Megan Schlaack Silva Financial Advisor & Wealth Management January 2011 Megan Schlaack Silva Financial Advisor
Megan Schlaack Silva - Summary of Services Balance Sheet Management & Liquidity - Complex Financing Structures - Financing of Commercial and Residential Real Estate, Aircraft, Art, Restricted Stock - Interest Rate Risk Management - Customized Securities based lending Client Investment Management & Risk Control - Financial Planning & Sophisticated Analyses - Open Architecture - Alternatives Hedge Funds/Private Equity / Real Estate - Advice on concentrated and / or restricted stock holdings - Hedging and monetization strategies Generational Planning - Current Will and Trust Review - Estate Planning - Insurance - Philanthropic Gifting - Tax Planning Private Banking - Dedicated Private Banker - Cash Management - Concierge Services - Checking, Credit Cards, Bill Pay 2
Comprehensive Process for Life Planning Discovery: Identifying Your Values and Goals Monitoring: Ongoing Evaluation and Reporting Client Analysis and Recommendations: Building an Action Plan Implementation: Choosing Services and Providers 3
Our Team Our team is backed by a group of highly trained regional professionals who help provide specific knowledge regarding all aspects of your financial life Client Megan Schlaack Silva Financial Advisor Wealth Planning Center Estate & Insurance Strategies Banking & Lending Services Consulting Group, Asset Management Kevin Mirecki Regional Planning Director Seri Bryant Insurance & Estate Specialist Ness Okonkwo Private Banker Ryan Ward Regional Director Caesar Garvida, CFP, CIMA Planning Analyst Gil Lipaz Insurance Specialist Jeff Bonafe Associate Regional Director Helen Zhao, CPA, CFP Wealth Analyst 4
Biographies Megan Schlaack Silva Financial Advisor Financial Planning Specialist Megan provides financial strategies to help her clients with their highly individual goals. By employing an extensive wealth management approach through a consultative process, she implements a customized investment plan designed to accumulate, preserve and transfer wealth. Megan serves a select client base from a broad spectrum of industries. Her clients range from corporate executives to entrepreneurs to professional athletes and entertainers. Megan graduated from USC Film School and attended St. Mark s Boarding School in Boston. Megan grew up around finance and finally gave into her roots by joining the Morgan Stanley Smith Barney team. Megan's father has been in the investment business for 40 years; her older brother is a Wharton graduate and a Managing Director at Blackstone Group in New York City and her younger brother works in venture capital also in Los Angeles. Prior to Morgan Stanley Smith Barney Megan worked in the Entertainment Industry and was a private investor. Megan holds her Series 7, 63 and 65 securities licenses and the California Insurance License for Life, Health and Variable Insurance. Originally from West Des Moines, Iowa, Megan resides in Hancock Park with her husband and two dogs. Megan serves on the fundraising council at LACMA (Los Angeles County Museum of Art) and is on the membership committee for Step Up Women s Network helping to reshape the lives and futures of underserved teenage girls. 5
Biographies (continued) Kevin Mirecki, Regional Planning Director Kevin Mirecki comes to Morgan Stanley Smith Barney Wealth Advisory Resources as the Regional Planning Director of the Los Angeles Wealth Planning Center covering the Southern and Northern California Regions. Kevin has 20 years of experience as an attorney specializing in HNW client matters both domestically and internationally. He also was managing director of American & International Corporate Services, Ltd. with offices in Newport Beach, Miami and NY. Kevin's Professional Memberships include: International Tax Planning Association, London, England; American Bar Association; International Bar Association; American College of Trust and Estate Counsel Estate; Trust & Probate Section of the California State Bar; Estate Planning & Probate Law Section of the Orange County Bar Association. Kevin received his Bachelor of Science Degree in Investments from USC and his Doctorate in Law from Western State University. Kevin has written Legal Guidebooks on: Structures for Foreign Investment into the U.S.; U.S. Taxation of U.S. Taxpayers Engaged in Foreign Business Activities; U.S. Taxation of Resident Aliens, Nonresident Aliens and Foreign Corporations. He has had legal articles published in - Orange County Lawyer International Tax Planning Journal Kevin has taught the CLU and ChFC designation courses for the American College, Bryn Mawr, PA. Ceasar T. Garvida, CFP, CIMA, Planning Analyst Ceasar is an Assistant Vice President and Planning Analyst for the Morgan Stanley Smith Barney Los Angeles Divisional Planning Center. In his role as Planning Analyst, Ceasar provides for the full and timely completion of comprehensive Personal Wealth Analysis reports, covering areas such as cash flow modeling, asset allocation, asset protection, Monte Carlo analysis, philanthropic planning and wealth transfer strategies. Ceasar also works closely with Financial Advisors in helping them form a team of specialists which may include areas of expertise including, trust formation and administration, insurance, money management, alternative investments, hedging and monetization, and credit and lending. In addition, he assists Financial Advisors with key elements of the wealth planning process by answering inquiries related to discipline of wealth management and planning services offered at Morgan Stanley Smith Barney. He is also responsible for preparing monthly tracking reports at the request of the senior management. Ceasar also helps facilitate the presentation of Personal Wealth Analysis reports to clients. Ceasar brings over 10 years of experience working with high net worth clients, is a Certified Financial Planner CFP, Certified Investment Manager Analyst CIMA, obtained his Personal Financial Planner (PFP) designation from UCLA, also Series 7 and Series 66 licensed. Helen H. Zhao, CPA, CFP, Wealth Analyst Helen provides education to clients on a full range of income tax issues such as alternative minimum tax, taxation of various investments products and