Session 4 - Unbundled Legal Services: The Business Perspective
|
|
- Julius Daniels
- 5 years ago
- Views:
Transcription
1 Unbundled Legal Services: The Business Perspective Paul Barrera Jessica Lewis A Few Notes Throughout this presentation: When we say you we mean you, the attorney When we say client we mean the potential client that you re meeting with (regardless of whether or not s/he hires you), and also the client who has hired you in any capacity Please feel free to ask questions at any point Keep in mind that we only have 75 minutes, so this is not the most comprehensive presentation Keep in mind what has worked for one or both of us may not work (or sound good) for you and that s okay June 8, 2018 Page 1 of 10
2 Creating a Business Plan (Handout) The Unbundled Legal Market Your Team Your Practice Pro Forma Financial Statements Setting Prices: Determining Your Hourly Rate(s) Consider: Typical hourly rate in your state Typical hourly rate in your city / county Your level of experience But, also consider: How much you need to make to meet your financial obligations / needs (rent, mortgage, insurance, student loans, entertainment, etc.) Your business expenses (office rent and utilities, equipment, supplies, bar dues, malpractice insurance, business cards, etc.) How much you want to work The time you ll spend on non-billable tasks (bookkeeping, billing, running a business, etc.) June 8, 2018 Page 2 of 10
3 Setting Prices: Determining Your Hourly Rate(s) (Salary + overhead) hours billed (not worked) ($50,000 + $15,000) 900 = $72.22 $50,000 salary $15,000 expenses 900 hours billed (~18 hours per week) So, the lowest you can charge to meet your salary and overhead obligations is ~ $75 Collection rate? Setting Prices: Determining Your Sliding Scale Once you ve determined the lowest rate you can charge while still meeting your obligations, you have the bottom of your scale commit to charge at least this amount, otherwise, you may not be able to meet your obligations If you can charge as little as $75/hour, but the average hourly rate for someone in your locale and with your experience is $250, maybe you want your hourly rates to be between $75 and $250 Standard hourly rate is $250 Discount down to $75 based on pre-determined factors (generally household size and income) Many firms base their scale off of the Federal Poverty Level Guidelines Offer as many or as few hourly rates as you d like June 8, 2018 Page 3 of 10
4 Northwest Advocacy Foundation Fee Schedule Northwest Advocacy Foundation Fee Schedule Household size FPL (2018) < 200% 200% $250% 250% 300% 300% 350% 350% 400% 400% 450% 450% 500% 1 $12,060 <$24,120 $24,121-$30,150 $30,151-$36,180 $36,181-$42,210 $42,211-$48,240 $48,241-$54,270 $54,271-$60,300 2 $16,240 <$32,480 $32,481-$40,600 $40,601-$48,720 $48,721-$56,840 $56,841-$64,960 $64,961-$73,080 $73,081-$81,200 3 $20,420 <$40,840 $40,841-$51,050 $51,051-$62,260 $62,2601-$71,470 $71,471-$81,680 $81,681-$91,890 $91,891-$102,100 4 $24,600 <$49,300 $49,301-$61,500 $61,501-$73,800 $73,801-$86,100 $86,101-$98,400 $98,401-$110,700 $110,701-$123,000 5 $28,780 <$57,560 $57,561-$71,950 $71,951-$86,340 $86,341-$100,730 $100,731-$115,120 $115,121-$129,510 $129,511-$143,900 6 $32,960 <$65,920 $65,921-$82,400 $84,401-$98,880 $98,881-$115,360 $115,361-$131,840 $131,841-$148,320 $148,321-$164,800 7 $37,140 <$ $74,281-$92,850 $92,851-$111,420 $111,421-$129,990 $129,991-$148,560 $148,561-$167,130 $167,131-$185,700 Hourly Rate $75 $100 $120 $140 $160 $180 $200 North City Law Fee Schedule North City Law Fee Schedule Household size FPL (2018) < 200% 200% $250% 250% 300% 300% 350% 350% 400% 400% 450% 450% 500% 1 $12,060 <$24,120 $24,121-$30,150 $30,151-$36,180 $36,181-$42,210 $42,211-$48,240 $48,241-$54,270 $54,271-$60,300 2 $16,240 <$32,480 $32,481-$40,600 $40,601-$48,720 $48,721-$56,840 $56,841-$64,960 $64,961-$73,080 $73,081-$81,200 3 $20,420 <$40,840 $40,841-$51,050 $51,051-$62,260 $62,2601-$71,470 $71,471-$81,680 $81,681-$91,890 $91,891-$102,100 4 $24,600 <$49,300 $49,301-$61,500 $61,501-$73,800 $73,801-$86,100 $86,101-$98,400 $98,401-$110,700 $110,701-$123,000 5 $28,780 <$57,560 $57,561-$71,950 $71,951-$86,340 $86,341-$100,730 $100,731-$115,120 $115,121-$129,510 $129,511-$143,900 6 $32,960 <$65,920 $65,921-$82,400 $84,401-$98,880 $98,881-$115,360 $115,361-$131,840 $131,841-$148,320 $148,321-$164,800 7 $37,140 <$ $74,281-$92,850 $92,851-$111,420 $111,421-$129,990 $129,991-$148,560 $148,561-$167,130 $167,131-$185,700 Hourly Rate $110 $ $165 $ $220 $ $275 June 8, 2018 Page 4 of 10
