How to use the system

Macquarie Cash Management Trust How to use the system Macquarie Cash Management Trust Smart cash management solutions made simple

your.clients@macquarie Built around the Macquarie Cash Management Trust (CMT), your.clients@macquarie is the online system designed specifically to help you implement and manage a smart cashflow management system for your clients. Once your client has completed the appropriate forms in the Implementing a cashflow system booklet and they have been sent to the relevant parties, they are now ready to commence using their CMT account as a central cashflow management system. This brochure outlines how to use your.clients@macquarie and maximise the smart services available on your client s CMT. This can help your client reach financial independence sooner and at the same time increase your business efficiency. provide complete advice act on investment opportunities get paid sooner make tax time easier integrate with your software back-office training Macquarie Investment Management Limited (MIML) ABN 66 002 867 003 is not an authorised deposit-taking instituti on for the purposes of the Banking Act (Cth) 1959, and MIML s obligations do not represent deposits or other liabilities of Macquarie Bank Limited ABN 46 008 583 542. Macquarie Bank Limited does not guarantee or otherwise provideassurance in respect of the obligations of MIML. Macquarie Cash Management Trust is offered by Macquarie Investment Management Ltd (MIML) ABN 66 002 867 003. This information is provided for the use of licensed financial advisers only. In no circumstances is it to be used by a potential investor for the purposes of making a decision about a financial product or class of products. 2 1

Provide complete advice Now that your clients have centralised all of their cashflow, you can focus on providing complete and personalised advice based on their true cashflow position. Act on investment opportunities Improved visibility of your clients accounts allows you to easily identify which clients have free cashflow available, so you can act on investment opportunities as they arise. This gives you a good basis to discuss with your clients their spending patterns and how these impact their potential to reach their financial goals. Are they on track? If not, why not? This can help clients understand that investment markets only play a limited part in determining how financially well off they are, and to see that they themselves have a key role to play in reaching their financial goals. Go to your.clients@macquarie and filter your client s transactions by category e.g. deposit; withdrawal. When consolidating your client s cashflow it is important to keep one bank account open, so that they can transfer their everyday living expenses to it. client value proposition client cashflow potential funds under management Your business and your clients often miss out on investment opportunities because you can t see who has money to take them up. Through your.clients@macquarie you can filter your client base by available balance and determine who might be in a position to take up investment opportunities as they arise e.g. closed-end investment offerings. Go to your.clients@macquarie and filter your entire client base by their available balance to determine who may be in a position to invest. You can also set up an alert to tell you when your clients reach a certain balance. Make sure your clients complete all of the relevant forms in the Money in section of the forms booklet to ensure all of their income flows through to their CMT. your funds under administration business revenue 2 3

Get paid sooner You can arrange with your clients to have your fees deducted directly from their CMT account. Make tax time easier Using the Macquarie CMT s market leading services especially around tax time can really help improve your business efficiency You can arrange with your clients to have your fees deducted directly from their account. This will clearly be shown on their statement so they know exactly what they re paying you, and you have a reliable cashflow to your business. Go to Macquarie.com.au/advisers and select Transporter/FAST from the login menu. To register for Transporter/FAST please contact your Macquarie Cash TRM and they will show you how. Your clients will need to complete the Third Party Authority form and provide you with either General Withdrawal Authority or Fee Authority. Once your clients do this you will be able to make bulk fee payment requests on your clients accounts through our FAST service. account settlements transparency of fees With market leading online features and easy to read transaction descriptions your.clients@macquarie can help increase your business efficiency particularly around tax time, as you don t need to rely on clients maintaining their transaction records. There is also a tax payment service, which makes it simple for you to make tax payments to the Australian Taxation Office (ATO) on behalf of your clients. Tax payments can be made immediately, in advance or periodically. You can also make tax payments for multiple clients to the ATO. your.clients@macquarie also offers an audit letter service where you can print a summary of interest paid to your client s CMT account for any period in the last 30 months. business efficiency business revenue 4 5

Integrate with your software You can download information on your client s CMT directly into your financial planning software. Audit letters Go to your.clients@macquarie and select the account, then select Audit Letters from the left hand menu. This can be particularly useful for your SMSF clients when they are converting to pension phase or winding up the fund. Tax payments Go to your.clients@macquarie and select the account, then select Tax Payments from the left-hand menu. If you would like to make bulk payments to the tax office on behalf of all of your clients, speak to your Macquarie CMT TRM and they can help you to do this. s Make sure your clients complete the Dividend Payment form for all of the shares they hold by doing this it s easy to track their dividend income at tax time. To activate the tax payment service your clients need to complete the Third Party Authority form and provide you with either General Withdrawal or Tax Payment Authority. paper work business efficiency This saves considerable time and also prevents errors that can occur through manual data entry. Giving you the confidence to provide accurate information when providing advice to your clients. You can download transactions and balances for individual accounts or across multiple accounts. Go to your.clients@macquarie and select downloads from the top lefthand corner of either the account list or transaction page. Select the financial planning software you are using and follow the instructions. Software packages currently available are: BGL Simple Fund, IWL Visiplan, MYOB SuperFund, Supercorp SuperVisor II, COIN, XPlan, Praemium and Ms Excel. If your software isn t on the list then you should contact your TRM and find out if there is a file that is compatible with your software package. business efficiency accurate and detailed reporting 6 7

Back-office training Macquarie has specialised Training & Relationship Managers (TRMs) who will help you and your staff with all of the services attached to the CMT. Training can be tailored to suit your specific business needs. TRMs are there to help you and your business make the most of the CMT as a client cashflow management tool. Please speak to your Macquarie Cash BDM if you would like a TRM to provide specialised training to your office, or call our National Adviser Contact Centre on 1800 808 508 8 9

For further information contact your Training Relationship Manager or contact Macquarie 1800 808 508 www.macquarie.com.au/advisers BKL0146 10 07/06