Cashback Blackjack TO PLAY THE GAME. The objective of the game is to get closer to 21 than the dealer without going over.

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1 Cashback Blackjack The objective of the game is to get closer to 21 than the dealer without going over. TO PLAY THE GAME This game is played with 6 decks of cards. In order to play, you must place the minimum bet. Click on a chip to select it. Click on one of the available hand positions (the 5 large circles on the table) to place a bet. Click on a hand position repeatedly to increase your bet by the value of the selected chip. Bets can be placed on as many hand positions as you wish. Click CLEAR BETS to remove all bets from the table. Click DOUBLE to double all bets on the table. Click UNDO to remove the last bet placed on the table. The minimum and maximum bet limits depend on your VIP level and are shown at the top of the table. Table limits are chosen in a menu before entering the game. The limits apply to the initial bet only. Actions that require an additional bet (Split, Insurance, and Double) can still be used even if you placed a bet equal to the maximum bet. Click the DEAL button to deal the cards. A two-card hand is dealt to each position that has a bet, and also to the dealer. The cards are dealt one by one to each hand in turn, with the first card going to the rightmost player hand. The last card goes to the dealer s hand and is dealt face down. If you are playing more than one hand, actions are taken for each hand separately, starting from the right-most hand. If the dealer s face up card is an Ace, you are offered insurance. Click ACCEPT to insure the selected hand against the dealer having Blackjack. To insure all your hands click the Apply for all switch and then click ACCEPT. If you do not want to insure the selected hand, click DECLINE. If you want to decline insurance for all your hands click the Apply for all switch and then click DECLINE. Note: if you click the Apply for all switch and then click DECLINE you will not be offered insurance again for any more rounds during the current game session. You can re-enable Insurance in the game settings dialog accessible by tapping the MENU button. If your first two cards have the same value, you can split your hand by clicking SPLIT. Click HIT to request another card or click DOUBLE to double your bet and receive a third and final card. If you do not want any more cards, click STAND. Note: it is not possible to take any further actions on a hand after clicking DOUBLE.

2 Please note that Insurance, Double and Split require an additional bet. If your balance does not have enough money to cover these expenses, you will need to deposit more money to use these options. The dealer reveals the face down card and draws additional cards according to the rules. At the end of the round each of your hands is compared to the dealer s hand, and each hand wins or loses accordingly. If you want to play another round, place bets as described above or click REBET to place the same bets as in the previous round and then click DEAL to deal the cards. Click REBET & DEAL to place the same bets as in the previous round and deal cards immediately. Click DOUBLE & DEAL to place double the bets as in the previous round and deal cards immediately. CASHBACK OPTION Clicking CASHBACK on a hand will give a payout for that hand and then prevent the hand from participating in the round. The money you will receive for cashing out on the selected hand is displayed on the CASHBACK button. Clicking CASHBACK will not return the bet placed on the hand. After clicking CASHBACK on a hand no further action may be taken on it, and the hand will not be compared with the dealer s. You can cash out on split hands, unless the cards are split Aces. You cannot cash out a hand that has a value of 21 or higher. You cannot cash out a hand after clicking DOUBLE. You cannot cash out a hand that is 21 or Blackjack. BUTTONS DEAL - Deal the cards. CLEAR BETS - Clear the table of all bets. HIT - Draw another card for the selected hand. STAND - Draw no more cards for the selected hand and move on to the next hand. If there are no more hands to take action on, this ends your turn.

3 DOUBLE - If no cards have been dealt yet, this button doubles all bets on the table. If cards have been dealt, this button doubles the bet on the selected hand and draws a third and final card for the hand. ACCEPT / DECLINE Accept or decline offered insurance to protect a bet against the dealer having Blackjack. SPLIT - Split the hand into two. REBET - Place the same bets as in the previous round. REBET & DEAL - Place the same bets as in the previous round and deal the cards. DOUBLE & DEAL Place double the bets placed in the previous round and deal the cards. CASHBACK Receive a payout for the selected hand and then prevent that hand from participating in the round. This button will not return the bet placed on the hand. RULES Cashback Blackjack is a variant of Multi-hand Blackjack. The object of Cashback Blackjack is to get a hand that totals 21 or is closer to 21 than the dealer s hand without exceeding 21. In Cashback Blackjack, Aces count as either 1 or 11, face cards count as 10, and number cards count at their face values. If you receive an Ace and a ten-value card as your first two cards, you have Blackjack and win 1.5 times your bet. If the total value of your cards is closer to 21 than the dealer s, (but isn t Blackjack) you win an amount equal to your bet on that hand. If the total of your cards is more than 21, you "bust" and automatically lose your bet. If you and the dealer have the same card total (17 to 21), neither of you win and your bet is returned to you in a "push". Blackjack beats a score of 21. Cashback Blackjack follows the standard "Las Vegas Strip" rules, with the following exceptions: After each round, used cards are returned to the deck and the deck is shuffled. There is a separate deck for each hand. The player may not split a split hand. The player can double down only once per hand. Only one card is drawn to split Aces.

