The Seiler Group at Morgan Stanley Smith Barney. Wealth management for current and aspiring professional athletes.

Size: px
Start display at page:

Download "The Seiler Group at Morgan Stanley Smith Barney. Wealth management for current and aspiring professional athletes."

Transcription

1 The Seiler Group at Morgan Stanley Smith Barney Wealth management for current and aspiring professional athletes.

2 12 Terry Drive Newtown, Pennsylvania / Toll-Free / Main / fax fa.smithbarney.com/theseilergroup TheSeilerGroup@mssb.com

3 The Seiler Group at Morgan Stanley Smith Barney As a professional athlete, you have unique challenges when it comes to managing your wealth. Most people earn their money over the course of a 30/40 year career; yours will be much shorter. Most people earn a relatively low salary in their 20 s and 30 s; your income will be very large those years, then taper off or disappear altogether. Most people work 9-5 during the week with weekends off; you work 7 days a week. Most people work steadily year-round; you have a highly concentrated but relatively short work year. Clearly, requirements for managing your wealth are different from most high-income individuals. That s why the experience of The Seiler Group in working with professional athletes is particularly valuable to you. In addition to providing comprehensive, high-touch wealth management services, we know how to work within the special circumstances of professional athletes. With our combination of experience and skill, we deliver tailored investment strategies designed to help you manage and preserve your wealth. We place high value on a relationship based on integrity, accountability, and understanding your goals and needs. The Seiler Group 3

4 Meet the Professionals Thomas A. Seiler Senior Investment Consultant Managing Director - Wealth Management Clockwise from top: Ryan Wayne, Nicole Morawski, Patrick Seiler, Thomas Seiler, Terri Schafer As a founding member of The Seiler Group, Mr. Seiler has focused on meeting the sophisticated needs of today s institutional investors since He began his career in 1990 with Merrill Lynch, concentrating on high net worth clients. Drawing on more than 20 years of experience in the Financial Services industry, Tom concentrates on highly developed asset allocation and investment strategies, conducts extensive research and evaluation on investment management firms, forms comprehensive investment policy statements and provides ongoing performance measurement and monitoring for client portfolios. A graduate of Montclair University, Mr. Seiler is designated a Corporate Retirement Director at Morgan Stanley Smith Barney and honored member of the Business Owner Executive Counsel. Tom has served as an NFLPA Financial Advisor since Mr. Seiler currently lives in Newtown, PA with his wife, Debbie, and two children, Alexa and Jake. Tom is an active member of the Ambassador Board of Saint Mary Medical Center and was recently presented with the Philanthropy award for Cerebral Palsy 4 Morgan Stanley Smith Barney

5 of New Jersey. An active tri-athlete, you may see Tom training or sharing notes with some of the groups NFL players on the best conditioning techniques in preparing for upcoming races. Patrick M. Seiler, CFP, CIMA Senior Investment Consultant Second Vice President Patrick works with institutional clients (corporations, pension and profit sharing plans, 401(k) plans, and foundations), and also provides comprehensive planning to private high net worth individuals and families. Prior to joining the financial services industry, Patrick received an honorable discharge from the United States Marine Corp and served with the San Diego Police Department. He then began his career in the financial industry in 1995 with A. G. Edwards, later working with Merrill Lynch. Then, in 2005, he joined Morgan Stanley Smith Barney. Already a Certified Financial Planner (CFP ) practitioner, Patrick has also earned the prestigious designations of Certified Investment Management Analyst SM (CIMA ) from the Wharton Business School at the University of Pennsylvania, Chartered Retirement Planning Specialist SM (CRPS ) and Chartered Retire ment Planning Counselor SM (CRPC ). Patrick is also a member of the Marine Corp League, Doylestown Free Masons, NJ State Law Enforcement Officers Association, Elks Club, American Legion, Investment Management Consultants Association and Bucks Business Alliance. Patrick, his wife Wendy, and their two children Maeve and Thomas, live in Buckingham and enjoy spending time outdoors. The Seiler Group 5

6 Ryan T. Wayne Consulting Group Analyst Nicole A. Morawski Senior Registered Associate Terri L. Schafer Client Service Associate With more than 15 years of experience in financial services, Ryan works with foundations, institutions, and high net worth individuals. He holds a dual Bachelor s degree in Economics and Finance from Susquehanna University and earned his MBA in Finance from Drexel University. Ryan s strong analytical skills provide clients with daily guidance on both market analysis and economic trends. His primary focus is monitoring private client financial plans and their investment policies and statements. Ryan s wife Lynda is an audiologist with a local practice, and the couple has a young daughter, Madilyn. He enjoys spending time with his family. Nicole began her career as a legal assistant, developing keen attention to detail and organization. She then entered the financial industry in 2000 as a compliance director at Merrill Lynch before joining The Seiler Group in 2003 as a group administrator. Today, Nicole directs administration for all our clients day-to-day needs, with a strong commitment to excellent service. An avid fan of ice hockey and motorsports, Nicole also enjoys spending time with her family and traveling. Prior to joining The Seiler Group in 2009, Terri worked in the Operations Department at Morgan Stanley Smith Barney, handling the overall process of the entire branch office. Terri also spent ten years in retail banking, giving her a broad background in financial services and preparing her for client service administration. Terri is responsible for all daily client administration and overall support for the group. A resident of Bucks County with her husband, William and their three sons, Terri actively participates in family activities while also playing in a women s softball league. 6 Morgan Stanley Smith Barney

7

8 Developing Your Life Plan with The Seiler Group Charting a prudent course to financial independence requires a wellconceived, personalized plan with defined long-term goals. Our wealth advisory consultative process can help you design a cohesive plan for the future that includes: Step 1: Discovery Before our first meeting we suggest that you take a fresh inventory of your wealth, including where each asset is located and what it is worth. At that meeting, we will begin by exploring many questions to try to capture what matters most to you and fully understand what you want to accomplish with your wealth. We will talk about you, the kind of lifestyle you enjoy, what worries you and what you are passionate about. Our conversation will also explore your values, key relationships, total assets, preferred manner of communication, as well as identify the other professional advisors with whom you work. That way, our team can help you determine how all the facets of your financial situation could dovetail effectively. Step 2: Analysis and Recommendation Based on our discussion, the team will analyze your personal and financial information, including liabilities, and assess risks and identify potential threats to your financial health. We will present you with a personalized plan that can help address your income and cash flow needs, borrowing requirements, asset protection, retirement planning, wealth transfer, philanthropy and other areas beyond investment management. By taking the additional time to carefully review these topics, we hope to make you comfortable with proposed investment strategies and service providers before implementing your wealth plan. Step 3: Implementation After you have approved your wealth plan, we will work closely with you to implement it, bringing an objective approach, and paying special attention to how the various parts of your plan can affect, enhance and integrate with each other. Wherever appropriate, we will suggest seeking additional, indepth advice on particularly complex issues we have identified, including family-dynamics, estate planning, lending, tax planning strategies and more. Whatever approach we decide on, the team will help you keep your investments on track. Step 4: Reviewing Objectives We believe that ongoing communication is a vital component of our ongoing relationship, and we are committed to keeping abreast of your changing financial needs. Your financial documents provide the foundation for regular meetings, and the team will review your portfolio at your request and whenever you feel that your circumstances have changed. We will then seek to make certain that your assets are positioned according to your evolving needs. If necessary, we will suggest adjustments to your strategy to address changes in your circumstances or your objectives. 8 Morgan Stanley Smith Barney

