The Clark McKinney Tramontana Group at Morgan Stanley Smart Solutions. Lasting Relationships.
Some Things Are Meant to Last We believe something as important as wealth management should be a positive, rewarding and even enjoyable journey. At The Clark McKinney Tramontana Group, we create exceptional experiences for our clients by turning the complexities of financial planning into smart, simplified solutions. Working with a deep understanding of your goals, we put our experience to work for you with every financial decision, in every part of life. And because we treat our clients like family, we re here when you need us and make your priorities our own. It s the reason our client relationships last across seasons of life, continents and even generations. The Clark MCkinney Tramontana Group 3
We Understand What Matters to You There is no greater proof of our commitment to our clients than our high client retention rate. We still serve many of our very first clients today, and now, many of their children and grandchildren as well. Here s what you can count on from your relationship with The Clark McKinney Tramontana Group at Morgan Stanley. Experience We put our 150+ years of combined wealth management experience to work for you. Our professionals have earned some of the industry s highest certifications along with our clients trust. Responsiveness Our team is accessible and ready to make things happen. We pull everything together and orchestrate your entire wealth planning process. Shared Values Part of the deep understanding we bring to every client relationship comes from the rich diversity of our team. We relate to your goals and share your commitment to family and community. 4 Morgan Stanley
While all client situations are unique, the Wealth Planning Process consists of the following four basic steps: 1Discovery Identifying your values and goals Family Risk tolerance 4Monitoring Ongoing evaluation and reporting Track progress toward goals Set/follow guidelines for liquidity, asset allocation Notification when portfolio strays outside guidelines Performance reporting Online access The Wealth Planning Process 2Analysis & Recommendations Helping you to build an action plan Identification of liabilities and risks Coordination with outside advisors Action plan growth, preservation and / or wealth transfer 3Implementation Providing access to services and providers Trusts Philanthropy Family mission and bylaws Asset management
Comprehensive Services for Complete Confidence Our Services Each financial decision affects every other. That s why we focus our guidance and services on achieving your overall goals. We have the right tools, resources, connections and expertise to work with you on every aspect of your financial life. liquidity and banking Home finance Lending services Debt restructuring Securities-backed loans investments Asset allocation Investment management Advisory services Alternative investments Private equity Hedge funds Exchange funds Real estate funds 6 Morgan Stanley
wealth planning wealth protection Balance sheet analysis Retirement planning Education planning Estate planning Multigenerational planning business services Life and disability income insurance Life insurance trusts Key-person insurance trust services Lending services Cash management Retirement plans Strategic consulting and transactions Succession planning Insurance Living trusts Testamentary trusts Grantor trusts Charitable trusts Life insurance trusts Special needs trusts philanthropy lifestyle advisory Estate and legacy planning Grant-making strategies Family foundations Charitable lead and remainder trusts Donor advised funds Foundation strategies Research, analysis and operational solutions Board development services Family and philanthropy resource network retirement investing Traditional and Roth IRAs IRA rollovers Roth conversions Private health advisory services Luxury travel companies Personal security and home advisory services Entertainment experiences and agents for special events Art advisory and finance Education and admission counselors Resources for household and administrative staffing needs Aircraft advisory and charter resources education investing Education planning 529 plans Custodial accounts
Positively Here for You Lisa Zaidle Clark, CFP Family Wealth Director Senior Vice President-Wealth Management Financial Advisor Investment Management Specialist With more than 25 years of experience, Lisa leads our team s planning and wealth management. Her numerous credentials include CERTIFIED FINANCIAL PLANNER and Family Wealth Director, a certification earned by fewer than 2% of all Morgan Stanley advisors. Lisa has been on Morgan Stanley s prestigious Chairman s Council and Century Council since 1995. She holds a Bachelor of Science in finance from Oklahoma State University. Lisa serves her community through the executive board of the Oklahoma Conference for Community and Justice, Morningcrest Healthcare Foundation Board, the Hispanic American Foundation and Leadership Tulsa. She and her husband have two children and enjoy running, snow and water skiing, art and travel. lisa.z.clark@morganstanley.com 918-746-4804 Brian C. McKinney, CIMA Family Wealth Director Senior Vice President-Wealth Management Financial Advisor Investment Management Specialist Brian has been providing smart strategies in complex financial environments since 1993. He began his career with Walton Enterprises specializing in government and municipal bonds. In 2002, he joined Morgan Stanley s Consulting Group. With over 20 years of industry experience, Brian s expertise is developing asset allocation