandchildren may be one of the most attractive and personally fulfilling investment opportunities available to you. We can help you access appropriate investment vehicles 529 plans and custodial accounts. Giving back through philanthropy Many successful individuals seek opportunities to support cultural and educational institutions, and nonprofit organizations and activities. Properly undertaken, charitable giving can provide planning flexibility and benefits for you. We can help you analyze and implement a strategy that rewards you while it benefits causes you care about. THE HAAS-COMPASS GROUP 9
Wisdom That Is Anything but Conventional The financial markets are dynamic and unpredictable. We work to counter that inherent uncertainty by taking a proactive, consultative approach rooted in a deep knowledge of your needs and dreams, risk tolerance and your time horizon. Drawing on our own insight, as well as Morgan Stanley s global research, we are able to make informed recommendations and design a flexible investment management plan that is uniquely yours. 1 Establish goals, objectives and risk tolerance 10 MORGAN STANLEY
Goals Strategy 2 Develop an asset allocation strategy and investment strategy documents Monitor Construct 3 Construct a portfolio and execute the investment strategy 4 Monitor progress and make necessary adjustments
Your Life and Your Legacy Whatever your goals income, borrowing, risk management, charitable giving, just to name a few designing a holistic wealth management plan is our top priority. Drawing on our own insight, as well as Morgan Stanley s global research and experienced financial professionals, we are able to make informed recommendations and propose a flexible plan that is uniquely yours. RETIREMENT PLANNING Lifestyle review Risk review Pension and/or social security benefits analysis Retirement account assessment Retirement income plan Beneficiary review Health care/medicare planning 12 MORGAN STANLEY
Comprehensive Wealth Management Services INVESTMENT SERVICES AND PERSONAL INVESTING BUSINESS SUCCESSION PLANNING Asset allocation advice Investment advisory programs Capital markets services Traditional brokerage EXECUTIVE COMPENSATION MANAGEMENT Business needs review Cash management and capital needs assessment Business valuation Succession plan funding ESTATE PLANNING FAMILY NEEDS PLANNING Financial planning Education planning Special needs child assessment and planning Planning for support of aging parents Concentrated stock services (monetizing, hedging) Rule 10b5-1 trading plans Stock option strategies Restricted securities (liquidation and risk management alternatives) Assist in estate and financial planning (particular to executive compensatio n management)* ACCESS TO BANKING AND LENDING SERVICES Gifting Charitable giving Asset titling Estate tax funding strategies Family dynamics/family meeting *Team will help assist with both in-house and outside advisors. CRC#410872 31810559 07/2017
The Haas-Compass Group is committed to providing quality investment advice and honest, professional service to our clients. Our goal is to help clients create and protect their wealth. We identify advantageous opportunities and analyze all relevant data to help make informed investment decisions. We communicate our ideas and advice in a timely manner. This is in accordance with your timeline and risk parameters and in furtherance of your defined and customized financial plan. Ethics and integrity will always be our top priorities when providing advice that will help you live out your dreams. 14 MORGAN STANLEY
This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and or investments discussed in this material may not be suitable for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives. 2017 Morgan Stanley Smith Barney LLC. Member SIPC. 31810559 07/2017 CRC 1829468