Planning. Specializing In Wealth Management & Retirement Income INSIDE THIS ISSUE: Great Lakes Loons Baseball Ambassador Event: QUARTERLY NEWSLETTER

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1 4912 Mac St. Midland, MI (989) AS FEATURED ON: Specializing In Wealth Management & Retirement Income Planning QUARTERLY NEWSLETTER INSIDE THIS ISSUE: PAGE 2 AUTUMN WORD SEARCH PAGE 3 TAMMY S KITCHEN PAGE 4 & 5 FAMILY UPDATE FROM CARL, JASON, KELLY AND TAMMY PAGE 6 TIPS TO SAVE MONEY IN 2018 PAGE 7 MARK YOUR CALENDARS VIP AMBASSADOR PAGE 8 OFFICE HOURS Great Lakes Loons Baseball Ambassador Event: August 26, 2017

2 P a g e 2 Have a game you d like to see in our next newsletter? Kelly at kelly@greatlakesinvestmentadvisors.com

3 P a g e 3 Tammy s Kitchen Dill Pickle Dip Ingredients 1(8 oz.) package cream cheese, at room temperature 1 cup chopped dill pickles ¼ cup finely chopped sweet onion 2 tbsp. pickle juice Directions Stir cream cheese in a bowl with a spoon until smooth. Stir in dill pickles, onion, pickle juice, dill weed, salt and pepper until evenly distributed. Refrigerate before serving at least 1 hour. 1 tsp. dried dill weed ½ tsp. kosher salt & pepper Phyllo Brie Cups Ingredients Directions 1 (8 oz.) wedge Brie Cheese, Preheat oven to 350 degrees F. rind removed, cut into Line a baking sheet with 1-inch pieces parchment paper. 15 frozen phyllo tart cups Arrange phyllo cups on the Baking sheet. Place one piece ½ cup raspberry preserves Brie cheese in each phyllo cup. Top with ½ tsp. raspberry Preserves. Bake in the preheated oven until Brie is melted, about 7 minutes. You can direct any recipes and pictures to Kelly at : kelly@greatlakesinvestmentadvisors.com

4 P a g e 4 Carson s field trip day! The family at a MSU football game Lexi s cheerleading picture Josi cheering at a MSU game Bo s graduation day from kindergarten ~ for the 3 rd time! Camping & kayaking this summer with the family Carl & Carole outside Little Caesar s Arena for his 73 rd birthday! Carl s 73 rd birthday~ celebrating at a Red Wing s game!

5 P a g e 5 What a busy time for the Kusterers! Jack started preschool and loves it & Hayden is a busy 1 st grader! Tammy had a great autumn with her family. They camped on weekends while the weather was good, attended a church camp in Evart, MI., and did trick-or-trunk. Kassidy started 1 st grade and Kennedy started Preschool-4! Great Lakes Investment Advisors, Inc. does not give tax or legal advice. Please consult with a tax or legal professional for these matters. Investment Advisory Services offered through Great Lakes Investment Advisors, Inc., a Registered Investment Adviser with the State of Michigan. Insurance products and services offered through Senior Financial Strategies, Inc. Great Lakes Investment Advisors, Inc. and Senior Financial Strategies, Inc. are affiliated companies.

6 P a g e 6 These useful money saving tips provided by: Thesimpledollar.com * Sign up for every free customer rewards program that you can. * Write a list out before going shopping~ and stick to it! * Drink more water~ other than hydrating you, it helps you stay fuller longer, thus spending less on meals. * Make multiple batches of meal items. Freeze some for a later date. * Buy quality appliances now, and save more in the future! * Plan meals around the grocery store s flyer. * Cancel any unused club memberships~ you can always renew later if need be. * Buy used when you can. * Keep your hands clean~ avoid anything unsavory can save on medical bills! * Give the gift of labor~ what new parent wouldn t like a free babysitter? * Do any holiday shopping right after the holiday (i.e. decorations, cards, gifts, etc.) * Avoid the mall~ window shopping can be the death of your wallet * Buy generic brands~ the price difference between generic and name brand is usually marketing costs! * Eat breakfast!~ You stay fuller longer, thus spending less on lunch and mid day snacks. * Start a garden! * Attend free events in your area for entertainment. * keep your tires inflated to avoid losing gas mileage. * Buy in bulk. * Don t speed! Avoid the ticket and the inefficient gas usage.

7 P a g e 7 MARK YOUR CALENDARS AND BRING YOUR GUESTS! DINNER SEMINARS An hour and a half presentation on key financial concerns for those approaching and those in retirement, followed by a delicious, upscale meal. December 5 th at Bay Valley in Bay City, MI December 6 th at Apple Mountain in Freeland, MI LIBRARY LUNCH & LEARN An interactive discussion over lunch on topics such as: economy and market updates from our top money managers, estate planning and tax strategies. We will also include special guest speakers in these discussions. December 6th at the Midland Community Center. Detective Scott Holzinger from the Midland County Police Dept. will be speaking on Identity Theft & Cyber Security VIP AMBASSADOR CLUB How do you become a VIP Ambassador? It is rather simple bring a guest! Simply introduce us to a friend or family member who you think could benefit from our services. If they choose to meet with us, you will automatically be enrolled in our VIP Ambassador Club for one calendar year. If they choose to become a client, they also will be enrolled in our VIP Ambassador Club for one calendar year. By becoming an ambassador you are entitled to the following benefits: VIP AMBASSADOR EVENTS February 15 th VIP Ambassador Event: Valentine s Day Ladies Luncheon & Wine Tasting June 2018 VIP Ambassador Event: Princess Wenonah Sunset Cruise August 2018 VIP Ambassador Event: Loons Baseball Game *Some events by invitation only. See VIP Ambassador Section below. **Events, days and times are subject to change. Please visit our website OR call our office (989) for a current schedule. Concierge Recognition from our Office Invitations to Exclusive VIP Ambassador Club Events and much more Not sure where to start? If you know of a friend or loved one in any of the following Do You situations: Retired or retiring soon from their job. Not happy with their current investments, rates of return or brokers. Concerned about a repeat of After telling them how we made a difference in your life, just pass their name and number along to us, or invite them to attend an event with you. There is no greater compliment that you can give us than an introduction to your family and friends! Please call our office today for more details on how to become a VIP Ambassador! ** Event days and times are subject to change. Please visit our website OR call our office (989)

8 P a g e 8 HOURS Hard At Work On Your Behalf! Monday Thursday 8AM 5PM Friday 8AM 3PM Phone: (989) *Monday Morning Staff Meetings from 9AM-12PM Always at your service!! Great Lakes Investment Advisors, Inc. does not give tax or legal advice. Please consult with a tax or legal professional for these matters. Investment Advisory Services offered through Great Lakes Investment Advisors, Inc., a Registered Investment Adviser with the State of Michigan. Insurance products and services offered through Senior Financial Strategies, Inc. Great Lakes Investment Advisors, Inc. and Senior Financial Strategies, Inc. are affiliated companies. P.O BOX 2043 MIDLAND MI

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Planning. Specializing In Wealth Management & Retirement Income INSIDE THIS ISSUE: Murder Mystery Dinner Theater. 4 th Quarter VIP Ambassador Event 4912 Mac St. Midland, MI 48640 www.greatlakesinvestmentadvisors.com (989) 835-7203 AS FEATURED ON: Specializing In Wealth Management & Retirement Income Planning QUARTERLY NEWSLETTER INSIDE THIS ISSUE:

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