5 Fee Structures Consultation Free (i.e. half hour) Hourly (i.e. $75 for one hour) Flat fee (i.e. $150 for however long it takes (within reason)) Hourly Based on your sliding scale Contingency Flat fee Advance Fee Deposit Money required up front to get started Hourly rate x estimated hours needed, based on the scope and agreement Types of Fee Arrangements Full representation Limited representation (RPC 1.2(c), CR 4.2, CR 70.1) Unbundled services (RPC 1.2(c), CR 11(b)) If you offer multiple kinds of arrangements, explain all of them to your client Whatever kind of arrangement you enter into, make sure to review it in full with your client June 8, 2018 Page 5 of 10
6 Types of Fee Arrangements: Full Representation Most common / typical arrangement Pros: Cons: Attorney handles everything (with client s cooperation) Much less stressful for the client Attorney handles everything, so, more expensive for client Depending on your practice area, it can be nearly impossible to estimate how much time (and thus money) will be required Types of Fee Arrangements: Limited Representation Attorney is representing a client for a specific part of a larger case, but not the whole case (i.e. temporary orders hearing for a parenting plan establishment) Pros: Cons: Client gets representation when and where she needs it, without having the expense of full representation Depending on the scope of the representation, it can still be quite difficult to estimate how much time (and thus money) will be required For everything else, client is representing herself June 8, 2018 Page 6 of 10
7 Types of Fee Arrangements: Unbundled Services Client is representing herself, and the attorney is assisting with a specific task or tasks Advice and counsel Drafting or reviewing pleadings, settlement offers, etc. Preparation for hearing, mediation, trial, etc. Pros: Cons: Client gets help when and where she needs it, without having the expense of full representation Much easier to estimate how much time (and thus money) will be required Client alone is responsible for her case Some types of cases and some types of clients don t do well with unbundled services Fee Arrangements: Explaining Types of Arrangements to a Client Practice talking about money with clients a lot of people are uncomfortable with this, but it s a huge part of running a business If, after talking to the client, you think limited representation / unbundled services would be a good fit for the client and case, start the conversation by explaining those options first Discuss pros and cons Discuss what the arrangement might look like in the client s particular situation Then discuss full representation Presenting limited and unbundled services as legitimate options, and not as well, if you can t afford X, Y might do often helps people to not feel like they re getting a less-than-alternative to what they actually need June 8, 2018 Page 7 of 10
8 Getting Paid Regardless of the scope / agreement, we always require an advance fee deposit (AFD) to get started, and we don t lift a finger without a signed agreement and AFD For full representation, on top of the AFD, we also require the client maintain a minimum trust account balance If the minimum trust account balance is $1,500, and on July 1, when we do our monthly billing, we invoice $100, client must deposit an additional $100 to their trust account Getting Paid: Billing Practices Do your billing at the same time each month, and include this information in your agreement, so that the client is aware of and expecting it Consider offering clients their choice of delivery method ( , mail, practice management software) Consider what kind of payment methods you want to accept Cash Cashier s checks Personal checks Can take a bit to clear, so keep that in mind before working Credit and debit cards Require a credit card processor, which is an added expense Consider your firm s liability exposure to Consumer Protection Act claims The entrepreneurial aspects of the practice of law, which are principally counterclaimed by defendant, fall within the sphere of trade or commerce under RCW (2) and Short v. Demopolis, 103 Wn.2d 52, 65, 691 P.2d 163, 170 (1984). June 8, 2018 Page 8 of 10