9

10 The Four Pillars of Wealth Management We believe that holistic wealth management is most effective when it involves every aspect of your life as it relates to your assets. We look at each client s big picture in terms of four different buckets : Lifestyle, Asset, Risk, and Liability. Lifestyle management How much is enough? To answer this question, and thus provide proper wealth management strategies, we need to discover crucial information about you and your goals. What kind of life do you want to lead? Determining your needs. How much do you want to leave to others? Trusts and other estate planning structures What are your plans for retirement? IRAs, 401(k) plans, equity compensation, other retirement savings accounts. What about your legacy? Charitable trusts, private family foundations, donor-advised funds. Asset management Are your assets appropriately allocated and properly diversified? We provide the services designed to help ensure that your assets are well managed. Risk analysis and asset allocation Investment Policy Statement Stocks, bonds, mutual funds, annuities, options, alternative investments, CDs Fee-based managed accounts Mutual funds, investment manager and global equity research Risk management How well is your net worth, and your family, protected? We can help you protect your wealth. Portfolio diversification Hedging strategies Life, disability and longterm care insurance Diversification and liquidity for business owners Tax reduction strategies Identity theft strategies Guidance on family dynamics Liability management How can you use debt within a strategy to help protect and grow your wealth? We offer a variety of services to meet your needs. Lending Securities-backed loans and lines of credit Secured and unsecured loans and lines of credit Business capital and commercial loans 10 Morgan Stanley Smith Barney

11

12 Financial Advisors have access to top-flight research from both Morgan Stanley and Citi, and to the center for investment excellence, a proprietary source of market research and actionable investment ideas. 3,000 global companies tracked 350 research analysts Morgan Stanley Smith Barney is the only firm that has a sales and trading business dedicated exclusively to serving the needs of our wealth management clients. 225 independent capital markets professionals MSSB has the most comprehensive manager due-diligence team in the industry. 1,300 investment products For suitable investors, a team of dedicated research analysts track alternative investment strategies implemented by the most sought-after fund managers. 40 manager research professionals 200 unique strategies 30 dedicated research analysts One of the World s Strongest Investment Organizations Stands Behind Your Financial Advisor Information as of 05/30/2010 unless otherwise indicated

13 A CULTURE of EXCELLENCE OvER ThE years, you have made many financial decisions. OnE in particular is LikELy TO have A LAsTing impact On your well being And ThAT Of your family: ThE ChOiCE Of A financial AdvisOR. Investors who choose Morgan Stanley Smith Barney often tell us that their reasoning is simple. They choose a Financial Advisor and a firm that mirrors the values propelling their own success: a commitment to perform at the highest level for their clients, with no shortcuts, compromises or excuses. a profound Understanding of wealth management needs Business Strategies Charitable Pursuits Education Funding Estate Planning Integrated Planning Investment Management Liquidity Retirement Risk Management U n p a r a l l e l e d e x p e r i e n c e. Drawing on many years of experience, Morgan Stanley Smith Barney understands the importance of shaping relationships that reflect client needs, preferences and aspirations. Our firm and Financial Advisors have an in-depth understanding of virtually all the challenges, goals, preferences, styles and strategies that distinguish wealthy investors. Additionally, as a truly global financial institution, we have an equally acute knowledge of financial opportunities and the potential risks. This combination positions us to develop, structure and execute solutions for your most important financial needs, from accumulating wealth to investing for income, from solidifying retirement security to devising a distribution approach that meets your lifestyle and legacy goals. investment insight without limits. As a client, you have access to the strategic and tactical views of some of the world s most seasoned and respected investment professionals. The members of our Global Investment Committee develop strategies that guide the management of advisory accounts and help to inform the decisions of clients across Morgan Stanley Smith Barney. The team is currently supported by the work of 350 analysts at two of the world s largest investment banks, Morgan Stanley and Citi, who cover key geographic and economic sectors, as well as 3,000 individual equity securities. You also benefit from a premier trading and execution platform. Think of our 225 capital markets professionals as experienced, highly responsive and knowledgeable partners. performance that meets your measure. Among the most important skills of our Financial Advisors is the ability to listen: to thoroughly understand your financial needs and then align the resources to meet them. Your Financial Advisor can help you evaluate immediate concerns and plan for long-term goals, be a sounding board for your investment ideas, assist you in developing and executing a strategy that is precisely your own and help deliver performance results that meet your needs. Your Financial Advisor is your advocate within our firm, an intelligent editor who selects and aligns the many capabilities of Morgan Stanley Smith Barney for you, delivering the right resources to you in the way that is most appropriate for how you invest and what you want to achieve. a strong, steady force in a changing industry CEO and senior team with deep wealth management experience 130 years of combined experience 900 global locations 18,000 financial advisors 7 million client accounts $1.5 trillion client assets Please read important disclosures on the back cover of this brochure Morgan Stanley SMith Barney 13

14 Recognition Notable awards within the last two years, Thomas Seiler has been recognized as the following: 2009 Barron s Top 1, Barron s Top 1, Barron s Top 1, Morgan Stanley Smith Barney

15 Morgan Stanley Smith Barney strives to offer clients the finest in financial thinking, products and execution to help them meet their individual needs and achieve their personal financial goals. When we work together, you ll benefit from personalized advice, objective guidance and dedication to your success as an investor. With access to Morgan Stanley Smith Barney s renowned global resources and investment opportunities, we can help you develop and maintain an optimal investment strategy. Our wealth management strategy will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for building and protecting your wealth.

