The Fortress Group at Morgan Stanley
1 Penn Plaza 43rd Floor, New York, NY 10119 212-643-5781 / Main 800-223-4565 / Toll-Free 212-714-2546 / fax www.morganstanleyfa.com/thefortressgroup lane.h.katz@ms.com charles.t.goldberg@ms.com benjamin.anthony.deangelis@ms.com
Our Mission The Fortress Group at Morgan Stanley is dedicated to providing clients with holistic wealth management focusing on personalized strategies to help enhance the quality of their lives. Our depth of experience, education, complementary strengths and the breadth of the Morgan Stanley platform provide for a team approach aimed at producing results for our clients. We are committed to maintaining the highest ethical standards in our practice. Our clients are executives, professionals, business owners and retirees with whom we build a collaborative working relationship. Our hallmarks are creative strategies and practical advice coupled with exceptional service. Our Vision The primary goal of the Fortress Group at Morgan Stanley is to provide state-of-the-art financial advice to clients who share our vision of having professionals deliver and implement outstanding strategies to the financial issues affecting their lives. New client relationships come to us through referrals from existing clients, lawyers and accountants. Our most satisfying client relationships often include discussions of nonfinancial issues reflecting the depth of our involvement in client affairs. We take a great deal of pride in fostering long-term relationships spanning generations. The fortress Group 3
Meet the Professionals From left to right: Charles T. Goldberg, Benjamin A. De Angelis, Lane H. Katz 4 Morgan Stanley
Lane H. Katz, CFP Senior Vice-President Wealth Management Senior Portfolio Manager International Client Advisor Financial Advisor Charles T. Goldberg, CRPC First Vice President Wealth Management Senior Portfolio Manager Financial Advisor Benjamin A. De Angelis Financial Advisor Financial Planning Specialist Lane Katz holds the nationally recognized CERTIFIED FINANCIAL PLANNER designation. He has been advising wealthy individual and institutional clients at Morgan Stanley and its predecessor firms since 1978. As part of his wealth management practice, Lane acts as a discretionary portfolio manager utilizing a disciplined, value-oriented investment style under Morgan Stanley s Portfolio Management ( PM ) program. Lane employs a number of different proprietary, dynamic investment strategies that are designed to help meet client objectives within their risk tolerance. Lane holds a Bachelor of Liberal Arts from Wesleyan University in Middletown, Connecticut. He is a trustee of several prominent charitable organizations, including the Children s Aid Society, where he serves as Chairman of the Audit & Risk Management Committee. Charles Goldberg has extensive experience advising clients in virtually all aspects of wealth management. He holds the CHARTERED RETIREMENT PLANNING COUNSELOR designation. Prior to joining a predecessor firm of Morgan Stanley in 1996, he worked at KLS Professional Advisors Group as a Director/Financial Advisor from 1993-1996. He also spent five years working as a CPA at Jaffe Haft & Spring in New York and Coopers & Lybrand, Pittsburgh, Pennsylvania. Charles holds a Master of Business from New York University and a B.S. in accounting from Syracuse University, from where he graduated magna cum laude. He resides in Great Neck, New York, with his family. Benjamin De Angelis is a Financial Advisor and Financial Planning Specialist with the Fortress Group at Morgan Stanley having joined a predecessor firm in 2009. As a member of the team, he has experience working with both wealthy individual and institutional clients advising them on an array of wealth management topics. He graduated from Providence College with a Bachelor of Arts in business economics and was a Dean s List Scholar. The fortress Group 5
Robin Kain Portfolio Associate Michael Geisser Registered Associate Robin Kain has been a Registered Associate at Morgan Stanley and its predecessor firms since 1991 and has over 25 years of industry experience including three years as an operations manager. She is responsible for opening new accounts and client service requests. Michael Geisser joined the Fortress Group at Morgan Stanley in 2014 and is now a Registered Associate. His responsibilities include opening new accounts and client service matters. He graduated from Hartwick College in 2014 with a B.S. in business administration and a minor in finance. 6 Morgan Stanley
Risk Management The ups and downs of the markets is just one kind of risk but so is not protecting my assets and my family. How do I protect what I care about most? Retirement When I retire, it will affect just about everything that matters: my lifestyle, my company, my family. Is there a way to plan for retirement that takes it all into account? Integrated Planning Decisions about assets and liabilities need to be made within the framework of important life goals. What steps are also the most tax efficient? How can a strategic approach to cash management and lending simplify my financial life and maximize the value of what I own? Investment Management I have so many goals and priorities. How can one investment strategy balance them all? Liquidity I can predict some expenses, but others I know I can t. How can I plan to have the cash I need? Estate Planning Making sure my estate goes to the people and organizations I care about is a priority. How do I transform my assets into a legacy? Please read important disclosures on the back cover of this brochure
Education Funding Will I be able to pay for a good education for my children and my grandchildren? Business Strategies How do I manage my personal wealth with so much tied up in my company? a culture of ExCELLEnCE Over the years, you will make many financial decisions. One in particular is likely to have a lasting impact On your well-being and that of your family: the choice Of a financial advisor. Charitable Pursuits The charities I support are like extended family. How do I maximize the good I can accomplish? Thoughtful decision making usually begins with a lot of questions. As you get answers and information, you can develop a framework for evaluating different choices and strategies. Little by little, you gain both the knowledge and the confidence to make decisions and create a wealth plan that helps you achieve your goals. You will find your Morgan Stanley Financial Advisor to be a source of objective information and ideas as you begin to assess how to best manage your wealth. Over the course of many years, our firm and Financial Advisors have developed an in-depth understanding of virtually all the challenges, goals, preferences, styles and strategies that distinguish wealthy investors. This experience is combined with access to a wide array of resources designed to help you maximize what you have and accomplish your specific goals whether you are preparing for the cost of educating children, managing risk in your portfolio or finding ways to increase the impact of your charitable contributions. Your Financial Advisor is an advocate within our firm, an intelligent editor who selects and aligns the many capabilities of Morgan Stanley, delivering resources in a way that is appropriate for how you invest and what you want to achieve. morgan stanley
Start the Conversation The Fortress Group at Morgan Stanley strives to offer clients the finest in financial thinking, products and execution to help them meet their individual needs and achieve their personal financial goals. When we work together, you ll benefit from personalized advice, objective guidance and dedication to your success as an investor. With access to Morgan Stanley s renowned global resources and investment opportunities, we can help you develop and maintain an optimal investment strategy. Our wealth management strategy will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations designed to help build and preserve your wealth. 10 Morgan Stanley
Morgan Stanley Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the tax-payer. Clients should consult their tax advisor for matters involving taxation and tax planning, and their attorney for matters involving trust and estate planning and other legal matters. Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please contact us to understand these differences. Morgan Stanley Smith Barney LLC is a registered broker-dealer, not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services. Unless otherwise specifically disclosed to you in writing, investments and services offered through Morgan Stanley are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, banks and involve investment risks, including possible loss of principal amount invested. Asset allocation and diversification do not guarantee a profit or protect against loss. 2016 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 670545 CS 8479986 03/16