Built on Trust

Table of Contents Company Overview Our Vision and Mission Statement Services Smelting Minting Precious Stones & Diamond Separation Assaying Refining Trading Range of Casted Products Customized Minted Products & Investment Bars Responsible Sourcing Why Emirates Gold Accreditations 5 7 8 9 11 12 13 14 15 16 17 19 20 21

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Company Overview Established in 1991 by Mohamad Shakarchi and backed by more than 55 years of his personal experience in the gold industry, Emirates Gold has emerged as one of the most influential and respected gold refinery in the Arab region. Located in Dubai, the City of Gold, and steeped in rich family traditions and Swiss precision, the Emirates Gold brand is synonymous with trust, quality, and commitment. Emirates Gold specializes in the smelting, refining, assaying, trading and minting of precious metals such as gold and silver and offers a wide range of products, including various types and sizes of gold bars, coins, pendants, medals and other items. Emirates Gold has a large refining capacity of approximately 200 tons of gold annually in its state-of-the-art-factory in Dubai. With more than 25 years of continuous operations, Emirates Gold has played a vital role in the development and improvement of many industry standards in the United Arab Emirates and has set new benchmarks through on-going integration of industry leading technologies and by the knowledge and skill sets of a highly specialized and dedicated team. Emirates Gold pledges to continue building upon the heritage of the company and the family s Swiss origins to always provide our clients with first class service and products. 5

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Our Vision We strive to position ourselves as one of the best-inclass operators in the fields of gold and silver smelting, minting, assaying, refining, and trading by continuously spearheading the growth and development of the precious metal industry locally and globally. Mission Statement Our mission is to maintain our leadership in the industry through innovation, quality, breadth of product range, customer service and ethical standards. We differentiate ourselves by the quality and precision of our products, services, speed, flexibility, knowledge, global reach, stability of our finances and sourcing of responsible gold. 7

Our Services S M A R Smelting Minting Casting of Kilo Bars and Large Bars Assaying Refining Emirates Gold Investment Bars and Coins Customized Products Die Making T Trading Gold Assaying Silver Assaying Gold Refining Silver Refining Precious Stones and Diamond Separation Precious Metals Waste Recovery Physical and Margin Trading 8

Smelting Our smelting division plays a central role in the manufacturing process of many of our products. A wide range of induction furnaces allow us to melt gold and silver of varying purity, from low-grade precious-bearing waste materials, to fine gold including many types of recycled, scrap and mined gold (doré). Melting allows homogenization of the gold content and the production of fine grains which are then used by the refinery. Our smelting division has the capacity to produce up to 2,000 of our flagship Emirates Gold kilo bars in a single day. 9

10 More than a quarter century of tradition in delivering Quality and Innovation

Minting Our minting and die making division is unique in the Middle East region and offers a comprehensive range of gold and silver products such as investment bars, coins, medals and pendants. Our gold and silver investment bars feature our trademark rose, a symbol of strength, beauty, purity and wealth. The gold and silver bars come in a wide range of denominations from 1 gram to 100 grams. A custom made coin is ideal to celebrate a special occasion, commemorate a key historical event, congratulate the long service of employees, or offer as a gift or incentive. We tailor to our customers specific requirements by offering a fully customized service, where our clients work together with our artists and engravers to build their own coins, bars or pendants. Our skilled workforce can produce 3D portraits, 2D logos or designs, and can also laser engrave and produce gold platted products. All our dies and artwork are produced in-house which provides us flexibility to meet our client s requirements. Emirates Gold has also been selected as a minting partner by the Dubai Gold and Jewelery Group during the world-renowned Dubai Shopping Festival, where we minted the 1 kilogram of 22 carat raffle coins - The largest coins produced in the region. In addition to a large portfolio of clients ranging from individuals, banks, insurance companies, corporates (car dealerships, petroleum companies, event companies, sport venues, traders, jewelers, hotels, etc.), and Dubai and Abu Dhabi government entities, we have produced in the past the iconic Vision Of Dubai coin featuring Vice President His Highness Sheikh Mohammed bin Rashid Al Maktoum. We have also produced the gold coins offered by the Dubai Municipality as prizes for the weight loss programs Your Weight in Gold and Your Child in Gold. More recently, following a thorough assessment, Emirates Gold was selected by The Royal Mint of the United Kingdom to produce Royal Mint branded investment bars in the Middle East. 11

