The Salvagno GROUP at Morgan Stanley Smith Barney
MECH JOB INFORMATION 6292377/60133282 PROJ. NO.: JOB NAME: MSSB Salvagno Group Print Materials TRIM SIZE: FINISHED SIZE: BLEED: BINDERY: CREATIVE SERVICES 1221 Avenue of the Americas, 3rd Floor New York, NY 10020 DESCRIPTION: Brochure 8.5 8.5 0.125" Saddle Stitch CMYK CMYK (CG8, 295, 2945) APPROVALS MODIFIED BY CLIENT NAME: Mendez, Miguel COST CENTER: r3 NOTES CREATIVE DIR.: PROJECT MGR.: FILENAME: INK: PANTONE #: SPECIFICATIONS 17 8.5 DUE DATE: 6292377_ Salvagno Group_Fresco Brochure_r2.indd PROJECT MGR.: PROOFREADER: CLIENT: LAST MODIFIED: May 10, 2010 11:21AM
The Salvagno Group Welcome As A Family Wealth Director, I would like to invite you to a very individualized experience of global financial strength. The Salvagno Group utilizes the vast resources of one of the world s strongest financial institutions to help meet the complex, and often, unique needs of families with wealth. As a specially designated Financial Advisor, my team and I can help provide you with access to some of Morgan Stanley Smith Barney s most specialized wealth advisory services such as family governance and dynamics, philanthropic services, and aggregated reporting. Each member of my team is skilled in analyzing the complex opportunities and challenges you may face. Personal attention and global resources the combination creates an award winning offering for our wealthiest clients and their families. We welcome you and look forward to a fruitful and long-lasting relationship. Rob Salvagno Family Wealth Director MORGAN STANLEY SMITH BARNEY
MECH JOB INFORMATION 6292377/60133282 PROJ. NO.: JOB NAME: MSSB Salvagno Group Print Materials TRIM SIZE: FINISHED SIZE: BLEED: BINDERY: CREATIVE SERVICES 1221 Avenue of the Americas, 3rd Floor New York, NY 10020 DESCRIPTION: Brochure 8.5 8.5 0.125" Saddle Stitch CMYK CMYK (CG8, 295, 2945) APPROVALS MODIFIED BY CLIENT NAME: Mendez, Miguel COST CENTER: r3 NOTES CREATIVE DIR.: PROJECT MGR.: FILENAME: INK: PANTONE #: SPECIFICATIONS 17 8.5 DUE DATE: 6292377_ Salvagno Group_Fresco Brochure_r2.indd PROJECT MGR.: PROOFREADER: CLIENT: LAST MODIFIED: May 10, 2010 11:21AM
The Salvagno Group Our Mission Our mission Making Life and Wealth Work Together Our goal is for you and future generations to enjoy your wealth without worry. Achieving that end begins with distinguished advisory capabilities, which are essential elements indeed, prerequisites for the work we do. As a customized strategy takes shape, our access to sophisticated resources and tailored investment opportunities may help make sure your wealth is used to its full potential. Our consultative approach means we seek to understand your vision, your preferences and your unique circumstances before we formulate the wealth strategy that helps to meet your needs. MORGAN STANLEY SMITH BARNEY
The Salvagno Group Meet the Professionals meet the professionals Rob Salvagno has served the corporate and wealth management needs of entrepreneurs, senior executives and ultra high net worth families for more than 28 years. His clients are global in nature, but Rob is particularly well known in Silicon Valley where he has been involved with countless start-ups and IPOs in the biotech and semiconductor industries. Rob Salvagno Senior Vice President Financial Advisor Family Wealth Director Rob founded The Salvagno Group in 1998 while at UBS where he was branch manager, inducted into the Global Circle of Excellence and was a member of the Chairman s Club. Rob earned his BA in Biology from Chico State College and his MS in Environmental Management from University of Texas in San Antonio. Prior to his career at UBS, Rob was Founder and President of Allied Energy Systems, a solar and alternative energy firm. He is a veteran of the Vietnam War having served a 3-year tour with the U.S. Army. Rob lives in Granite Bay with his wife Sloan and is father to three grown children, Robert, Lita and Alexa. He has served his community as a member of Rotary, Elks, and the Boys and Girls Club. He is also a member of the Indus Entrepreneurs, the International Arabian Horse Association, and the Aircraft Owners and Pilots Association. MORGAN STANLEY SMITH BARNEY
Vitia Kozielski has more than 15 years of experience in the financial services industry. He joined Rob Salvagno in 2000 as a senior member of The Salvagno Group at UBS where he was responsible for the trading and management of more than $800 million of equity, fixed income, and alternative investments on behalf of the team s clientele. Vitia Kozielski Vice President Wealth Advisor Vitia was named a Wealth Advisor in 2007 after completing two years of rigorous course work and training in investment management, estate and trust planning, risk management and other matters pertinent to ultra high net worth clientele. This was an achievement only attained by the top 2% of financial advisors in the firm. Prior to his employment at UBS, Vitia was a commercial banker for Wells Fargo and Washington Mutual. He earned his Bachelor s degree in Finance from California State University, Chico and specializes in Fixed Income and Cash Management. Vitia is married and father to three girls. MORGAN STANLEY SMITH BARNEY
