1. APPLICATION PROCESS

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1 1. APPLICATION PROCESS 1.1 Is it possible for a candidate to apply for a Gaming Hall as an individual and at the same time as a member of a consortium? Each candidate is free to choose between an individual application or an application within a consortium. However, in the case of multiple applications by the same candidate, only one will be taken into consideration. 1.2 Can someone apply for a Gaming Hall to be operated by someone else? The application can be submitted by any individual or legal entity and will be assessed based on the applicant details. However the applicant is obliged before the assessment process to state whether he or another person will be responsible for the Gaming Hall operation. The Operator will be assessed separately and approved before contract signature. 1.3 Is the age limit of 60 years absolutely binding or there may be exceptions (e.g. 64 years)? The age limits are legally defined, therefore are binding. However this limit is binding for the Gaming Hall Operator of the store, not for the partner. If partner and Operator is the same person, the age limit should be observed. 1.4 Is it mandatory for a candidate to set up a company? It is not required to set up a company for participating in the call, nor for acquiring a Gaming Hall. 2. SELECTION PROCESS 2.1 What are the selection criteria? Partner is evaluated and selected according to commercial criteria. Gaming Hall Operator must comply with the regulation requirements e.g., age 25-60, Greek resident, secondary education certificate etc. In addition, the Operator must succeed in the qualitative assessment. 2.2 What will be the selection criteria of one interested candidate over another applying for the same location? In the selection process candidates will be ranked according to the result of the qualitative assessment. Higher-ranked candidates will have priority over lower-ranked candidates. 2.3 Which candidacy will be preferable - consortium or single applications? The selection process is based on qualitative assessment rather than the type of the entity of the applicant. Everyone is assessed based on the same criteria with no priority due to the type of application.

2 3. GAMING HALL LOCATION 3.1 Do the Gaming Halls need to be isolated from other businesses? According to the regulation, Gaming Halls must be standalone shops not connected physically to other businesses. 3.2 Can an Operator recommend a location for a Gaming Hall? Yes, an Operator can recommend a location during the qualitative assessment (interview). 3.3 What is the number of VLT machines to be installed in each Gaming Hall? According to the legislation, each Gaming Hall can have up to 25 VLT machines installed. 3.4 Can a gaming Hall owner participate in the construction of Gaming Hall if it is not yet complete? In order to ensure consistency and high quality of construction for all Gaming Halls, the stores look and feel needs to be uniform as the HGC approved one. Moreover, in order to take full advantage of negotiated preferential prices with the construction companies and material suppliers, the Gaming Hall owner cannot alter the design or participate in the construction. 3.5 Is it possible to intervene in the interior decoration of the Gaming Hall? No, the Gaming Hall s interior design has already approved by the Hellenic Gaming Commission (HGC). 3.6 What are the minimum space requirements of a Gaming Hall? The store should be legal and characterized as a space for commercial use based on the city urban planning. Minimum area 115sqm. 3.7 Is a candidate allowed to apply for a Gaming Hall in any region? General rule is that anyone can apply anywhere, however, during the qualitative assessment knowledge of the local market is considered an advantage. Local knowledge is an important factor for successful operations and high-quality customer service, once the Gaming Hall is up-and running. 3.8 Can an Operator be forced to accept a location that he does not want? No, the location has to be agreed by both parties OPAP and the GH owner. 4. GAMING HALL FINANCIALS 4.1 What is the investment needed? The investment for the construction of Gaming Hall is VAT included, depending on size of Gaming Hall. 4.2 Is the investment negotiable?

