Dr. Terrance K Martin Jr The University of Texas Rio Grande Valley Department of Economics and Finance (956) 665-7358 Email: terrance.martin@utrgv.edu EDUCATION PhD, Texas Tech University, 2013 Major: Personal Financial Planning Dissertation Title: Three Essays on Planning for Retirement MBA, Midwestern State University, 2008 Major: Business Administration Dissertation Title: The economic impact of tax policy on tourism revenue BBA, Midwestern State University, 2007 Major: Economics EMPLOYMENT Assistant Professor, The University of Texas Rio Grande Valley (September 2015) Assistant Professor, University of Texas-Pan American (September 2013 - August 2015) Grauduate Part-Student Instructor, Texas Tech University (January 2010 - August 2013) Licensures and Certifications Series 65, NASAA. (July 2015) PUBLICATIONS Journal Articles Terrance Martin, Michael Guillemette, and Fabiola Urgel. Disability and Retirement Decisions. Applied Economic Letters. (January (1st Quarter/Winter) 2018) Terrance Martin, Michael Guillemette, and Chris Browning. Time Preference and Retirement Strategies. Applied Economics Letters. (January (1st Quarter/Winter) 2016) Michael Guillemette, Terrance Martin, Benjamin Cummings, and Russell James. Determinants of the stated probability of purchase for longevity insurance. No. Geneva: Geneva Papers on Risk and Insurnace: Issues and Practice. (January (1st Quarter/Winter) 2016) Michael Guillemette, Terrance Martin, and Philip Gibson. Investor Sophistication and Target-Date Generated on Jan 24, 2018 Page 1 of 7
Fund Investing. Journal of Retirement. (April (2nd Quarter/Spring) 2015) Michael Guillemtte, Monica Hussein, G. Michael Phillips, and Terrance Martin. Minority household size and the life insurance purchase decision. Financial Services Review. (April (2nd Quarter/Spring) 2015) Terrance Martin and Michael Finke. A comparison of retirement strategies and advisory value. Journal of Financial Planning. (November 2014) Terrance Martin, Michael FInke, and Philip Gibson. Race, Trust, and Retirement Decisions. Journal of Personal Finance. (October (4th Quarter/Autumn) 2014) Terrance Martin and Sara Ray. Meeting the Financial Literacy Challenge. Border Business Briefs. (July (3rd Quarter/Summer) 2014) Terrance Martin and Sara Ray. Financial Literacy in the Rio Grande Valley. Border Business Briefs. (April (2nd Quarter/Spring) 2014) Terrance Martin, Michael Guillemette, Benjamin Cummings, and Russell James. Financial advice and flood insurance usage. no. Journal of Risk And Insurance. Terrance Martin, Philip Gibson, and Janine Scott. Financial Literacy and Retirement Account Withdrawals.. Journal of Consumer Affairs. Philip Gibson, David Nanigian, and Terrance Martin. Investor Preference for skewness and the demand for mutual funds. Journal of Financial Services Professional. Under Submission Journal Articles Terrance Martin, Philip Gibson, and Janine Scott. Financial Literacy and Retirement Account Withdrawals.. Journal of Consumer Affairs. Media Contributions Internet Yahoo Finance. (February 01, 2016) Grow. (January 01, 2016) Wallet Hub. (December 01, 2015) KVEO. (March 01, 2015) Magazine Kiplinger. (February 01, 2016) Radio KURV Radio 710 AM. (March 01, 2015) TV KLUJ Interview. (July 01, 2015) KRGV Interview. (June 01, 2015) Generated on Jan 24, 2018 Page 2 of 7
KFXV-LD Interview. (April 01, 2015) KVEO Interview. (February 01, 2015) AWARDS AND HONORS CFP Board Best Paper Award ACCI, Certified Financial Planning Board (May 2015) 2015 UTPA COBA Research Day Competition (1st Place), COBA Research & Faculty Development Committee (April 2015) Jack and Vivian Broyles Endowed Scholarship, Texas Tech University (August 2011) Jack and Vivian Broyles Endowed Scholarship, Texas Tech University (August 2010) ATT Chancellor Fellowship, Texas Tech University (January 2010) Good Neighbor Scholarship, State of Texas (2009) Good Neighbor Scholarship, State of Texas (2008) Good Neighbor Scholarship, State of Texas (2007) PRESENTATIONS Terrance Martin, Janine Scott, and Philip Gibson. "Financial literacy to prevent poor boring decisions," Academy of Financial Services, Academy of Financial Services, Nashville, TN. (October 2017) Terrance Martin. "Financial Sophistication and Retirement Plan Leakage." Southern Finance Association, SanDestin, FL. (November 2016) Terrance Martin, Michael Guillemette, Russell James III, and Benjamin Cummings. "Financial Advice and the Demand for Flood Insurance," Academy of Financial Services, Academy of Financial Services, Las Vegas, NV. (October 2016) David Nanigian, Terrance Martin, and Philip Gibson. "Mutual Fund Closures: A Method to Sustain Outperformance?," Academy of Financial Services, Academy of Financial Services, Las