DBS ILLUMINATES HONG KONG BY IGNITING POSSIBILITIES, SPARKING JOY. *** Igniting possibilities and sparking joy are at the heart of DBS

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1 News Release DBS ILLUMINATES HONG KONG BY IGNITING POSSIBILITIES, SPARKING JOY *** Igniting possibilities and sparking joy are at the heart of DBS Hong Kong, 1 March 2015 Over the past five years, the remarkable journey of growth and success at DBS has transformed the bank into an Asian powerhouse with a market capitalisation of SG$50 billion, ranking DBS among the 200 most valuable publicly listed companies in the world. As we embark on the next stage of our journey, we seek to challenge traditional perceptions of banks and banking by sparking joyful experiences that connect businesses and communities, illuminate the lives of people everywhere through creativity and innovation, and much more. We do this through pain-free and delightful customer experiences that embrace simple and effortless banking. We also understand and grow businesses and provide great shareholder returns. We value trust and loyalty. We offer plentiful opportunities to learn and a great place to work. We give back to the community and seek to create an impact beyond banking. This passionate belief in the transformative power of Igniting Possibilities, Sparking Joy represents what the bank stands for and everything we do at DBS Bank (Hong Kong) Limited. Alex Cheung, DBS Bank (Hong Kong) Limited s Managing Director and Head of Institutional Banking Group, said: The spark that leads to success often comes from ingenuity, inspiration and innovation. We believe these human qualities reside in all of us; they just sometimes need to be ignited within us. Our ongoing support of social enterprises and community empowerment is a reflection of what DBS is about and is at the heart of what we say and do to spark joy. Since 2013, DBS Bank (Hong Kong) Limited has supported 24 social enterprises in Hong Kong with over HK$4 million in grants. The funds have enabled these social enterprises to develop over 100 new products and services, provide more than 7,000 training hours and some DBS Spark Campaign Page 1 of 7 DBS Bank (Hong Kong) Limited

2 250 job opportunities to the disadvantaged or marginalised. In addition, about 650 DBS staff contributed over 6,500 hours last year towards community projects that benefitted more than 1,400 single elderly persons and underprivileged children. In 2015, the DBS Foundation will continue to catalyse social innovation and ignite possibilities by nurturing the social entrepreneurship sector. We will inject a further HK$2 million to launch a brand new incubation programme for social innovators who adopt innovative and sustainable strategies to combat social issues and ignite and implement positive changes in the community. We will also offer capacity building and incubation support, as well as business clinics and workshops to the grantees. Our staff volunteers will also serve as social angels to provide professional advice to the grantees throughout the incubation process. All these initiatives reflect our commitment to give back to the community and create an impact beyond banking. Pearlyn Phau, DBS Bank (Hong Kong) Limited s Managing Director and Head of Consumer Banking Group & Wealth Management, said: Sparking joy is about speaking to one s heart. At DBS, we find inspiration everyday and in all sorts of unexpected places to ignite possibilities and spark joyful experiences with our customers and staff. Digitisation is key to what we are doing to spark joy in the customer journey. The ipad-enabled ec-loan programme, for example, enables SMEs to easily access additional funding of up to HK$2 million for as long as three years without the need to pledge any collateral, thus helping them to free up much needed working capital. Leveraging digital technology via the ipad streamlines what was previously a paper-based approval process requiring 4-5 days to a turnaround time of just one hour, and benefits our SME customers. Another example is DBS idealife. Optimised for savvy customers on the go, DBS idealife is designed to be the go-to one-stop travel app that makes life on the move joyful and easy. With DBS idealife, customers have everything they need at their fingertips to get ready for a trip. Users can get great deals on hotels, use voice input to apply for travel insurance, and much more. Glendy Chu, Head of Group Strategic Marketing & Communications at DBS Bank (Hong Kong) Limited, said: Igniting possibilities and sparking joy encapsulate everything we do as The Asian Bank of Choice. It s about the choices we make and speaks to the legacy we want to leave at DBS and the community we are a part of. Igniting Possibilities, Sparking Joy spans broadcast, social media and digital mediums, with both online and offline advertising. Pre-launch initiatives included an engaging video about the joy of banking at DBS to generate buzz and excitement via social media. Soon after launching on YouTube, the video was ranked the most popular corporate video in Hong Kong. The DBS Spark Campaign Page 2 of 7 DBS Bank (Hong Kong) Limited