9 Getting Paid: Payment Plans Choose predictable practice areas Small TEDRA actions ( search for the truth ) Attorney fees provision by contract or statute Consider minimum amount based on number of hours needed to setup action (e.g., in TEDRA, filing and serving a notice of appearance, request for special notice, and demand for inventory, reviewing response and advising client on the same: worth two hours of time) Balancing Wanting To Help With Needing to Survive For many clients, even $75 an hour for a few hours isn t doable, but they still want your help. So, what do you do? PRACTICE SAYING NO (without saying no) After informing the client of how you can help them, what their hourly rate would be, what kind of arrangement you would offer, etc., sometimes, clients will say, I really need your help, but I can t afford to pay anything Sometimes, the client will push back and flat out ask you to work for free This doesn t have to be awkward, you just have to be prepared for it Have a list of free resources on hand for them to look into I would love to be able to do this for you, but the only way that I can have a sustainable practice, and continue to do the work that I am doing, is to require payment. June 8, 2018 Page 9 of 10
10 Making a Living Supporting Access to Justice Listen to your gut if you have a bad feeling about a client, don t let her hire you Be willing to withdraw if your client becomes unable or unwilling to keep up with your payment arrangement Be willing to withdraw if your client is ruining your life (communication issues, expectation issues, abusive, etc.) Work smarter, not harder embrace things that make your work life easier Paul Barrera paul@northcitylaw.com Jessica Lewis jessica@northwestadvocacy.org June 8, 2018 Page 10 of 10
Building a Sophisticated Litigation Practice Outside the Big Firm
New York State Bar Association Law Practice Management Committee on Continuing Legal Education Program Starting Your Own Practice in New York Going Solo in the Real World Building a Sophisticated Litigation
More informationS. Miller Hello. I m introducing our third speaker. My name is Sarah
Wi$e Up Teleconference Call October 31, 2005 Being a Business Owner Speaker 3 Leslie Michael S. Miller Hello. I m introducing our third speaker. My name is Sarah Miller. I would like to introduce Ms. Leslie
More informationProfitable Consulting Fees
Profitable Consulting Fees Brought to you by: ConsultingVideos.com Copyright (C) 2008 - ConsultingVideos.com Page 1(22) Calculate Hourly Consulting Fees - Method 1 - Copyright (C) 2008 - ConsultingVideos.com
More informationFinding a Lawyer. Do I need a Lawyer? Work! Resource. Women. The Difference Between Civil and Criminal Cases
A Women Work! Resource Finding a Lawyer The Difference Between Civil and Criminal Cases The purpose of a criminal case is to determine if a defendant has committed the crime of which they have been accused.
More information01 A guide to going self-employed in the UK
01 A guide to going by Jade Wimbledon If you re thinking of going self-employed, we ve got some tips for getting started - from weighing up the pros and cons of self-employment, to understanding tax and
More informationTINY HOUSE LOANS YOUR QUICK GUIDE TO TINY HOUSE LOANS
TINY HOUSE LOANS YOUR QUICK GUIDE TO TINY HOUSE LOANS ALEX PINO Disclaimer The ideas in this book are the authors observations and opinions and should not be taken as professional or financial advice.
More informationRed Flags When Hiring a 5Pavement Contractor
Red Flags When Hiring a 5Pavement Contractor Getting ready to replace your old driveway with paving stones? Looking to upgrade your pool deck or walkways? Adding paving stones is a great way to beautify
More informationc» BALANCE C:» Financially Empowering You Money Management Podcast [Music plays] Katie:
Money Management Podcast [Music plays] Katie: You re listening to money management. Hi, I m Katie, your host for today s podcast. When it comes to planning for your future, there s nothing more crucial
More informationChapter 6: Finding and Working with Professionals
Chapter 6: Finding and Working with Professionals Christopher D. Clark, Associate Professor, Department of Agricultural Economics Jane Howell Starnes, Research Associate, Department of Agricultural Economics
More informationInteractive Retainer Letter
Interactive Retainer Letter General Notes on Retainer Agreements (Non-Contingency) Retainer letters are recommended practice in Alberta for non-contingency retainers. The Code of Conduct makes reference
More informationMoney How to Make It Keep It Grow It! By DC Cordova Excellerated Business Schools/Money & You Program
Special Report Habits For Success Money How to Make It Keep It Grow It! By DC Cordova Excellerated Business Schools/Money & You Program http:// Personal Habits Money Habits (including Financial Stewardship
More informationJ. Erwin Yes, I m Jenny Erwin, Regional Administrator of Regions IX and. our conversation this morning.
Wi$e Up Teleconference Call September 30, 2005 Facing a Financial Crisis Speaker 1 Meloni Hallock J. Erwin Yes, I m Jenny Erwin, Regional Administrator of Regions IX and X for the Women s Bureau. And I
More informationSo you think you want to be a consultant?