Precious stones & diamond separation We offer specialized full scale diamond removal services to jewelery manufacturers. Our technology and team of skilled diamond recovery specialists enables us to deliver bespoke solutions that meet our clients expectations. 12

Assaying Emirates Gold has expertise in providing analysis services of precious metals such as precise gold and silver assaying. In our laboratory, we monitor the quality of the precious metal bearing material throughout the process of manufacturing by determining its exact content of gold, silver and possible presence of impurities. Accurate weight and purity are at the core of our culture and excellent reputation, so our laboratory plays a crucial role in every aspect of our operations. We use the well-established and tested fire assay method (cupellation) and spectrometry to test gold, and the gravimetric method to assay silver. Thanks to our technology, skill-set and more than two decades of experience, a wide range of clients rely on Emirates Gold to analyse and test their material. Accurate weight and purity are at the centre of our culture 13

Refining At the heart of our operation is our ability to purify gold and silver bearing material. Refining recycled jewelery or gold doré, which contain precious metals as well as other elements, requires a process that eliminates unwanted materials thus isolating the valuable gold and silver. The fast and effective methods we use at Emirates Gold are aquaregia to refine gold and electrolysis to refine silver. 14

Trading In addition to our core business of refining, smelting, assaying and minting, we also operate a trading desk which allows our clients to buy or sell physical gold or silver. We also trade ounces on margin and provide secured financing solutions. Our range of products and services combined with our decades of experience, numerous accreditations, excellent reputation and solid financial position make Emirates Gold a natural one stop shop for all the precious metal needs of our clients. 15

16 Our Range of casted Products

customized minted products & investment bars 17

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Responsible sourcing We are strong promoters of responsible sourcing of precious metals and encourage our supply chain partners and stakeholders to align their policies and practices to the OECD, LBMA and DMCC guidelines. As a key player in the supply chain, we take our responsibilities very seriously and have developed and implemented a robust due-diligence framework based on risk assessment and modeled on the guidance issued by the OECD (Organisation for Economic Co-operation and Development), the LBMA (London Bullion Market Association) and the DMCC (Dubai Multi Commodities Centre). Emirates Gold is the first and to date only refinery in the Middle East to be certified for responsible sourcing by the London Bullion Market Association (LBMA) and compliant with the Conflict-Free Smelters Program (CFSP). 19

Why Emirates Gold Our experience of refining precious metals and minting coins stretches over more than 25 years. Through this commitment and consistency we have gained superior technical knowledge and built long lasting relationships with many clients locally and internationally. We continue to nurture our existing relationships as well as develop new ones by offering customers our wide range of products and services. We also take responsible sourcing and the conduct of ethical business very seriously. This is an important part of our success over the years and we continue to encourage our suppliers to maintain our own very high ethical standards. Our accreditations in sourcing gold responsibly are a testament of our commitment. At Emirates Gold, we deliver a unique blend of professionalism and personalized service, resulting in unparalleled client satisfaction. In the precious metal business trust and reputation play important roles and the Emirates Gold brand is second to none. A reputation built on trust 20

accreditations Emirates Gold is accredited as a Dubai Gold Delivery (DGD) refinery. Our DGD products hold certificates for 1kg gold bars of minimum 995.0 purity and 999.9 purity and also standard large silver bars ranging from 750 to 1100 ounces of a minimum of 999.0 fineness. Emirates Gold is certified ISO 9001 (Quality Management System), ISO 14001 (Environmental Management System), ISO 18001 (Occupation Health & Safety Management System) and ISO 10002 (Customer Satisfaction). Emirates Gold is also an Associate of the London Bullion Market Association (LBMA) since 2007, and the minting partner in the Middle East of the Royal Mint of the United Kingdom since 2016. Emirates Gold is licensed under the Dubai Multi Commodities Centre. 21

Largest coin produced in the Middle East on the occasion of the Dubai Shopping Festival

EMIRATES GOLD DMCC Jumeirah Lakes Towers, DMCC, Sheik Zayed Road, P.O. Box 24305, Dubai, UAE Tel : 00971-4-3679030, Fax : 00971-4-3679021/22 Email : info@emiratesgold.ae, Web : www.emiratesgold.ae