The Rwandan Ambassador to the UK, Mr. William Nkurunziza accepting the Award in London on behalf of Bank of Kigali ltd.

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1 Bank of Kigali Wins Big in 2014 Kigali, 11 th December 2014 Bank of Kigali (the Bank ), the largest bank in Rwanda by market share of total assets, loans, deposits and shareholders funds, announced that it has been named the country winner of the Bank of the Year 2014 Award by The Banker magazine for the fifth year since The Award, introduced in 2000 by The Banker magazine, is given to leading commercial and investment banks worldwide in recognition of their achievements. At a ceremony held in London on the 27 th of November 2014, Bank of Kigali was recognised for its ability to defend its market-leading position and, in some areas, grow its market share. The Bank has about a one-third market share in terms of assets, loans and customer deposits. The Rwandan Ambassador to the UK, Mr. William Nkurunziza accepting the Award in London on behalf of Bank of Kigali ltd. The Bank was commended for continuing to invest in alternative delivery channels, such as mobile banking and the agency banking platform, BK Yacu, which allows real-time mobile transactions and money transmission to any mobile subscriber in the country regardless of whether they have a bank account or not. Also mentioned was the fact that Bank of Kigali recently began offering custodial

2 services to local, regional and international investors; a move that is bound to improve the investment environment of the country. On the 4 th of December 2014, Bank of Kigali received another award in London. It scooped the Best Bank in Rwanda Award from Emeafinance for the sixth consecutive year. Speaking at a charity dinner to mark the event, Christopher Moore, Publisher & CEO of EMEA Finance said, We are proud to recognize Bank of Kigali as our Best Bank in Rwanda again this year. The Bank consistently performs at the highest level and has recorded another year of impressive double-digit growth. Assets, deposits and lending increased by 29%, 26% and 27% respectively. Rwandan Embassy First Secretary, Mr. James Uwizeye receives the Emeafinance Award on behalf of Bank of Kigali ltd. Tim Burke, the editor of EMEA Finance magazine explained, "In a market where most of the banking sector was in a more defensive mode, Bank of Kigali stands out with its strong growth story, and impressive return on equity. The Bank is a bellwether for the industry and a blue chip on the nascent local exchange." Earlier this year Bank of Kigali collected a couple of other prestigious awards. In May 2014, the Bank received the Best East African Bank Award from the African Banker s for a second time. It also

3 scooped the FiRe Award for Best Financial Reporting Company in Rwanda for the second time. In July, the Bank received the Euromoney Award for Excellence 2014 as the Best Bank in Rwanda for the second year in a row. We are very pleased and honoured to receive all these awards. I want to express my sincere gratitude to the organisers of these awards but above all to the entire banking team at Bank of Kigali for their relentless hard work. This is not only recognition of our efforts but an encouragement to keep moving forward, commented Dr. James Gatera, the Chief Executive Officer of Bank of Kigali. Bank of Kigali continues to shine and receiving these awards is proof of that in every respect. I congratulate the Bank for their continued hard work and achievements, commented Lado Gurgenidze, the Chairman of the Board. The table below shows the awards and accolades the Bank has received in Bank of the Year 2014, 2012, 2011, 2010 and 2009 Our Awards & Accolades Best Financial Reporting Company, Rwanda 2014 and 2012 Best Bank in Rwanda 2014, 2013, 2012, 2011, 2010 and 2009 Best East African Bank 2014 and 2012 Best Bank in Rwanda 2014 and 2013 About The Banker Magazine The Banker Magazine is a publication of Financial Times Business Ltd, a member of the Financial Times group of companies. Since 1926 The Banker magazine has been at the forefront of financial publishing. It is published every month and provides investigative comment and expert analysis on the key developments in the global banking arena.

4 About Emeafinance Magazine EMEA Finance is a magazine dedicated exclusively to the financial markets across emerging Europe, the Middle East and Africa (the EMEA Region). It covers financial events, happenings and triumphs initiated and influenced by the international financial industry. Accordingly, the magazine has three categories for banking awards where outstanding banks in each region are recognised and awarded every year. These categories are; African Banking Awards, Europe Banking Awards and the Middle East Banking Awards. About Euromoney Magazine Euromoney is an English-language monthly magazine focused on business and finance. First published in 1969, it is the flagship production of Euromoney Institutional Investor plc. Euromoney covers global banking, macroeconomics and capital markets, including debt and equity. The Euromoney Awards for Excellence single out financial institutions for 25 global awards in banking and capital markets, as well as the best banks and securities houses in nearly 100 countries. About FiRe Awards The (FiRe) Awards recognise excellence in financial reporting. It is an initiative of the Institute of Certified Public Accountants of Kenya (ICPAK), the Capital Markets Authority (Kenya) and the Nairobi Securities Exchange (NSE). It is a key plank of their joint commitment in promoting excellence in financial reporting, fostering sound corporate governance practices and enhancing corporate social responsibility and environmental reporting in East Africa. About Bank of Kigali Limited Established in 1966, Bank of Kigali is the largest bank in Rwanda by total assets, with a 33% market share as of 30 th September The Bank has 70 branches in Rwanda and provides retail and commercial banking services to over 272,000 individuals and 23,000 legal entities. In 2011, the Bank became the second domestic company to be listed on the Rwanda Stock Exchange. The Bank s Initial Public Offer in 2011 was recognized as the Best African Listing by Africa Investor (AI).

5 For further information, please visit or contact: Lado Gurgenidze James Gatera Shivon Byamukama Josephine Murangira Chairman of the Board Chief Executive Officer Company Secretary Investor Relations Officer /Head of Corporate Affairs Tel: Tel: / Tel: / Tel: /

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