So you think you want to be a consultant? Bob Cluff The Discovery Group, Inc SIPES Workshop for Independents 16 June 2009 Are you really sure? Consulting, at its heart, is running an independent business
More informationDealing with Loser Case When Client Won t Settle
Dealing with Loser Case When Client Won t Settle Client refuses to settle a case that client will lose. Client actually referred to case (long after retaining counsel) as a "blood vendetta". Client's claim
More informationHow To Start An Embroidery Business Lesson 3 Creating Projections For Your Working Embroidery Business Plan
How To Start An Embroidery Business Lesson 3 Creating Projections For Your Working Embroidery Business Plan In our last segment we talked about creating the Basic Pricing Structure For your Embroidery
More informationSTATE BAR OF MICHIGAN PROFESSIONALISM IN ACTION PROGRAM UNIVERSITY OF MICHIGAN LAW SCHOOL Problems for Discussion
STATE BAR OF MICHIGAN PROFESSIONALISM IN ACTION PROGRAM UNIVERSITY OF MICHIGAN LAW SCHOOL Problems for Discussion Problem 1 (Duties to the Public and Profession) You are a new staff lawyer at a local legal
More informationA guide to. paying for your home. Ways that you can pay your rent
A guide to paying for your home Ways that you can pay your rent Introduction This leaflet explains how you can pay your rent and what to do if you can t. We need to collect your rent so we can give you
More informationand Key Points for Pretty Houses
and Key Points for Pretty Houses Last Updated 12/11/2017 Script To Call Back A FSBO With a Yes on B (Property Info Sheet) Hi, this is calling about the house you discussed with my assistant yesterday.
More informationHow to not freak out about your finances. (It s really not that bad)
How to not freak out about your finances (It s really not that bad) 1. 2. 3. 4. Spending Saving Debt Earning If you learn nothing else... By the end of this talk, you should know: (don t worry, you can
More informationUnderstanding Your Money
Understanding Your Money Check the Paycheck Before we get started. Are you doing this alone? If so, fine. But if you have a spouse or any other person that shares the bills or financial obligations, make
More informationReal Estate Buyer Scripts Role Play CD I
Real Estate Buyer Scripts Role Play CD I 1 Real Estate Buyer Scripts Hi. This is Joey Bridges with www.onlinerealestatesuccess.com. James and I have put together this Role Playing CD so you can hear how
More informationYour 12 Step Guide to Future Financial Freedom
www.planreview.ie Your 12 Step Guide to Future Financial freedom can sound like a pipe dream when you re working hard, raising a family and coping with everything life throws at you. However, no matter
More informationMoney Management 101 How to stretch your DOLLAR
Money Management 101 How to stretch your DOLLAR 1 MONEY What is Money? It is a man-made common medium of exchange for goods and services. Your money is actually a part of your time and life. For example,
More informationDELEGATE WORKSHEET: ASKING PEOPLE TO JOIN OUR UNION
DELEGATE WORKSHEET: ASKING PEOPLE TO JOIN OUR UNION The best way to get workers to join our Union or take action in support of union members is when they are asked by a work colleague who they trust and
More informationRedundancy Digesting the big news
Redundancy Digesting the big news Securitor Financial Group Limited ABN 48 009 189 495 AFSL 240687 You re not generally planning for redundancy so when you get the news you are often unprepared. Don t
More informationHow to Prevent the Home Remodeling Nightmare
How to Prevent One thing is certain when starting a home remodeling project: you don t want to get burned in the process! So how do you avoid becoming a victim? If you follow some basic guidelines and
More informationguide for single parents
guide for single parents PERSONAL FINANCE 1. you must fully understand your income sources One of the biggest challenges in running a one parent household is the fact that this generally means that you
More informationManaging the uncertainty of job loss.
Managing the uncertainty of job loss. Managing the uncertainty of job loss. You re not generally planning for redundancy so when you get the news you are often unprepared. 4 Redundancy digesting the big
More informationNational Travel Associates. Destination Weddings & Group Packages National Travel Associates TheDestinationExperts.com
National Travel Associates Destination Weddings & Group Packages 2013 National Travel Associates TheDestinationExperts.com Weddings and Groups Larger blocks of clients can bring you excellent commissions.
More informationModel Pro Bono Policy for Large Firms
Model Pro Bono Policy for Large Firms An extraordinary need exists in this country for the provision of legal services for those unable to pay for them. Law firms possess the talent and resources to take
More informationEthical Considerations When Using Freelance Legal Services
FEATURE TITLE PROFESSIONAL CONDUCT AND LEGAL ETHICS Ethical Considerations When Using Freelance Legal Services BY SARAH COLEMAN Both freelance lawyers and hiring lawyers should address ethical issues before
More informationCOLORADO RULES OF CIVIL PROCEDURE
COLORADO RULES OF CIVIL PROCEDURE APPENDIX TO CHAPTERS 18 TO 20 COLORADO RULES OF PROFESSIONAL CONDUCT Rule 6.1. Voluntary Pro Bono Public Service This Comment Recommended Model Pro Bono Policy for Colorado
More informationWhat is a Professional Contractor?