16 Morgan Stanley Smith Barney offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please contact us to understand these differences. Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Smith Barney Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are urged to consult their personal tax or legal advisors to understand the tax and related consequences of any actions or investments described herein. Source: 2011 Top 1,000 Advisors, Barron s, February 21, 2011, 2010 Top 1,000 Advisors, Barron s, February 22, 2010, 2009 Top 1,000 Advisors, Barron s, February 9, 2009, as identified by Barron s magazine, using quantitative and qualitative criteria and selected from a pool of over 4,000 nominations. Advisors in the Top 1,000 Financial Advisors have a minimum of seven years of financial services experience. Qualitative factors include, but are not limited to, compliance record, interviews with senior management, and philanthropic work. Investment performance is not a criterion. The rating may not be representative of any one client s experience and is not indicative of the financial advisor s future performance. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors pay a fee to Barron s in exchange for the rating. Barron s is a registered trademark of Dow Jones & Company, L.P. All rights reserved. For clients whose account is carried by Morgan Stanley Smith Barney LLC, insurance products are offered in conjunction with Morgan Stanley Insurance Services, Inc. For clients whose account is carried by Citigroup Global Markets Inc., Morgan Stanley Smith Barney LLC offers insurance products in conjunction with SBHU Life Agency, Inc. Since life insurance and long-term care insurance are medically underwritten, you should not cancel your current policy until your new policy is in force. A change to your current policy may incur charges, fees and costs. A new policy will require a medical exam. Actual premiums may vary from any initial quotation. Surrender charges may be imposed and the period of time for which the surrender charges apply may increase with a new policy. You should consult with your own tax advisors regarding your potential tax liability on surrenders. Guarantees and contractual obligations are backed by the claimspaying ability of the issuing insurance company. Morgan Stanley Smith Barney and its Financial Advisors do not provide tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney s licensed insurance agency affiliates. Diversification and asset allocation do not guarantee a profit or protect against a loss. The investments listed may not be suitable for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, and encourages investors to seek the advice of a financial advisor. The appropriateness of a particular investment will depend upon an investor s individual circumstances and objectives. Trust and other fiduciary services are provided by third parties, including Morgan Stanley Trust National Association, a wholly-owned subsidiary of Morgan Stanley. The lending programs referenced within this brochure are provided by Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association Portfolio Loan Accounts are provided by Morgan Stanley Bank, N.A., an affiliate of Morgan Stanley Smith Barney LLC. All credit facilities are subject to approval by Morgan Stanley Bank, N.A. Other restrictions may apply. Rates, terms and programs are subject to change without notice. Morgan Stanley Bank, N.A. is an Equal Housing Lender. Tailored Lending is provided by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. All credit facilities are subject to approval. Other restrictions may apply. Rates, terms and programs are subject to change without notice. Morgan Stanley Private Bank, National Association is an Equal Housing Lender. Securities Based Lending Risks: You must make your clients aware that securities-based loans involve a high degree of risk and that market conditions can magnify any potential for loss. Most importantly, clients need to understand that: Sufficient Collateral must be maintained to support your client s loan(s) and to take future advances The client may have to deposit additional cash or marginable securities on short notice Some or all of your clients securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels Morgan Stanley Smith Barney or its affiliates (the Firm) reserves the right not to fund any advance request due to insufficient collateral or for any other reason The Firm can increase your client s collateral maintenance requirements at any time without notice Securities-based loans may be called by the Firm at any time, in its discretion, regardless of whether or not an Event of Default has occurred. Events of Default include any of the following: Borrower fails to pay any amount due under the Client Agreement Failure to maintain sufficient collateral; death of borrower or any other Loan Party; filing for bankruptcy, liquidation, insolvency Material adverse changes in financial condition of the borrower Investment services are offered through Morgan Stanley Smith Barney LLC, member SIPC. Unless specifically disclosed in writing, investments and services offered through Morgan Stanley Smith Barney are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, the Bank and involve investment risks, including possible loss of principal amount invested. Funds drawn may not be used to purchase, carry or trade margin stock, or to repay margin debt. Morgan Stanley Smith Barney LLC. Member SIPC. Consulting Group and Investment Advisory Services are divisions of Morgan Stanley Smith Barney LLC Morgan Stanley Smith Barney LLC. Member SIPC /11

The Seiler Group at Morgan Stanley Smith Barney. Helping physicians and medical professionals manage their wealth

The Seiler Group at Morgan Stanley Smith Barney. Helping physicians and medical professionals manage their wealth The Seiler Group at Morgan Stanley Smith Barney Helping physicians and medical professionals manage their wealth 12 Terry Drive Newtown, Pennsylvania 18940 800-688-1966 / Toll-Free 215-497-7070 / Main

More information

The Stack-Gravenstine-Smith Group at Morgan Stanley Smith Barney

The Stack-Gravenstine-Smith Group at Morgan Stanley Smith Barney The Stack-Gravenstine-Smith Group at Morgan Stanley Smith Barney 330 Fellowship Road Suite 400, Mount Laurel, New Jersey 08054 800-596-5668 / toll-free 856-273-6407 / fax www.fa.smithbarney.com/stackgravenstinesmith

More information

Chris Bridges. Financial Advisor

Chris Bridges. Financial Advisor Chris Bridges Financial Advisor 832 Lake Sumter Landing The Villages, FL 32162 352-751-7847 / MAIN 800-447-6036 / TOLL-FREE 352-753-8234 / FAX christopher.bridges@mssb.com http://fa.morganstanleyindividual.com/christopher.bridges/

More information

Marilyn J. Black. Financial Planning Specialist Associate Vice President Financial Advisor

Marilyn J. Black. Financial Planning Specialist Associate Vice President Financial Advisor Marilyn J. Black Financial Planning Specialist Associate Vice President Financial Advisor 303 East Main Street Barrington, Illinois 60010 847-842-1546 / Main 800-842-1507 / Toll-Free 847-620-0718 / fax

More information

Keith Simons. Wealth Advisor First Vice President Portfolio Manager

Keith Simons. Wealth Advisor First Vice President Portfolio Manager Keith Simons Wealth Advisor First Vice President Portfolio Manager 150 JFK Parkway Short Hills, New Jersey 07078 973-921-6521 / Main 973-860-1336 / fax keith.simons@mssb.com www.morganstanley.com/fa/keith.simons

More information

The Radcliff-Schatzman Group at Morgan Stanley Smith Barney

The Radcliff-Schatzman Group at Morgan Stanley Smith Barney The Radcliff-Schatzman Group at Morgan Stanley Smith Barney 11 North Water Street Suite 16290, Mobile, Alabama 36602 251-470-1060 / Main 251-470-1100 / fax fa.smithbarney.com/theradcliffgroupsb The Radcliff-Schatzman

More information

The Fortress Group at Morgan Stanley

The Fortress Group at Morgan Stanley The Fortress Group at Morgan Stanley 1 PENN PLAZA, 43RD FL NEW YORK, NY 10119 212-643-5781 / MAIN 800-223-4565 / TOLL-FREE 212-714-2546 / FAX http://www.morganstanleyfa.com/thefortressgroup lane.h.katz@ms.com

More information

The Kaser Mechling Group at Morgan Stanley Smith Barney

The Kaser Mechling Group at Morgan Stanley Smith Barney The Kaser Mechling Group at Morgan Stanley Smith Barney 7311 Crossleigh Court Suite 106, Toledo, OH 43617 419-842-6557 / MAIN 877-834-3669 / TOLL-FREE 419-754-2507 / FAX www.morganstanley.com/fa/theka

More information

The Beacon Group at Morgan Stanley Smith Barney. A guiding light for your financial journey

The Beacon Group at Morgan Stanley Smith Barney. A guiding light for your financial journey The Beacon Group at Morgan Stanley Smith Barney A guiding light for your financial journey 1800 BROADWAY STE 120 BOULDER, CO 80302 720-562-6233 / MAIN 800-787-5218 / TOLL-FREE 303-939-9007 / FAX http://fa.morganstanleyindividual.com/dana.albright/

More information

The Udine Group at Morgan Stanley Smith Barney. Helping Clients Accumulate, Manage, and Transfer Wealth

The Udine Group at Morgan Stanley Smith Barney. Helping Clients Accumulate, Manage, and Transfer Wealth The Udine Group at Morgan Stanley Smith Barney Helping Clients Accumulate, Manage, and Transfer Wealth 330 Fellowship Road Suite 400, Mount Laurel, NJ 08054 856-222-4547 / MAIN 800-932-0037 / TOLL-FREE

