99. D. Vasudeva Rao, 'Facts of Rural Development in India', Ashish Publishing House, Delhi, Dr. Goyal K. G, "Rural Development and Banks",

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1 Bibliography 86. Agarwal H. N., " A Portrait of Nationalised Banks", Inter India Publication, Delhi, Abrol Prem Nath, "Commercial Banking", Anmol Publications, Delhi, Dr. Anand S. C., Rural Banking and Development,UDH Publishing House, Delhi, Dr. Aditham Bhujang Rao, 'Research Methodology', Excel Books, New Delhi, Abdul Aziz, 'The Rural Poor Problems and Prospects', Ashish Publishing House, Delhi, Baranwal S. P., Guide to Indian Banking, Guide publications, Delhi, Bhattacharya Hrishikesh, "Banking in India", Foreign Book House, Calcutta, Dr. Bhattacharya Kali Mohan: "Role of Banks for Poverty Alleviation", Raj Publishing House, Jaipur, Bhandarkar and Wilkinson, 'Research Methodology', Himalaya Publishing House, Chhabra Trilok N., "Rural Banking in India", Dhanpat Rai & Sons, Delhi, Chaudhary S. K., Public Sector Banks in India, Rajat Publications, New Delhi, Chaudary C. M., 'Recent Trends in Indian Banking', Sublime Publications, Jaipur, Deb Kalipada, 'Indian Banking since Independence', Ashish Publishing House, New Delhi, 1888

2 99. D. Vasudeva Rao, 'Facts of Rural Development in India', Ashish Publishing House, Delhi, Dr. Goyal K. G, "Rural Development and Banks", Pratik Publications, Jaipur, Garhwal Santosh, "Commercial Banking and Economic Development", Pointer Publishers, Jaipur, Golden Jubilee Edition, CBI, Dr. Husain Farhat, "Public Sector Commercial Banking in India", Deep & Deep Publication, New Delhi, Juneja N. K., "Service Area Approach - Lead Bank Scheme", Manas Publications, Delhi, Dr. Joshi D. P, Social Banking, Foundation Book Pvt. Ltd., New Delhi, J. D. Sundaram, 'Rural Industrial Development', Vora and Co. Pvt. Ltd., Bombay, Dr. K. Seshaiah, "The Lead Bank Scheme - An Empirical Evaluation", Rainbow publications, Coimbatore, Tamilnadu, Dr. Kamal Nayan, 'Commercial Banks in India', Deep & Deep Publicaions, New Delhi, Kunjukunju Benson, 'Commercial Banks in India : Growth, Challenges and strategies', New Century Publications, New Delhi, K. C. Shekhar and Lakshmy Shekhar, 'Banking Theory and Practice', Vikas Publishing House Pvt. Ltd Mathur B. L., 'Banking Perspective & Development', Book Enclave Publishing, Jaipur, Mehta Basant, 'The Organisation and Working of Lead Bank Scheme', Vohra Publishers, Allahabad, 1989

3 113. Mehta Shiv R., 'Rural Development Policies and Programs', Sage Publications, New Delhi, Manju S. Nayar and V. Nagarjan Naidu, 'Commercial Banks in Liberalized Era', Sonali Publications, New Delhi, Natrajan and Parmeswaran, 'Indian Banking', Sultan Chand & Co. Ltd, New Delhi, PR. Perichiappan, "Priority sector Lending by Commercial Banks", Attangudi GaneshKumar Publication, Secunderabad, Rajkonwar Utpal and Rajkonwar Ajanta, "Role of Commercial Banks in Rural Development", Radha Publications, New Delhi, Raut Kishor C. and Das Santosh K, " Commercial Banks in India", Kanishka Publishers, New Delhi, 'Rise and Growth of CBI Ltd.', Silver Jubilee Edition, CBI, Singh Awadh Bihari Prasad, "Lead Bank Scheme", Capital Publishing House, New Delhi, PR. Perichiappan, "Priority sector Lending by Commercial Banks", Attangudi GaneshKumar Publication, Secunderabad, Sarda D. P., (2004), In his book, "Handbook on Lending to Agriculture", Govind Prakashan, Jaipur, Shrinivasamurthy A.P., 'Aspects of Development Theory', Himalaya Publishing House, Singh Ajit, 'Rural Development and Banking in India', Deep and Deep Publications, Singh Raj, 'Rural Development and Legislation', Ajanta Publications, Delhi, 1986

4 126. Dr. Satish Munjal, 'Human Resources and Rural Development', Printwell Publishers, Jaipur, Tiwari R.T., 'Changing Patterns of Development in India', Ashish Publishing House, Delhi, Dr. Upadhyaya Rajiv, "Management of Commercial Banks in India - Public Relations and Customer Service" Deep & Deep publications, Delhi, Uppal R. K.: In his book, Indian Banking in the Globalised World, New Century Publications, New Delhi, Uppal R. K. and Kaur Rimpi, 'Banking in the New Millenium', Mahamaya Publishing House, Vasant Desai, 'Rural Development', Himalaya Publishing House, Dr. V.S. Mahajan, 'Studies in Indian Agriculture and Rural Development', Deep and Deep Publications, 1986 Reports : 1. A Report of Study Group of National Credit Council, Annual Report, RBI, Trends and Progress of Banking in India, A Report of Credit Planning and Policy, A Report on "Service Area Approach, Dr. P. D. Ojha, RBI, May Annual Credit Plan, CBI, Ahmednagar District, to BIRLA INSTITUTE OF SCIENTIFIC RESEARCH - Banks since Nationalization, Economic Survey,