The Salvagno Group Meet the Professionals Jesse Zimmer, CFA Senior Vice President Financial Advisor Jesse Zimmer has 16 years of investment research and management experience. Prior to joining the Firm, Jesse was a Senior Vice President at Wells Fargo s Private Bank where he worked for 10 years providing investment consulting services and managing investment portfolios for affluent clients of the bank. He managed over $300 million of assets and was in the top 1% of all advisors at the firm. His career began at the Fremont Group, an investment company with $12 billion under management, where he helped found the firm s research department. Jesse earned a Bachelor s degree in Economics from Occidental College and an MBA in Finance from the University of Texas at Austin. He is a Chartered Financial Analyst and member of the CFA Society of San Francisco. Jesse is married and has two children. MORGAN STANLEY SMITH BARNEY
Steven P. Hoke Vice President Financial Advisor Corporate Client Group Director Steven P. Hoke began his work serving the needs of high net worth individuals, family offices, corporations and foundations in 1998. Prior to joining Morgan Stanley Smith Barney, Steven worked with Lehman Brothers in New York and San Francisco as part of a senior team responsible for the management of more than $500 million of client assets. Steven moved to Chico, CA in 2005 to raise his family and open a new office for Bank of America s Premier Banking and Investments division. Steven has a deep passion for investing, entrepreneurship and the developing world. His work and other activities have taken him to more than 18 countries worldwide and he travels often to Latin America with a foundation dedicated to breaking the cycle of poverty for rural families by enabling landless communities to achieve land ownership and economic stability. Steven earned a Bachelor s degree in Economics and Business from Westmont College in Santa Barbara, CA and an MBA in Finance from the Foster School of Business at the University of Washington. Steven is married and the father of three children. MORGAN STANLEY SMITH BARNEY
The Salvagno Group What We Offer What we offer 1 Bringing You Both Intellectual Strength and Outstanding Services Because we understand that significant wealth may cause a great deal of complexity, our goal is to bring balance to your financial life with close attention to detail. You may need institutional-caliber investment capabilities. You may also be looking for a new caretaker for a vacation home; someone to handle the consignment of your artwork; advice to help conduct business abroad; or a strategy that may help turn the value of your restricted stock into seed money for your daughter s start-up firm. We look at these situations with skilled eyes. Experience with some of the world s wealthiest families has honed our ability to identify potential opportunities and given us the ability to help identify what makes the most sense for a given individual or group. With first-class capabilities all over the world we can help you execute a strategy suited to your needs, always with the goal of expanding the possibilities that your resources represent. Comprehensive Wealth Planning We employ an integrated approach to planning, including family issues, wealth transfer, asset protection and location, goals-based investing, portfolio development and business succession planning. Family GOVERNANCE AND DYNAMICS We help you to maintain family unity across generations, focusing on the family mission, governance, conflict management and the structuring of family endowments. Philanthropic Services We assist you in developing and effectively implementing your philanthropic objectives. Personal and Business Risk Management Advisory 2 Addresses personal security and protection, emergency planning, insurance, investigative services and business security. Trust Services 3 Helps to relieve burdens educate families and performs various aspects of trust services. Lending Services 3 We analyze your liquidity needs based on a belief that borrowing should be no less strategic than investing. Investment Management Institutional-caliber asset allocation; find and select the appropriate investment managers, including hedge funds and private equity and investment planning; compose an asset allocation strategy; hedge and monetize against existing positions. 1 Not all products and services are provided by all Family Wealth Directors or are available at all locations. See your Family Wealth Director for more information. 2 These services are available through affiliation with Citigroup and provided by Citigroup. 3 Services may be provided by or through an affiliate of Morgan Stanley Smith Barney LLC. See discussion of risks involved in investing in Alternative Investments at the back of this brochure. 10 MORGAN STANLEY SMITH BARNEY
Aircraft Advisory and Finance 3 You can learn about the acquisition, financing and management of personal aircraft. Art Advisory Service 2 Comprehensive fine art consulting: advice and strategy on building a collection, negotiating purchases and sales as well as loans against qualified art collections. Total Wealth Report SM Brings together your total net worth every asset from every institution, every dollar, every asset class, including real estate holdings and art collections. Expense Management A hi tech, high touch three-in-one book keeper service in a web based environment that helps to cover your bill payment, presentment and general ledger needs. Exclusive Client Events We help coordinate events that allow you to connect with important and influential clients like yourself in a relaxed social setting to exchange ideas on a diverse range