More information

The Smalley Berman Group at Morgan Stanley Smith Barney

The Smalley Berman Group at Morgan Stanley Smith Barney The Smalley Berman Group at Morgan Stanley Smith Barney 2727 Hollycroft Suite 330, Gig Harbor, Washington, 98335 253-858-4401 / Main 800-714-7989 / Toll-Free 253-858-4499 / fax fa.smithbarney.com/smalleyberman

More information

The Park Avenue Group at Morgan Stanley Smith Barney

The Park Avenue Group at Morgan Stanley Smith Barney 8 Developing Your Wealth Management Strategy 11 For Life s Most Important Goals 12 A Culture of Excellence The Park Avenue Group at Morgan Stanley Smith Barney 250 South Park Avenue Suite 500, Winter Park,

More information

The Timberline Group at Morgan Stanley. Comprehensive wealth planning strategies for your life and legacy

The Timberline Group at Morgan Stanley. Comprehensive wealth planning strategies for your life and legacy The Timberline Group at Morgan Stanley Comprehensive wealth planning strategies for your life and legacy 5390 Kietzke Lane Suite 200, Reno, NV 89511 775-982-8617 / MAIN 775-329-9578 / FAX www.morganstanleyfa.com/thetim

More information

The Klausner & Duffy Investment Group at Morgan Stanley Smith Barney

The Klausner & Duffy Investment Group at Morgan Stanley Smith Barney The Klausner & Duffy Investment Group at Morgan Stanley Smith Barney 800 East 96th Street Suite 400, Indianapolis, Indiana 46240 317-818-7300 / Main 888-930-0159 / Toll-Free 317-818-7440 / fax jonathan.klausner@mssb.com

More information

Michael Barna Financial Advisor You Have Worked Hard To Build Wealth In Life.

Michael Barna Financial Advisor You Have Worked Hard To Build Wealth In Life. Michael Barna Financial Advisor You Have Worked Hard To Build Wealth In Life. 1200 Lenox Drive Suite 300, Lawrenceville, NJ 08648 609-844-7920 / MAIN 800-659-0650 / TOLL-FREE 609-844-7950 / FAX michael.barna@morganstanley.com

More information

The Whalen Group at Morgan Stanley Smith Barney

The Whalen Group at Morgan Stanley Smith Barney The Whalen Group at Morgan Stanley Smith Barney 125 High Street 24th Floor, Boston, Massachusetts 02110 617-748-5818 / Main 800-829-9199 / Toll-Free 617-478-6518 / fax www.morganstanley.com/fa/ whalengroup

More information

The Fordham Group at Morgan Stanley Smith Barney

The Fordham Group at Morgan Stanley Smith Barney The Fordham Group at Morgan Stanley Smith Barney The Fordham Group at Morgan Stanley Smith Barney 100 Europa Drive Suite 201, Chapel Hill, North Carolina 27517 919-960-5470 / Main 866-838-1467 / Toll-Free

More information

The Margolin/ Worth Group at Morgan Stanley Smith Barney

The Margolin/ Worth Group at Morgan Stanley Smith Barney The Margolin/ Worth Group at Morgan Stanley Smith Barney 140 East Ridgewood Avenue 3rd Floor, North Tower, Paramus, New Jersey 07652 201-967-3300 / Main 800-631-1607 / Toll-Free 201-967-8328 / fax fa.smithbarney.com/

More information

The Park Bay Group at Morgan Stanley Smith Barney

The Park Bay Group at Morgan Stanley Smith Barney The Park Bay Group at Morgan Stanley Smith Barney We provide comprehensive wealth management advice and help connect all the pieces of your financial life. 2/MORGAN STANLEY SMITH BARNEY Our Mission Through

More information

The Nolan Group at Morgan Stanley Smith Barney

The Nolan Group at Morgan Stanley Smith Barney The Nolan Group at Morgan Stanley Smith Barney 125 High St., Floor 24 Boston, MA 02110 617-478-6403 / MAIN 617-249-0308 / FAX http://fa.morganstanleyindividual.c om/thenolangroup/ leonard.nolan@mssb.com

More information

The Garemani Group at Morgan Stanley Smith Barney

The Garemani Group at Morgan Stanley Smith Barney The Garemani Group at Morgan Stanley Smith Barney 2121 Avenue of the Stars Suite 1200, Los Angeles, California 90067 310-551-9433 / Main 310-556-1870 / fax www.fa.smithbarney.com/garemanigroup/ The Garemani

More information

Philip F. Morrissey Portfolio Manager Senior Vice President Financial Advisor

Philip F. Morrissey Portfolio Manager Senior Vice President Financial Advisor Philip F. Morrissey Portfolio Manager Senior Vice President Financial Advisor 19495 BISCAYNE BLVD. PENTHOUSE AVENTURA, FL 33180 305-466-4807 / MAIN 800-736-4554 / TOLL-FREE 305-937-7136 / FAX Philip.Morrissey@morganstanleysmithbarney.com

More information

The Frontier Group at Morgan Stanley Smith Barney

The Frontier Group at Morgan Stanley Smith Barney 8 Developing Your Wealth Management Strategy 10 For life s Most important Goals. 12 a Culture of excellence The Frontier Group at Morgan Stanley Smith Barney East 140 Ridgewood Avenue 5 NT, Paramus, New

More information

The Patterson Group at Morgan Stanley Smith Barney

The Patterson Group at Morgan Stanley Smith Barney The Patterson Group at Morgan Stanley Smith Barney 1241 JOHN Q HAMMONS DRIVE MADISON, WI 53717 608-829-4338 / MAIN As the financial world becomes more complex and investment choices multiply, careful planning

More information

The Greenspan Group at Morgan Stanley Smith Barney

The Greenspan Group at Morgan Stanley Smith Barney The Greenspan Group at Morgan Stanley Smith Barney 7500 Old Georgetown Road 10th Floor, Bethesda, Maryland 20814 301-961-2640 / Main 800-745-4503 x2640 / Toll-Free 240-235-4448 / fax ira.greenspan@mssb.com

More information

James R. Cotto Corporate Client Group Director Senior Vice President Senior Investment Management Consultant Wealth Management for Entertainers and

James R. Cotto Corporate Client Group Director Senior Vice President Senior Investment Management Consultant Wealth Management for Entertainers and James R. Cotto Corporate Client Group Director Senior Vice President Senior Investment Management Consultant Wealth Management for Entertainers and Professional Athletes 2000 Westchester Ave 1NC Purchase,

More information

The Malkin Group at Morgan Stanley

The Malkin Group at Morgan Stanley The Malkin Group at Morgan Stanley Morgan Stanley 399 PARK AVE 12TH FL, NEW YORK, NY 10022 212-893-6530 / MAIN 347-438-2919 / FAX www.morganstanley.com/fa/ themalkingroup As the financial world becomes

More information

The Bonnewell Group at Morgan Stanley Smith Barney

The Bonnewell Group at Morgan Stanley Smith Barney The Bonnewell Group at Morgan Stanley Smith Barney 701 Town Center Drive Suite 902, Newport News, VA 23606 757-873-3300 / MAIN 800-338-8948 / TOLL-FREE 866-767-4630 / FAX http://fa.smithbarney.com/bonnewell/

More information

The Rock Group at Morgan Stanley Smith Barney. Managing Your Wealth, Growing Our Relationship