strategies, investment policy statements, manager research and performance monitoring. He has been designated a Certified Investment Management Analyst by the Wharton School of Business at the University of Pennsylvania. Brian is a Family Wealth Director, a designation earned by fewer than 2% of all Morgan Stanley financial advisors. He is also a member of the Investment Management Consultants Association (IMCA). Brian earned a Bachelor of Science concentrating in finance and economics. Brian has completed several marathons and Ironman triathlons including the prestigious Boston Marathon and the Ironman World Championships in Kona, Hawaii. Brian and Megan have five children and support various community causes. brian.c.mckinney@morganstanley.com 918-746-4805 Michael C. Tramontana Senior Vice President Financial Advisor Mike brings more than 50 years of experience to helping clients with their investments and finances. His primary focus is on cash managed and fixed income investing. Mike has been with Morgan Stanley since 1978; he is a member of the firm s prestigious President s Council and Century Council. A native New Yorker, Mike began his career on Wall Street in 1968, and then was chosen to manage a new regional brokerage office in Tulsa. Mike earned a Bachelor of Science/ Bachelor of Arts in finance from St. John s University in New York. He serves on the Board of the Tulsa Day Center for the Homeless, the Oklahoma University Fine Arts Board of Visitors, and the San Miguel School Advisory Board. michael.c.tramontana@morganstanley.com 918-744-4616 8 Morgan Stanley
Amy serves as the team s Chief Operating Officer. She brings over 15 years of industry experience as well as working with The Clark McKinney Tramontana Group since 2000. Amy assists clients with various planning and investment activities. Since beginning her career, she has earned a reputation for diligence, professionalism and personal service. Amy earned a Bachelor of Business Administration in finance from Northeastern State University. She enjoys running, traveling and spending time with her family and daughter, Jaden. Amy Munsell Assistant Vice President-Wealth Management Wealth Management Associate Financial Planning Associate amy.e.munsell@morganstanley.com 918-746-4807 Jeana has been working with our team for over 25 years, providing continuity and outstanding service to our clients. She is committed to delivering an enjoyable client experience by offering assistance with any and all administrative and operational functions. Jeana lives in Owasso with her husband and daughter. She enjoys traveling and spending time with her family. jeana.keeter@morganstanley.com 918-746-4808 Jeana Keeter Senior Registered Associate Financial Planning Associate Laura is a financial advisor who specializes in planning and financial management. Her main focus is helping her clients develop customized strategies to meet both their long-term objectives and short-term priorities. A Tulsa native, she earned her bachelor s degree from Northeastern State University. Laura is active in the Muscular Dystrophy Association and Daughters of the American Revolution. She lives in Bixby with her son, Keller, and enjoys cooking, fitness, reading and playing golf. Laura Stephens Financial Advisor laura.stephens@morganstanley.com 918-744-4653 As an integral part of the team s client services, Julie interacts with clients on various levels. Her key responsibilities include client service calls, scheduling review meetings and planning client events. She began her career in 1986 and has spent most of those years in management of client services. Julie earned her Bachelor of Arts in English from Oklahoma State University. She enjoys spending time with her family, traveling, reading and creating artwork. julie.freid@morganstanley.com 918-744-4620 Julie Freid Wealth Management Associate The Clark MCkinney Tramontana Group 9
Our Commitment, Backed by the Resources of Morgan Stanley As part of the Global Wealth Management Group at Morgan Stanley, The Clark McKinney Tramontana Group draws on the resources and global reach of Morgan Stanley to help you achieve your goals. Morgan Stanley is a leading, global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The firm s employees serve clients worldwide including corporations, governments, institutions and individuals from more than 1,300 offices in 43 countries. For more information about Morgan Stanley, please visit www.morganstanley.com. Let Us Turn Your WeALTh Management Into The PoSITIve Experience It ShoULd Be. Find out more about getting started with The Clark McKinney Tramontana Group at Morgan Stanley. We ll listen, ask the right questions and deliver the level of service that builds relationships worth keeping. 10 Morgan Stanley
The Clark McKinney Tramontana Group at Morgan Stanley 2200 South Utica Place Suite 300, Tulsa, Oklahoma 74114 918-746-4807 / Main 800-234-5515 / ToLL-FREE 918-516-0746 / fax www.morganstanleyfa.com/ theclarkmckinneytramontanagroup WEALTH MANAGEMENT
This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this material may not be suitable for all investors. Morgan Stanley Wealth Management recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor s individual circumstances and objectives. Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC ( Morgan Stanley ), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not fiduciaries (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise agreed to in writing by Morgan Stanley. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account. 2015 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 1077829 CS 8120494 03/15