Vegas, NV. (October 2016) Terrance Martin and Jose Nunez. "Student Loans and Their Effect on Parental Views of Education Financing," Academy of Financial Services, Academy of Financial Services, Las Vegas, NV. (October 2016) Terrance Martin, Michael Guillemette, and Chris Browning. "Do Retirement Planning Strategies Alter the Effect of Time Preference on Retirement Wealth?." Crystal City, VA. (June 2016) Michael Guillemette, Terrance Martin, Benjamin Cummings, and Russell James. "Financial Advice and the Stated Demand for Flood Insurance." Crystal City VA. (June 2016) Andre Vianna, Juan Gutierrez, Chad Kwon, and Terrance Martin. "Does Stock Market Participation Differ Within and Across Minorities in the U.S.?." Academy of Economics and Finance 2016 Conference, Pensacola Beach, FL. (February 2016) Kenny Ozuna, David Nanigian, and Terrance Martin. "A Study of CEO Inside Debt Compensation on Bank Risk and Performance." Southern Finance Association, Captiva Island Florida. (November 19, 2015) Generated on Jan 24, 2018 Page 3 of 7
Michael Guillemette, Terrance Martin, Benjamin Cummings, and Russell James. "Determinants of the stated probability of purchase for longevity insurance," Academy of Financial Services Annual Conference, The Academy of Financial Services, Orlando, FL. (October 2015) Terrance Martin and Fabiola Urgel. "Disability and retirement decision making: Evidence from the NLSY," Academy of Financial Services Annual Conference, The Academy of Financial Services, Orlando, FL. (October 2015) Lua Augustin, Michael Finke, and Terrance Martin. "Does financial literacy increase demand for financial planners?," Academy of Financial Services Annual Conference, The Academy of Financial Services, Orlando, FL. (October 2015) Benjamin Cummings, Michael Guillemette, Terrance Martin, and Russell James. "Results from the Survey of Household Financial and Risk Management," Academy of Financial Services Annual Conference, The Academy of Financial Services, Orlando, FL. (October 2015) Terrance Martin. "Time Preference and Retirement Planning Strategies," Academy of Financial Services Annual Conference, The Academy of Financial Services, Orlando, FL. (October 2015) Michael Guillemette, Terrance Martin, Benjamin Cummings, and Russell James. "Determinants of the stated probability of purchase for longevity insurance." 2015 World Finance Conference, Buenos Aires, Argentina. (July 2015) Kenny Ozuna, David Nanigian, and Terrance Martin. "A Study of CEO Inside Debt Compensation on Bank Risk and Performance," 22nd Annual Conference of the Multinational Finance Society, Multinational Finance Society, Halkidiki, Greece. (June 2015) Michael Guillemette, Terrance Martin, Benjamin Cummings, and Russell James. "Determinants of the stated probability of purchase for longevity insurance," ACCI 2015, American Council on Consumer Interests, Clearwater Beach, Fl. (May 2015) Terrance Martin, Philip Gibson, and Janine Scott. "Withdrawals, Plan Loans and Financial Sophistication." Academy of Financial Services, Nashville, TN. (October 2014) Michael Guillemette, Terrance Martin, and Benjamin Cummings. "Who Demands Longevity Insurance?." Financial Planning Association Academic Conference, Seattle, Washington. (September 2014) Terrance Martin and Sara Ray. "Personal Financial Literacy Curriculum," Smarter Texas Conference, Texas Council for Economic Education, San Antonio, Texas. (June 2014) Terrance Martin and Michael Finke. "Race, Trust, and Retirement Decisions." Academy of Financial Services, Chicago. (October 2013) Terrance Martin. "More is Better: A comparison of retirement strategies," Financial Planning Association Academic Conference, FPA, Orlando, FL. (October 2013) Terrance Martin. "Time preference and Retirement Strategies," CFP Program Directors Conference, CFP Board, Washington D.C. (August 2013) Terrance Martin. "Planning for Retirement." National Black Graduate Student Conference, Dearborn, Michigan. (March 2013) Terrance Martin. "Retirement savings and financial planners." Academy of Financial Services, San Antonio Texas. (September 2012) Terrance Martin. "Professional financial advice and its impact on retirement preparedness," CFP Board Registered Programs COnference, CFB Program Board, Washington D.C. (August 2012) Generated on Jan 24, 2018 Page 4 of 7