The Rock Group at Morgan Stanley Smith Barney. Managing Your Wealth, Growing Our Relationship The Rock Group at Morgan Stanley Smith Barney Managing Your Wealth, Growing Our Relationship Change is the law of life. And those who look only to the past or present are certain to miss the future. John

More information

The Pruitt Fisher Group at Morgan Stanley. Helping clients live by design and not by chance

The Pruitt Fisher Group at Morgan Stanley. Helping clients live by design and not by chance The Pruitt Fisher Group at Morgan Stanley Helping clients live by design and not by chance 4259 West Swamp Rd Suite 400, Doylestown, PA 18902 215-230-6908 / MAIN 888-789-1055 / TOLL-FREE 215-230-6910 /

More information

The Terhune Group at Morgan Stanley Smith Barney

The Terhune Group at Morgan Stanley Smith Barney The Terhune Group at Morgan Stanley Smith Barney 1101 FIFTH AVENUE SAN RAFAEL, CA 94901 415-451-1400 / MAIN 800-505-1220 / TOLL-FREE 415-532-1981 / FAX www.morganstanley.com/fa/jerold. terhune jerold.terhune@mssb.com

More information

The Rapkin Hersch Group at Morgan Stanley

The Rapkin Hersch Group at Morgan Stanley The Rapkin Hersch Group at Morgan Stanley Success on your terms 601 Union Street, Suite 2900 Seattle, Washington 98101 Phone: 206.464.4545 2014 Morgan Stanley Smith Barney LLC Member SIPC Seth Rapkin,

More information

The Fortress Group at Morgan Stanley

The Fortress Group at Morgan Stanley The Fortress Group at Morgan Stanley 1 Penn Plaza 43rd Floor, New York, NY 10119 212-643-5781 / Main 800-223-4565 / Toll-Free 212-714-2546 / fax www.morganstanleyfa.com/thefortressgroup lane.h.katz@ms.com

More information

The D'Oliveira-Frick-Dutra Group at Morgan Stanley Smith Barney

The D'Oliveira-Frick-Dutra Group at Morgan Stanley Smith Barney The D'Oliveira-Frick-Dutra Group at Morgan Stanley Smith Barney 7530 Parker Road Fairhope, AL 36532 251-990-2939/ MAIN 877-886-1777/ TOLL-FREE 251-650-1378/ FAX www.morganstanley.com/fa/dfdgroup dfdgroup@mssb.com

More information

The Spectrum Group at Morgan Stanley

The Spectrum Group at Morgan Stanley The Spectrum Group at Morgan Stanley 20807 Biscayne Boulevard Sixth Floor, Aventura, FL 33180 305-937-7100 / MAIN 800-736-4554 / TOLL-FREE 305-937-7136 / FAX www.morganstanleyfa.com/thespectrumgroup The

More information

The Walker/Morse Group at Morgan Stanley Smith Barney

The Walker/Morse Group at Morgan Stanley Smith Barney 6 Our Approach 8 For Life s Most Important Goals 10 A Culture of Excellence The Walker/Morse Group at Morgan Stanley Smith Barney Wealth management for discerning clients 58 South Service Road Suite 400,

More information

The Fox Team at Morgan Stanley

The Fox Team at Morgan Stanley The Fox Team at Morgan Stanley 595 SO FEDERAL HWY STE 400 BOCA RATON, FL 33432 561-393-1513 / MAIN 800-327-0144 / TOLL-FREE 561-393-6250 / FAX The Fox Team at Morgan Stanley We believe that managing wealth

More information

Huffman - Weber Group at Morgan Stanley Smith Barney. Success on your Terms Personalized Financial Strategies

Huffman - Weber Group at Morgan Stanley Smith Barney. Success on your Terms Personalized Financial Strategies Huffman - Weber Group at Morgan Stanley Smith Barney Success on your Terms Personalized Financial Strategies 700 Corporate Park Drive Suite 500, Clayton, MO 63105 314-889-9802 / MAIN 866-646-4644 / TOLL-FREE

More information

The Haas Group at Morgan Stanley Smith Barney

The Haas Group at Morgan Stanley Smith Barney The Haas Group at Morgan Stanley Smith Barney FLORIDA: 595 South Federal Highway 31099 Chagrin Boulevard Suite 400, Boca Raton, Florida 33432 3rd Floor, Pepper Pike, Ohio 44124 OHIO: 561-393-1561 / main

More information

Gwen G. Cohen. Wealth Management in Service of Life s Goals

Gwen G. Cohen. Wealth Management in Service of Life s Goals Gwen G. Cohen Wealth Management in Service of Life s Goals 70 West Madison Street Suite 5450, Chicago, Illinois 60602 312-443-6527 / Main 800-575-5601 / Toll-Free 312-443-6300 / fax fa.morganstanleyindividual.com/gwen.cohen

More information

The Caiazzo Mento Group at Morgan Stanley

The Caiazzo Mento Group at Morgan Stanley The Caiazzo Mento Group at Morgan Stanley 1200 LENOX DR., STE 300 LAWRENCEVILLE, NJ 08648 609-844-7923 / MAIN 800-659-0650 / TOLL-FREE 609-844-7950 / FAX www.morganstanleyfa.com/caiazzomentogroup rick.caiazzo@morganstanley.com

More information

Chesapeake Group at Morgan Stanley Smith Barney. Corporate equity solutions and personalized wealth management for executives

Chesapeake Group at Morgan Stanley Smith Barney. Corporate equity solutions and personalized wealth management for executives Chesapeake Group at Morgan Stanley Smith Barney Corporate equity solutions and personalized wealth management for executives Chesapeake Group at Morgan Stanley Smith Barney 1650 Tysons Boulevard 10th Floor,

More information

The dos Santos Group at Morgan Stanley

The dos Santos Group at Morgan Stanley The dos Santos Group at Morgan Stanley 399 Park Avenue 12th Floor, New York, NY 10022 212-893-6310 / MAIN 800-646-6301 / TOLL-FREE 646-862-9748 / FAX www.morganstanleyfa.com/dossantosgroupsb dossantosgroup@morganstanley.com

More information

KBB Wealth Management at Morgan Stanley Smith Barney

KBB Wealth Management at Morgan Stanley Smith Barney KBB Wealth Management at Morgan Stanley Smith Barney 601 Union Street Suite 5200, Seattle, Washington 98101 206-628-4862 / Main 800-426-7837 / Toll-Free 206-628-4425 / fax fa.morganstanleyindividual.com/

More information

The Fernandez, Hipple and Feranec Group at Morgan Stanley

The Fernandez, Hipple and Feranec Group at Morgan Stanley The Fernandez, Hipple and Feranec Group at Morgan Stanley 2330 West Joppa Road Suite 255, Lutherville, MD 21093 410-494-1859 / MAIN 443-281-5545 / FAX www.morganstanleyfa.com/ fernandezhippleferanecgroup

More information

The MCM Group at Morgan Stanley Smith Barney. Private Wealth Management

The MCM Group at Morgan Stanley Smith Barney. Private Wealth Management The MCM Group at Morgan Stanley Smith Barney Private Wealth Management 10 Madison Ave 1st Floor, P.O. Box 1908, Morristown, NJ 07962 800-524-2423 / MAIN 973-993-5276 / FAX fa.smithbarney.com/themcmgroupsb

More information

The Walker Pearson Group at Morgan Stanley

The Walker Pearson Group at Morgan Stanley The Walker Pearson Group at Morgan Stanley 5444 Riverside Drive 2nd Floor Macon, GA 31210 478-471-2286 / MAIN 800-926-2136 / TOLL-FREE 478-471-3355 / FAX John.C.Walker.III@morganstanley.com John.C.Walker.IV@morganstanley.com

More information

The Clark McKinney Tramontana Group at Morgan Stanley. Smart Solutions. Lasting Relationships.