3 Igniting Possibilities, Sparking Joy TV commercial will hit the airwaves on 2 March. Total campaign expenditure is in the eight figures. Igniting Possibilities, Sparking Joy is also a community-wide call to action. Social engagement is key as members of the general public are encouraged to participate by creating their own #MySparkHK light paintings on social media and sharing their personal aspirations as well as meaningful goals for the community as a whole via a Spark microsite. Hong Kong has a wealth of Spark stories and a number of key opinion leaders and industry luminaries have already shared their stories on the microsite, including superstar sensation Joey Yung and Justin Chiu, Executive Director of Cheung Kong (Holdings) Limited. Upcoming Spark stories will feature Hong Kong s first ever Formula 3 driver, Marchy Lee, as well as successful young innovators and entrepreneurs, like Chow Shing-yuk of EasyVan, a peer-to-peer app that connects van drivers with individuals or businesses in need of having their stuff moved quickly, Ronnie Cheng of Lab Made, Asia's first liquid nitrogen ice cream laboratory, and many more. DBS is also Igniting Possibilities, Sparking Joy with recent news that it has been named the most valuable bank brand in ASEAN for the second consecutive year. Leading brand valuation consultancy Brand Finance said DBS increased its brand value by 10% to US$4.4 billion, or double over the past five years, and has one of the highest customer loyalty scores in Asia. DBS Spark Campaign Page 3 of 7 DBS Bank (Hong Kong) Limited

4 Photo Caption: Photo 1: (From left to right) Glendy Chu, Head of Group Strategic Marketing & Communications at DBS Bank (Hong Kong) Limited, Alex Cheung, Managing Director and Head of Institutional Banking Group at DBS Bank (Hong Kong) Limited and Pearlyn Phau, Managing Director and Head of Consumer Banking Group & Wealth Management at DBS Bank (Hong Kong) Limited spark joy with a selfie. DBS Spark Campaign Page 4 of 7 DBS Bank (Hong Kong) Limited

5 Photo2: (From left to right) Sparking something amazing in Hong Kong are Glendy Chu, Head of Group Strategic Marketing & Communications at DBS Bank (Hong Kong) Limited, Pearlyn Phau, Managing Director and Head of Consumer Banking Group & Wealth Management at DBS Bank (Hong Kong) Limited, superstar sensation Joey Yung and Alex Cheung, Managing Director and Head of Institutional Banking Group at DBS Bank (Hong Kong) Limited. DBS Spark Campaign Page 5 of 7 DBS Bank (Hong Kong) Limited

6 Photo 3: (From left to right) Glendy Chu, Head of Group Strategic Marketing & Communications at DBS Bank (Hong Kong) Limited, Pearlyn Phau, Managing Director and Head of Consumer Banking Group & Wealth Management at DBS Bank (Hong Kong) Limited, superstar sensation Joey Yung, Alex Cheung, Managing Director and Head of Institutional Banking Group at DBS Bank (Hong Kong) Limited celebrate the launch of Igniting Possibilities, Sparking Joy in Hong Kong with successful young innovators and entrepreneurs, Ronnie Cheng of Lab Made and Chow Shing-yuk of EasyVan. DBS Spark Campaign Page 6 of 7 DBS Bank (Hong Kong) Limited

7 About DBS DBS - Living, Breathing Asia DBS is a leading financial services group in Asia, with over 250 branches across 17 markets. Headquartered and listed in Singapore, DBS has a growing presence in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's capital position, as well as "AA-" and "Aa1" credit ratings, is among the highest in Asia-Pacific. DBS has been recognised for its leadership in the region, having been named Asia s Best Bank by The Banker, a member of the Financial Times group, and Best Bank in Asia-Pacific by Global Finance. The bank has also been named Safest Bank in Asia by Global Finance for six consecutive years from 2009 to DBS provides a full range of services in consumer, SME and corporate banking activities across Asia. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region s most dynamic markets. These market insights and regional connectivity have helped to drive the bank s growth as it sets out to be the Asian bank of choice. DBS is committed to building lasting relationships with customers, and positively impacting communities through supporting social enterprises, as it banks the Asian way. It has also established a SGD 50 million foundation to strengthen its corporate social responsibility efforts in Singapore and across Asia. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. The bank acknowledges the passion, commitment and can-do spirit in all of our 21,000 staff, representing over 40 nationalities. For more information, please visit. [End] DBS Spark Campaign Page 7 of 7 DBS Bank (Hong Kong) Limited