What is a Professional Contractor? What You ll Learn in this Chapter Professional contractors are professionals with substantial freedom and control over how their career develops. They determine where
More informationand Key Points for Pretty Houses
and Key Points for Pretty Houses Last Updated 3/30/2018 Script To Call Back A FSBO With a Yes on B (Property Info Sheet) Hi, this is calling about the house you discussed with my assistant yesterday. Do
More informationRedundancy Digesting the big news
Redundancy Digesting the big news 2 Redundancy digesting the big news Contents 1 Try to keep positive 2 Check your payments 3 Make a new budget 4 Stop unnecessary outgoings 5 Review your loans 6 It s not
More informationHow to Structure (and Land!) Profitable Retainer Agreements Summary Handout
Introduction How to Structure (and Land!) Profitable Retainer Agreements Summary Handout A retainer agreement, in its most basic form, is simply an agreement whereby a client pays you a fixed sum of money
More informationYEAR END PLANNING FOR LAWYERS. Year-end Planning for Lawyers
Year-end Planning for Lawyers CLIO.COM PAGE 1 31 DEC Year-end Planning for Lawyers It s December and year-end is quickly approaching. Remember those good intentions you had back in January to organize
More informationThe Key to It All: YOUR PERSONAL MONEY MAP NUMBERS
MODULE 2 * TO USE THE INTERACTIVE FIELDS IN THIS DOCUMENT, PLEASE DOWNLOAD AND OPEN WITH ADOBE READER The Key to It All: YOUR PERSONAL MONEY MAP NUMBERS Hi and welcome to module 2! You are about to begin
More informationPickens Savings and Loan Association, F.A. Online Banking Agreement
Pickens Savings and Loan Association, F.A. Online Banking Agreement INTERNET BANKING TERMS AND CONDITIONS AGREEMENT This Agreement describes your rights and obligations as a user of the Online Banking
More informationThe Pro Se/Pro Bono Two Step: Pro Bono Opportunities and How You Can Make a Difference
The Pro Se/Pro Bono Two Step: Pro Bono Opportunities and How You Can Make a Difference E D M A R K S, E X E C U T I V E D I R E C T O R, N M L A D I N A A F E K, D I R E C T O R, V O L U N T E E R A T
More informationSelling Exclusives And Retainers
Selling Exclusives And Retainers Three types of retained search: 1) Fully engaged retainer search. 1/3 1/3 1/3 plus expenses 2) Performance-based retainer search. Fee (1/3) Accept Start Date 3) Engagement
More informationHow to Begin: Determining a Client s Need for Services Webinar Responses to Q & A
Putting the QFP into Practice Series How to Begin: Determining a Client s Need for Services Webinar Responses to Q & A QUESTION #1: Do we have to use a transitional statement or the questions that were
More informationDo you know how to look after your money?
We all want a better life. And a better life is possible. A good place to begin is learning to love and care for the things we have. Then you have a lot, my friend. And all of those are very valuable.
More informationCall: Contractor FAQs. All your questions answered. Dedicated contractor accountants
Call: 01442 795 100 Contractor FAQs All your questions answered We hope that the following Frequently Asked Questions may help you to determine whether or not to go contracting, how to operate as a business,
More informationWhat can your adviser do for you?
What can your adviser do for you? 2 What can your adviser do for you? Contents 1 Manage your cash flow 2 Put your debt to work 3 Assist you with a savings plan 4 Invest your money 5 Help you realise your
More informationwhich all children and young people have the skills, knowledge and confidence to manage their money well, now and in the future.
About The Author Tiffany Tang was a former Financial Controller for INTI Education Group, Malaysia (part of Laureate International Universities, United States of America). Previously, she worked as a Regional
More informationQuick Start Guide To Outsourcing Online. - Brought to you by:
- 1 - Introduction Have you ever thought about why you started or want to start an online business? Is it because you wanted to spend more time at home? Is it because you wanted to make more money than
More informationLegal Notice: The Author and Publisher assume no responsibility or liability whatsoever on the behalf of any Purchaser or Reader of these materials.