The Clark McKinney Tramontana Group at Morgan Stanley. Smart Solutions. Lasting Relationships. The Clark McKinney Tramontana Group at Morgan Stanley Smart Solutions. Lasting Relationships. Some Things Are Meant to Last We believe something as important as wealth management should be a positive,

More information

The Evergreen Harbor Group at Morgan Stanley Smith Barney. Client-Focused Wealth Management

The Evergreen Harbor Group at Morgan Stanley Smith Barney. Client-Focused Wealth Management The Evergreen Harbor Group at Morgan Stanley Smith Barney Client-Focused Wealth Management Every investor has the right to know when either risk or opportunity is prevalent in the market. You owe it to

More information

The Compass Group at Morgan Stanley Smith Barney. Naples and Marco Island Florida

The Compass Group at Morgan Stanley Smith Barney. Naples and Marco Island Florida The Compass Group at Morgan Stanley Smith Barney Naples and Marco Island Florida 8889 Pelican Bay Blvd. Suite 300, NAPLES, FL 34108 239-449-7859 / MAIN 800-237-8686 / TOLL-FREE 239-449-7850 / FAX http://fa.morganstanleyindividual.com/carusozapalski/

More information

The Rast Group at Morgan Stanley Smith Barney. Principle Driven Wealth Management

The Rast Group at Morgan Stanley Smith Barney. Principle Driven Wealth Management The Rast Group at Morgan Stanley Smith Barney Principle Driven Wealth Management 1501 Main Street Suite 715, Columbia, SC 29201 803-251-3300 / MAIN 800-786-7866 / TOLL-FREE www.therastgroup.com ben.rast@mssb.com

More information

The Texas Capitol Group at Morgan Stanley Smith Barney. When the Details Matter

The Texas Capitol Group at Morgan Stanley Smith Barney. When the Details Matter The Texas Capitol Group at Morgan Stanley Smith Barney When the Details Matter The Texas Capitol Group at Morgan Stanley Smith Barney will be the wealth advisory group of choice recognized for its exceptional

More information

The Walton and Hitt Group at Morgan Stanley. La Jolla, CA

The Walton and Hitt Group at Morgan Stanley. La Jolla, CA The Walton and Hitt Group at Morgan Stanley La Jolla, CA 1111 Prospect Street La Jolla, CA 92037 858-729-5048 / MAIN 800-473-2331 / TOLL-FREE 858-551-5117 / FAX www.morganstanleyfa.com/thewaltonandhittgroup

More information

The Bahbah Group at Morgan Stanley Smith Barney

The Bahbah Group at Morgan Stanley Smith Barney The Bahbah Group at Morgan Stanley Smith Barney 14850 North Scottsdale Road 6th Floor, Scottsdale, Arizona 85254 480-922-7941 / Main 800-347-5107 / Toll-Free 480-922-7878 / Fax bishara.bahbah@mssb.com

More information

The Pierson Russi Group at Morgan Stanley. Portfolio Management Group

The Pierson Russi Group at Morgan Stanley. Portfolio Management Group The Pierson Russi Group at Morgan Stanley Portfolio Management Group 222 Central Park Avenue Suite 1800, Virginia Beach, VA 23462 757-493-2100 / MAIN 800-622-3430 / TOLL-FREE www.morganstanleyfa.com/piersonrussigroup

More information

The TPC Group at Morgan Stanley Smith Barney

The TPC Group at Morgan Stanley Smith Barney The TPC Group at Morgan Stanley Smith Barney 53 State Street Exchange Place, 39th Floor, Boston, Massachusetts 02109 800-752-2678 / Main 617-227-9070 / fax fa.morganstanleyindividual.com/tpcgroup robert.m.panessiti@mssb.com

More information

The Ernst Group at Morgan Stanley Smith Barney

The Ernst Group at Morgan Stanley Smith Barney The Ernst Group at Morgan Stanley Smith Barney 330 Fellowship Road Suite 400, Mount Laurel, New Jersey 08054 856-222-4505 / Main 800-293-1646 / Toll-Free 856-273-6407 / fax www.fa.smithbarney.com/theernstgroup

More information

Pine Harbor Group at Morgan Stanley. Seeing the forest and the trees

Pine Harbor Group at Morgan Stanley. Seeing the forest and the trees Pine Harbor Group at Morgan Stanley Seeing the forest and the trees 40701 Woodward Avenue Suite 200, Bloomfield Hills, MI 48304 248-723-1800 / MAIN 800-334-8866 / TOLL-FREE 248-723-1850 / FAX www.morganstanleyfa.com/pineharbor/

More information

The Altieri Group at Morgan Stanley Smith Barney

The Altieri Group at Morgan Stanley Smith Barney The Altieri Group at Morgan Stanley Smith Barney As Financial Advisors, we have access to a platform of resources that enables us to select the products and services that match our clients diverse financial

More information

our mission our vision

our mission our vision our mission By combining the experience and skills of The 17th Street Group at Morgan Stanley Smith Barney, we deliver tailored investment strategies designed to help you manage and preserve your wealth.

More information

The Princi Group at Morgan Stanley

The Princi Group at Morgan Stanley The Princi Group at Morgan Stanley 53 State Street 39th Floor, Boston, MA 02109 617-589-3500 / MAIN 800-752-2678 / TOLL-FREE 617-227-9070 / FAX peter.b.princi@morganstanley.com Our practice offers the

More information

The Ricca-Weinerman Group at Morgan Stanley. Providing Comprehensive Wealth Management

The Ricca-Weinerman Group at Morgan Stanley. Providing Comprehensive Wealth Management The Ricca-Weinerman Group at Morgan Stanley Providing Comprehensive Wealth Management 400 Campus Drive Florham Park, NJ 07932 973-236-3500 / MAIN 800-526-9075 / TOLL-FREE 973-236-3601 / FAX http://fa.morganstanley.com/ricca_weinerman/

More information

A FINANCIAL COACH YOU CAN COUNT ON

A FINANCIAL COACH YOU CAN COUNT ON A FINANCIAL COACH YOU CAN COUNT ON AS A PROFESSIONAL ATHLETE, you have unique challenges when it comes to managing your wealth. Most people earn their money over the course of a 30- or 40-year career yours

More information

2 Theatre Square, Ste 322 Orinda, CA Toll free Fax Morgan Stanley Smith Barney LLC, Member SIPC

2 Theatre Square, Ste 322 Orinda, CA Toll free Fax Morgan Stanley Smith Barney LLC, Member SIPC The Gross Turner Beaumont Group at Morgan Stanley Smith Barney Stephen Gross, Senior Vice President and Financial Advisor David Turner III, Senior Vice President and Financial Advisor Rick Beaumont, CFP,