of topics, including world hunger, family communications and the challenges of running a family office. Concierge service Provides you with a list of luxury providers concentrated in the areas of vacationing, event planning, charter companies, real estate, appraisers and educational assistance. Executive Financial Services We help you take a broader view of the control and restricted securities in your portfolio by helping you establish a strategic plan for that portion of your wealth. Preferred Custody We help meet your need for a more comprehensive overview of all your varied global investments and provide oversight of accounts that reside at different institutions, helping to achieve better overall management of assets. Commercial Banking & Lending 3 We understand the connection between your business and your life they are uniquely intertwined and work with our lending partners to help deliver thoughtful strategies to address the deposit, treasury management, and credit needs of your business. 1 Not all products and services are provided by all Family Wealth Directors or are available at all locations. See your Family Wealth Director for more information. 2 These services are available through affiliation with Citigroup and provided by Citigroup. 3 Services may be provided by or through an affiliate of Morgan Stanley Smith Barney LLC. MORGAN STANLEY SMITH BARNEY 11
The Salvagno Group at Morgan Stanley Smith Barney 555 Main Street, Suite 100 245 Lytton Avenue, Suite 200 Chico, CA 95928 palo Alto, CA 94301 Telephone 530-879-3260 Toll-Free 866-949-2230 Facsimile 530-879-3266 E-mail Website thesalvagnogroup@mssb.com www.ms.com/fa/thesalvagnogroup Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Smith Barney Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are urged to consult their personal tax or legal advisors to understand the tax and related consequences of any actions or investments described herein. Morgan Stanley Smith Barney LLC. Member SIPC. Art Advisory Service and Aircraft Advisory and Finance are services of Citi Private Bank. Citi Private Bank is a business of Citigroup Inc. ( Citigroup ), which provides its clients access to a broad array of products and services available through bank and nonbank affiliates of Citigroup. Not all products and services are provided by all affiliates or are available at all locations. Morgan Stanley Smith Barney LLC ( MSSB ) and Morgan Stanley & Co. Incorporated ( Morgan Stanley ) are registered broker-dealers, not banks. Where appropriate, MSSB and/or Morgan Stanley have entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services. [Unless otherwise specifically disclosed to you in writing, investments and services offered through Morgan Stanley Smith Barney and/or Morgan Stanley, members SIPC, are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, banks and involve investment risks, including possible loss of principal amount invested.] Investment products and services are provided through MSSB (Member SIPC). For US clients, insurance products are offered through Morgan Stanley Insurance Services Inc. or SBHU Life Agency, Inc. Banking and credit products and services are provided by Morgan Stanley Bank, N.A. or Citibank, N.A., and/or one of their banking or lending affiliates. Residential mortgages, HELOCs and/or other Home Loans products and services are offered by Morgan Stanley Trust through its subsidiary, Morgan Stanley Credit Corporation or Citibank, N.A. All loans are subject to application and approval. These products may not be available in all jurisdictions/territories and are limited to US citizens and permanent resident aliens only. If you have questions, please contact your Financial Advisor. MSSB, Its affiliates, and its employees are not in the business of providing tax or legal advice. These materials and any tax-related statements are not intended or written to be used, and can t be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the promotion or marketing of the transaction(s) or matter(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer s particular circumstances from an independent tax advisor. There is no guarantee that these strategies will succeed. This information is intended to illustrate products and services available. The strategies do not necessarily represent the experience of other clients, nor do they indicate future performance. Investment results may vary. The investment strategies presented are not appropriate for every investor. Individual clients should review with their Financial Advisors the terms and conditions and risks involved with specific products or services. As further described in the offering documents, an investment in alternative investments can be highly illiquid, are speculative and not suitable for all investors. Investing in alternative investments is only intended for experienced and sophisticated investors who are willing to bear the high economic risks associated with such an investment. Investors can lose all or a substantial amount of their investment. Investors should carefully review and consider potential risks before investing. Individual funds will have specific risks related to their investment programs that will vary from fund to fund. Actual results may vary and past performance is no guarantee of future results. 2010 Morgan Stanley Smith Barney LLC. Member SIPC. Consulting Group is division of Morgan Stanley Smith Barney LLC. NY CS 6292377 05/10