5 8. Economic Survey, Govt. of India, Census, Govt. of India, Narsimhan Committee Report, I & II, Lead Bank Survey Report, CBI, Ahmednagar District, Maharashtra District Gazetteers, Potential Linked Credit Plan, to , NABARD, Regional Office, Pune 14. Report of Banking Commission, Govt. of India, Report on Currency and Finance, RBI, Report of High Level Committee on Lead Bank Scheme, 2009 Articles & Journals 1. Aniruddha, Financial Express,'Lead Bank Scheme', dated 9 th Feb 1977, P.4 2. Ammannaya K. K., Financial Express, 'Lead Banks and Branch Expansion', 15 th Jan Ahuja Rajesh, 'Non-performing Assets of Commercial Banks in India', Anjaria J. J., 'New Dimensions in Central Banking', RBI Bulletin, Sept Balsubramanian M,. 'Role of Banking in Developing Economy', The Indian Economic Conference, Hyderabad, Popular Prakashan, Bombay, Belge M. W., 'Working of Lead Bank: A case study in Eastern Vidarbha','Rural Banking in India', Edited by Tokhi & Sharma, 1986

6 7. Bhatia B. S. and Chawla A. S., 'Emerging Issues in Priority Sector Financing', Deep & Deep Publications, Delhi, Bhuchar A. K., 'Lead Bank Scheme', Commercial Banking, B. Yerram Raju, 'Financial Inclusion, revamp Lead Bank Scheme, Financial Express, Chug A. C., ' Service Area Approach', Pointer Publishers, Jaipur, Datta Bhabatosh, 'Economic & Political Weekly', Classics in India Banking " - Vol. 11, No. 26, June Daily Loksatta, 1 st Feb 2012, P George M. V. and Gupta T. R., 'Role of commercial banks in Agriculture Development', The Indian Economic Conference, Hyderabad, Popular Prakashan, Bombay, Gupta Malay, Central Bank of India - Economic Bulletin, "Banking as a lever for Rural Development", P , Ghosh D. N., 'Commercial Banking - Lessons from Indian Experiences', 41 st International Banking Summer School, G. Raju & Soju S., 'Commercial Banks in India - Beyond ', Regal Publications, Delhi, Hukku V. N., 'Role of Commercial Banking in Developing Economy with Special Reference to India', The Indian Economic Conference, Hyderabad, Popular Prakashan, Bombay, Joshi M.D., 'Role of Banking in Agriculture Development in Developing Economy with special ref to India', The Indian Economic Conference, Hyderabad, Popular Prakashan, Bombay, Jagnnath S., RBI Bulletin, 1972, P. 2118

7 20. Karnik S. D., 'Banking in Maharashtra - Issues of Importance', Himalaya Publishing House, Bombay, Dr. Khusro A. M., 'Banking and Agriculture', Syndicate Books Ltd., Khadake Anilkumar, ' Central Bankechi Shataki Vatchal', Aarthaparva, 'Lead Bank Scheme: need for rethinking' India in Industries, Oxford Books Co., Calcutta, Mello L.D., Journal of Indian Institute of Bankers, Vol. 51, Mathur B. L., 'Service Area Approach', RBSA Publishers, Jaipur, Mehta Raman, 'Public & Private Sector Banks: A Comparative View, Mahamaya Publishing House, Mafatlal Arvind, 'Banking & Industry', Syndicate Bank Limited, Narendra Kaur, 'Loans to agriculture by Commercial Banks', Pointer Publishers, Jaipur, N. Sundaram & C. M. Maran, 'A Study of NPA's in Indian scheduled Commercial Banks', Regal Publications, Delhi, Narvekar Ramesh, ' Know Your Bank', Aarthaparva, Pandey Purushottam, 'Role of Banks in Economic Development', The Indian Economic Conference, Hyderabad, Popular Prakashan, Bombay, Prasad Narendra, 'Banking and Financial Sectors Reforms', Deep & Deep Publications, New Delhi, Prakash Ved, 'Indian Banks and Global Challenges', Mahamaya Publishing House, 2007

8 34. RBI Bulletin, 'Lead Bank Scheme Project & Perspective', Nov. 1970, P Rangarajan C., 'Banking Reforms : The First Phase', Tata McGrow Publicating Co. Ltd., New Delhi, Sahastrabuddhe S. S, 'Evaluation of Working and Impact of Lead Bank Scheme', Himalaya Publishing House, Bombay, Shah A. C., 'Banking in Maharashtra - A Banker's View', Himalaya Publications, Bombay, Sarat Chandra A., ' Rural Banking - Changing Scenario', Tata McGrow Publicating Co. Ltd., New Delhi, Shreekantaradhya B. S., 'Resolving the Problems of NPA's of Commercial Banks', Deep & Deep Publications, Singh Rupinder,' Banking Sector Reforms in India', Mahamaya Publishing House, SIMHA S. L. N., 'Evolution of India Banking, Orient Longman Limited, Madras, Dr. Saxena D. N., 'Commercial Banks in Current Development Strategy in India', Tripathi R. A., 'Computerisation in Central Bank of India', CBI Economic Bulletin, Uppal K. K. and Amandeep, ' Banking Industry in 21 st Century', Mahamaya Publications, Delhi, Dr. Verma Sanjeev and Dr. Pandey A. S., 'Challenging Dimensions of Work-Culture in Indian Banking Sector', Dr. Vinod Kumar, 'Banking Sector Reforms in India', Mahamaya Publishing House, 2007

9 Websites : 1. bank of India.co.in co.in of india.com

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