More information

The Bush Natishan Group at Morgan Stanley. Ellen Q. Bush & Karen B. Natishan

The Bush Natishan Group at Morgan Stanley. Ellen Q. Bush & Karen B. Natishan The Bush Natishan Group at Morgan Stanley Ellen Q. Bush & Karen B. Natishan 111 North Washington Ave. Suite 201, Scranton, PA 18503 570-819-8010 / MAIN 570-822-2303 / FAX http://fa.morganstanley.com/thebushnatishangroup

More information

The Susquehanna Group at Smith Barney

The Susquehanna Group at Smith Barney smithbarney.com The Susquehanna Group at Smith Barney built upon innovative and personalized financial strategies our mission The Susquehanna Group at Smith Barney is dedicated to providing customized

More information

The Triantafel Rumps Group at Morgan Stanley

The Triantafel Rumps Group at Morgan Stanley 2 TEAM 4 PROCESS 8 CONTACT The Triantafel Rumps Group at Morgan Stanley THE TRIANTAFEL FAVATA RUMPS GROUP A Morgan Stanley Oak Brook 2211 York Road Suite 100 Oakbrook, IL 60523 William C. Triantafel, CIMA

More information

The Apollo Group at Morgan Stanley

The Apollo Group at Morgan Stanley The Apollo Group at Morgan Stanley A wealth advisory practice that provides clients with the financial planning and investment management services they require and deserve. Private Wealth Management: The

More information

Alliance Group at Morgan Stanley

Alliance Group at Morgan Stanley Alliance Group at Morgan Stanley 1200 THIRD AVE HUNTINGTON, WV 25701 304-529-1000 / MAIN 800-624-3490 / TOLL-FREE 304-529-6873 / FAX http://www.morganstanleyfa.com/alliancegroup/index. htm Alliance Group

More information

The Retirement Management Group at Morgan Stanley Smith Barney

The Retirement Management Group at Morgan Stanley Smith Barney The Retirement Management Group at Morgan Stanley Smith Barney The Retirement Management Group Welcome THE RETIREMENT MANAGEMENT GROUP AT MORGAN STANLEY SMITH BARNEY Meets the Needs of Investors Mark

More information

The Coren/Edelman/Ogur Group at Morgan Stanley Smith Barney

The Coren/Edelman/Ogur Group at Morgan Stanley Smith Barney The Coren/Edelman/Ogur Group at Morgan Stanley Smith Barney 31 West 52nd Street 23rd Floor, New York, New York 10019 212-230-3680 / Main 800-654-1557 / Toll-Free 212-307-3863 / fax seth.coren@mssb.com

More information

The Paladin Group at Morgan Stanley. Advocates for the People, Causes and Goals You Cherish

The Paladin Group at Morgan Stanley. Advocates for the People, Causes and Goals You Cherish The Paladin Group at Morgan Stanley Advocates for the People, Causes and Goals You Cherish 3737 Glenwood Avenue, Ste. 320 Raleigh, NC 27612 855-830-0665 / TOLL-FREE 919-785-7163 / MAIN 919-882-1212 / FAX

More information

The Wood Group at Morgan Stanley. Understanding Your Vision, Earning Your Trust

The Wood Group at Morgan Stanley. Understanding Your Vision, Earning Your Trust The Wood Group at Morgan Stanley Understanding Your Vision, Earning Your Trust WHY THE WOOD GROUP The Culture of Family is in Our DNA Our Team was formed to provide our Clients and their Families with

More information

The Kopser Goodman Group at Morgan Stanley. managing wealth, creating opportunities

The Kopser Goodman Group at Morgan Stanley. managing wealth, creating opportunities The Kopser Goodman Group at Morgan Stanley managing wealth, creating opportunities 4030 SMITH RD STE 200 CINCINNATI, OH 45209 513-562-8391 / MAIN 800-543-1825 / TOLL-FREE 513-579-0050 / FAX http://www.morganstanleyfa.com/

More information

The Duddingston Sylvester Group at Morgan Stanley Smith Barney

The Duddingston Sylvester Group at Morgan Stanley Smith Barney The Duddingston Sylvester Group at Morgan Stanley Smith Barney 225 South Sixth Street Suite 5100, Minneapolis, Minnesota 55402 866-984-1044 / Toll-Free 612-340-6729 / Main morganstanley.com/fa/ duddingstonsylvestergroup

More information

O'Neill Blausey Hartsock Group at Morgan Stanley

O'Neill Blausey Hartsock Group at Morgan Stanley O'Neill Blausey Hartsock Group at Morgan Stanley 35055 W 12 Mile Road Suite 101, Farmington Hills, MI 48331 248-848-8780 / MAIN 855-209-8113 / TOLL-FREE 248-848-8716 / FAX www.morganstanleyfa.com/obhgroup

More information

The Ricca-Weinerman Group at Morgan Stanley. Providing Wealth Management Solutions

The Ricca-Weinerman Group at Morgan Stanley. Providing Wealth Management Solutions The Ricca-Weinerman Group at Morgan Stanley Providing Wealth Management Solutions 300 Campus Drive 4th Floor, Florham Park, NJ 07932 973-236-3500 / MAIN 800-526-9075 / TOLL-FREE 973-943-4383 / FAX http://www.morganstanleyfa.com/ricca_weinerman/

More information

The Princi Group at Morgan Stanley

The Princi Group at Morgan Stanley The Princi Group at Morgan Stanley 53 State Street 39th Floor, Boston, MA 02109 617-589-3229 / MAIN 617-830-9782 / FAX www.morganstanleyfa.com/ theprincigroup peter.b.princi@morganstanley.com Our practice

More information

The Sullivan Group at Morgan Stanley Smith Barney. Where Your Needs Come First

The Sullivan Group at Morgan Stanley Smith Barney. Where Your Needs Come First The Sullivan Group at Morgan Stanley Smith Barney Where Your Needs Come First By serving your comprehensive financial needs, we value the unique opportunity and privilege of helping you plan for and achieve

More information

The Forster Group at Morgan Stanley Smith Barney

The Forster Group at Morgan Stanley Smith Barney The Forster Group at Morgan Stanley Smith Barney A Wealth Management Advisory Team Dennis Forster, CFP Senior Vice President- Wealth Management Financial Advisor Julie Williams Registered Associate Financial

More information

The Osborn-Berrier Group at Morgan Stanley Smith Barney

The Osborn-Berrier Group at Morgan Stanley Smith Barney The Osborn-Berrier Group at Morgan Stanley Smith Barney 100 N. Main Street Suite 2500, Winston Salem, NC 27101 336-721-9232 / MAIN 800-334-4401 / TOLL-FREE 336-721-4940 / FAX www.fa.smithbarney.com/osborn_berrier

More information

The Berkheimer Group at Morgan Stanley

The Berkheimer Group at Morgan Stanley The Berkheimer Group at Morgan Stanley 30 West Patrick Street 7th Floor, Frederick, MD 21701 301-663-8833 / MAIN 800-634-0072 / TOLL-FREE 301-663-4798 / FAX theberkheimergroup@morganstanley.com Managing

More information

THE SECOND GROWTH. An organized and personal approach to the second stage of life. The Cypress Group at

THE SECOND GROWTH. An organized and personal approach to the second stage of life. The Cypress Group at THE SECOND GROWTH An organized and personal approach to the second stage of life. The Cypress Group at With over 85 years of combined experience we have developed a process to help analyze and address

More information

The Hanover Group at Morgan Stanley Smith Barney

The Hanover Group at Morgan Stanley Smith Barney The Hanover Group at Morgan Stanley Smith Barney 203 Heater Road Lebanon, New Hampshire 03766 603-442-7900 / Main 800-829-5232 / Toll-Free 603-442-7988 / fax www.fa.smithbarney.com/ hanovergroup thehanovergroup@mssb.com

More information

The Chimerakis Group at Morgan Stanley. Simplicity. Strength. Teamwork.