BACK DOOR SUPPLIERS Legal Notice: While all attempts have been made to verify information provided in this publication,neither the Author nor the Publisher assumes any responsibility for errors, omissions,
More informationPublic Art Network Best Practice Goals and Guidelines
Public Art Network Best Practice Goals and Guidelines The Public Art Network (PAN) Council of Americans for the Arts appreciates the need to identify best practice goals and guidelines for the field. The
More informationModule 6: Coaching Them On The Decision Part 1
Module 6: Coaching Them On The Decision Part 1 We ve covered building rapport, eliciting their desires, uncovering their challenges, explaining coaching, and now is where you get to coach them on their
More informationThe Getting-It-Right Scripts for Therapists
The Getting-It-Right Scripts for Therapists What to Say and When to Say It Copyright 2016 Tamara Suttle As a new solo practitioner, the one question that I dreaded dealing with more than any other was...
More informationHUSTLE YOUR WAY TO THE TOP
2011: year of the HUSTLE YOUR WAY TO THE TOP Get Inside Their Heads: How To Avoid No and Score Big Wins By Deeply Understanding Your Prospect BY RAMIT SETHI hustle 2 MOST PEOPLE DESERVE TO FAIL Today,
More informationNoble Profession: Fulfilling Your Ethical Responsibilities of Pro Bono Service
Noble Profession: Fulfilling Your Ethical Responsibilities of Pro Bono Service North Carolina Pro Bono Resource Center ncprobono.org @ncprobono 1 Equal justice under law is not merely a caption on the
More informationMaking a claim? - Some questions to ask yourself
EX301 Making a claim? - Some questions to ask yourself This leaflet suggests some questions you ought to ask yourself before making a claim (called issuing a claim ) in a county court. The answers to the
More informationLesson Twenty-Six: Creating Your Ideal Client Profile
Lesson Twenty-Six: Creating Your Ideal Client Profile ACTION: Identify and Focus on Your Target Market During the course of my many conversations with coaching clients, I have found that many don t have
More informationHow To Start An Embroidery Business
How To Start An Embroidery Business Module 2 The Basics Of Pricing Your Embroidery Hi there, I am Joyce Jagger, THE Embroidery Coach, and I want to welcome you to another Module in this course. During
More informationPAGE 2 FOUR WAYS TO EARN RECURRING REVENUE AND SUPERPOWER YOUR AGENCY
PAGE 1 FOUR WAYS TO EARN RECURRING REVENUE AND SUPERPOWER YOUR AGENCY The secret to scaling your agency? Add recurring revenue channels to your business model! By offering up services that your clients
More informationDON T SABOTAGE YOUR DREAM.
DON T SABOTAGE YOUR DREAM. The home you ve dreamed about is right around the corner. You ve done all the right legwork up front: You ve gotten pre-approved for a mortgage. You re working with a great real
More informationHOW TO HANDLE A CITATION: A GUIDE TO GETTING LEGAL HELP
Legal Information HOW TO HANDLE A CITATION: A GUIDE TO GETTING LEGAL HELP Even in today s world of mainstream Trap-Neuter-Return, community cat caregivers sometimes find themselves in a predicament related
More informationstaying ON BUDGET: ACTIVITY PACK in partnership with
staying ON BUDGET: ACTIVITY PACK The Scout Association Registered Charity Numbers 306101 (England and Wales) and SC038437 (Scotland). introduction If you had money to spend, what would you spend it on?
More informationCharissa Quade. CookWithAShoe.com
Charissa Quade CookWithAShoe.com Like many people, Charissa Quade was once a person who hated budgeting because it made her feel like a failure with money. She realized the opposite is true. Budgeting
More informationSTEPS TO MORE PROFIT IN YOUR BUSINESS
3 Immediately STEPS TO MORE PROFIT IN YOUR BUSINESS Did you know there are 28 million businesses in the United States today and of those only 6 million are turning a profit? If you are ready to be counted
More informationVenturing into contracting?