3 No the investment is non-negotiable since preferential prices are ensured across cost items, from Gaming Hall construction till equipment. 4.3 When does the GH owner need to pay the first installment? An initial installment of forty thousand Euro ( ) is required on contract signature. Payment of the remaining amount, relating to construction cost, should be completed when the construction of the Gaming Hall is finished and post OPAP s notification to the partner for the final amount to be invoiced. 5. GAMING HALL OPERATIONS 5.1 Who is responsible for technical issues in the Gaming Hall? OPAP will provide all necessary support for or any kind of technical issues related to the VLTs operations. 5.2 Who is responsible for covering potential damages from use of equipment? The owner is responsible for the proper care and maintenance of all equipment in the Gaming Hall. Any damage caused by customers improper use is the Operator s responsibility. 5.3 Who is responsible for games selection? OPAP is monitoring the performance of each game and will optimize game selection for each Gaming Hall. OPAP expects from the Gaming Hall Operators to provide feedback for the selected games (e.g., customer preference). 5.4 Are Gaming Hall Operators going to be trained? According to the OPAP policy, Gaming Hall Operator and all staff will receive appropriate training from an authorized group created exclusively for this purpose. 5.5 Can a GH owner recruit staff through OAED programs? The Game Hall owners can submit corresponding applications. 5.6 Who pays for the security of a Gaming Hall? The GH owner is solely responsible for the security of the Gaming Hall and all of its equipment. All Gaming Halls will be equipped with security cameras and alarms. It is at the discretion of the Gaming Hall owner to ensure any additional security measures. 5.7 Who will be responsible to answer clients complaints about malfunctions and handle disputes? The primary contact for customer complaints is the Gaming Hall Operator and his/her mandated employee on site. All complaints and disputes must be logged as per standard operating procedures defined by OPAP and required by law. OPAP will provide all the necessary support to address customer disputes.

4 5.8 When can the player cash out? The player can cash out at any time. According to the regulation amounts over are paid in the declared player s bank account, while for amounts up to the cash out can be made directly into the Gaming Hall 6. CONTRACT AND REGULATION 6.1 What is the duration of the contract? It is equal with the duration of the concession contract between OPAP and the Greek State that is now 10 years. 6.2 What happens if the consortium structure needs to change? Any changes in the consortium structure must be approved in writing by OPAP throughout the whole term of the Gaming Hall contract. 6.3 If a candidate GH owner decides to start a Gaming Hall by himself is it possible to turn the business into consortium later? Any changes in the ownership structure must be approved in writing by OPAP throughout the whole term of the Gaming Hall contract. 6.4 May the operating hours of Gaming Halls be flexible? According to the HGC regulation, the operating hours of Gaming Hall are within the limits from 10:00 to 2:00 of the next day, or, on Fridays, Saturdays and national holiday eves, from 10:00 to 4:00 of the next day. A Gaming Hall shall be allowed to operate, due to local festivities, seasonality and national holidays, on a 24-hour basis for a maximum time period of fifteen (15) days annually, following the Communication/Approval from OPAP and Notification of the HGC. 6.5 What are the restrictions in terms of drinks / snacks / refreshments? According to the HGC regulation (article 41, par. 8) Within the Certified Venues, the distribution, selling and/or consumption of alcoholic beverages having an alcoholic strength by volume of less than or equal to 15% vol. shall be permitted. Snacks will be provided through vending machines 6.6 Do people working in Gaming Halls require the same level of certification as the Gaming Hall Operator? The Operator is certified together with the Gaming Hall and bears the full responsibility for complying with the law towards the Authorities and towards OPAP. Other employees do not need to be certified. 6.7 What information is required for the Player Card? According to the VLT regulation, the Player Card must include as minimum name, ID number or valid passport, date of birth and home address.