4 The player may double after splitting. The dealer will not check for Blackjack in any case. The dealer draws an additional card when the total of the dealer's cards is 16 or less and stands when the total is 17 or greater (including soft 17s). The dealer does not draw when the player is "bust". If the player doubles, the dealer's first card is an Ace and the dealer gets Blackjack, the player loses their doubled bet. If the dealer's first card is of value 10 and the dealer gets Blackjack, the player receives back half of their doubled bet. SPLIT If the first two cards in a hand have the same value, you may split them into two separate hands by placing a second bet equal to the original bet (creating one bet on each split hand). You may draw as many cards as you like on each split hand, unless you split two Aces (in which case you can receive only one additional card for each Ace). If you receive an Ace and a ten-value card in a split hand, it is considered 21 and not Blackjack. You can double down only once per split hand and never on split Aces. You can click CASHBACK on one or both split hands. DOUBLE You may wish to double your bet if, after you are dealt your first two cards, you think that the third card will allow you to beat the dealer's hand. By choosing to double, the bet amount becomes twice the original (with the difference taken out of your balance) and you are dealt one more card. You can also double down after splitting a pair. INSURANCE If the dealer shows an Ace in their initial hand, you are given the option to insure your bet against the dealer having Blackjack. If you take Insurance, an amount equal to half your original bet is placed separately on the table. If the dealer has Blackjack, you are paid 2 to 1 on your insurance. This way you do not lose your original bet (because you receive two times half your original bet, plus the insurance amount back). If the dealer does not have Blackjack, you lose the insurance amount. If you decide to deactivate the insurance offering during the existing game session, insurance will not be offered. In order to use insurance again, it must be reactivated through the game settings dialog accessible by tapping the MENU button. 10-CARD CHARLIE

5 It is theoretically possible for the player to draw 10 cards without going bust. In this case the player s hand automatically wins, except when the dealer has Blackjack. 10-Card Charlie is also applicable on a split hand. SIDE BETS This game includes 3 side bets, besides Insurance: Player's pair Dealer's pair 21+3 The side bets placed on a hand are not affected by the Cashback function: if you click the CASHBACK button for a hand, the side bets for that hand will still participate in the round. You can place the Player's Perfect Pair side bet on the "Player's Pair" betting area. The Dealer's Perfect Pair side bet can be placed on the "Dealer's Pair" betting area. A "21+3" side bet can be placed on the "21+3" betting area. The Player's Perfect Pair side bet wins if your first two cards form a Perfect Pair, Colored Pair, or a Red/Black Pair. The Dealer's Perfect Pair side bet wins if the dealer's first two cards form a Perfect Pair, Colored Pair, or a Red/Black Pair. The 21+3 side bet wins if your first two cards and the dealer's first card together form a Flush, Straight, Straight Flush, Suited Three of a Kind or Three of a Kind combination. Perfect Pair means that your or dealer's first two cards form a pair of the same suit (for example, a pair of 4 of Diamonds). Colored Pair means that your or dealer's first two cards form a pair of the same color but different suit (for example, 4 of Diamonds and 4 of Hearts) Red/Black Pair means that your or dealer's first two cards form a pair, but with different colors and suits (for example, 4 of Diamonds and 4 of Spades) means that your first two cards and dealer's first card form a Flush, Straight, Straight Flush, Suited Three of a Kind or Three of a Kind combination. The Perfect Pair, Colored Pair, Red/Black Pair, and 21+3 combinations win according to the paytable. Side bets cannot be placed without placing a regular bet. All 3 types of side bets can be placed at the same time.

6 PAYTABLE Winnings Pays Winning Hand 1:1 Insurance 2:1 Blackjack 3:2 Perfect Pair 25:1 Colored Pair 12:1 Red/Black Pair 6:1 Suited Three of a Kind 100:1 Straight Flush 40:1 Three of a Kind 30:1 Straight 10:1 Flush 5:1 The payout format used here means that when you win, you get back your bet plus an amount that is a multiple of your bet. Note on disconnections: If you are disconnected from the Internet in the middle of the game, log in again into the casino. You will be automatically directed back to the game and you can continue the game from the point where it was broken. If you reopen the game without re-logging into the casino, the game will start from the very beginning. In both cases, your previous wins will be paid. If you wish to check the results of old games, or find additional details about recent games, you can do so via the desktop version of the casino. Use your regular username and password to log in to the desktop version. Note on malfunctions: A malfunction voids all pays and plays. Note on unresolved bets: Unresolved bets placed become void after 90 days. The theoretical percentage return to player (RTP) is 99.55%.