Venturing into contracting? We ll guide you in the right direction Join Intouch in January 2018 and pay nothing until March Quote code: INJAN18* * T&Cs apply Contracting - Taking the leap Starting up as
More informationSCOTT R. NEEDLEMAN COLUMBUS BANKRUPTCY AND FORECLOSURE DEFENSE ATTORNEY
QUESTIONS TO ASK YOURSELF AND YOUR ATTORNEY BEFORE FILING FOR BANKRUPTCY IN COLUMBUS If you Decide to File at the Present Time, You Should Know What the Future Holds and then Do Whatever You Can to Improve
More informationFinancial Wellness Assessment
Financial Wellness Assessment This assessment is designed to gauge financial wellness and serve as a tool in the financial coaching process. Its purpose is to encourage open conversation about money and
More information20 WAYS TO IMPROVE YOUR FINANCES IN UNDER 20 MINUTES
20 WAYS TO IMPROVE YOUR FINANCES IN UNDER 20 MINUTES We are all busy, sometime it is really difficult to take the time to think about and act on ways to improve our finances. In the past, I have repeatedly
More informationTake your business to the next level. Get up and running
Take your business to the next level Get up and running Quick reference guide It all starts with a vision 4 Getting started with small business registrations 5 Think strategically about your customers
More information10 Critical Steps to Successfully Flipping Houses
10 Critical Steps to Successfully Flipping Houses Understand the basics of fix and flipping homes to increase personal income and find financial freedom OUR EXPERIENCE Fixters.com began almost 5 years
More informationGuide to getting a Lasting Power of Attorney
Legal Services Guide to getting a Lasting Power of Attorney The legal right to have your loved ones make important decisions on your behalf. What is a Lasting Power of Attorney? The importance of a Lasting
More information5 Steps to Financial Success
Welcome! I'm so excited to help you better manage your finances. This may be your first attempt to get your finances in order or it may be your 10th attempt. It doesn't really matter. All that matters
More informationLIPP Program Guidelines
LOW INCOME PROTECTION PLAN HARVARD LAW SCHOOL, WASSERSTEIN SUITE 5027 CAMBRIDGE, MASSACHUSETTS 02138 TEL: (617) 495-0643 FAX: (978) 367-3820 lipp@law.harvard.edu 2017-2018 LIPP Program Guidelines Many
More informationcoaching What Is Coaching?
Welcome coaching What Is Coaching? Congratulations for embarking on this journey! I look forward to working together and supporting you in living the life you were created to live! This document is designed
More informationMarketing Ghost Web-Site Monthly E-Newsletter E-Newsletter System
Marketing Ghost Web-Site Monthly E-Newsletter E-Newsletter System Copyright 2006 The Wealth Preservation Institute Roccy DeFrancesco, JD, CWPP, CAPP 378 River Run Dr. New Buffalo, MI 49117 269-408-1841
More informationANSWER WITH AFFIRMATIVE DEFENSES
SCANNED ON 31912010 9 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF NEW YORK... X KASOWITZ, BENSON, TORRES & FRIEDMAN, LLP, -against- Plaintiff, DUANE READE AND DUANE READE INC., Defendants. IAS Part
More informationManaged Services in a Month: Part One
Managed Services in a Month 9 Managed Services in a Month: Part One Start making a plan Today's topic has three simple sections: 1) Get off your butt. Start making a plan. 2) Rules and Policies 3) Know
More informationSuccessful Beginners Guide to the Profit First System
Successful Beginners Guide to the Profit First System The key to creating any real change is that your desire must be greater than staying where you currently are. For me, that was stuck with a black-hole
More informationNew York Bar admission (or eligibility to obtain admission promptly) is required.
Job Opportunities To apply to any of the positions send cover letter referencing job opening with resume and salary requirements to info@bryantrabbino.com Senior Level Corporate Finance Attorney We are
More informationA MAN IS NOT A PLAN ON BEING A SELF-RELIANT, FINANCIALLY SECURE WOMAN. Or how I saved my own financial future, and you can, too.
A MAN IS NOT A PLAN ON BEING A SELF-RELIANT, FINANCIALLY SECURE WOMAN Or how I saved my own financial future, and you can, too. MY STORY MY STORY My name is Kathy Fish. I am a woman, a wife, a mother,
More informationCatalog of Seminars üfitness. Financial. (810) Empowered by ELGA Credit Union
Catalog of Seminars 2018 Our seminars are ready to meet you where you are financially and give you the tools to move forward from there. The budgeting skills you gain help put money back into your budget
More informationSeven Things to Know Before Hiring a General Contractor
Seven Things to Know Before Hiring a General Contractor Seven Things to Know Before Hiring a General Contractor Copyright All Rights Reserved 1 Introduction The kitchen is outdated and looks like something
More informationWhat to Do In the Months Following a Serious Accident
What to Do In the Months Following a Serious Accident Print this off and stick it in your glove compartment! When injured in an accident, you have burden of proving the losses you ve experienced. How badly
More informationGuest Blog Topic [for another company s website]: Growing from solopreneur to employer.
1 Blog Outline 750+ words Guest Blog Topic [for another company s website]: Growing from solopreneur to employer. SEO Title (70 characters or less): Do You Know How to Grow from a Solopreneur to an Employer?
More informationWould You Like To Earn $1000 s With The Click Of A Button?
Would You Like To Earn $1000 s With The Click Of A Button? (Follow these easy step by step instructions and you will) - 100% Support and all questions answered! - Make financial stress a thing of the past!
More informationYOU WERE BORN RICH MASTERMIND GUIDE
YOU WERE BORN RICH MASTERMIND GUIDE MEETING # 3 - FACILITATOR S OUTLINE Welcome the group to Meeting #3. Review the quote from Earl Nightingale at the beginning of the Chapter, Most people think they want
More informationManifest. Your. Success. Module 1 Transcript Worksheet Handout Bonus
Manifest Your Success Getting Clear: In order to create the changes you want in your life, you need to be absolutely clear on what they are. Any lack in clarity makes it much harder to achieve your goals.