strategies, tax optimized diversification and liquidity strategies, charitable giving, etc. She is involved in business succession planning with a focus in tax efficient exit strategies for business owners. She also conducts equity compensation analysis for corporate executives that include analyzing the value, risk and reward of stock options, recommending exercising and sale strategies, and computing the tax and cash flow implications. Prior to joining MSSB and its predecessor firms in January 2007, Helen worked at public accounting for eight years with firms such as Deloitte Tax LLP, Ernst & Young LLP and local CPA firms, concentrating in serving high net worth individual clients on income, gift and estate tax issues. She also had extensive dealings with income taxation of business entities such as Partnerships, LLCs, S and C Corporations. Helen, a member of AICPA, has been licensed in California as a Certified Public Accountant since 2001. She is a Certified Financial Planner, and Series 7 and 66 licensed as well. Helen holds an MBA from Pepperdine University in Malibu, CA, and a BS in Economics from Shanghai Institute of Foreign Trade in Shanghai, China. Born and raised up in Southern China, Helen is fluent in Mandarin Chinese. 6
Biographies (continued) Gil Lipaz, Senior Regional Specialist, TIME Financial Gil Lipaz serves as the lead Regional Specialist for the Insurance Group serving the Los Angeles region of Morgan Stanley Smith Barney. Gil specializes in the area of estate preservation and wealth transfer planning with an expertise in working with ultra-high net worth clients. He has focused in the area of multigenerational wealth transfer planning for over 12 years having consulted to the clients of legacy Smith Barney for the past three years and prior to that to the clients of legacy Morgan Stanley, UBS, RBCDain Rauscher, and Crowell, Weedon. Gil is a frequent lecturer to Financial Advisors and CPA s and teaches their continuing education courses. Gil is involved in every phase of the client process; he meets the clients with their Financial Advisor to get a full understanding of the clients goals and objectives; works with the clients advisors to understand their existing estate plan and to develop additional strategies; presents strategies to the clients and takes responsibility for implementation of solutions including coordinating with attorneys and CPA s as needed to complete the planning process. Solutions for the high net worth client may include the implementation of a variety of sophisticated trust structures, qualified plan designs, as well as insurance products. The process is only successful for the client if it is implemented so a major component of the services Gil provides is coordinating the implementation of proposed solutions so that the Financial Advisor is able to provide their high net worth client with a truly effective planning experience. Gil, a graduate of UCLA, holds the Series 7 and 63 securities licenses, the California Insurance License for Life, Health and Variable Insurance, and is a RIA. Seri Bryant, Insurance Planning Specialist, TIME Financial Seri Bryant specializes in providing comprehensive guidance in the areas of wealth transfer planning, business planning, and tax efficient retirement solutions for affluent clients of advisory firms. He has been extremely effective in guiding families through complex planning decisions and implementing custom tailored solutions based on each client s goals and desires. Drawing on his extensive experience and training, Seri takes a consultative and conversational approach to fully understand each client s goals and objectives while also providing a thorough review of any existing planning to identify gaps and inefficiencies. Seri works collaboratively with clients and their other professional advisors to insure that each planning device presented will be effective as well as manageable once initiated. Seri was a club level producer at his previous firm and is highly regarded by his peers at TIME. He is a frequent speaker in the financial services community and is qualified to offer continuing education to CPA s, attorneys and advisors. Prior to joining the financial services industry Mr. Bryant worked in film and television post production. Seri Bryant attended Salisbury University and is currently preparing to take the CFP exam. 7
Biographies (continued) Ness Okonkwo, Vice President, Private Banking Ness Okonkwo is a Vice President in Morgan Stanley Commercial Financial Services where she recommends and provides private banking products to MSSB clients. Her previous professional experiences include positions in private banking, investment banking, commercial mortgagebacked securities and leveraged finance. Ness has a B.A. in International Economics from UCLA and an M.B.A from Harvard Business School. Ryan Ward, Regional Director, Consulting Group Ryan Ward is an Associate Regional Director with the Consulting Group at Morgan Stanley Smith Barney. The Consulting Group was founded in 1973 and is the nation s leading provider of investment consulting and wealth management services. As an Associate Regional Director, Ryan works directly with Financial Advisors and their clients in helping to develop and implement the CG 4-Step process. This process consists of setting client objectives, developing an appropriate asset allocation mix, conducting manager search and selection, and providing on-going portfolio review. Ryan is a graduate of the University of San Diego with a BBA Degree, emphasis in Marketing. Ryan began his career with Citi Smith Barney working in their Home Office in New York City. He has seven years of experience in the Financial Services industry. Ryan is series 7, 63, and 65 Licensed and is currently pursuing the California Life Accident and Health Insurance License. Jeff Bonafe, Associate Regional Director, Consulting Group Graduated Rutgers University with a degree in Finance. Worked as a Senior Regional Analyst for Consulting Group in Northern California for 2 years, served as Western Divisional Analyst for 1 year managing the analyst team and have recently been promoted to Associate Regional Director role covering the Los Angeles Metro region. 8
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