The Chimerakis Group at Morgan Stanley. Simplicity. Strength. Teamwork. The Chimerakis Group at Morgan Stanley Simplicity. Strength. Teamwork. 3801 PGA Boulevard Suite 700, Palm Beach Gardens, FL 33401 877.780.2539 / toll-free 561.627.2858 / fax Lee J. Chimerakis Sports &

More information

The Tribeca Group at Morgan Stanley Smith Barney

The Tribeca Group at Morgan Stanley Smith Barney The Tribeca Group at Morgan Stanley Smith Barney November, 2011 Morgan Stanley Smith Barney LLC One Penn Plaza, 43rd Floor New York, NY 10119 212-643-5713 Scott McCoy Director Portfolio Manager Yunjin

More information

The Culov Group at Morgan Stanley. Defining a path to your financial well-being.

The Culov Group at Morgan Stanley. Defining a path to your financial well-being. The Culov Group at Morgan Stanley Defining a path to your financial well-being. 50 FOUNTAIN PLAZA SUITE 800 BUFFALO, NY 14202 716-849-4800 / MAIN 800-648-0018 / TOLL-FREE 716-849-2310 / FAX The Culov Group

More information

The Spectrum Group at Morgan Stanley

The Spectrum Group at Morgan Stanley The Spectrum Group at Morgan Stanley 20807 Biscayne Blvd 6th Floor, Aventura, FL 33180 305-937-7100 / MAIN 800-736-4554 / TOLL-FREE 305-937-7136 / FAX www.morganstanleyfa.com/thespectrumgroup The Spectrum

More information

The Williams Benson Group at Morgan Stanley Smith Barney

The Williams Benson Group at Morgan Stanley Smith Barney The Williams Benson Group at Morgan Stanley Smith Barney Our Mission We strive to bring a boutique level of service to our clients by operating as a firm within the firm. We believe this is best achieved

More information

The Radcliff Schatzman Group at Morgan Stanley. Comprehensive Wealth Management

The Radcliff Schatzman Group at Morgan Stanley. Comprehensive Wealth Management The Radcliff Schatzman Group at Morgan Stanley Comprehensive Wealth Management 11 N Water Street Suite 16290, Mobile, AL 36602 251-470-1097 / MAIN 800-624-7814 / TOLL-FREE 678-229-9738 / FAX www.morganstanleyfa.com/theradcliffgroup

More information

The Peachtree Group at Morgan Stanley

The Peachtree Group at Morgan Stanley The Peachtree Group at Morgan Stanley 3280 Peachtree Rd Suite 1900 Atlanta, GA 30305 Tel: 1 (877) 386-5767 Fax: (404) 601-5471 http://www.morganstanleyfa.com/thepeachtreegroupsb/ Why Clients Choose and

More information

The Sanborn Group at Morgan Stanley

The Sanborn Group at Morgan Stanley The Sanborn Group at Morgan Stanley 5051 Westheimer Rd. Suite 2100 Houston, TX 77056 713-966-2159 / MAIN 800-666-6069 / TOLL-FREE 713-966-6808 / FAX www.morganstanleyfa.com/thesanborngroup richard.h.sanborn@ms.com

More information

The Veritas Group at Morgan Stanley. Truth to Earn Your Trust

The Veritas Group at Morgan Stanley. Truth to Earn Your Trust The Veritas Group at Morgan Stanley Truth to Earn Your Trust 7124 W. Central Avenue Toledo, OH 43617 419-842-5300 / MAIN 800-458-1066 / TOLL-FREE 419-842-5370 / FAX www.morganstanleyfa.com/veritasgroup

More information

The Paladin Group at Morgan Stanley. Advocates for the People, Causes and Goals You Cherish

The Paladin Group at Morgan Stanley. Advocates for the People, Causes and Goals You Cherish The Paladin Group at Morgan Stanley Advocates for the People, Causes and Goals You Cherish 3737 Glenwood Avenue, Ste. 320 Raleigh, North Carolina 27612 855-830-0665 / Toll-Free 919-785-7163 / main 919-882-1212

More information

Kindred/Stephens Group at Morgan Stanley Smith Barney

Kindred/Stephens Group at Morgan Stanley Smith Barney Kindred/Stephens Group at Morgan Stanley Smith Barney Mission Statement Our mission is to help affluent individuals and their families create, manage, preserve and transfer wealth. The core of this partnership

More information

Morgan Stanley Smith Barney, 80 E. Rio Salado Parkway, Suite 810, Tempe, AZ 85281

Morgan Stanley Smith Barney, 80 E. Rio Salado Parkway, Suite 810, Tempe, AZ 85281 Morgan Stanley Smith Barney, 80 E. Rio Salado Parkway, Suite 810, Tempe, AZ 85281 AT M O R G A N S TA N L E Y S M I T H B A R N E Y We are all travelers in the wilderness of this world, and the best we

More information

The Yates Group at Morgan Stanley

The Yates Group at Morgan Stanley The Yates Group at Morgan Stanley 100 N. Main St. Ste. 2500 Winston Salem, NC 27101 800-334-4401 / MAIN 800-334-4401 / TOLL-FREE 336-721-4940 / FAX www.morganstanleyfa.com/theyatesgroup The Yates Group

More information

thepeaceriverteam

thepeaceriverteam www.morganstanleyfa.com/ thepeaceriverteam For our team, retirement planning means more than providing our clients with investment advice. It means helping them maintain the financial independence they

More information

Megan Schlaack Silva. Financial Advisor & Wealth Management. January 2011 Megan Schlaack Silva Financial Advisor

Megan Schlaack Silva. Financial Advisor & Wealth Management. January 2011 Megan Schlaack Silva Financial Advisor Megan Schlaack Silva Financial Advisor & Wealth Management January 2011 Megan Schlaack Silva Financial Advisor Megan Schlaack Silva - Summary of Services Balance Sheet Management & Liquidity - Complex

More information

The Omaha Group at Morgan Stanley Smith Barney. A distinctive approach to building and preserving wealth

The Omaha Group at Morgan Stanley Smith Barney. A distinctive approach to building and preserving wealth The Omaha Group at Morgan Stanley Smith Barney A distinctive approach to building and preserving wealth 13625 California Street Suite 400, Omaha, Nebraska 68154 402-548-3422 / Main 800-228-3309 / Toll-Free

More information