More informationOne Hour YouTube Pro... 3 Section 1 One Hour YouTube System... 4 Find Your Niche... 4 ClickBank... 5 Tips for Choosing a Product...
One Hour YouTube Pro... 3 Section 1 One Hour YouTube System... 4 Find Your Niche... 4 ClickBank... 5 Tips for Choosing a Product... 7 Keyword Research... 7 Section 2 One Hour YouTube Traffic... 9 Create
More informationOur home buyers guide. Making it easier for you to buy a home you ll love
Our home buyers guide Making it easier for you to buy a home you ll love 1 Introduction / Our home buyers guide Buying your new home Buying a house is a big step, whether you ve done it before or you
More informationLIPP Program Guidelines
LOW INCOME PROTECTION PLAN HARVARD LAW SCHOOL, WASSERSTEIN SUITE 5027 CAMBRIDGE, MASSACHUSETTS 02138 TEL: (617) 495-0643 lipp@law.harvard.edu 2018-2019 LIPP Program Guidelines Many Harvard Law School graduates
More information5 Things Interior Designers Are Not Telling You
1 Contents Introduction... 3 They Get A Referral Payment... 3 You Can Get A Similar Item At A Lower Price... 4 They Are Using Leftover Inventory... 4 They Do Not Reveal The Full Costs... 5 You Can Hire
More informationAm I an Entrepreneur? Ask Yourself These Questions...
Am I an Entrepreneur? Ask Yourself These Questions... I know that going into business for myself will involve the whole family. My spouse/partner thinks it s a good idea. He/she is willing to help. I understand
More informationHOW TO MARKET A SMALL LAW FIRM Professional, Ethical & Profitable Rainmaking Skills For Lawyers
2 TABLE OF CONTENTS FINANCIAL GOALS SOCIAL GOALS PROFESSIONAL GOALS PROFILE OF A RAINMAKER FINANCIAL GOALS 4 Let s align your true motivations with your Marketing plan. Let s give you almost effortless
More informationBASEBUILDERS. Makers of Smart Management Tools for. Architects and Engineers. Cash Flow Acceleration for Architecture and Engineering Firms
BASEBUILDERS Makers of Smart Management Tools for Architects and Engineers Cash Flow Acceleration for Architecture and Engineering Firms Executive Overview Managing a successful firm is more complicated
More informationPRACTICAL GUIDE TO. Living with Roomies
PRACTICAL GUIDE TO Living with Roomies Contents First Time Out of Home? Why Should I Use Roomies.com? Before Moving in View and Inspect Property Ask the Right Questions Research the Area Put the Agreement
More informationNegotiating a Contract
Negotiating a Contract When most people hear the word negotiation, they usually think of large, complicated and official deliberations, such as the formation of a trade agreement or a corporate merger.
More informationWork For Hire agreements: The producer s perspective
Work For Hire agreements: The producer s perspective April 4, 2018 Michael Gallant Music Business If you re hiring musicians (or other contributors) to work on a music project, these tips from a music
More informationADDENDUM D COMERICA WEB INVOICING TERMS AND CONDITIONS
Effective 08/15/2013 ADDENDUM D COMERICA WEB INVOICING TERMS AND CONDITIONS This Addendum D is incorporated by this reference into the Comerica Web Banking Terms and Conditions ( Terms ). Capitalized terms
More informationSUPPORTING JUSTICE IN LOUISIANA: A Report on the Pro Bono Work of Louisiana s Lawyers
SUPPORTING JUSTICE IN LOUISIANA: A Report on the Pro Bono Work of Louisiana s Lawyers July 2017 AMERICAN BAR ASSOCIATION STANDING COMMITTEE ON PRO BONO AND PUBLIC SERVICE 321 N. CLARK STREET CHICAGO, ILLINOIS
More informationFor Your Business Success make sure your bookkeeping is well established
For Your Business Success make sure your bookkeeping is well established SCORE mentoring has taught me that a prime, on-going need is for the small business owner to do a diligent job of keeping track
More informationLeasehold Management Service Standards
Leasehold Management Service Standards The Home Ownership Team is committed to delivering a high-quality service to our customers. We want to involve you in a meaningful way in order to continually improve
More informationA Guide To Do-It-Yourself Moves
A Guide To Do-It-Yourself Moves A lot goes into moving, which usually leads to people seeking out all the extra help they can get or afford. It s nice having an extra hand, especially when it comes to
More information