5 7. Games 7.1 Which are the manufacturing companies of the Slot Machines found at the PLAY stores? For its PLAY stores network, OPAP Group has selected games from the greatest manufacturers in the world, having thousands of games installed throughout the international market. The 4 available companies are the following: IGT SYNOT SG (Scientific Games) INSPIRED 7.2 How many games can I find from every company? At the moment, the number of games installed at the Slot Machines that you will find at the PLAY stores range from 5 to 7 per company. 7.3 What are the most popular games that one may play at the Slot Machines? Below you may find the games per company: IGT: Goldify/ Sphinx/ The Big Easy/ Joker s Riches/ Quick Pay Jackpot SYNOT: Crazy Wizard/ Extreme Joker/ King of Diamond/ Twenty Seven/ Wild Sweets/ Lucky Casino Deluxe/ Wicked Wild Witch SG: Black Knight/ Jungle Wild II/ Spartacus/ Treasures Of Cairo/ Zeus INSPIRED: Goddess Of The Amazon/ Diamond Goddess/ Legend Of Triton/ Golden Butterfly/ Super Hot Fruits The games which OPAP Group has installed at the PLAY stores network are the most popular ones of every company, they are state of the art, and offer an excellent entertainment experience to the players. 7.4 What is a game cycle (Spin)? The game cycle or Spin is a full sequence of events, which takes place on the screen of the Slot Machine from the start of the game, after the player chooses it, and until the final transfer of credits to the credits meter of the player or the loss of all credits bet in this sequence. 7.5 What are the cylinders/reels and the paylines? The games feature a series of virtual reels/tapes that spin revealing symbols (numbers/icons) and which are used to display the results during the game. In the games, paylines are a series of consecutive symbols on the screen, which may not necessarily form a straight line. The combination of symbols in one line pays out specified winnings. The paylines are formed by symbols, from left to right or even from right to left. A classic game features reels with symbols and at least one (1) payline. Most games feature more than three (3) reels and more than one (1) paylines. The more lines someone bets on, the higher are his/her chances to win. 7.6 How is a VLT game played?

6 The games are very easy to use. The player chooses the monetary amount which he/she wishes to bet and then pushes the spin button to start the game. The player has no control over the combinations that will appear or over an eventual win. There is no way to predict when and whether he/she will win. It is essential that the player reads the Pay Table and the game s instructions to understand how it works. 7.7 What is the Pay Table or Payout Table of the game? All games, at the upper screen of the Slot Machine and/or at the help screen, feature a table which shows all the symbols to which specified winnings are attributed per combination, in conjunction with the entry amount. 7.8 What is the minimum and what is the maximum entry amount per game? The minimum entry amount per game varies depending on the game and the Manufacturer. Based on the regulation on operation, the minimum entry amount may not be inferior to 0.10 and the maximum entry amount may not exceed How many lines can I play with the minimum entry amount of 0.10? At most games installed at the PLAY stores, all paylines may be eventually played with the minimum entry amount of 0.10, without the game providing the option for lines selection. However, there are games in which the player has the option to select the lines which he/she wants to play and determine his/her entry amount per line What is the maximum amount of winnings per game? The maximum amount of winnings per game, based on the regulation on operation, is 5,000. This means that the total amount of winnings per spin may not exceed 5,000, including winnings from Bonus/ Main game and Risk What is the maximum amount of winnings with the minimum entry amount of 0.10? The amount of winnings of the games is always calculated in conjunction with the entry amount played. However, with winnings from Bonus, Risk and with a bit of luck the maximum amount of winnings may be possibly achieved What is the RNG (Random Number Generator) and how does it work? The Random Number Generator comprises software installed in every Slot Machine. The Generator determines the outcome of every spin with the push of a button. In particular, as soon as the player pushes the spin button of the game, the Generator will carry out a new, independent draw. Nobody and nothing may affect the outcome of the draw, besides the Random Number Generator, and there are no patterns or indications which suggest that a win may occur. Every player should remember that winning the game is a random event, which means that all future outcomes are unpredictable What is the payout and how many payouts are there per game? The payout is the ratio of the total winnings credits to the total credits bet on the game, expressed as a percentage. However, the games minimum payout is set by the legislation (L. 4002/2011) at 80%.

7 Every manufacturer provides OPAP with multiple payouts per game. Indicatively, the payouts of the games installed at the PLAY stores range from 86% to 96% What is the bonus of the games that one may play at the PLAY stores? All games installed at PLAY stores offer the player a great variety of different bonuses per game. Indicatively, most games feature the Free spin bonus, Wild cards replacing the symbols, winnings multipliers, winnings from scattered symbols, Prime spins (activating a set of spins when one bets with a discount, while the payout increases), Double up/triple up, Risk etc. For more information please refer to the help screens of every game Where can I find detailed information on every game? All information of the games can be found at the help screen of every game, in the game guide found at every store, as well as at the Games section of

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