Terrance Martin. "The use of a financial planner and the risk tolerance gap," National Black Graduate Student Conference, NBGSA, Valley Forge, PA. (March 2012) TEACHING Courses Taught Financial Planning FundamentalsFinancial Planning Fundm of Fina Planning Introduction to Finance Investment Principles Life and Money Managerial Finance Portfolio Management Prin of Insurance Retirement Planning Sem in Finance Topics Directed Student Learning Dissertation Committee Chair. Kenny Ozuna, (January 2015) Undergraduate Honors Thesis. Jose Nunez,, Economics and Finance (UTPA). (January 2015) Undergraduate Supervised Research. Jose Nunez, "The Impact of Student Loans on Household Financial Decisions", Economics and Finance (UTPA). (January 2015) Faculty Mentor URI "Disability and Retirement Preparedness", Economics and Finance (UTPA). (September 2014 - August 2015) SERVICE Department Service Committee Member, Finance Search. (September 2016) Committee Member, Annual Review. (September 1, 2015 - August 1, 2016) Committee Member, Finance Comprehensive Examination Committee. (September 1, 2015 - August 1, 2016) Committee Member, Finance Search. (September 1, 2015 - August 1, 2016) Faculty Advisor, Financial Management Association. (September 1, 2015 - August 31, 2016) Committee Member, Assurances of Learning Reviewer. (June 2016 - July 2016) Faculty Advisor, Insurance and Financial Planning Association. (November 2014 - August 2015) Generated on Jan 24, 2018 Page 5 of 7
Faculty Advisor, Financial Management Association. (August 2014 - August 2015) Committee Member, Performance Appraisal. (August 2014 - May 2015) Committee Member, Finance search committee. (September 2013 - May 2015) Committee Member, Comprehensive Examination. (June 2014 - August 2014) Faculty Advisor, Financial Management Association. (October 2013 - August 2014) College Service Committee Chair, State Farm Financial Literacy Project. (September 1, 2015 - August 1, 2016) Committee Member, UTRGV COBE Key Policies Taskforce. (September 1, 2015 - August 1, 2016) Committee Member, UTRGV COBE Key Policies Taskforce. (March 2015 - August 2015) Committee Chair, State Farm Financial Literacy Project. (September 2014 - August 2015) Committee Chair, Undergraduate Curriculum. (September 2014 - August 2015) Committee Chair, State Farm Financial Literacy Project. (September 2013 - August 2014) Committee Member, Assessment Week. (December 2013 - December 2013) University Service Committee Member, Default Management Task Force. (September 1, 2015 - August 1, 2016) Committee Member, Default Management Task Force. (September 1, 2014 - August 1, 2015) Committee Member, Default Management Task Force. (December 2013 - August 2014) Development Activities Attended Continuing Education Program, "Oline Course Program-AP," Academic Parnerships and COLTT. (January 2016 - August 2016) Workshop, "PFP Alum Research and Development Symposium," (February 2016 - February 2016) Continuing Education Program, "Hybrid Exemplary Course Program," (January 2015 - December 2015) Workshop, "PFP Alum Research and Development Symposium," (March 5, 2015 - March 6, 2015) Workshop, "Quality Matters," COLTT. (February 2015 - February 2015) Continuing Education Program, "Teaching Online Training," COLTT. (October 2014 - December 2014) Conference Attendance, "The Teaching Professor Conference," (May 29, 2014 - June 1, 2014) Workshop, "New Faculty Support Program," Office of the Vice Provost for Faculty Affairs. (September 3, 2013 - April 15, 2014) Workshop, "Development and Research Symposium," Department of Personal Financial Planning, TTU. (February 21, 2014) Workshop, "IRB Basics," Office of Research and Innovation. (September 11, 2013) Generated on Jan 24, 2018 Page 6 of 7
Professional Service Reviewer, Journal Article, Financial Services Review (October 2014) Reviewer, Conference Paper, Academy of Financial Services (May 2016 - June 2016) Reviewer, Conference Paper, Academy of Financial Services (May 2015 - June 2015) Session Chair, Financial Management Association, Nashville, (October 2014 - October 2014) Session Chair, Financial Management Association, Atlanta, (October 2012 - October 2012) Professional Memberships Society of Financial Services Professionals (FSP) (August 2014) Academy of Financial Services (AFS) (August 2012) Financial Planning Association (FPA) (August 2012) Financial Management Association (FMA) (July 2012) Public Service Member, Deep South Texas Financial Literacy Alliance, Edinburg, (August 2015 - August 2016) Committee Member, State Board of Education's Texas Essential Knowledge and Skills Writing Committee, Austin, (August 2015 - August 2016) Committee Member, State Board of Education's Texas Essential Knowledge and Skills Writing Committee, Austin, (May 2015 - August 2015) Member, Deep South Texas Financial Literacy Alliance, Edinburg, (August 2014 - August 2015) Member, Deep South Texas Financial Literacy Alliance, Edinburg, (October 2013 - August 2014) Guest Speaker, Southern Careers Institute, Pharr, (June 2014 - June 2014) Guest Speaker, Palmview High School, Palmview, (April 2014 - April 2014) Generated on Jan 24, 2018 Page 7 of 7